# Atoa Business Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Atoa Business Software - reviews, pricing plans, popular comparisons to other Financial Services products and more. Source: https://www.capterra.com/p/10044608/Atoa-Business --- # Atoa Business Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on July 3, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support) Atoa Business ## What is Atoa Business? Atoa Business is a payment platform enabling UK businesses to accept Pay by Bank and card payments through a unified system. The platform offers payment links via SMS or email, in-store QR codes, POS terminals, and online checkout integrations. Customers can pay directly from banking apps using biometric authentication or through traditional methods such as Visa, Mastercard, Amex, Apple Pay, and Google Pay. Atoa Business automates financial operations with real-time transaction visibility, faster reconciliation, and reduced administrative work. The platform includes partial and split payment capabilities, instant payment reminders, and one-click refunds. It integrates with accounting and e-commerce tools such as Xero, Shopify, Magento, WooCommerce, and WordPress. Pay by Bank transactions settle instantly, while larger operations can consolidate daily payouts. FCA-authorized and ISO-27001/SOC2 certified, Atoa Business maintains high security standards for payment processing. ## What is Atoa Business used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Financial Services](https://www.capterra.com/financial-services-software/) Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price £7 Per User, Per Month Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Atoa Business?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://paywithatoa.co.uk/&name=Atoa Business) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Billing & Invoicing Create, manage, and send invoices or bills to customers Cash Management Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Credit Card Processing Accept and process credit card transactions Customizable Reports Alter the layout and content of reports Data Security Protect sensitive data for digital privacy Electronic Payments Electronically collect payments for goods or services Atoa Business 16 features Create, manage, and send invoices or bills to customers Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Accept and process credit card transactions Alter the layout and content of reports Protect sensitive data for digital privacy Electronically collect payments for goods or services Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Plan, manage, and track the financial activities of an individual or organization Financial services institutions such as traditional banks, hedge funds, investment banks, and insurance agencies. Accept and process online payment transactions Allow customers to make a partial payment on an invoice and track remaining debt Send clickable links via text or email to collect payments from customers Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity View and track pertinent metrics to find patterns and gain insights from data Set up connections to third-party platforms to improve business processes Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Get Advice We can help you find the software with the features you need. ## Pricing Free Trial Beginner £7.00 Per User,Per Month ## Integrations [ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ Shopify](https://www.capterra.com/p/83891/Shopify/)[ Xero](https://www.capterra.com/p/120109/Xero/)[ QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[ Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[ Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[ Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[ Sage 300](https://www.capterra.com/p/180283/Sage-300cloud/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.