# Xero Pricing 2026 | Capterra > Learn more about Xero pricing plans including starting price, free versions and trials. Source: https://www.capterra.com/p/120109/Xero/pricing --- # Pricing for Xero [4.4 (3307)](https://www.capterra.com/p/120109/Xero/reviews/) Write a Review! ## [Xero](https://www.capterra.com/p/120109/Xero/) has **3** pricing plans - Yes, has free trial - No free version **Credit Card Required:** No ### Starter $25 **Pricing Model:** Flat Rate **Payment Frequency:** Per Month Starter plan includes: - Send Quotes And 20 Invoices - Accept Online Invoice Payments - Enter 5 Bills - Make Online Bill Payments - Reconcile Bank Transactions (Auto-reconcile, Beta) ### Standard $55 **Pricing Model:** Flat Rate **Payment Frequency:** Per Month Standard plan includes: - Send Quotes And Unlimited Invoices - Enter Unlimited Bills - Make Online Bill Payments - Reconcile Bank Transactions (Auto-reconcile, Beta) - Capture Bills And Receipts With Hubdoc ### Premium $90 **Pricing Model:** Flat Rate **Payment Frequency:** Per Month Premium plan includes: - Forecast Cash Flow (180 Day Forecast) ## Popular alternatives to [Xero](https://www.capterra.com/p/120109/Xero/) Looking to learn more about Accounting software similar to Xero? 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[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) by Intuit [4.3 (8475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Starting Price:$38/month [LEARN MORE](https://www.capterra.com/p/190778/QuickBooks-Online/) [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) by Intuit [4.5 (20659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) Starting Price:$2210/year [LEARN MORE](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) by Oracle [4.2 (2052)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting Price:No pricing found [LEARN MORE](https://www.capterra.com/p/135757/NetSuite/) by Sage [4.3 (711)](https://www.capterra.com/p/76/Intacct/reviews/) Starting Price:No pricing found [LEARN MORE](https://www.capterra.com/p/76/Intacct/) [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) by Intuit [4.4 (2564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) Starting Price:$1922/year [LEARN MORE](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) [View all alternatives](https://www.capterra.com/p/120109/Xero/alternatives/) ## What do others say about [Xero](https://www.capterra.com/p/120109/Xero/) pricing? Value For Money[4.2(3307)](https://www.capterra.com/p/120109/Xero/reviews/) Pros Cons [Read All 3307 Reviews](https://www.capterra.com/p/120109/Xero/reviews/) Read Full Reviews Below Andrew B. Owner Business Supplies and Equipment, Self-employed Used the software for: Less than 6 months ** Overall Rating 1.0 ** Ease of Use 1.0 Customer Service 1.0 Features 1.0 Value for Money 1.0 Reviewer Source Source: Capterra May 22, 2026 " Why I Won’t Use Xero Again After This Billing Experience" **Pros:** I personally could not find any meaningful positives during my experience with the platform. I also encountered issues where account balances and financial information did not always appear accurate or clear, which reduced my confidence in the software overall. **Cons:** I’m honestly still shocked by this experience and wanted to share it so others are aware before signing up for one of Xero’s promotional offers. I signed up during a 100% off for 6 months promotion. After the promotional period ended, billing resumed automatically on an account I was no longer actively using. I didn’t realize charges were continuing until multiple payments had already processed. As soon as I discovered it, I contacted support and explained the situation. I wasn’t demanding anything unreasonable — I simply asked whether they could provide some level of goodwill refund or adjustment considering: the account was inactive, I caught it shortly after discovering the charges, and I had not continued actively using the platform after the promo ended. What surprised me most was the overall experience afterward. There was no phone support option available, and I couldn’t even properly access my own account to manage the cancellation until I enabled two-factor authentication. The cancellation process itself was much more difficult than expected. After escalating the issue, their billing team ultimately told me: they do not monitor account activity, they do not send reminders before promotional pricing expires, and subscriptions continue indefinitely unless manually canceled. Technically, I understand they can point to the terms of service. But from a business perspective, I genuinely do not understand burning a potential long-term customer relationship over roughly $150 on an inactive account instead of showing some flexibility or goodwill. Bill N. Senior Financial Accountant Accounting, 501-1,000 employees Used the software for: 1-2 years ** Overall Rating 4.0 ** Ease of Use 5.0 Customer Service 3.0 Features 3.0 Value for Money 5.0 Likelihood to Recommend 80% 8/10 Reviewer Source Source: Capterra April 19, 2026 "Xero review " **Overall:** Xero makes it easy to connect bank feeds and payment gateways, with smart auto-matching that simplifies reconciliations. Its wide range of integrations also allowed us to build a connected, scalable finance system with minimal effort. **Pros:** \- Automation of finance tasks: Easy to set up Bank feeds; Easy to send out invoices; Easy to complete reconciliations such as stripe/other payment gateways using automated matching software which frees up a lot of time. **Cons:** \- Reporting and workflows aren’t very flexible like some other larger ERP systems, which can be frustrating especially as our company grew in size and required more advanced and granular reporting. [Read All 3307 Reviews](https://www.capterra.com/p/120109/Xero/reviews/) ## How should I be thinking about software pricing? [ Be an Informed Buyer: Understanding the True Cost of Business Software It's not just you-budgeting for business software is complicated. We're here to break it down. ](https://www.capterra.com/resources/business-software-cost/)