--- title: "Holdings Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Holdings Software - reviews, pricing plans, popular comparisons to other Banking Systems products and more." source_url: "https://www.capterra.com/p/10038458/Holdings/" page_type: "product" language: "en" --- # Holdings Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 17, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support) Holdings ## What is Holdings? Cloud-based business banking and AI bookkeeping platform designed for SMBs, nonprofits, and self-employed professionals that categorizes transactions and generates reports. It brings together zero-fee banking, 1.75% APY on all balances, integrated accounting, and expert bookkeeping. Features include virtual accounts for project and fund tracking, virtual cards with built-in expense management, audit-ready reporting, and QuickBooks integration. ## What is Holdings used for? [Banking Systems](https://www.capterra.com/banking-systems-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $100 Per Feature, Per Month Free trial not available Includes Free Version Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Holdings?[Manage this product listing](https://www.g2.com/products/holdings-holdings/claim_requests/new?auto=true) ## Holdings Overview Updated September 2026 AI summary Holdings provides small and midsize businesses with banking system software that covers core banking, online banking, ATM management, and transaction monitoring, along with compliance and contact database features. Designed for cloud and mobile deployment, it helps organizations manage daily account operations and financial oversight while supporting onboarding and customer support through various training and assistance channels. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Holdings 0.0 VS. [4.8 (76)](https://www.capterra.com/p/158549/LoanPro-Software/reviews/) Starting Price $100 Per Feature, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.6 (76) Value For Money 0.0 (0) Value For Money 4.8 (51) Customer Service 0.0 (0) Customer Service 4.9 (72) ## Holdings alternatives Highest Rated [5.0 (14)](https://www.capterra.com/p/128510/NexorONE/reviews/) Starting price $15500.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [FraudNet](https://www.capterra.com/p/140814/Fraud-net-Guardian/) [4.8 (17)](https://www.capterra.com/p/140814/Fraud-net-Guardian/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/140814/Fraud-net-Guardian/) [SBS Core Banking](https://www.capterra.com/p/10018865/SBP-Core-Banking/) [3.8 (6)](https://www.capterra.com/p/10018865/SBP-Core-Banking/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 67% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/10018865/SBP-Core-Banking/) [Oradian](https://www.capterra.com/p/266569/Oradian/) [4.1 (21)](https://www.capterra.com/p/266569/Oradian/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 76% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/266569/Oradian/) ## FAQs about Holdings Overview ### What company size and specific industries is Holdings built for? Holdings is designed for freelancers, agencies, e-commerce brands, nonprofits, startups, professional services firms, contractors, and churches. It fits small businesses and growing organizations in service, retail, nonprofit, and faith-based sectors that need a product suited to varied operational needs. Features and Usability ### What are the key features of Holdings? Holdings offers core banking, online banking, and financial management for account and transaction operations, plus ATM management and accounting. It also includes compliance management, compliance tracking, and transaction monitoring, along with a contact database, authentication, and two-factor authentication for access control. Getting Started and Support ### What training and onboarding options does Holdings offer? Holdings provides live online sessions, webinars, documentation, and videos to help teams get started. Live online sessions and webinars support guided instruction, while documentation offers written reference material and videos provide self-paced walkthroughs for learning features and steps as needed. Getting Started and Support ### What customer support options does Holdings offer? Holdings provides Email/Help Desk, FAQ/Forum, Knowledge Base, Phone Support, and Chat. These channels give users multiple ways to find answers or contact support, but no reviewer feedback is available here to describe response times, helpfulness, or common support frustrations. ## Features AI summary Based on 216 Banking Systems reviews Capterra data shows that buyers of Banking Systems rank the following features as their top priorities: - **Secure Login** (**78%** of reviewers rated this feature as critical) - **Core Banking** (**64%**) - **Transaction Monitoring** (**51%**) Holdings includes **Core Banking** and **Transaction Monitoring**, giving financial institutions the tools to manage daily banking operations and keep track of account activity for oversight and risk control. However, it does not include **Secure Login**. Instead, it offers **Online Banking** (**48%**), which still supports customer access and digital account management. Together, these features help businesses manage core services, monitor transactions more closely, and provide teams with better visibility into banking activity. Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. ATM Management Plan and implement systems for monitoring, registering, and management of ATM machines. Authentication Verify the identity of users/devices to enable secure access Compliance Management Track and manage adherence to policies for any service, product, process, or supplier Compliance Tracking Track and report regulatory data to either internal management or external stakeholders Contact Database Centralized database of stakeholders and their contact information such as names, address, phone number etc. Holdings 11 features ### All Features - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - ATM Management: Plan and implement systems for monitoring, registering, and management of ATM machines. - Authentication: Verify the identity of users/devices to enable secure access - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Compliance Tracking: Track and report regulatory data to either internal management or external stakeholders - Contact Database: Centralized database of stakeholders and their contact information such as names, address, phone number etc. - Core Banking: Back-end system that processes daily banking transactions and posts updates to accounts and other financial records. - Financial Management: Plan, manage, and track the financial activities of an individual or organization - Online Banking: Ability to manage transactions online with a mobile device or computer. - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities - Two-Factor Authentication: Extra layer of security that requires not only a password and username but also something specific to that user --- ## Pricing Free Version Core Banking, Accounting Software, and Business Cards $0.00 Dedicated Bookkeeping Service $100.00 Per Feature,Per Month ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.