--- title: "PayXT Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about PayXT Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/10041590/PayXT/" page_type: "product" language: "en" --- # PayXT Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on August 20, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support) PayXT ## What is PayXT? PayXT is a mobile payment software that simplifies invoicing and payment collection through text messaging. The platform generates secure checkout links that can be sent via text message, bypassing traditional invoicing methods. It integrates with Stripe, PayPal, Apple Pay, and Google Pay for payment processing. The software automatically calculates taxes, reducing manual effort for service professionals. Available on iOS and Android, PayXT lets users create payment links, calculate taxes, and send invoices from anywhere. The platform includes security features that protect sensitive payment data and ensure compliance with payment standards. By converting text messages into paid invoices, the software streamlines payment workflows and accelerates cash flow. ## What is PayXT used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $9.99 Flat Rate, Per Month Free trial available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for PayXT?[Manage this product listing](https://www.g2.com/products/payxt/claim_requests/new?auto=true) ## PayXT Overview Updated August 2026 AI summary PayXT enables businesses of all sizes to manage and process payments securely across multiple channels, supporting functions such as ACH payments, card transactions, mobile payments, and online billing. With features including fraud prevention, PCI compliance, multi-currency support, and real-time analytics, PayXT offers payment gateway integration and API access, deployable on both Android and iPhone devices. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### PayXT 0.0 VS. [4.2 (405)](https://www.capterra.com/p/184673/Melio/reviews/) Starting Price $9.99 Flat Rate, Per Month Starting Price $25 Per User, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.4 (26,641) Value For Money 0.0 (0) Value For Money 4.3 (20,480) Customer Service 0.0 (0) Customer Service 4.0 (20,738) ## PayXT alternatives [4.7 (1,747)](https://www.capterra.com/p/105428/Clio/reviews/) Starting price $49.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) ## FAQs about PayXT Overview ### What company size and specific industries is PayXT built for? PayXT is designed for small service businesses and independent professionals in HVAC, plumbing, electrical work, contracting, auto repair, mobile mechanics, auto detailing, trucking, towing, and freelance work. It fits field-based and local service operations that need payment handling for trade and mobile service work. Features and Usability ### What are the key features of PayXT? PayXT offers ACH payment processing, debit and credit card processing, online payments, and mobile payments for accepting transactions across channels. It also includes billing and invoicing, payment links, invoice creation, and payment reconciliation, plus reporting and analytics, real-time data, fraud detection, PCI compliance, and multi-currency support. Integrations ### Which third-party tools and platforms does PayXT integrate with? PayXT integrates with Stripe. Getting Started and Support ### What training and onboarding options does PayXT offer? PayXT provides documentation to support team training and onboarding. Documentation gives users written reference material for reviewing setup steps, understanding features, and checking information as needed during implementation and day-to-day use. Getting Started and Support ### What customer support options does PayXT offer? PayXT provides email/help desk, FAQ/forum, and phone support. Users can contact support by email or phone, or consult the FAQ and forum for self-service help. No reviewer feedback is available here to describe response times, helpfulness, or common support frustrations. ## Features AI summary Based on 17,640 Payment Processing reviews Not all payment processing software covers every feature buyers care about most. Here is what Capterra reviewers highlight as essential when choosing a solution: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) PayXT supports **Data Security** and **Online Payments**, helping businesses protect transaction data and accept payments through digital channels. However, it does not include **Mobile Access**. Instead, it offers other highly rated payment processing features, including **Payment Fraud Prevention** (**56%**), **Debit/Credit Card Processing** (**52%**), and **Mobile Payments** (**49%**). These features help reduce payment risk, support common card transactions, and give teams more ways to accept payments, allowing businesses to process transactions securely and serve customers more efficiently. ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges API Application programming interface that allows for integration with other systems/databases Billing & Invoicing Create, manage, and send invoices or bills to customers Data Security Protect sensitive data for digital privacy PayXT 23 features ### All Features - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Fraud Detection: Identify and prevent suspicious activity - Mobile Payments: Clients can submit payments via mobile devices - Multi-Currency: Manage and handle various international currencies - Multiple Payment Options: Process payments via multiple modes directly through the application - Online Payments: Accept and process online payment transactions - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Payment Links: Send clickable links via text or email to collect payments from customers - Payment Reconciliation: Reconcile payments with corresponding invoices or orders for accounting purposes - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Real-Time Data: Receive data and information in real time - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Status Tracking: Track the status over time for a request, process, asset, or transaction - Tax Calculation: Calculate tax and make deductions on gross income from sources like wages, investments or self-employment - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities --- Get Advice We can help you find the software with the features you need. ## Pricing Free Trial PayXT Pro $9.99 Flat Rate,Per Month ## Integrations [ Stripe](https://www.capterra.com/p/123889/Stripe/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.