---
title: "NPSOne Software Pricing, Alternatives & More 2026 | Capterra"
description: "With the help of Capterra, learn about NPSOne Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more."
source_url: "https://www.capterra.com/p/10033850/NPSOne/"
page_type: "product"
language: "en"
---

# 

 NPSOne Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on August 20, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)

NPSOne

## What is NPSOne?

NPSONE serves small to mid-sized U.S. businesses that have outgrown flat-rate processors like Square or Stripe. Our core customers are B2B and wholesale companies that need Level 2/3 interchange optimization and ACH, service businesses that invoice clients and want automated accounts receivable, SaaS platforms and ISVs that need embedded or white-label payment solutions, and merchants in retail, restaurant, e-commerce, and high-risk verticals that need a dedicated merchant account with real human support. Businesses typically process $10,000 to $10M+ per month and want interchange-plus pricing, QuickBooks integration, and a dedicated relationship manager — not a call center.

## What is NPSOne used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)[Recurring Billing](https://www.capterra.com/recurring-billing-software/)

Overall rating

Based on 0 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

$39

Flat Rate, Per Month

Free trial  
not available

Free version not included

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## FAQs about NPSOne

Overview

### What company size and specific industries is NPSOne built for?

NPSOne is designed for U.S.-based B2B and wholesale businesses, SaaS platforms, and growing merchants in retail, wholesale, e-commerce, and high-risk industries. It fits companies that need more than a basic payment platform, especially those handling more complex payment requirements and business models.

Features and Usability

### What are the key features of NPSOne?

NPSOne offers payment processing features including ACH payment processing, credit card processing, debit/credit card processing, online payments, mobile payments, and payment links. It also includes recurring billing tools such as recurring invoicing, multi-period recurring billing, and subscription management, plus bank reconciliation, payment reconciliation, reporting/analytics, and PCI compliance.

Pricing

### How much does it cost and what fees or limitations are included?

NPSOne starts at $39 per month for the Basic plan, with Smart Invoicing at $99 per month. The monthly fee includes credit card processing, ACH, payment links, invoicing, recurring payments, API, webhooks, and unlimited users. It also lists no PCI, statement, or gateway fees, but requires NPSOne payment processing.

Integrations

### Which third-party tools and platforms does NPSOne integrate with?

NPSOne integrates with 3 third-party tools: QuickBooks Online, QuickBooks Online Accountant, and WooCommerce. These catalog integrations cover accounting and ecommerce connections for syncing customer and transaction data across core business systems.

Getting Started and Support

### What training and onboarding options does NPSOne offer?

NPSOne provides live online sessions, webinars, documentation, and videos to help teams get started. Live online sessions and webinars support guided instruction, while documentation and videos offer self-paced reference materials for reviewing features and setup steps.

Getting Started and Support

### What customer support options does NPSOne offer?

NPSOne provides email/help desk, FAQ/forum, knowledge base, and phone support. These channels give users several ways to find answers or contact support directly, though no reviewer feedback is available here to describe response times, helpfulness, or common support frustrations.

## Features

AI summary

Based on 17,640 Payment Processing reviews

Capterra data shows that buyers of payment processing software rank the following features as their top priorities:

-   **Data Security** (**58%** of reviewers rated this feature as critical)
-   **Online Payments** (**55%**)
-   **Mobile Access** (**53%**)

NPSOne includes **Data Security** and **Online Payments**, helping businesses protect transaction data and accept payments through digital channels. However, it does not include **Mobile Access**. Instead, it offers **Debit/Credit Card Processing** (**52%**) and **Mobile Payments** (**49%**), which give teams additional ways to accept customer payments across sales environments, helping businesses process transactions securely and support more convenient checkout options.

ACH Payment Processing

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Activity Dashboard

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Bank Reconciliation

Compare and match accounting/financial records with corresponding bank statements

Billing & Invoicing

Create, manage, and send invoices or bills to customers

Credit Card Processing

Accept and process credit card transactions

Data Security

Protect sensitive data for digital privacy

NPSOne 28 features

### All Features
- ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)
- Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities
- Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements
- Billing & Invoicing: Create, manage, and send invoices or bills to customers
- Credit Card Processing: Accept and process credit card transactions
- Data Security: Protect sensitive data for digital privacy
- Debit/Credit Card Processing: Accept and process credit/debit card transactions
- Electronic Payments: Electronically collect payments for goods or services
- Invoice Processing: Creation, processing, verification, and execution of invoices till the payment is made
- Mobile Payments: Clients can submit payments via mobile devices
- Multi-Period Recurring Billing: Set rebilling periods, charging customers one rate annually or semi-annually, then a better rate afterward, as a subscriber benefit
- Multiple Payment Options: Process payments via multiple modes directly through the application
- Online Payments: Accept and process online payment transactions
- Payment Gateway Integration: Integration with payment gateways to facilitate online transactions
- Payment Links: Send clickable links via text or email to collect payments from customers
- Payment Processing: Accept, record, and reconcile financial transactions
- Payment Reconciliation: Reconcile payments with corresponding invoices or orders for accounting purposes
- PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)
- Real-Time Analytics: Analyze and gain insights into data in real-time
- Real-Time Data: Receive data and information in real time
- Recurring Invoicing: Generate recurring invoices
- Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service
- Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns
- Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data
- Search/Filter: Search and filter data across systems to locate required information by entering keywords or certain criteria
- Subscription Management: Process of managing customer subscription lifecycle for a recurring service or a product
- Third-Party Integrations: Set up connections to third-party platforms to improve business processes
- Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

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## Pricing

[View pricing plan details](https://www.capterra.com/p/10033850/NPSOne/pricing/)

NPSONE Basic Plan or NPSONE + Smart Invoicing

$39.00

Flat Rate,Per Month

It includes:

-   Credit Card Processing
-   ACH Processing
-   Gateway included
-   Recurring Payments
-   Invoicing
-   Payment Links
-   Customer Data Base
-   Free WooCommerce Plug in
-   Restful API
-   Webhooks
-   Apple Pay
-   Google Pay
-   2 Way Sync with Quickbooks
-   Enhanced Payment Links with Smart Invoicing
-   Customer Portal
-   Advanced Invoicing

## Integrations

[

QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[

WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[

QuickBooks Online Accountant](https://www.capterra.com/p/229996/QuickBooks-Online-Accountant/)

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## Support, customer service and training options

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

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