# TelPay for Business Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about TelPay for Business Software - reviews, pricing plans, popular comparisons to other Accounts Payable products and more. Source: https://www.capterra.com/p/106811/TelPay-for-Business --- # TelPay for Business Software Review 2026: Features, Integrations, Pros & Cons Last updated on February 14, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) TelPay for Business ## What is TelPay for Business? Since 1985, Canadian companies have trusted Telpay to deliver payment solutions through leading technology - first by phone, then software, and now through the cloud. Manage all your payments from one secure cloud-based platform Our Telpay secure payment platform helps accountants, bookkeepers, and business owners move money. ## What is TelPay for Business used for? [Accounts Payable](https://www.capterra.com/accounts-payable-software/)[Accounts Receivable](https://www.capterra.com/accounts-receivable-software/) Top alternative Featured Overall rating Based on 11 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price CA$17 Per Feature, Per Month Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for TelPay for Business?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.telpay.ca&name=TelPay for Business) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### TelPay for Business 4.3 (11) VS. [4.4 (3,278)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price CA$17 Per Feature, Per Month Starting Price $25 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.2 (11) Ease Of Use 4.4 (7,636) Value For Money 4.8 (8) Value For Money 4.2 (6,553) Customer Service 4.6 (9) Customer Service 4.0 (6,257) ## TelPay for Business alternatives [4.2 (2,003)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.4 (222)](https://www.capterra.com/p/188698/Yooz/reviews/) Starting price $199.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.3 (2,241)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.3 (608)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/106811/TelPay-for-Business/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Approval Process Control Manage the process of evaluating documents or requests submitted for approval Audit Trail A record of all activities within the system, including user access, changes made, etc. Data Import/Export Import and export data to and from software applications Electronic Funds Transfer Transfer money electronically between two bank accounts TelPay for Business 14 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Manage the process of evaluating documents or requests submitted for approval A record of all activities within the system, including user access, changes made, etc. Import and export data to and from software applications Transfer money electronically between two bank accounts Electronically collect payments for goods or services Creation, processing, verification, and execution of invoices till the payment is made Accept and process online payment transactions Automatic and regular transactions made through a secure online platform at predetermined intervals (monthly, quarterly, etc.) Automated process of charging customers at regular intervals for repeated access or use of a product or service View and track pertinent metrics to find patterns and gain insights from data Manage all supplier data and operations Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. Get Advice We can help you find the software with the features you need. Features 4.1 (11) 4.1 Based on 11 reviews ## Pricing Value for money 4.8 (8) Basic CA$17.00 Per Feature,Per Month Value for money 4.8 (8) 4.8 Based on 8 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.6 (9) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (9) 4.6 Based on 9 reviews ## User reviews Overall rating 4.3 Based on 11 reviews Filter by rating 5(6) 4(2) 3(3) 2(0) 1(0) Mentioned topic Sorted by most recent VM Virginia M. AP and AR Administrator Financial Services ### "TelPay is easy to use!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 3.0 3.0 Customer Service 5.0 5.0 Likelihood to Recommend 7/10 May 29, 2023 Pros The reports were easy to review for accuracy and the payments were made in a timely manner Cons Recalling a payment was difficult and took a lot of time to straighten out Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. TL Toby L. Senior Accountant Retail ### "TelPay Review - Santevia Water Systems Inc." 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 8/10 December 16, 2020 Pros The ability to process payments directly to vendors without requiring a cheque. Reduces time spent writing a cheque and mailing it. Cons The layout is very outdated. Unable to upload invoice documents. Must manually type out the date, invoice, and payment amount. Would be nice if it could integrate with an accounting software such as Quickbooks Online. Automation is key! Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DH Daniel H. President Accounting ### "Easy to use and setup." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 December 14, 2020 Pros Very fast for processing. Software is easy to navigate and Customer Service is amazing. Cons I would like to see an online version with mobile capabilities for on-the-go type of business. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MH Michael H. Director of Finance Wholesale ### "Great for payments going into the USA!" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 December 11, 2020 Overall it has been a good experience with Telpay. Their customer service is great and you know that they will get back to you via email within the same day if there is an issue. Right now during COVID its difficult to get someone on the phone when you call, however they are very good at calling back! Pros This software is very simple to use and is very inexpensive. You enter the data, meet the deadlines for payment release and it handles the rest. We had been using this for both CAD and USD payments, for many years until we switched to a cloud based accounting system and now only use this for USD payments. The price for USD payments is extremely competitive and I have not been able to find a better pricing structure. Cons Features that I would like to see improved is to make this a cloud based technology rather than desktop software. It would also be great if improvements to coding could be made to increase the ease of sync between the new accounting software in the market today that are all cloud based. It still remains to be a fairly manual process to release payments, however since the pricing remains so good, that outweighs the manual process for the few USD payments that we release. Alternatives considered [Plooto](https://www.capterra.com/p/225025/Plooto/) Reasons for choosing TelPay for Business We use Plooto for our CAD payments only because it syncs with our accounting software. Plooto is very expensive for USD payments going into the USA and therefore I would not use them for these payments. All of our US dollar payments are sent using Telpay. Best affordable software by far, just kinda manual. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. GS Graeme S. Partner Accounting ### "Great way to pay tax and payroll" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 September 30, 2020 Has been the best source to pay tax amounts on time and consistently. A real lifesaver at times. Pros Integrated nicely with online banking to allow us (and may customer we recommended to) to pay tax payments. Cut down on late payment significantly. Cons It can be hard to get buy in from clients when they have to pay fees so they lower those are the better. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SC Sharon C. Office Administrator Recreational Facilities and Services ### "My opinion of Telpay" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 2, 2019 Excellent experience and excellent customer help. Pros Very user friendly, we need the option for remote approval from authorized signing officers, and they offered this feature. This software worked very well for our needs and with the Credit Union we do business with. Cons It does require some planning when you used the payroll module and you have to take into account transmission times being disrupted by paid holidays. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DB David B. Owner Accounting ### "A good stable system with fantastic support" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 June 6, 2019 Excellent support and a good stable environment, other than the server issue. Pros The customer support is amazing. They are always available, and quick to help. The support team is second to non. Telpay for Business allows small businesses to provide electronic payment services at a reasonable price. Cons The setup process is a bit of a chore. Also, we've experienced some issues when running the Telpay software in a server environment. We finally went back to running this on only one PC, rather then trying to make the server application play nicely. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KW KRistina W. Operations Manager Insurance ### "Makes payroll easy" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 6, 2019 We were doing manual cheques for the longest time, then once our staff grew to 20 knew we had to come up with a new way - Pros It's a very basic process, nice and simple - upload the file, verify a few things, then submit. It allows you to delete if you need to, should you find there is an error. If there is a minor difference in the amount you've submitted, vs the amount you have on the account they send you validation that there is a credit balance for future. Cons Once you've submitted a file, you can't make changes to it. While this understandable, would be nice to be able to make a minor change to an account number. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. CM Christopher M. Credit Manager Machinery ### "Has been easy to use and works well!" 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 7/10 December 21, 2018 Pros A few of our customers have asked to use Telpay in our Canadian market for sending payments and its worked well. Cons We don't use it for the majority of our customers so when a payment comes in it is a manual process as opposed to the automatic postings with most of our clients. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. VG Vince G. Account Manager Accounting ### "TelPay - First Choice for Electronic Payments" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 30, 2018 Pros Telpay has been around forever and definitely knows their space. The primary concern with any electronic payment service is security. Rest assured, we've found Telpay to be the most organized and secure Canadian electronic payment service around. Their tech support and customer service is also quick to respond and eager to help whenever necessary. Cons Telpay's interface is a little outdated as compared to its competition and could use an overhaul. That being said, it works perfectly well and sometimes that's all you really need! Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/106811/TelPay-for-Business/reviews/) Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)