--- title: "eCash Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about eCash Software - reviews, pricing plans, popular comparisons to other Loan Servicing products and more." source_url: "https://www.capterra.com/p/119127/eCash/" page_type: "product" language: "en" --- # eCash Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 4, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) eCash ## What is eCash? We know what lending companies need because we were lenders first. VergentLMS, originally named eSoftware Solutions, was born in 2005 when two partners put together a talented team of software developers and financial services professionals to deliver a superior software product for lenders. The companys exclusive focus on lending software allows you to have one software that integrates over 30 partners to create the most intuitive, cohesive, and all encompassing software in the industry. ## What is eCash used for? [Loan Servicing](https://www.capterra.com/loan-servicing-software/)[Loan Origination](https://www.capterra.com/loan-origination-software/) Overall rating Based on 3 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Contact vendor for pricing Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for eCash?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.vergentlms.com/&name=eCash) ## eCash Overview Updated September 2026 AI summary eCash is a cloud-based solution for organizations of any size seeking tools for loan servicing and origination. Its core feature centers on payment collection, allowing businesses to process and track borrower payments efficiently within lending operations. With live online training and 24/7 support available, eCash is accessible for teams managing consumer loans and related financial products. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### eCash 3.3 (3) VS. [### MBS Highway](https://www.capterra.com/p/234762/MBS-Highway/) [5.0 (21)](https://www.capterra.com/p/234762/MBS-Highway/reviews/) Starting Price Contact vendor Starting Price $199.95 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 3.3 (3) Ease Of Use 4.8 (21) Value For Money 3.0 (3) Value For Money 5.0 (21) Customer Service 3.0 (3) Customer Service 5.0 (19) ## eCash alternatives [Alfred](https://www.capterra.com/p/204573/Alfred/) [4.0 (1)](https://www.capterra.com/p/204573/Alfred/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/204573/Alfred/) [Empower](https://www.capterra.com/p/234140/Empower/) [0.0](https://www.capterra.com/p/234140/Empower/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 0% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/234140/Empower/) [ZMath](https://www.capterra.com/p/118929/ZMath/) [4.3 (3)](https://www.capterra.com/p/118929/ZMath/#reviews) Starting price $499.95 Per User, Per Month Pricing Options Free Trial Free Version User Rating 67% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/118929/ZMath/) [Mortgage Director](https://www.capterra.com/p/234846/Mortgage-Director/) [0.0](https://www.capterra.com/p/234846/Mortgage-Director/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 0% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/234846/Mortgage-Director/) ## FAQs about eCash Overview ### What company size and specific industries is eCash built for? eCash is designed for businesses of all sizes in lending and financial services, especially those managing consumer loans, installment loans, lines of credit, deferred presentment, and regulatory compliance. It fits organizations that need loan management tools for these financial products. Features and Usability ### What are the key features of eCash? eCash offers loan management and payment collection as its core features. Loan management supports tracking loan records and related account details, while payment collection handles receipt of borrower payments and updates transaction status. These features cover lending operations and basic collections workflow. Getting Started and Support ### What training and onboarding options does eCash offer? eCash provides live online training sessions for teams getting started with the product. These sessions support guided setup and direct instruction from a trainer, giving users a scheduled format for learning core functions and asking questions during the session. Getting Started and Support ### What customer support options does eCash offer? eCash offers 24/7 live rep support for users who need help at any time. Support quality cannot be assessed from reviewer feedback here, so no claims can be made about response speed, helpfulness, or common frustrations. ## Features AI summary Based on 350 Loan Servicing reviews Capterra data shows that buyers of loan servicing software rank the following features as their top priorities: - **Borrower Management** (**54%** of reviewers rated this feature as critical) - **Payment Collection** (**57%**) - **Loan Portfolio Management** (**66%**) eCash includes **Payment Collection**. However, it does not offer **Borrower Management** or **Loan Portfolio Management**. With **Payment Collection**, lenders can process borrower payments more efficiently, keep repayment activity organized, and reduce manual follow-up, helping businesses maintain steadier cash flow and more consistent servicing operations. Dashboard Assembly of graphs and charts for visualizing and tracking statistics/metrics Loan Management Distribution and delivery of funds to approved borrowers Loan Origination Process of securing a loan from a bank or any other lender. Payment Collection Tracking, managing, and initiating the transfer of funds for overdue customer payments eCash 4 features ### All Features - Dashboard: Assembly of graphs and charts for visualizing and tracking statistics/metrics - Loan Management: Distribution and delivery of funds to approved borrowers - Loan Origination: Process of securing a loan from a bank or any other lender. - Payment Collection: Tracking, managing, and initiating the transfer of funds for overdue customer payments --- Features 3.3 (3) 3.3 Based on 3 reviews ## Pricing Value for money 3.0 (3) Value for money 3.0 (3) 3.0 Based on 3 reviews ## Support, customer service and training options Customer Service 3.0 (3) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 3.0 (3) 3.0 Based on 3 reviews ## User reviews Overall rating 3.3 Based on 3 reviews Filter by rating 5(1) 4(1) 3(0) 2(0) 1(1) Mentioned topic Sorted by most recent Ancush G. Founder CEO Computer Software ### "Esay to use" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 7/10 May 10, 2021 Im using this from last 6 month Pros This Software is really good with all algorithm. Personally I would like to recommend it Cons I like its UI and also its very easy to operate Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RC Robert C. Pres. Automotive ### "Ecash" 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 November 27, 2018 Very Poor Pros Fairly easy to navigate and the setup was easy Cons It would not calculate the loans accurately. It would not refinance the loans correctly. Customer service seemed to make an effort to fix it but never did. I asked them not to charge me while they were trying to get it to work and they did anyway. I finally canceled it and they made me pay for an extra month. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MJ Margie J. VP Information Technology and Services ### "Great software for payday, title loans, check cashing and installment lending" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 23, 2016 eCash Software has been around for 10 years is a national leader in the payday software market. eCash has "workhorse" software with fantastic support. Pros Founded 10 years ago by experts who were IN THE BUSINESS - they have lived out the day-to-day scenarios of payday lending. Support is fantastic. The software itself handles all the complexities of lending as well as management. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.