---
title: "Fractional Software Pricing, Alternatives & More 2026 | Capterra"
description: "With the help of Capterra, learn about Fractional Software - reviews, pricing plans, popular comparisons to other Financial Reporting products and more."
source_url: "https://www.capterra.com/p/10036974/Fractional/"
page_type: "product"
language: "en"
---

# 

 Fractional Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on September 25, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)

Fractional

## What is Fractional?

Fractional is a financial intelligence platform that automates CFO-level reporting and forecasting. It connects to QuickBooks, Plaid, Xero, Stripe, and Excel to provide real-time financial dashboards, cash flow forecasts, and runway projections, eliminating the need for manual spreadsheets by syncing live data. The platform features AI-driven cash flow forecasting, automated report generation, and multi-entity consolidation. Users can access pre-built templates for profit and loss statements, balance sheets, and cash position reports. Fractional ensures data security with bank-grade encryption and SOC 2 Type II certification. It generates board-ready financial decks and delivers insights for decision-making. Real-time data synchronization keeps dashboards and reports up-to-date. With Plaid integration, Fractional connects to thousands of banks, offering comprehensive visibility across accounts and entities.

## What is Fractional used for?

[Financial Reporting](https://www.capterra.com/financial-reporting-software/)

Top alternative

Featured

Overall rating

Based on 0 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

$99

Flat Rate, Per Month

Free trial  
available

Free version not included

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Our "Best of" badge program showcases products with the highest ratings...

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## Fractional Overview

Updated September 2026

AI summary

Fractional equips businesses of all sizes with cloud-based financial reporting tools, offering budgeting, forecasting, financial analysis, and self-service reporting. It supports real-time data and reporting, cash flow management, and workflow automation, with integrations for QuickBooks, Xero, and Plaid. Features like bank reconciliation and customizable dashboards help organizations track and manage financial operations efficiently.

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Fractional

0.0

VS.

[4.4 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price

$99

Flat Rate, Per Month

Starting Price

$25

Flat Rate, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

0.0 (0)

Ease Of Use

4.4 (7,763)

Value For Money

0.0 (0)

Value For Money

4.2 (6,671)

Customer Service

0.0 (0)

Customer Service

4.0 (6,376)

## Fractional alternatives

[4.3 (717)](https://www.capterra.com/p/76/Intacct/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

86%

of reviewers

rated it above 4 stars

[4.0 (629)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/)

Starting price

$124.42

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

76%

of reviewers

rated it above 4 stars

Highest Rated

[4.5 (200)](https://www.capterra.com/p/142049/LivePlan/reviews/)

Starting price

$20.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

92%

of reviewers

rated it above 4 stars

[4.5 (109)](https://www.capterra.com/p/136077/Tradogram/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

94%

of reviewers

rated it above 4 stars

## FAQs about Fractional

Features and Usability

### What are the key features of Fractional?

Fractional offers activity dashboards, alerts and notifications, bank reconciliation, budgeting and forecasting, and cash flow management. It also includes real-time data, real-time reporting, self-service reporting, financial analysis, data import/export, third-party integrations, and workflow management for tracking and managing financial operations.

Pricing

### How much does it cost and what fees or limitations are included?

Fractional starts at $99 per month for the Starter plan, which includes 1 company, 1 QuickBooks account, 2 bank accounts, 500 credits, and weekly data refresh. Growth costs $199 per user monthly, Scale is $449 per user monthly, Enterprise is custom, and a free trial is available.

Integrations

### Which third-party tools and platforms does Fractional integrate with?

Fractional integrates with Plaid, QuickBooks Online, and Xero for financial data connections and accounting workflows. These integrations cover banking data aggregation and bookkeeping platforms, giving Fractional support for core finance and accounting systems.

Getting Started and Support

### What training and onboarding options does Fractional offer?

Fractional provides documentation and videos to help teams get started. Documentation gives written reference material for setup and feature guidance, while videos offer visual walkthroughs that users can review at their own pace.

Getting Started and Support

### What customer support options does Fractional offer?

Fractional offers Email/Help Desk, a Knowledge Base, and Chat for customer support. Support details are limited in the catalog data, so user experience with response times, helpfulness, or common frustrations is not available here.

## Features

AI summary

Based on 5,408 Financial Reporting reviews

Capterra reviewers point to these as the financial reporting features buyers care about most:

-   **Accounting** (**64%** of reviewers rated this feature as critical)
-   **Income & Balance Sheet** (**59%**)
-   **Profit/Loss Statement** (**58%**)

Fractional focuses on other financial capabilities that reviewers also consider important, including **Bank Reconciliation** (**58%**). This feature helps businesses match bank activity with internal records, reduce reporting errors, and maintain more accurate books, giving teams clearer visibility into cash movement and account balances.

Activity Dashboard

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Alerts/Notifications

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Bank Reconciliation

Compare and match accounting/financial records with corresponding bank statements

Budgeting/Forecasting

Create budgets based on historical data and future projections

Cash Flow Management

Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period

Dashboard

Assembly of graphs and charts for visualizing and tracking statistics/metrics

Fractional 13 features

### All Features
- Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities
- Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges
- Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements
- Budgeting/Forecasting: Create budgets based on historical data and future projections
- Cash Flow Management: Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period
- Dashboard: Assembly of graphs and charts for visualizing and tracking statistics/metrics
- Data Import/Export: Import and export data to and from software applications
- Financial Analysis: Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk
- Real-Time Data: Receive data and information in real time
- Real-Time Reporting: Active reporting of data and metrics
- Self-Service Reporting: Allow users to create their own reports and financial statements
- Third-Party Integrations: Set up connections to third-party platforms to improve business processes
- Workflow Management: Create, design and manage workflows for repetitive tasks

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## Pricing

Free Trial

[View pricing plan details](https://www.capterra.com/p/10036974/Fractional/pricing/)

Starter

$99.00

Flat Rate,Per Month

It includes:

-   500 Credits Per Month
-   1 Company
-   1 QuickBooks Account
-   2 Bank Accounts
-   Approximately 50 AI Analyses Per Month
-   Weekly Data Refresh

Growth

$199.00

Per User,Per Month

It includes:

-   2,000 Credits Per Month
-   Up To 5 Companies
-   5 QuickBooks Accounts
-   10 Bank Accounts
-   Approximately 200 AI Analyses Per Month
-   Daily Data Refresh

Scale

$449.00

Per User,Per Month

It includes:

-   5,000 Credits Per Month
-   Up To 25 Companies
-   25 QuickBooks Accounts
-   50 Bank Accounts
-   Approximately 500 AI Analyses Per Month
-   Same-Day Data Refresh

Enterprise

Contact vendor for details

It includes:

-   Unlimited Companies
-   Unlimited Accounts
-   Unlimited Analyses
-   Real-Time Data Refresh
-   Flexible Billing
-   Dedicated Support & SLA
-   Onboarding Services
-   Custom Integrations
-   Multi-Entity Consolidation
-   Multi-Currency Support
-   Custom Reporting Systems

## Integrations

[

QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[

Xero](https://www.capterra.com/p/120109/Xero/)[

Plaid](https://www.capterra.com/p/174384/Plaid/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

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