---
title: "Zift Software Pricing, Alternatives & More 2026 | Capterra"
description: "With the help of Capterra, learn about Zift Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more."
source_url: "https://www.capterra.com/p/10185457/Zift/"
page_type: "product"
language: "en"
publication_date: "2026-10-21"
---

# 

 Zift Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on October 21, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Features](#features)[Pricing](#pricing)[Support](#support)

Zift

## What is Zift?

Zift is a Payments-as-a-Service platform, also known as PayFac-as-a-Service, that lets software platforms embed payment processing into their systems and turn it into a high-margin revenue stream. Zift handles the underwriting, compliance, and risk infrastructure behind the scenes, offering card, ACH, Bank Bill Pay and point-of-sale processing plus merchant onboarding through a single integration. Merchants can use EMV-ready terminals with cloud-based or standalone operation. Zift reduces PCI compliance scope through tokenization, which securely stores payment data, and its Proxynization .js library, which converts custom payment forms into hosted fields. Zift's reporting API includes reconciliation tools so merchants can match transactions to deposits. Platforms can white label the experience or consume Zift's entire API within their own software.

## What is Zift used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)

Overall rating

Based on 0 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

### Starting price

Free trial not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Zift?[Manage this product listing](https://www.g2.com/products/zift/claim_requests/new?auto=true)

## Features

ACH Payment Processing

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

API

Application programming interface that allows for integration with other systems/databases

Compliance Management

Track and manage adherence to policies for any service, product, process, or supplier

Contactless NFC

Near-field communication method to share data and process contactless payments

Customizable Branding

Add customized logos and colors to align with company branding

Data Security

Protect sensitive data for digital privacy

Zift 14 features

### All Features
- ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)
- API: Application programming interface that allows for integration with other systems/databases
- Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier
- Contactless NFC: Near-field communication method to share data and process contactless payments
- Customizable Branding: Add customized logos and colors to align with company branding
- Data Security: Protect sensitive data for digital privacy
- Debit/Credit Card Processing: Accept and process credit/debit card transactions
- In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee
- Multiple Payment Options: Process payments via multiple modes directly through the application
- Omnichannel: Provides seamless approach to the consumer experience through all available shopping channels (Mobile, Social, Web, Point of Sale, catalog). Some times referred to Omni-Channel.
- Online Payments: Accept and process online payment transactions
- Payment Reconciliation: Reconcile payments with corresponding invoices or orders for accounting purposes
- Point of Sale (POS) Integration: Integrates with point of sale (POS) systems
- Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service

---

Get Advice

We can help you find the software with the features you need.

## Pricing

### Starting price

Free trial not available

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

## Top-rated software of 2026

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.