--- title: "Temenos Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Temenos Software - reviews, pricing plans, popular comparisons to other Banking Systems products and more." source_url: "https://www.capterra.com/p/111334/TEMENOS-T24/" page_type: "product" language: "en" --- # Temenos Software Review 2026: Features, Integrations, Pros & Cons Last updated on August 26, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Temenos ## What is Temenos? Temenos Core Banking helps banks and credit unions modernize complex legacy environments, simplify operations, and bring new products to market faster. Trusted by over 950 financial institutions, Temenos combines banking expertise, cloud scale, embedded intelligence, and continuous investment into the Temenos Banking Platform to help organizations turn technology investment into real results. Whether improving operational efficiency, accelerating growth, or enhancing customer experiences, banks rely on Temenos to modernize with confidence. Key benefits Modernize at your own pace: replacing core capabilities incrementally and reducing transformation risk. Launch products faster: built-in intelligence that accelerates innovation and enables personalized experiences. Reduce complexity with a single platform to support multiple lines of banking. Future-proof operations on a cloud-native platform backed by continuous investment, built-in intelligence, and innovation. ## What is Temenos used for? [Banking Systems](https://www.capterra.com/banking-systems-software/)[Online Banking](https://www.capterra.com/online-banking-software/)[Mobile Banking](https://www.capterra.com/mobile-banking-software/) Top alternative Featured Overall rating Based on 69 user reviews Reviews sentiment Positive 93% Neutral 4% Negative 3% ### Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Temenos?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.temenos.com&name=Temenos) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Temenos 4.4 (69) VS. [4.8 (17)](https://www.capterra.com/p/140814/Fraud-net-Guardian/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.4 (69) Ease Of Use 4.8 (34) Value For Money 4.2 (62) Value For Money 4.8 (34) Customer Service 4.1 (64) Customer Service 4.9 (34) ## Temenos alternatives [Crowded](https://www.capterra.com/p/255296/Crowdedme/) [4.2 (34)](https://www.capterra.com/p/255296/Crowdedme/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 79% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/255296/Crowdedme/) [Qonto](https://www.capterra.com/p/173384/Qonto/) [4.5 (269)](https://www.capterra.com/p/173384/Qonto/reviews/) Starting price $9.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 89% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/173384/Qonto/) [SBS Core Banking](https://www.capterra.com/p/10018865/SBP-Core-Banking/) [3.8 (6)](https://www.capterra.com/p/10018865/SBP-Core-Banking/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 67% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/10018865/SBP-Core-Banking/) [Serrala Suite](https://www.capterra.com/p/177698/Serrala-Suite/) [4.2 (38)](https://www.capterra.com/p/177698/Serrala-Suite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 89% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/177698/Serrala-Suite/) [View all alternatives](https://www.capterra.com/p/111334/TEMENOS-T24/alternatives/) ## FAQs about Temenos Overview ### What problems does Temenos solve? Temenos solves fragmented core banking operations, slow product launches, manual account servicing, weak customer visibility, and compliance-heavy workflows by unifying accounts, payments, lending, KYC, reporting, and branch processes in one secure platform. Retail banks, corporate banks, investment banking teams, operations staff, tellers, and compliance administrators benefit most. Answer based on 28 reviews Overview ### Which roles and teams benefit most from Temenos? Temenos is most used by banking IT leaders, core banking managers, technical analysts, and developers who oversee digital banking infrastructure, system configuration, and platform support. Business analysts and branch operations teams benefit from streamlined banking workflows, while executives use it to improve service delivery, security oversight, and operational efficiency. Answer based on 69 reviews Overview ### What company size and industries is Temenos built for? Temenos is built primarily for enterprise banks, with 58% of reviewers from enterprise companies and 73% from Banking. Temenos Transact supports Retail, Corporate, Business Banking, and Wealth Management, while reviewer usage also extends to Information Technology and Services at 10% and Financial Services at 8%. Answer based on 69 reviews Features and Usability ### What are the key features of Temenos? Temenos includes core banking as its primary feature, with customer account management and transaction management for daily banking operations. Differentiating capabilities include API integrations, lending management, and retail and corporate banking support. It also offers role-based permissions, secure login, and real-time analytics for reporting and compliance. Answer based on 28 reviews Overview ### Can Temenos fit different banking requirements? Temenos fits a wide range of banking requirements through configurable modules, scalable architecture, and broad deployment options. Community banks, retail lenders, and large financial institutions often value its flexibility, database compatibility, and customization, though some teams find setup complex and may need stronger hardware, planning, and technical resources. Answer based on 14 reviews Integrations ### Which third-party tools and platforms does Temenos integrate with? Temenos integrates with Microsoft Power BI, Plaid, and Tableau. These connections cover analytics and data visualization through Power BI and Tableau, plus financial data access through Plaid, giving Temenos support for reporting, business intelligence, and external financial connectivity across common third-party platforms. Answer based on 12 reviews Getting Started and Support ### How does Temenos handle bugs and system issues? Temenos presents recurring challenges with bug resolution, error visibility, and issue tracking, especially during implementation and migration. Banking operations teams and IT staff often mention hard-to-read error messages, slow fixes, and stability concerns, while some institutions note that newer deployments can reduce earlier problems when configuration and support are handled well. Answer based on 13 reviews Getting Started and Support ### What training and onboarding options does Temenos offer? Temenos provides in-person training, live online sessions, and webinars to help teams get started. In-person training supports face-to-face instruction, live online sessions allow guided remote learning, and webinars offer scheduled presentations and Q&A for product orientation and basic setup guidance. Answer based on 8 reviews Getting Started and Support ### What customer support options does Temenos offer, and how do users rate the experience? Temenos offers email/help desk, FAQ/forum, knowledge base, phone support, and 24/7 live representative support. Users describe support as generally helpful, but experiences are mixed: some call it great, while others report high support costs, slow case resolution during implementation, unclear release notes, and guidance gaps around upgrades and newer architecture. Answer based on 24 reviews ## Features AI summary Based on 215 Banking Systems reviews Capterra data shows that buyers of Banking Systems rank the following features as their top priorities: - **Core Banking** (**64%** of reviewers rated this feature as critical) - **Transaction Monitoring** (**51%**) - **Securities Management** (**56%**) Temenos supports all three of the features reviewers rate most highly: **Core Banking**, **Transaction Monitoring**, and **Securities Management**. Together, these capabilities help financial institutions manage day-to-day banking operations, track transactions for oversight and risk control, and handle securities activities in one system, allowing teams to improve operational consistency, maintain compliance, and serve customers more effectively. Core Banking 4.4 (24) 79.17% of 24 reviewers that rated this feature as important or highly important Back-end system that processes daily banking transactions and posts updates to accounts and other financial records. Transaction Monitoring 4.3 (20) 75.00% of 20 reviewers that rated this feature as important or highly important Monitor or audit historical and current transactions to analyze customer account activities Securities Management 4.0 (17) 70.59% of 17 reviewers that rated this feature as important or highly important Develop, document, and implement policies & procedures to protect an organization's assets. Online Banking 3.9 (14) 78.57% of 14 reviewers that rated this feature as important or highly important Ability to manage transactions online with a mobile device or computer. Transaction History 4.5 (4) 25.00% of 4 reviewers that rated this feature as important or highly important Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Multi-Branch 4.4 (19) 73.68% of 19 reviewers that rated this feature as important or highly important Expand services to areas outside of the home location, functioning as an extension of the home location. Temenos 175 features ### All Features - Access Controls/Permissions: Define levels of authorization for access to specific files or systems - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Accounting Integration: Integrate with a third-party accounting system - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Activity Tracking: Track and document all activities across devices, networks, and other systems - Agile Methodologies: Iterative project Management approach that involves technologies such as Kanban, Scrum, XP, APF, XPM and more - Alerts/Escalation: System alerts about the need to escalate an issue or request - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - Amortization Schedule: Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance - API: Application programming interface that allows for integration with other systems/databases - Application Management: Track, manage and store the applications of potential future members, customers or candidates - Application Security: Identify and respond to security threats to developed applications - ATM Management: Plan and implement systems for monitoring, registering, and management of ATM machines. - Audit Management: Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Authentication: Verify the identity of users/devices to enable secure access - Auto Loans: Type of loan used to finance the purchase of a motor vehicle - Automated Decisioning/Underwriting: Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower - Automated Testing: Execution of software tests by leveraging automation tools - Automatic Funds Distribution: Automatically transfers funds to/from borrower accounts on a regular or periodic basis - Background Screening: Researching and validating a person's criminal, educational, job or financial records - Backup and Recovery: Create backups and provide methods to recover deleted/lost data - Behavior Tracking: Track visitors'/audience's responses across web pages and other optimized content - Behavioral Analytics: Track and analyse user behavior within a system or network - Borrower Management: Searchable database of information about loan borrowers - Business Loans: Type of loan used to finance business expenses - Case Management: Work on a set of tasks related to a particular charge, patient, legal issue or any other complex entity or process - Cash Flow Management: Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period - Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances - Change Management: Track and monitor efficient handling of all changes/transitions - Chat/Messaging: Communicate using direct chat or messages within the system - Client Management: Manage contact details and communication with clients - Client Portal: Private online space that lets businesses securely share documents and provide information access to clients - Cloud-Based - Digital Banking Platforms: Operates online, in the cloud - Code Development: Create code from scratch - Code Editing: Edit code that has been previously created for product development. - Code Repository Integration: Connect to code repositories (e.g., Git or SVN) to import a project or automate the scanning of source code - Collaboration Tools: Provides a channel for team members to share AI models, media files, communicate, and work together - Collateral Tracking: Link and track collateral information associated with one or multiple loans - Communication Management: Manage and track all internal and external communication conducted via calls, email, text, or chat - Compatibility Testing: Preview how the app will display on multiple device types and operating systems - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Compliance Tracking: Track and report regulatory data to either internal management or external stakeholders - Comply with Financial Regulations: Ensure compliance with local and global financial standards and legislation - Construction Loans: Type of loan used to finance construction projects - Contact Management: Manage, organize, and store contact information - Continuous Deployment: A process to automatically release code changes from repository to production environment - Continuous Integration: A process to automatically integrate code changes from multiple contributors into a shared repository - Core Banking: Back-end system that processes daily banking transactions and posts updates to accounts and other financial records. - Corporate Banking: Banking that services corporate customers, from SMBs to multinational enterprise corporations with large financial stakes. - Credit Union: Non-for-profit financial institution that is owned by all of its members - Custom Development: Development of custom software, web apps, mobile apps, etc. - Customer Accounts: Record customer information, purchase history, and other notes - Customer Database: A collection of customer information such as contact details, demographics, previous interactions, etc. - Customer Experience Management: Track and understand a customer's overall satisfaction with a product or service to identify areas of improvement. - Customer Management: Store and organize information about customers and previous interactions - Customizable Branding: Add customized logos and colors to align with company branding - Customizable Reports: Alter the layout and content of reports - Customizable Templates: Pre-designed layouts that can be customized to match preferences and requirements - Customization: Create labels for products that contain required information such as colors, sizes, dates, etc. - Dashboard: Assembly of graphs and charts for visualizing and tracking statistics/metrics - Data Capture and Transfer: Import, collect, and capture data from multiple sources - Data Import/Export: Import and export data to and from software applications - Data Management: Ability to handle large datasets - Data Modeling: Conceptual model of how data items relate to each other - Data Security: Protect sensitive data for digital privacy - Data Visualization: Graphical representation of data - Database Support: Supports common databases such as MySQL and Oracle - Debt and Investments: Manage the investments of the company and its debts such as loans, lines of credit, or credit cards - Debt Management: Manage budgeting and financial planning operations to control and eliminate debt - Debugging: Detect and remove errors - Deployment Management: Manage the processes involved when making the application ready for use - Digital Wallet Payments: Allows customers to check out with wallet payment methods that digitally store credit and debit cards - Document Management: Store, manage, and track all electronic documents in a centralized location - Document Templates: Customizable sample documents that contain placeholder text or a standard layout that can be repeated for each new file - Drag & Drop: Assemble applications and processes by dragging over and arranging pre-built components - Ease of Use: Designed for non‑technical users and may include intuitive UI, plain‑language explanations of findings, etc. - Electronic Payments: Electronically collect payments for goods or services - Electronic Signature: Digitally sign online documents - Escrow Management: Automate maintenance of escrow accounts on behalf of borrowers - File Management: Create, save, and store files - Financial Risk Reporting: Qualitative or quantitative risk methodology to evaluate the risk for an individual account or portfolio, and identify problems - For Low-Code Development: Development environment used to create application software through a graphical user interface - For No-Code Development: Build applications without the use of code - Forecasting: Form predictions based on past and present data/trends - Generative AI: Use AI to generate content in the form of text, images, videos, etc. - Graphical User Interface: A visual way of interacting with an application or operating system using items such as windows, icons, and menus - Help Guides: Supplies users with basic-to-intermediate guides regarding IDE functionality and use cases. - Identity Verification: Validating the identity of an individual or entity through verification of personal information or credentials - In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee - Integrated Development Environment: An application for source code editing, compiling, and debugging - Investigation Management: Oversee people and resources to carry out an investigation - Investment Banking: Division of banking that assists individuals or organizations raise capital and provide financial consulting services. - Investor Management: Automated payments and reporting for investors - Iteration Management: Planning out the structure and duration of repetitive intervals of time dedicated to specific tasks during the development cycle - Lending Management: Initiate, finance, and manage the complete life cycle of loans and cultivate relationships with borrowers - Lifecycle Management: Manage the end-to-end lifecycle, from initial setup/development to deployment and maintenance - Loan Management: Distribution and delivery of funds to approved borrowers - Loan Origination: Process of securing a loan from a bank or any other lender. - Loan Portfolio Management: Assess and control risks associated with the credit process of each loan portfolio/account - Loan Processing: Collect, organize, and prepare loan information to send to the lender for approval - Mobile Alerts: Notifications via mobile devices - Mobile Development: Development of applications for mobile devices - Mobile Payments: Clients can submit payments via mobile devices - Monitoring: Observe and track the demand, usage, progress or quality of a system, product, or user - Mortgages: Type of loan used to purchase real estate - Multi-Branch: Expand services to areas outside of the home location, functioning as an extension of the home location. - Multi-Company: Manage the accounting and financial aspects of multiple locations or companies in a single location - Multi-Currency: Manage and handle various international currencies - Multi-Language: Manage and support multiple languages - Multi-Language Support: Ability to search in multiple languages without any additional work required. - Multichannel - Digital Banking Platforms: Facilitates bank existence and operations on a variety of channels - Multiple Payment Options: Process payments via multiple modes directly through the application - Multiple Programming Languages Supported: Run stored procedures and queries in multiple programming languages, such as JSON, Java, Python, Ruby, Perl, and SQL - No-Code: Drag and drop/visual interfaces that allow non-tech users to build without writing code - Offline Access: Ability of websites, web applications, or mobile applications to function without an active internet connection - Offshore Management: Secure assets in financial institutions in foreign countries. - Online Applications: Ability to fill out and submit application forms on the web - Online Banking: Ability to manage transactions online with a mobile device or computer. - Online Payments: Accept and process online payment transactions - Open Banking - Digital Banking Platforms: Enables connection with APIs - Patching & Updates: Downloads and installs updates automatically for product improvement and pace-keeping with programming language evolution. - Payment Collection: Tracking, managing, and initiating the transfer of funds for overdue customer payments - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Payment Management: Handling payments and invoices between a company and its vendors or customers - Payment Reminders: Reminders sent for balance/payment due - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - PEP Screening: The process of conducting customer due diligence for any politically exposed person (PEP) - Performance Management: Organize and manage the accomplishments and development of employees or performance of applications or systems - Portfolio Management: Overview of all programs that help compare initiatives, align projects with strategic goals and identify risk - Pre-built Templates: Pre-defined templates within a library for common cases such as contracts, websites, emails, and more - Pricing Management: Tool used to determine accurate pricing and product eligibility for borrowers - Private Banking: Banking and financial services designed for clients with a high level of income and/or sizable investment assets. - Real-Time Analytics: Analyze and gain insights into data in real-time - Real-Time Data: Receive data and information in real time - Real-Time Monitoring: Active monitoring of systems, applications, or networks - Real-Time Notifications: Notifications that are delivered to users as soon as an event occurs - Real-Time Reporting: Active reporting of data and metrics - Real-Time Updates: Receive system updates as soon as any changes are made - Receipt Management: Upload, track, and submit receipts in a central database - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reminders: Timed notification for any upcoming task, deadline, appointment, or activity - Reporting: Empower brands with an intelligent reporting tool and dashborads to provide visibility into number of viewers, likes, number of asked questions, and chat entries, total number of clicks, CTR, and entire stream health - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Retail Banking: Division of banks that focus specifically on retail customers. - Risk Analysis: Analyze potential risks across the organization - Risk Management: Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties - Risk Scoring: Assess and score risks using risk matrices - Role-Based Permissions: Set & manage permission levels based on user roles and restrict access to only authorized individuals - Rules-Based Workflow: Automates and streamlines business processes by creating a sequence of predefined rules and actions that govern the flow of work - Search/Filter: Search and filter data across systems to locate required information by entering keywords or certain criteria - Secure Login: At least a username and password is required to access the system - Securities Management: Develop, document, and implement policies & procedures to protect an organization's assets. - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Single Sign On: Allow users to access multiple services after entering their login credentials once - SMS Messaging: Send messages via SMS - Software Development: Development of software programs - Source Control: Tracks every modification made to source code - Status Tracking: Track the status over time for a request, process, asset, or transaction - Task Management: Create, manage and track all task activities and progression - Task Scheduling: Track and manage the scheduling of tasks - Template Management: Create, save, and re-purpose templates for emails, forms, etc. - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Transaction Management: Manage, record and track all business exchanges in form of money and its related interactions in the system - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities - Two-Factor Authentication: Extra layer of security that requires not only a password and username but also something specific to that user - UI Prototyping: A functional sample, model, or release of a user interface built to test a concept or process. - User Management: Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks - Version Control: Track revisions and updates made to files and navigate between different versions - Watch List: View and track activity related to an individual, transaction, etc. - Web App Development: Development of applications that are delivered over the internet through a browser - Workflow Management: Create, design and manage workflows for repetitive tasks --- Get Advice We can help you find the software with the features you need. Features 4.4 (69) 4.4 Based on 69 reviews ## Pricing Value for money 4.2 (62) ### Starting price Free trial not available Value for money 4.2 (62) 4.2 Based on 62 reviews ## Integrations [ Tableau](https://www.capterra.com/p/208764/Tableau/)[ Microsoft Power BI](https://www.capterra.com/p/176586/Power-BI/)[ Plaid](https://www.capterra.com/p/174384/Plaid/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.1 (64) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.1 (64) 4.1 Based on 64 reviews ## User reviews Overall rating 4.4 Based on 69 reviews Filter by rating 5(38) 4(26) 3(3) 2(0) 1(2) Mentioned topic Sorted by most recent HI Hagar I. Head of IT Support and Operations Banking ### "Temenos Digitla" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 April 28, 2025 very improvement in customer experience in using the App, doing all what he need in one press which save time, money and effort Pros customer experience, and the friendly and simple interface, many functions are very easy to use by the customer directly without any need to visit the branches Cons installation was a little bit not that easy, some technical issues raised while the UAT , however the team was able to solve and fixed it Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AN Anonymous User CIO Banking ### "Temenos Digital :Apowerful platform that can be relied upon to provide modern digital sevices to customer" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 April 28, 2025 Temenos Digital is best suited for larger financial institutions that have the resources and strategic intent to invest in a comprehensive, scalable digital banking transformation. For smaller or more agile banks, lighter-weight or fintech-native platforms might offer a faster and more cost-effective path to digital innovation. Pros Temenos Digital offers a seamless, innovative platform that's helping redefine the future of banking. Their solutions are flexible, powerful and designed with customer in mind. Highly recommend Cons While Temenos Digital provides powerful capabilities, the platform can sometimes feel complex to configure without specialized expertise. initial setup and customization may require with extra cost Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. HA Haithem A. CIO Financial Services ### "Transact Core Review" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 7/10 April 22, 2025 Pros One of the world leading core banking systems with powerful engine to run the bank Highly scalable, secure and refined core banking system with global presence and industry recognition. Cons Maintain Lagacy version of the core Transact within lagacy technology Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AS Ahmed S. Core Banking application support manager Banking ### "Temenos infinity" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 7/10 April 17, 2025 Temenos Infinity is a digital banking platform designed to help financial institutions deliver exceptional customer experiences and stay competitive in the market Pros Support and Resources Temenos Support Portal,Offers access to support teams, documentation, and resources for clients and partners. Knowledge Base, Provides articles, videos, and guides on various aspects of Temenos Infinity, including loan origination and Military Lending Act configurations. Community Forum, Allows users to connect with each other, share knowledge, and get support Cons Complexity Steep Learning Curve,The platform's advanced features and capabilities may require significant training and investment to fully utilize. - \*Technical Complexity\*: Integrating Infinity with existing systems and infrastructure can be complex and time-consuming. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MT Manh Tien N. Head of System Integration Banking ### "Best Core Banking solution" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 1, 2025 Transact is the best solution for Core Banking, and it can help save time when deploying products and exposing APIs. Pros Very flexible High performance Provide many frameworks Cons Too many complicated framework need trainings Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. SV Stanka V. Head of Architecture and Administration Banking ### "Extensive Expertise in Temenos Products and Successful Project Deliveries" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 March 26, 2025 With nearly 15 years of experience working with and utilizing Temenos products, I have gained extensive expertise and deep familiarity with your solutions, which have consistently proven to be invaluable in driving success in my projects., I have successfully delivered numerous high-impact projects across various banks, leveraging Temenos’ innovative technologies to achieve outstanding results. Pros I appreciate the diverse range of architectures that Temenos Core supports, enabling flexibility and adaptability across various banking environments. Cons I appreciate the versatility and functionality of Temenos Core, but one area that could be improved is the complexity of some of the configurations. While powerful, certain aspects of the setup process can be challenging and may require significant time for customization and optimization. Switched from [Oracle FLEXCUBE](https://www.capterra.com/p/241243/Oracle-FLEXCUBE/) The switch was driven by the need for modernization in core banking systems, as financial institutions require more agile, scalable, and efficient solutions to meet the evolving demands of the market. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AF Ahmed F. Core banking Manager Banking ### "Temenos Transact" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 3, 2025 T24 transact is really great covers all the banking functions with no gaps Pros Temenos Transact covers all the banking domains. Cons some of the issues still not fixed across all the T24 releases, we still facing the daily STMT entries overwritten since R09 till R20 Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ME Mona E. Core Banking Application Manager Banking ### "T24 Transact" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 20, 2025 One of the most robust core systems in the world Pros ATM framework, AA products , Business events Cons Release notes of core update is not clarifying the issue clearly Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AA Ahmed A. Head of IT Center of Excellence Banking ### "Temenos Digital" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 February 20, 2025 Pros The flexibilty of applying business flows of the digital services according to each bank nature Cons The partners eco system supporting the product in the region Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MH Mohamed H. Head Of Solutions Banking ### "20 years of Temenos experience " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 2.0 2.0 Likelihood to Recommend 9/10 January 27, 2025 The best scalable flexible product in the market Pros It’s flexibility and the new modules like TPH & Iris and how easily now we can upgrade with business disruptions Cons the long time sometimes it take to fix a bug also lately the support is not at all good Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/111334/TEMENOS-T24/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [Crowded vs Temenos](https://www.capterra.com/compare/111334-255296/TEMENOS-T24-vs-Crowdedme)