--- title: "Loquat Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Loquat Software - reviews, pricing plans, popular comparisons to other Financial Services products and more." source_url: "https://www.capterra.com/p/10033141/Loquat/" page_type: "product" language: "en" --- # Loquat Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 16, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support) Loquat ## What is Loquat? Loquat Inc. is a fintech innovator enabling banks and credit unions to offer smart consumer and business banking to their customers and members. The platform provides seamless KYC/KYB, fast onboarding; virtual cards; automated lending; an integrated portal for fraud detection, compliance monitoring, workflows, and analytics (CALM); a proprietary Loquat IQ solution utilizing FI data for strategic insights with interactive chat and continuous learning to enhance performance. Loquat meets the highest standards for security, compliance, and operations and is SOC 2 Type 2 certified Cloud-agnostic platform integrates seamlessly via API and has a modular architecture to adapt to each institution’s needs ## What is Loquat used for? [Financial Services](https://www.capterra.com/financial-services-software/)[KYC](https://www.capterra.com/kyc-software/)[Loan Origination](https://www.capterra.com/loan-origination-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $50 Usage Based, Per Month Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Loquat?[Manage this product listing](https://www.g2.com/products/loquat/claim_requests/new?auto=true) ## Loquat Overview Updated September 2026 AI summary Loquat is a financial services platform for midsize and enterprise organizations, offering tools for compliance management, KYC, loan origination, and risk management. It features AI-driven decisioning, transaction monitoring, electronic payments, and fraud detection, with integrations for document signing and payments. Loquat is available as a web-based solution across multiple operating systems, supporting secure, real-time financial operations. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Loquat 0.0 VS. [4.7 (16)](https://www.capterra.com/p/160754/KYC-Portal/reviews/) Starting Price $50 Usage Based, Per Month Starting Price $28000 Usage Based, Per Year Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.3 (106) Value For Money 0.0 (0) Value For Money 4.4 (81) Customer Service 0.0 (0) Customer Service 4.7 (79) ## Loquat alternatives Highest Rated [4.8 (13)](https://www.capterra.com/p/201476/Ondato/reviews/) Starting price $259.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [Plaid](https://www.capterra.com/p/174384/Plaid/) [4.4 (106)](https://www.capterra.com/p/174384/Plaid/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/174384/Plaid/) [Bizagi](https://www.capterra.com/p/127621/BPM-Suite/) [4.4 (142)](https://www.capterra.com/p/127621/BPM-Suite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/127621/BPM-Suite/) [NewgenONE](https://www.capterra.com/p/10004239/NewgenONE-Digital-Transformation-Platform/) [0.0](https://www.capterra.com/p/10004239/NewgenONE-Digital-Transformation-Platform/#reviews) Starting price $200000.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 0% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/10004239/NewgenONE-Digital-Transformation-Platform/) ## FAQs about Loquat Overview ### What company size and specific industries is Loquat built for? Loquat is designed for banks, credit unions, and other financial institutions of all sizes. It is built for organizations in the financial services sector that need software suited to regulated banking and lending environments. Features and Usability ### What are the key features of Loquat? Loquat offers AI/Machine Learning and generative AI for automated decisioning and underwriting, plus compliance management, fraud detection, and risk management. It also includes identity verification, liveness detection, background screening, digital and electronic signatures, workflow management, reporting/analytics, real-time monitoring, and role-based permissions. Integrations ### Which third-party tools and platforms does Loquat integrate with? Loquat integrates with 6 third-party platforms, including Docusign, ForgeRock, Plaid, Q2 Platform, SendGrid, and Twilio. These cataloged integrations cover document signing, identity management, payments, banking services, email delivery, and messaging. Getting Started and Support ### What training and onboarding options does Loquat offer? Loquat provides in person training, live online sessions, webinars, documentation, and videos to help teams get started. In person and live online formats support guided setup, webinars cover scheduled training sessions, documentation offers written reference material, and videos provide visual guidance for self-paced learning. Getting Started and Support ### What customer support options does Loquat offer? Loquat provides Email/Help Desk, FAQ/Forum, Knowledge Base, Phone Support, and Chat. No reviewer feedback is available on support experience, so user sentiment about response times, helpfulness, or common issues cannot be summarized here. ## Features AI summary Based on 1,520 Financial Services reviews Capterra data shows that buyers of Financial Services rank the following features as their top priorities: - **Transaction Monitoring** (**50%** of reviewers rated this feature as critical) - **Electronic Payments** (**50%**) - **Transaction History** (**40%**) Loquat supports all three features that reviewers rate highest: **Transaction Monitoring**, **Electronic Payments**, and **Transaction History**. Together, these capabilities help businesses track account activity, process payments efficiently, and maintain clear financial records, allowing teams to manage transactions with better visibility and control. Access Controls/Permissions Define levels of authorization for access to specific files or systems Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Activity Tracking Track and document all activities across devices, networks, and other systems Address Validation Verifies and confirms the accuracy of an address AI/Machine Learning Software program that continuously adjusts its behavior based on observed data Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Loquat 60 features ### All Features - Access Controls/Permissions: Define levels of authorization for access to specific files or systems - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Activity Tracking: Track and document all activities across devices, networks, and other systems - Address Validation: Verifies and confirms the accuracy of an address - AI/Machine Learning: Software program that continuously adjusts its behavior based on observed data - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Approval Process Control: Manage the process of evaluating documents or requests submitted for approval - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Authentication: Verify the identity of users/devices to enable secure access - Automated Decisioning/Underwriting: Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower - Background Screening: Researching and validating a person's criminal, educational, job or financial records - Behavior Tracking: Track visitors'/audience's responses across web pages and other optimized content - Client Management: Manage contact details and communication with clients - Client Portal: Private online space that lets businesses securely share documents and provide information access to clients - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - CRM: Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system - Customer Data Management: Searchable repository of information about clients - Customer Database: A collection of customer information such as contact details, demographics, previous interactions, etc. - Customer Engagement: Initiate interactions with customers by proactively starting conversations or providing informational content - Customizable Branding: Add customized logos and colors to align with company branding - Customizable Reports: Alter the layout and content of reports - Data Capture and Transfer: Import, collect, and capture data from multiple sources - Data Import/Export: Import and export data to and from software applications - Data Visualization: Graphical representation of data - Digital Signature: Electronic signing method that validates the authenticity and integrity of a digital document - Document Management: Store, manage, and track all electronic documents in a centralized location - Duplicate Detection: Compare new data with existing records to detect duplicate entries - Electronic Payments: Electronically collect payments for goods or services - Electronic Signature: Digitally sign online documents - Financial Analysis: Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk - Financial Management: Plan, manage, and track the financial activities of an individual or organization - For Financial Institutions: Financial services institutions such as traditional banks, hedge funds, investment banks, and insurance agencies. - Forms Management: Store, manage and track all forms in a centralized location - Fraud Detection: Identify and prevent suspicious activity - Generative AI: Use AI to generate content in the form of text, images, videos, etc. - Geolocation: Determines the location of a device using GPS or an IP address - Identity Verification: Validating the identity of an individual or entity through verification of personal information or credentials - Lifecycle Management: Manage the end-to-end lifecycle, from initial setup/development to deployment and maintenance - Liveness Detection: Securely detect whether a user is a fake representation or a live human being. - Mobile Access: Access software remotely via mobile devices - Onboarding: Process of familiarizing new clients, stakeholders or employees with the company, a new location, or a service - Online Applications: Ability to fill out and submit application forms on the web - Optical Character Recognition: Ability to recognize printed or written text within digital images or scanned documents - Performance Management: Organize and manage the accomplishments and development of employees or performance of applications or systems - Real-Time Data: Receive data and information in real time - Real-Time Monitoring: Active monitoring of systems, applications, or networks - Real-Time Reporting: Active reporting of data and metrics - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Risk Management: Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties - Role-Based Permissions: Set & manage permission levels based on user roles and restrict access to only authorized individuals - Rules-Based Workflow: Automates and streamlines business processes by creating a sequence of predefined rules and actions that govern the flow of work - Search/Filter: Search and filter data across systems to locate required information by entering keywords or certain criteria - Secure Data Storage: Securely stores data to prevent data loss or breaches - Status Tracking: Track the status over time for a request, process, asset, or transaction - Third-Party Integration: Addition of necessary external data, applications, tools, or features - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities - Workflow Management: Create, design and manage workflows for repetitive tasks --- Get Advice We can help you find the software with the features you need. ## Pricing Enterprise $50.00 Usage Based,Per Month ## Integrations [ Docusign](https://www.capterra.com/p/121506/Docusign/)[ SendGrid](https://www.capterra.com/p/204113/SendGrid/)[ Twilio](https://www.capterra.com/p/180158/Twilio-Communications-Platform/)[ Plaid](https://www.capterra.com/p/174384/Plaid/)[ ForgeRock](https://www.capterra.com/p/131061/The-ForgeRock-Identity-Platform/)[ Q2 Platform](https://www.capterra.com/p/10010724/Electronic-Banking-Software/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.