--- title: "Virtual Terminal Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Virtual Terminal Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/116428/Virtual-Terminal/" page_type: "product" language: "en" --- # Virtual Terminal Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on August 26, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Virtual Terminal ## What is Virtual Terminal? Easily initiate ACH, credit card, or debit card transactions through our CISP and PCI-compliant Virtual Terminal. ## What is Virtual Terminal used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Top alternative Featured Overall rating Based on 1 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $25 Per User, Per Month Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Virtual Terminal?[Manage this product listing](https://www.g2.com/products/national-cash-management-systems-virtual-terminal/claim_requests/new?auto=true) ## Virtual Terminal Overview Updated August 2026 AI summary Virtual Terminal enables businesses of all sizes to process ACH and debit or credit card payments online, supporting both one-time and recurring or subscription billing needs. Delivered as a cloud-based solution, it is designed for organizations seeking straightforward digital payment acceptance across web channels, without mobile access or enhanced data security features commonly found in other payment processing tools. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Virtual Terminal 4.0 (1) VS. [4.7 (3,658)](https://www.capterra.com/p/153752/Vagaro/reviews/) Starting Price $25 Per Feature Starting Price $23.99 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 5.0 (1) Ease Of Use 4.6 (26,641) Value For Money 4.0 (1) Value For Money 4.6 (20,480) Customer Service 4.0 (1) Customer Service 4.6 (20,738) ## Virtual Terminal alternatives [4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) [View all alternatives](https://www.capterra.com/p/116428/Virtual-Terminal/alternatives/) ## Features AI summary Based on 17,640 Payment Processing reviews Capterra data shows that buyers of payment processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) Virtual Terminal includes **Online Payments**, which helps businesses accept transactions digitally and serve customers across more channels. However, it does not include **Data Security** or **Mobile Access**. Instead, it offers **Debit/Credit Card Processing** (**52%**), a closely related capability that supports card-based transactions at the point of sale or by remote entry, helping businesses process payments efficiently and giving teams a practical way to handle customer purchases. Online Payments 4.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Accept and process online payment transactions Debit/Credit Card Processing 4.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Recurring/Subscription Billing Automated process of charging customers at regular intervals for repeated access or use of a product or service Virtual Terminal 4 features ### All Features - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Online Payments: Accept and process online payment transactions - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service --- Get Advice We can help you find the software with the features you need. Features 4.0 (1) 4.0 Based on 1 reviews ## Pricing Value for money 4.0 (1) Basic $25.00 Per Feature, Value for money 4.0 (1) 4.0 Based on 1 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.0 (1) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.0 (1) 4.0 Based on 1 reviews ## User reviews Overall rating 4.0 Based on 1 reviews Filter by rating 5(0) 4(1) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent AS Andile S. Technical Services Intern Banking ### " Virtual Terminal For POS Machines Till Integration " 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 August 29, 2022 In overall, it is a very effective software for till integration where if your Echo Test is successful giving off a result eg. 800 value, then you know your pos machine is ready to make transactions. Pros I like that when we are visiting merchants to install their Till Integration, a Virtual Terminal helps test if the machine has been successfully installed by doing an Echo Test. When the test is not successful, I like that you are able to see what error code it gives and one can determine what type of error it is. Cons I dislike the fact that with poor or no Internet connection, the pos machine won't work and the virtual terminal won't even respond which is inconveniencing businesses. As part of the Pos team, we can't declare our installation successfully if our virtual terminal isn't working because of poor Internet connection. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.