# PayFile Pro Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about PayFile Pro Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/10045337/PayFile-Pro

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# 

 PayFile Pro Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on June 11, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Features](#features)[Pricing](#pricing)[Support](#support)

PayFile Pro

## What is PayFile Pro?

PayFile Pro is a browser-based payment file generator for US and Canadian small businesses, bookkeepers, and finance teams who send batch ACH or EFT payments through their bank. The architectural differentiator: payment data is processed entirely in your browser. Account numbers, routing numbers, transit numbers, and payment amounts never transmit to PayFile Pro's servers and are never stored anywhere outside your device. For bookkeepers handling sensitive client banking details, this is a structural privacy guarantee, not a policy promise. Upload a CSV of payments or enter them manually. PayFile Pro validates against the destination bank's published specification and generates a bank-ready file: NACHA ACH for any major US bank, or CPA005, 1464, or EFT 80 for TD, RBC, BMO, Scotiabank, CIBC, ATB Financial, or Central 1. Upload through your bank's portal and payments go out the same day. Pricing is pay-as-you-go credits, no subscription. Packs start at $10 USD; credits never expire.

## What is PayFile Pro used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)

Overall rating

Based on 0 user reviews

Reviews sentiment

Positive

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Neutral

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Negative

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Starting price

$10

Flat Rate, One Time

Free trial  
not available

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## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

ACH Payment Processing

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Alerts/Notifications

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Data Import/Export

Import and export data to and from software applications

Data Security

Protect sensitive data for digital privacy

Multi-Currency

Manage and handle various international currencies

Online Payments

Accept and process online payment transactions

PayFile Pro 8 features

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Import and export data to and from software applications

Protect sensitive data for digital privacy

Manage and handle various international currencies

Accept and process online payment transactions

Online portal through which end users can access the system, manage tasks, or obtain information

Track the status over time for a request, process, asset, or transaction

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## Pricing

Starter Pack

$10.00

Flat Rate,One Time

It includes:

-   Compatibility with all supported bank formats (US ACH and Canadian EFT formats)
-   Free CSV preview and validation before generating files
-   Email support

Standard Pack

$35.00

Flat Rate,One Time

It includes:

-   Compatibility with all supported bank formats (US ACH and Canadian EFT formats)
-   Free CSV preview and validation before generating files
-   Email support

Pro Pack

$75.00

Flat Rate,One Time

It includes:

-   Compatibility with all supported bank formats (US ACH and Canadian EFT formats)
-   Free CSV preview and validation before generating files
-   Email support

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## Support, customer service and training options

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

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