Pros: I love Visual Cash Focus. It is very user friendly and logical to use. You can do so much with it too. Our clients love it, especially the actual vs budget reports!! Steve is great to deal with too.
Cons: I don't like the fact that you can't bold headings. This would make the reports easier to read. A couple of clients have mentioned this too.
Overall: Definitely recommend it. The best budgeting/cashflow forecasting software I have used.