# Temenos Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Temenos Software - reviews, pricing plans, popular comparisons to other Banking Systems products and more. Source: https://www.capterra.com/p/111334/TEMENOS-T24 --- # Temenos Software Review 2026: Features, Integrations, Pros & Cons Last updated on April 9, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Temenos ## What is Temenos? Temenos Transact is the most successful and widely used digital core-banking solution in the world. Using cloud-native and agnostic technology, Temenos Transact provides the most extensive and richest set of banking functionality across retail, corporate, treasury, wealth, and payments with over 1000 banks in 150+ countries relying on it to provide market-leading and innovative products and services to their customers. ## What is Temenos used for? [Banking Systems](https://www.capterra.com/banking-systems-software/)[Online Banking](https://www.capterra.com/online-banking-software/)[Mobile Banking](https://www.capterra.com/mobile-banking-software/) Top alternative Featured Overall rating Based on 69 user reviews Reviews sentiment Positive 93% Neutral 4% Negative 3% ### Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Temenos?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.temenos.com&name=Temenos) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Temenos 4.4 (69) VS. [4.9 (58)](https://www.capterra.com/p/10035709/Mercury/#reviews) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.4 (69) Ease Of Use 5.0 (58) Value For Money 4.2 (62) Value For Money 4.8 (53) Customer Service 4.1 (64) Customer Service 4.4 (52) ## Temenos alternatives [4.5 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) Starting price $30.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 91% of reviewers rated it above 4 stars [4.5 (25)](https://www.capterra.com/p/187225/Trovata/reviews/) Starting price $24000.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [Crowded](https://www.capterra.com/p/255296/Crowdedme/) [4.2 (34)](https://www.capterra.com/p/255296/Crowdedme/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 79% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/255296/Crowdedme/) [Qonto](https://www.capterra.com/p/173384/Qonto/) [4.5 (263)](https://www.capterra.com/p/173384/Qonto/reviews/) Starting price $9.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 89% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/173384/Qonto/) [View all alternatives](https://www.capterra.com/p/111334/TEMENOS-T24/alternatives/) ## FAQs about Temenos Overview ### What problems does Temenos solve? Temenos solves fragmented banking operations, slow product launches, manual reporting, and weak visibility into customer accounts, transactions, and compliance controls. It centralizes core banking, payments, lending, KYC, and branch workflows while supporting integrations and scale. Banks, branch operations teams, compliance staff, developers, and retail or corporate banking leaders benefit most. Answer based on 28 reviews Overview ### Which roles and teams benefit most from Temenos? Temenos is most used by banking IT leaders, core banking managers, technical analysts, and software developers who oversee digital banking platforms, integrations, and system performance. Business analysts and branch operations teams benefit by streamlining banking workflows, improving service delivery, supporting transaction processing, and aligning technology with operational and customer service goals. Answer based on 69 reviews Overview ### What company size and industries is Temenos built for? Temenos is built primarily for enterprise banks, with 58% of reviewers from enterprise companies and 73% from Banking. It supports retail, corporate, business banking, and wealth management, while also appearing in Information Technology and Services at 10%, Financial Services at 8%, and smaller firms including 27% small businesses. Answer based on 69 reviews Features and Usability ### What are the key features of Temenos? Temenos includes core banking as its main feature, with modules for customer accounts, transaction management, lending management, and retail and corporate banking. Differentiators include API integrations, real-time analytics and reporting, role-based permissions, and compliance tracking. Reviewers also frequently mention its user interface and support for multi-branch banking operations. Answer based on 28 reviews Overview ### How well does Temenos fit different banking requirements? Temenos fits a wide range of banking requirements through configurable modules, scalable architecture, and broad deployment options. Enterprise banks and growing financial institutions value its flexibility, database compatibility, and API support, though setup can feel complex and some teams need stronger hardware, planning, and technical resources to get consistent performance. Answer based on 14 reviews Limitations ### What bugs or technical issues do teams face with Temenos? Temenos presents recurring challenges around error handling, issue tracking, and implementation stability, especially in complex banking environments. Banking operations teams often mention hard-to-read disbursement errors, slow bug resolution, migration problems, and delays during rollout. Some organizations also report performance slowdowns, database-related processing issues, and dependence on stable network infrastructure. Answer based on 13 reviews Integrations ### Which third-party tools and platforms does Temenos integrate with? Temenos integrates with Microsoft Power BI and Tableau for analytics and reporting, plus Plaid for financial data connectivity. These integrations cover business intelligence and open banking use cases, giving teams options for combining Temenos with external reporting platforms and account-linking services. Answer based on 12 reviews Getting Started and Support ### What training and onboarding options does Temenos offer? Temenos provides in person training, live online sessions, and webinars to help teams get started. In person training supports face-to-face instruction, live online sessions allow remote guided learning, and webinars offer scheduled group presentations for product information and setup guidance. Answer based on 8 reviews Getting Started and Support ### What customer support options does Temenos offer, and how do users rate the experience? Temenos offers email/help desk, FAQ/forum, a knowledge base, phone support, and 24/7 live representatives. Users describe support as generally helpful, but experiences vary: some mention great support, while others report slow case handling during implementation, unclear release notes and error messages, knowledge gaps, and support costs that feel high. Answer based on 24 reviews ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Core Banking 4.4 (24) 79.17% of 24 reviewers that rated this feature as important or highly important Back-end system that processes daily banking transactions and posts updates to accounts and other financial records. Transaction Monitoring 4.3 (20) 75.00% of 20 reviewers that rated this feature as important or highly important Monitor or audit historical and current transactions to analyze customer account activities Multi-Branch 4.4 (19) 73.68% of 19 reviewers that rated this feature as important or highly important Expand services to areas outside of the home location, functioning as an extension of the home location. Lending Management 4.1 (18) 77.78% of 18 reviewers that rated this feature as important or highly important Initiate, finance, and manage the complete life cycle of loans and cultivate relationships with borrowers Risk Management 3.8 (18) 66.67% of 18 reviewers that rated this feature as important or highly important Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties Securities Management 4.0 (17) 70.59% of 17 reviewers that rated this feature as important or highly important Develop, document, and implement policies & procedures to protect an organization's assets. Temenos 35 features Dashboard to view the status of ongoing processes, identify current incidents and track past activities A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users Application programming interface that allows for integration with other systems/databases Plan and implement systems for monitoring, registering, and management of ATM machines. Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Track and report regulatory data to either internal management or external stakeholders Back-end system that processes daily banking transactions and posts updates to accounts and other financial records. Banking that services corporate customers, from SMBs to multinational enterprise corporations with large financial stakes. Non-for-profit financial institution that is owned by all of its members Record customer information, purchase history, and other notes Ability to handle large datasets Protect sensitive data for digital privacy Electronically collect payments for goods or services Division of banking that assists individuals or organizations raise capital and provide financial consulting services. Initiate, finance, and manage the complete life cycle of loans and cultivate relationships with borrowers Expand services to areas outside of the home location, functioning as an extension of the home location. Secure assets in financial institutions in foreign countries. Ability to manage transactions online with a mobile device or computer. Accept and process online payment transactions Banking and financial services designed for clients with a high level of income and/or sizable investment assets. Analyze and gain insights into data in real-time Receive data and information in real time Collection, analysis, and representation of numerical data and generation of reports to understand various patterns View and track pertinent metrics to find patterns and gain insights from data Division of banks that focus specifically on retail customers. Analyze potential risks across the organization Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties Set & manage permission levels based on user roles and restrict access to only authorized individuals At least a username and password is required to access the system Develop, document, and implement policies & procedures to protect an organization's assets. Set up connections to third-party platforms to improve business processes Manage, record and track all business exchanges in form of money and its related interactions in the system Monitor or audit historical and current transactions to analyze customer account activities Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks Create, design and manage workflows for repetitive tasks Get Advice We can help you find the software with the features you need. Features 4.4 (69) 4.4 Based on 69 reviews ## Pricing Value for money 4.2 (62) ### Starting price Free trial not available Value for money 4.2 (62) 4.2 Based on 62 reviews ## Integrations [ Tableau](https://www.capterra.com/p/208764/Tableau/)[ Microsoft Power BI](https://www.capterra.com/p/176586/Power-BI/)[ Plaid](https://www.capterra.com/p/174384/Plaid/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.1 (64) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.1 (64) 4.1 Based on 64 reviews ## User reviews Overall rating 4.4 Based on 69 reviews Filter by rating 5(38) 4(26) 3(3) 2(0) 1(2) Mentioned topic Sorted by most recent HI Hagar I. Head of IT Support and Operations Banking ### "Temenos Digitla" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 April 28, 2025 very improvement in customer experience in using the App, doing all what he need in one press which save time, money and effort Pros customer experience, and the friendly and simple interface, many functions are very easy to use by the customer directly without any need to visit the branches Cons installation was a little bit not that easy, some technical issues raised while the UAT , however the team was able to solve and fixed it Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AN Anonymous User CIO Banking ### "Temenos Digital :Apowerful platform that can be relied upon to provide modern digital sevices to customer" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 April 28, 2025 Temenos Digital is best suited for larger financial institutions that have the resources and strategic intent to invest in a comprehensive, scalable digital banking transformation. For smaller or more agile banks, lighter-weight or fintech-native platforms might offer a faster and more cost-effective path to digital innovation. Pros Temenos Digital offers a seamless, innovative platform that's helping redefine the future of banking. Their solutions are flexible, powerful and designed with customer in mind. Highly recommend Cons While Temenos Digital provides powerful capabilities, the platform can sometimes feel complex to configure without specialized expertise. initial setup and customization may require with extra cost Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. HA Haithem A. CIO Financial Services ### "Transact Core Review" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 7/10 April 22, 2025 Pros One of the world leading core banking systems with powerful engine to run the bank Highly scalable, secure and refined core banking system with global presence and industry recognition. Cons Maintain Lagacy version of the core Transact within lagacy technology Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AS Ahmed S. Core Banking application support manager Banking ### "Temenos infinity" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 7/10 April 17, 2025 Temenos Infinity is a digital banking platform designed to help financial institutions deliver exceptional customer experiences and stay competitive in the market Pros Support and Resources Temenos Support Portal,Offers access to support teams, documentation, and resources for clients and partners. Knowledge Base, Provides articles, videos, and guides on various aspects of Temenos Infinity, including loan origination and Military Lending Act configurations. Community Forum, Allows users to connect with each other, share knowledge, and get support Cons Complexity Steep Learning Curve,The platform's advanced features and capabilities may require significant training and investment to fully utilize. - \*Technical Complexity\*: Integrating Infinity with existing systems and infrastructure can be complex and time-consuming. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MT Manh Tien N. Head of System Integration Banking ### "Best Core Banking solution" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 1, 2025 Transact is the best solution for Core Banking, and it can help save time when deploying products and exposing APIs. Pros Very flexible High performance Provide many frameworks Cons Too many complicated framework need trainings Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. SV Stanka V. Head of Architecture and Administration Banking ### "Extensive Expertise in Temenos Products and Successful Project Deliveries" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 March 26, 2025 With nearly 15 years of experience working with and utilizing Temenos products, I have gained extensive expertise and deep familiarity with your solutions, which have consistently proven to be invaluable in driving success in my projects., I have successfully delivered numerous high-impact projects across various banks, leveraging Temenos’ innovative technologies to achieve outstanding results. Pros I appreciate the diverse range of architectures that Temenos Core supports, enabling flexibility and adaptability across various banking environments. Cons I appreciate the versatility and functionality of Temenos Core, but one area that could be improved is the complexity of some of the configurations. While powerful, certain aspects of the setup process can be challenging and may require significant time for customization and optimization. Switched from [Oracle FLEXCUBE](https://www.capterra.com/p/241243/Oracle-FLEXCUBE/) The switch was driven by the need for modernization in core banking systems, as financial institutions require more agile, scalable, and efficient solutions to meet the evolving demands of the market. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AF Ahmed F. Core banking Manager Banking ### "Temenos Transact" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 3, 2025 T24 transact is really great covers all the banking functions with no gaps Pros Temenos Transact covers all the banking domains. Cons some of the issues still not fixed across all the T24 releases, we still facing the daily STMT entries overwritten since R09 till R20 Switched from [MIDAS](https://www.capterra.com/p/10003025/MIDAS/) long time back, we selected T24 to replace the Legacy system. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ME Mona E. Core Banking Application Manager Banking ### "T24 Transact" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 20, 2025 One of the most robust core systems in the world Pros ATM framework, AA products , Business events Cons Release notes of core update is not clarifying the issue clearly Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AA Ahmed A. Head of IT Center of Excellence Banking ### "Temenos Digital" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 February 20, 2025 Pros The flexibilty of applying business flows of the digital services according to each bank nature Cons The partners eco system supporting the product in the region Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MH Mohamed H. Head Of Solutions Banking ### "20 years of Temenos experience " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 2.0 2.0 Likelihood to Recommend 9/10 January 27, 2025 The best scalable flexible product in the market Pros It’s flexibility and the new modules like TPH & Iris and how easily now we can upgrade with business disruptions Cons the long time sometimes it take to fix a bug also lately the support is not at all good Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/111334/TEMENOS-T24/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. 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