---
title: "Grain Ledger Software Pricing, Alternatives & More 2026 | Capterra"
description: "With the help of Capterra, learn about Grain Ledger Software - reviews, pricing plans, popular comparisons to other Nonprofit Accounting products and more."
source_url: "https://www.capterra.com/p/10039222/Grain-Ledger/"
page_type: "product"
language: "en"
publication_date: "2026-10-08"
---

# 

 Grain Ledger Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on October 8, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Grain Ledger

## What is Grain Ledger?

Grain Ledger is a cloud-based accounting software for churches and ministries, offering fund-based double-entry accounting to track restricted and unrestricted funds with nonprofit net asset classification. It includes a customizable chart of accounts pre-configured for nonprofits and automatic bank transaction imports via Plaid for categorization and reconciliation. The software generates GAAP-compliant financial statements, such as balance sheets and cash flow statements, with drill-down capabilities to view supporting journal entries. Grain Ledger integrates with giving platforms like Planning Center, with Pushpay, Tithely, and Subsplash integrations in development. Donation tracking features include donor matching, tax-compliant giving statements, and analytics to identify retention trends and major gift prospects. Expense tools include vendor tracking, bill management, AI-powered invoice scanning, and integrations with Ramp and Bill.com for automated expense tracking.

## What is Grain Ledger used for?

[Church Accounting](https://www.capterra.com/church-accounting-software/)[Nonprofit Accounting](https://www.capterra.com/nonprofit-accounting-software/)[Payroll](https://www.capterra.com/payroll-software/)

Top alternative

Featured

Overall rating

Based on 4 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

$70

Flat Rate, Per Month

Free trial  
not available

Includes Free Version

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

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Do you work for Grain Ledger?[Manage this product listing](https://www.g2.com/products/grain-ledger/claim_requests/new?auto=true)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Grain Ledger

5.0 (4)

VS.

[4.4 (3,341)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price

$70

Flat Rate, Per Month

Starting Price

$25

Flat Rate, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.8 (4)

Ease Of Use

4.4 (864)

Value For Money

5.0 (4)

Value For Money

4.2 (804)

Customer Service

5.0 (4)

Customer Service

4.0 (812)

## Grain Ledger alternatives

Highest Rated

[4.9 (168)](https://www.capterra.com/p/184192/Chmeetings/reviews/)

Starting price

$12.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

99%

of reviewers

rated it above 4 stars

[4.4 (190)](https://www.capterra.com/p/118759/Aplos-Accounting/reviews/)

Starting price

$79.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

88%

of reviewers

rated it above 4 stars

[4.4 (243)](https://www.capterra.com/p/96371/Acumatica-Cloud-ERP/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

92%

of reviewers

rated it above 4 stars

[4.2 (2,086)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

85%

of reviewers

rated it above 4 stars

## FAQs about Grain Ledger

Overview

### What company size and specific industries is Grain Ledger built for?

Grain Ledger is designed for churches, ministries, religious organizations, nonprofit financial managers, and faith-based institutions. It fits organizations in the nonprofit and faith-based sector, especially those that handle financial oversight and need accounting support tailored to religious and charitable operations.

Features and Usability

### What are the key features of Grain Ledger?

Grain Ledger offers fund accounting, general ledger, accounts payable and receivable, plus billing and invoicing, expense tracking, and bank reconciliation. It also includes payroll management, budgeting and forecasting, financial reporting, customizable reports, real-time reporting, and third-party integrations for financial and administrative workflows.

Pricing

### How much does it cost and what fees or limitations are included?

Grain Ledger starts at $70 per month for the Growth plan, for churches with up to $1M in annualized revenue or expenses. A free version is available. The Scale plan starts at $100 per month and uses revenue-based pricing for larger churches, with contact required above $20M.

Integrations

### Which third-party tools and platforms does Grain Ledger integrate with?

Grain Ledger integrates with BILL Spend & Expense, DivvyHQ, Planning Center, Pushpay, and Ramp. These catalog integrations cover expense management, planning, donor and payment tools, and finance workflows, giving Grain Ledger connections to five third-party platforms.

Getting Started and Support

### What training and onboarding options does Grain Ledger offer?

Grain Ledger provides in person training, live online sessions, documentation, and videos to help teams get started. In person and live online sessions support guided instruction, while documentation offers written reference material and videos provide self-paced walkthroughs for learning features and setup steps.

Getting Started and Support

### What customer support options does Grain Ledger offer?

Grain Ledger provides Email/Help Desk, FAQ/Forum, Knowledge Base, and Phone Support. No reviewer feedback is available here, so support experience details such as response speed, helpfulness, or common issues cannot be confirmed from the catalog data provided.

## Features

AI summary

Based on 599 Nonprofit Accounting reviews

Capterra data shows that buyers of church accounting software rank the following features as their top priorities:

-   **Financial Reporting** (**52%** of reviewers rated this feature as critical)
-   **Donation Management** (**56%**)
-   **Accounting** (**61%**)

Grain Ledger supports all three of the features reviewers value most: **Financial Reporting**, **Donation Management**, and **Accounting**. Together, these capabilities help churches track donations accurately, manage core financial records, and produce clear reports, allowing teams to maintain oversight, support informed decisions, and keep day-to-day financial operations organized.

Accounting

5.0 (4)

100.00% of 4 reviewers that rated this feature as important or highly important

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Fund Accounting

5.0 (3)

100.00% of 3 reviewers that rated this feature as important or highly important

Manage revenue acquired through grants, donations, and other sources (accountability vs. profitability)

Expense Tracking

5.0 (4)

100.00% of 4 reviewers that rated this feature as important or highly important

Monitor and record expenses such as purchases or charges incurred

General Ledger

5.0 (4)

100.00% of 4 reviewers that rated this feature as important or highly important

Centralized accounting record which tracks all financial transactions

For Religious Organizations

5.0 (3)

100.00% of 3 reviewers that rated this feature as important or highly important

Primarily serving churches and religious organizations

Accounts Payable

5.0 (2)

100.00% of 2 reviewers that rated this feature as important or highly important

Track money owed to a company's creditors/suppliers

Grain Ledger 50 features

### All Features
- Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.
- Accounting Integration: Integrate with a third-party accounting system
- Accounts Payable: Track money owed to a company's creditors/suppliers
- Accounts Receivable: Track outstanding invoices and the money owed from clients
- ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)
- Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities
- AI Copilot: A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users
- API: Application programming interface that allows for integration with other systems/databases
- Asset Tracking: Monitor the usage of assets, such as equipment, tools, software, etc., throughout their lifecycle
- Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements
- Billing & Invoicing: Create, manage, and send invoices or bills to customers
- Budgeting/Forecasting: Create budgets based on historical data and future projections
- Cash Flow Management: Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period
- Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances
- Check Printing: Print paychecks issued to confirm payment of wages or salary
- Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier
- Customizable Branding: Add customized logos and colors to align with company branding
- Customizable Reports: Alter the layout and content of reports
- Customizable Templates: Pre-designed layouts that can be customized to match preferences and requirements
- Data Import/Export: Import and export data to and from software applications
- Donation Management: Track/record financial donations made by members, along with the issuance of tax receipts/documents
- Electronic Payments: Electronically collect payments for goods or services
- Event Scheduling: Plan an event's time and location
- Expense Tracking: Monitor and record expenses such as purchases or charges incurred
- Financial Analysis: Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk
- Financial Management: Plan, manage, and track the financial activities of an individual or organization
- Financial Reporting: Generate reports to assess the financial performance of an organization
- For Religious Organizations: Primarily serving churches and religious organizations
- Fund Accounting: Manage revenue acquired through grants, donations, and other sources (accountability vs. profitability)
- General Ledger: Centralized accounting record which tracks all financial transactions
- Generative AI: Use AI to generate content in the form of text, images, videos, etc.
- Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes
- Invoice Processing: Creation, processing, verification, and execution of invoices till the payment is made
- Membership Management: Database of members to track personal information of individuals and families
- Mobile Access: Access software remotely via mobile devices
- Multi-Currency: Manage and handle various international currencies
- Payroll Management: Manage employee salary processes, data, taxes, and records administration efficiently
- Payroll Reporting: View and track payroll metrics including tax liabilities, pay rates, working hours, deductions and more
- Purchase Order Management: Create, send, and track purchase orders and their statuses
- Real-Time Data: Receive data and information in real time
- Real-Time Reporting: Active reporting of data and metrics
- Receipt Management: Upload, track, and submit receipts in a central database
- Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service
- Reminders: Timed notification for any upcoming task, deadline, appointment, or activity
- Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns
- Sales Tax Management: Calculation of consumption tax imposed on the sale of goods/services
- Tax Compliance: Track tax-related transactions, tax remittance and tax reporting for various groups of employees and contractors
- Third-Party Integrations: Set up connections to third-party platforms to improve business processes
- Time & Expense Tracking: Log and record hours worked and costs spent to assist in billing and invoicing
- Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

---

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Features

5.0 (4)

5.0

Based on 4 reviews

## Pricing

Value for money

5.0 (4)

Free Version

[View pricing plan details](https://www.capterra.com/p/10039222/Grain-Ledger/pricing/)

Starter

Free

It includes:

-   Unlimited Funds
-   Accrual & Cash Basis accounting
-   3 Users
-   Giving Intelligence: Donor Insights, Donor Development, DAF Analytics, Giving Statements, ChMS Integrations
-   Reporting: Standard GAAP Reports, Custom Dashboards, Dimension Tags Reporting
-   1 Bank Connection
-   Budgets: 1 Active Budget

Growth

$70.00

Flat Rate,Per Month

It includes:

-   3 Bank Connections
-   Unlimited Funds
-   Accrual & Cash Basis accounting
-   Standard Roles
-   One-Click QuickBooks Migration
-   Giving Intelligence: Donor Insights, Donor Development, DAF Analytics, Giving Statements, ChMS Integrations
-   Spend Management: Unlimited Monthly Expenses, AI Invoice Scanning, Email Invoice Automation
-   Budgets: Unlimited Active Budgets
-   Reporting: Standard GAAP Reports, Custom Dashboards, Dimension Tags Reporting
-   Support: Priority Email
-   Unlimited Users
-   MCP access

Scale

$100.00

Flat Rate,Per Month

It includes:

-   Unlimited Funds
-   Giving Intelligence: Donor Insights, Donor Development, DAF Analytics, Giving Statements, ChMS Integrations
-   Reporting: Standard GAAP Reports, Custom Dashboards, Dimension Tags Reporting
-   Budgets: Unlimited Active Budgets
-   One-Click QuickBooks Migration
-   Spend Management: Unlimited Monthly Expenses, AI Invoice Scanning, Email Invoice Automation
-   Unlimited Users
-   Phone Support
-   Unlimited Bank Connections
-   Custom Roles & Custom Reports
-   Multi-Scenario Budget Planning
-   MCP & REST API access

Value for money

5.0 (4)

5.0

Based on 4 reviews

## Integrations

[

Planning Center](https://www.capterra.com/p/76708/Planning-Center/)[

BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[

Ramp](https://www.capterra.com/p/207081/Ramp/)[

Pushpay](https://www.capterra.com/p/142580/Pushpay/)[

DivvyHQ](https://www.capterra.com/p/140459/DivvyHQ/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

5.0 (4)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

5.0 (4)

5.0

Based on 4 reviews

## User reviews

Overall rating

5.0

Based on 4 reviews

Filter by rating

Counts reflect reviews available in this feed.

5(4)

4(0)

3(0)

2(0)

1(0)

Mentioned topic

Recent reviews first, then most helpful

AA

Accounting and Finance Administrator

Accounting and Finance Administrator

Used the software for: Less than 1 year

### "I would recommend this every church."

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 15, 2026

GREAT Experience during the call and I have no complaints about Grain Ledger. The cost is worth every penny.

Pros

How easy it is to setup and use and the \[sensitive content hidden\] told me everything I needed to know to get started and where to start.

Cons

No cons right now. I do not have anything bad to say about this software. I learned that are some updates coming.

SP

Staff Pastor

Staff Pastor

Used the software for: Less than 1 year

### "Grain is Great!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 14, 2026

We have had Cadillac service with Grain from beginning to end. They are on top of any issues, very quick to offer support and eager to see our church function well. They definitely have ministry hearts!

Pros

Grain has tremendous ease of use while still being robust enough to handle our more complex church organization. It's much more intuitive than our previous program (Shelby).

Cons

I haven't encountered any real cons at this point. Grain has been very responsive to any issues we have.

Tiffany C.

Church Treasurer

Used the software for: Less than 1 year

### "Modern church accounting platform integrated with PCO"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 5, 2026

It's been really great working with Grain Ledger. I am excited for its future as new features are being rolled out on a weekly basis.

Pros

It is integrated with Planning Center Online and Bill.com (fka Divvy) so all the data flows into Grain. In addition, the UI is easy and straightforward, and it is built for churches with fund accounting features built in.

Cons

It's in its early stage so there are some bugs to work through. However, the \[sensitive content hidden\] has been super responsive and open to feedback and making updates to the platform quickly. We have seen a tremendous improvement on the platform just in the last 3 months of working with Gibson.

AA

Accounting and Business Manager

Accounting and Business Manager

Used the software for: Less than 1 year

### "A Modern Solution for Church Accounting"

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

July 31, 2026

One aspect that has impressed me most is that the Grain team truly listens to customer feedback. I've already seen suggestions from users quickly turned into new features and improvements, which gives me confidence that the software will continue to evolve to meet the needs of churches. Overall, Grain has modernized the way our church manages its accounting and financial reporting, and I would confidently recommend it to any church looking for a comprehensive financial management solution. Although Grain Ledger is relatively new to the market, it has already proven itself to be a serious competitor to long-established church accounting software, and I'm excited to see how the platform continues to evolve.

Pros

Coming from QuickBooks, Grain has provided far more functionality than I expected, and I still feel like I'm only scratching the surface of what it can do. Its standout strengths are the seamless bank synchronization and third-party integrations, which have significantly reduced manual data entry, eliminated duplicate work, and streamlined our accounting processes. As we begin implementing payroll, I'm especially excited about the integrated employee mobile app, which allows staff to clock in and out without requiring a separate timekeeping application. This creates a seamless payroll process while also giving ministry leaders the ability to view their budgets directly from their mobile devices. Another feature I greatly appreciate is that Grain is true fund accounting software and is fully GAAP compliant.

Cons

If I had to identify a downside, it would simply be that the software is so feature-rich that it takes time to learn everything it offers. However, Grain continually adds training videos and tutorials, making it easier for customers to take full advantage of the software's capabilities.

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