--- title: "Elphi Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Elphi Software - reviews, pricing plans, popular comparisons to other Loan Origination products and more." source_url: "https://www.capterra.com/p/10031679/Elphi/" page_type: "product" language: "en" --- # Elphi Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 7, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support) Elphi ## What is Elphi? Elphi is the next-generation Loan Origination System designed to eliminate repetitive work, automate complex workflows, and give lenders full no-code control over their processes. POS and closing documents are built directly into the platform - creating a single, modern origination system that’s fast, adaptable, and genuinely enjoyable to use. The platform offers open APIs for seamless integration with third-party tools, simplifying data entry and file uploads across the mortgage lifecycle. Elphi supports application processing, underwriting, and closing within a single interface. Its efficient implementation process includes quick training to minimize disruptions. By centralizing information through integrations with third-party partners, Elphi provides a comprehensive solution that boosts productivity and operational efficiency in the lending process. ## What is Elphi used for? [Loan Origination](https://www.capterra.com/loan-origination-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $500 Usage Based, Per Month Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Elphi?[Manage this product listing](https://www.g2.com/products/elphi-los/claim_requests/new?auto=true) ## Elphi Overview Updated September 2026 AI summary Elphi is a cloud-based loan origination solution for small and midsize businesses, offering automated decisioning, document management, loan processing, and online applications. With optional features like loan management, portfolio management, and workflow management, it helps lenders organize approval steps and oversee active loans, supporting end-to-end lending operations through a web-based platform. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Elphi 0.0 VS. [4.8 (288)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Starting Price $500 Usage Based, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.7 (72) Value For Money 0.0 (0) Value For Money 4.7 (63) Customer Service 0.0 (0) Customer Service 4.8 (68) ## Elphi alternatives [LendingWise](https://www.capterra.com/p/166706/LendingWise/) [4.6 (72)](https://www.capterra.com/p/166706/LendingWise/reviews/) Starting price $149.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 90% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/166706/LendingWise/) Highest Rated [Mortgage Automator](https://www.capterra.com/p/191761/Mortgage-Automator/) [4.9 (116)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/191761/Mortgage-Automator/) [BNTouch Mortgage CRM](https://www.capterra.com/p/37032/BNTouch/) [4.5 (98)](https://www.capterra.com/p/37032/BNTouch/reviews/) Starting price $165.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/37032/BNTouch/) [DigiFi](https://www.capterra.com/p/184799/DigiFi/) [4.9 (7)](https://www.capterra.com/p/184799/DigiFi/#reviews) Starting price $1995.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/184799/DigiFi/) ## FAQs about Elphi Overview ### What company size and specific industries is Elphi built for? Elphi targets mortgage lenders and financial institutions, especially teams of loan officers, mortgage processors, and underwriters in the lending industry. It is suited to organizations of any size that handle mortgage operations and need a tool built for financial services workflows. Features and Usability ### What are the key features of Elphi? Elphi offers API access, online applications, document management, workflow management, and automated decisioning and underwriting. Its lending features cover loan management, loan processing, and loan portfolio management, supporting application intake, document handling, approval workflows, and portfolio oversight in one system. Getting Started and Support ### What training and onboarding options does Elphi offer? Elphi provides live online training sessions for teams getting started. This format supports guided instruction and real-time questions during setup and initial use. Getting Started and Support ### What customer support options does Elphi offer? Elphi provides Email/Help Desk support for customer questions and issue resolution. Support details beyond that channel are not listed in the catalog data. No reviewer feedback about support experience is available, so no claims can be made about response times, helpfulness, or common frustrations. ## Features AI summary Based on 460 Loan Origination reviews Capterra reviewers highlight these as the features buyers care about most when choosing loan origination software: - **Borrower Management** (**68%** of reviewers rated this feature as critical) - **Workflow Management** (**55%**) - **Loan Processing** (**61%**) Elphi includes **Workflow Management** and **Loan Processing**, giving lenders a way to manage approval steps and move applications through funding more efficiently. However, it does not offer **Borrower Management**. Instead, it provides **Loan Management** (**64%**), another highly rated feature that helps teams oversee active loans and keep servicing activities organized, allowing businesses to maintain visibility across the lending process and handle day-to-day operations more effectively. API Application programming interface that allows for integration with other systems/databases Automated Decisioning/Underwriting Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower Document Management Store, manage, and track all electronic documents in a centralized location Loan Management Distribution and delivery of funds to approved borrowers Loan Origination Process of securing a loan from a bank or any other lender. Loan Portfolio Management Assess and control risks associated with the credit process of each loan portfolio/account Elphi 9 features ### All Features - API: Application programming interface that allows for integration with other systems/databases - Automated Decisioning/Underwriting: Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower - Document Management: Store, manage, and track all electronic documents in a centralized location - Loan Management: Distribution and delivery of funds to approved borrowers - Loan Origination: Process of securing a loan from a bank or any other lender. - Loan Portfolio Management: Assess and control risks associated with the credit process of each loan portfolio/account - Loan Processing: Collect, organize, and prepare loan information to send to the lender for approval - Online Applications: Ability to fill out and submit application forms on the web - Workflow Management: Create, design and manage workflows for repetitive tasks --- ## Pricing Basic $500.00 Usage Based,Per Month ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.