--- title: "MillPay Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about MillPay Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/10034334/MillPay/" page_type: "product" language: "en" --- # MillPay Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 4, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support) MillPay ## What is MillPay? MillPay is a payment processing software that enables businesses to accept payments across online, in-person, and invoice channels. The platform supports various payment methods including cards and mobile wallets to create a seamless checkout experience. Prebuilt solutions like Virtual Terminal and Payment Links allow for quick implementation of payment acceptance capabilities. The software includes reporting and analytics tools that provide insights to optimize payment strategies and streamline workflows. Security features such as PCI DSS compliance, encryption, fraud prevention tools, and chargeback management help safeguard transactions and revenue. MillPay operates on a cloud-based architecture that provides reliable access to payment data, while secure APIs and gateway redundancy maintain system availability. The payment processing software simplifies payment operations through its comprehensive platform design. ## What is MillPay used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $18 Flat Rate, Per Month Free trial not available Includes Free Version Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for MillPay?[Manage this product listing](https://www.g2.com/products/millpay/claim_requests/new?auto=true) ## MillPay Overview Updated September 2026 AI summary MillPay enables businesses of all sizes to accept and manage payments through ACH, debit and credit cards, digital wallets, and online or in-person channels. Designed for payment processing, it incorporates data security, fraud prevention, recurring billing, reporting, and integration options like API and eCommerce. MillPay is delivered as a cloud-based solution with multiple payment and deployment choices. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### MillPay 0.0 VS. [4.7 (3,658)](https://www.capterra.com/p/153752/Vagaro/reviews/) Starting Price $18 Flat Rate, Per Month Starting Price $23.99 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.6 (26,641) Value For Money 0.0 (0) Value For Money 4.6 (20,480) Customer Service 0.0 (0) Customer Service 4.6 (20,738) ## MillPay alternatives [4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) ## FAQs about MillPay Overview ### What company size and specific industries is MillPay built for? MillPay is designed for small and medium-sized businesses across a wide range of industries, including restaurants, retail, healthcare, legal and finance, travel, transportation and logistics, banking and insurance, consulting, e-commerce, and online marketplaces. Features and Usability ### What are the key features of MillPay? MillPay offers payment processing features including ACH payment processing, debit and credit card processing, digital wallet payments, online payments, and in-person payments. It also includes recurring and subscription billing, billing and invoicing, payment links, fraud prevention, transaction monitoring, reporting and analytics, and API access for integration. Pricing ### How much does it cost and what fees or limitations are included? MillPay starts with a free version and an All-in-one Package with no listed monthly price, charging 2.9% + 30¢ per transaction and no setup fees. The Enterprise Package costs $18/month flat rate and lowers transaction fees to 2.7% + 20¢ per transaction, also with no setup fees. Getting Started and Support ### What training and onboarding options does MillPay offer? MillPay provides live online training, webinars, and documentation to help teams get started. Live online sessions support guided setup and questions in real time, webinars present training content in a scheduled format, and documentation offers written reference material for self-paced review and step-by-step guidance. Getting Started and Support ### What customer support options does MillPay offer? MillPay provides email/help desk, FAQ/forum, knowledge base, phone support, and chat. Support is presented through self-service and direct contact options, giving users several ways to get help when questions come up. ## Features AI summary Based on 17,640 Payment Processing reviews Capterra data shows that buyers of payment processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) MillPay supports **Data Security** and **Online Payments**, covering two of the most important capabilities buyers look for in payment processing software. However, it does not include **Mobile Access**. Instead, it offers other highly rated features such as **Payment Fraud Prevention** (**56%**), **Debit/Credit Card Processing** (**52%**), and **Mobile Payments** (**49%**). These features help businesses protect transactions, accept common payment methods, and process payments on the go, providing teams with more secure and flexible ways to manage customer payments. ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges API Application programming interface that allows for integration with other systems/databases Billing & Invoicing Create, manage, and send invoices or bills to customers Customizable Branding Add customized logos and colors to align with company branding MillPay 27 features ### All Features - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Customizable Branding: Add customized logos and colors to align with company branding - Data Import/Export: Import and export data to and from software applications - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Digital Wallet Payments: Allows customers to check out with wallet payment methods that digitally store credit and debit cards - eCommerce Integration: Integrates with eCommerce systems - Encryption: Convert data into a code for security - In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee - Mobile Payments: Clients can submit payments via mobile devices - Multi-Currency: Manage and handle various international currencies - Multiple Payment Options: Process payments via multiple modes directly through the application - Online Payments: Accept and process online payment transactions - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Payment Links: Send clickable links via text or email to collect payments from customers - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Point of Sale (POS) Integration: Integrates with point of sale (POS) systems - Real-Time Data: Receive data and information in real time - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities --- Get Advice We can help you find the software with the features you need. ## Pricing Free Version [View pricing plan details](https://www.capterra.com/p/10034334/MillPay/pricing/) Enterprise Package $18.00 Flat Rate,Per Month It includes: - Merchant account (accept and settle card payments before transfer to bank) - Payment methods: Cards, ACH, Apple Pay, Google Pay, and more - Recurring billing (subscriptions) - Payment gateway (virtual terminal, digital wallets) - Fraud protection (real-time risk checks) - Fast payouts (next or same day) - Analytics & reporting (real-time dashboards and insights) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.