# Lokta Core - Loan Management System Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Lokta Core - Loan Management System Software - reviews, pricing plans, popular comparisons to other Loan Servicing products and more. Source: https://www.capterra.com/p/10045980/Lokta-Core-Loan-Management-System --- # Lokta Core - Loan Management System Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on June 11, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Features](#features)[Pricing](#pricing)[Support](#support) Lokta Core - Loan Management System ## What is Lokta Core - Loan Management System? Lokta Core is a modern Loan Management System for banks, NBFCs, fintech lenders, and other regulated lenders across global and Asian markets — co-created by the team behind Apache Fineract and Finflux, the open-source lending stack serving 65M+ borrowers across 70 countries. Compose loan products from currency, frequency, interest method, charges, arrears, and allocation rules. Every module — products, loans, customers, accounting, collections, audit — shares one canonical data model. For the CTO: contract-first APIs, schema-per-tenant isolation, and architecture built for the 5–10× tool-call load of AI agents. For the CIO: governance, maker-checker, and cross-module audit baked in — not bolted on. Compliance runs on the same data as operations. For the CPO: launch new credit products in days, not quarters. Co-lending, multi-lender servicing, and embedded finance are first-class. Deterministic core. Governed AI. Audit by design. ## What is Lokta Core - Loan Management System used for? [Loan Servicing](https://www.capterra.com/loan-servicing-software/) Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price ₹1 Usage Based, Per Month Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Lokta Core - Loan Management System?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://lokta.ai/products/lokta-core/&name=Lokta Core - Loan Management System) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Activity Tracking Track and document all activities across devices, networks, and other systems AI Copilot A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Lokta Core - Loan Management System 32 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Track and document all activities across devices, networks, and other systems A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance Application programming interface that allows for integration with other systems/databases Manage the process of evaluating documents or requests submitted for approval A record of all activities within the system, including user access, changes made, etc. Type of loan used to finance the purchase of a motor vehicle Automatically transfers funds to/from borrower accounts on a regular or periodic basis Searchable database of information about loan borrowers Type of loan used to finance business expenses Track and manage adherence to policies for any service, product, process, or supplier Type of loan used to finance construction projects Alter the layout and content of reports Import and export data to and from software applications Protect sensitive data for digital privacy Store and organize documents in a centralized system Electronically collect payments for goods or services Use AI to generate content in the form of text, images, videos, etc. Assess and control risks associated with the credit process of each loan portfolio/account Collect, organize, and prepare loan information to send to the lender for approval Type of loan used to purchase real estate Manage and handle various international currencies Tracking, managing, and initiating the transfer of funds for overdue customer payments Reminders sent for balance/payment due View and track pertinent metrics to find patterns and gain insights from data Type of loan designed to help students pay for post-secondary education and associated fees Set up connections to third-party platforms to improve business processes Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period ## Pricing Usage Based Pricing ₹1.00 Usage Based,Per Month ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.