# Co-Lending Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Co-Lending Software - reviews, pricing plans, popular comparisons to other Loan Servicing products and more. Source: https://www.capterra.com/p/10034623/Co-Lending-Software --- # Co-Lending Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support) Co-Lending Software ## What is Co-Lending Software? AOPAY CoLending Software is a digital solution that facilitates partnerships between banks and NBFCs for co-lending operations. Our system streamlines the entire lending lifecycle, managing everything from borrower onboarding and loan origination to disbursement and portfolio servicing. Platform maintains compliance with RBI co-lending guidelines, including PSL classification, fair practices code, and data sharing protocols. AOPAY software offers customization of partnership models, risk-sharing ratios, and operational parameters, with white-label options for branding and fee structures. Credit assessment tools and a multi-party disbursement engine support efficient fund management and real-time settlement. Portfolio management capabilities deliver insights for operational optimization. ## What is Co-Lending Software used for? [Loan Servicing](https://www.capterra.com/loan-servicing-software/) Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Contact vendor for pricing Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Co-Lending Software?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://aopay.in/&name=Co-Lending Software) ## FAQs about Co-Lending Software Overview ### What company size and specific industries is Co-Lending Software built for? Co-Lending Software is designed for financial institutions involved in joint lending and co-lending partnerships, including banks, NBFCs, fintech lenders, microfinance institutions, and credit unions. It is suited to organizations of varying sizes within the lending and financial services sector that manage shared loan origination and servicing. Features and Usability ### What are the key features of Co-Lending Software? Co-Lending Software includes loan portfolio management, loan processing, and workflow management for coordinating lending tasks. It also offers borrower management, investor management, and collateral tracking, plus compliance management, audit trail, and role-based permissions. Supporting features include electronic payments, ACH payment processing, reporting/analytics, and third-party integrations. Getting Started and Support ### What training and onboarding options does Co-Lending Software offer? Co-Lending Software provides in person training, live online sessions, and documentation to help teams get started. In person training supports direct instruction, live online sessions allow guided remote learning, and documentation offers written reference material for setup and feature review. Getting Started and Support ### What customer support options does Co-Lending Software offer? Co-Lending Software provides Email/Help Desk, FAQ/Forum, Knowledge Base, Phone Support, 24/7 Live Rep, and Chat. Support experiences are not described in available reviewer feedback, so no reliable claims can be made about response times, helpfulness, or common issues. The listed channels indicate multiple ways to reach assistance. ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Activity Tracking Track and document all activities across devices, networks, and other systems Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Amortization Schedule Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance Co-Lending Software 47 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Track and document all activities across devices, networks, and other systems Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance Application programming interface that allows for integration with other systems/databases Manage the process of evaluating documents or requests submitted for approval A record of all activities within the system, including user access, changes made, etc. Type of loan used to finance the purchase of a motor vehicle Automatically transfers funds to/from borrower accounts on a regular or periodic basis Searchable database of information about loan borrowers Type of loan used to finance business expenses Link and track collateral information associated with one or multiple loans Track and manage adherence to policies for any service, product, process, or supplier Type of loan used to finance construction projects Manage, organize, and store contact information Report customer payment history and outstanding debts to credit bureaus Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system A collection of customer information such as contact details, demographics, previous interactions, etc. Alter the layout and content of reports Import and export data to and from software applications Protect sensitive data for digital privacy Electronic signing method that validates the authenticity and integrity of a digital document Store, manage, and track all electronic documents in a centralized location Store and organize documents in a centralized system Electronically collect payments for goods or services Automate maintenance of escrow accounts on behalf of borrowers Automated payments and reporting for investors Store information about leads or contacts and track, manage and nurture them throughout the sales process Assess and control risks associated with the credit process of each loan portfolio/account Collect, organize, and prepare loan information to send to the lender for approval Access software remotely via mobile devices Type of loan used to purchase real estate Allows communication with customers or users via multiple channels such as phone, email, live chat, etc. Manage the accounting and financial aspects of multiple locations or companies in a single location Manage and handle various international currencies Tracking, managing, and initiating the transfer of funds for overdue customer payments Reminders sent for balance/payment due Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) Track the progress of long term goals, campaigns, and opportunities, for sales, projects, business ventures etc. View and track pertinent metrics to find patterns and gain insights from data Set & manage permission levels based on user roles and restrict access to only authorized individuals Type of loan designed to help students pay for post-secondary education and associated fees Set up connections to third-party platforms to improve business processes Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Create, design and manage workflows for repetitive tasks ## Pricing ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.