# Page 9 | Xero Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 9 - Is Xero the right Billing and Invoicing solution for you? Explore 3290 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/120109/Xero/reviews

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Xero

4.4 (3290)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated April 15th, 2026

# Page 9 - Reviews of Xero

## Showing most helpful reviews

Showing 201-225 of 3290 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

SF

Sarah F.  
Photographer  
Media Production  
Used the software for: 1-2 years

### "Pro Experience Review"

May 13, 2025

4.0

Xero is where I do all the invoices and keep track of who paid me and what’s still open. Took me a bit to learn how to use it but now it feels part of my routine.

Pros

I like that I can send professional looking invoices and it tells me when someone opened them. Also it connects with my bank so I don’t have to check things twice.

Cons

Sometimes it feels a bit slow or too many steps, but overall it’s doing what I need.

Review Source

EC

Eric C.  
Engineering Manager  
Education Management  
Used the software for: 1-2 years

### "Great bookkeeping software for small to medium enterprises"

March 20, 2025

5.0

Positive experience for small to medium businesses!

Pros

Very user friendly compared to our previous accounting product. Cloud based SaaS is accessible from anywhere. Many third party integrations.

Cons

Missing two features that our previous system could support - detailed export to .csv, and also we started to run into issues past 100 employees.

Switched from

[MYOB Business](https://www.capterra.com/p/183867/MYOB-Business/)

Xero has a modern interface that is much more intuitive

Review Source

TP

Tammy P.  
HR  
Hospitality  
Used the software for: 1-2 years

### "Xero review "

February 27, 2025

5.0

Its great I'm able to reconcile my accounts and match up with the accounts daily

Pros

Its easy to use. I like all the features they have to make it easier to keep track of your transactions.

Cons

I pretty much don't have any issues. If I must choose it would be No customer service number

Review Source

SBB

Suzette Breaux B.  
AR, HR, PR  
Real Estate  
Used the software for: I used a free trial

### "Review for Xero"

August 4, 2025

4.0

Pros

The ability to test the product prior to signing up. The ability to integrate it with our payroll and contractor softwares.

Cons

It became a little difficult to set up on my own; however, they do have a support team that is able to assist.

Alternatives considered

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)

Reason for choosing Xero

Free Trial and support that we were able to receive

Review Source

LA

Luis A.  
Process Manager  
Machinery  
Used the software for: Less than 6 months

### "xero review"

December 2, 2024

4.0

My overall experience with Xero has been positive. It’s a well-thought-out platform that simplifies complex financial tasks and offers a lot of flexibility through its integrations and customization options. For small to medium-sized businesses that are scaling, it’s a reliable and efficient tool that grows with you—assuming you’re willing to pay for the higher-tier plans. The platform is approachable and does a great job of breaking down the intimidating aspects of accounting, but it does require some effort to master its more advanced features. The learning curve is manageable, but you might need to spend time exploring or reading their help guides.

Pros

The thing I liked the most about Xero is its collaborative nature. The fact that you can invite unlimited users across all plans is a game-changer, especially for small businesses where multiple people might need access to financial data—whether it's your accountant, bookkeeper, or even department managers. You’re not penalized with extra costs for simply growing your team.

Cons

What really holds Xero back for me is its pricing structure and feature limitations at the lower tiers. The Early plan is so restricted (20 invoices, 5 bills per month) that it feels like more of a trial version than a viable option for a growing business. You’re essentially forced to upgrade, and that can be frustrating if you’re a small operation just starting out.

Review Source

MP

Mitesh P.  
Bookkeeper  
Accounting  
Used the software for: 2+ years

### "Best accounting software in the world."

November 14, 2024

5.0

Amazing. I don't recommend any other software for bookkeeping. this one is the best one.

Pros

Everything is cloud-based, and most banks can be synced. That's the best point of using this software.

Cons

Simple & attractive look & design. you can find everything in just a minutes.

Review Source

NN

Nick N.  
Owner  
Textiles  
Used the software for: 1-2 years

### "Xero makes money stuff simpler"

May 13, 2025

5.0

Pros

The dashboard looks clean and I can find what I need pretty quick, even if sometimes I click around too much before getting the thing I want.

Cons

It links with my bank and that part saves me hours, no need to add stuff by hand all the time. I’m not even a finance person but with Xero I feel like I got this handled.

Review Source

CJM

Colin James M.  
Finance convenor  
Leisure, Travel & Tourism  
Used the software for: 1-2 years

### "Xero review"

January 6, 2025

5.0

Extremely Positive. It is ideal for our golf club for processing and also payroll

Pros

The bank feed makes posting of transactions extremely easy and not time consuming. I also like the fact that we can have read only users.

Cons

There were no major issues for myself with zero

Review Source

ID

Irina D.  
CTO  
Information Technology and Services  
Used the software for: 2+ years

### "Must have tool"

April 28, 2025

5.0

Pros

Good use of AI and good user experience overall, can be a bit complicated at times

Cons

Some authentication issues, lack of user management, and can be a bit complicated to use at times

Review Source

LH

LAWRENCE H.  
DIRECTOR  
Retail  
Used the software for: 2+ years

### "TAKES TIME BUT WORTH IT"

March 8, 2025

4.0

Initially sceptical but getting more pleased each time we use it.

Pros

Once you are used to the tools available the site is easy to use

Cons

We would prefer telephone assistance to be UK based

Review Source

RB

Raj B.  
Coaching Director  
Sports  
Used the software for: 1-2 years

### "Xero Review"

August 26, 2025

5.0

Overall a great experience, have had no issues with it overall, it does the job we need well and have used it for years

Pros

It is easy to use, i find the invoicing quite helpful, and also adding in new staff is very easy. The invoices are clean also

Cons

Can find it a bit laggy, could have a more aesthetic UI, maybe an easier way to do multiple invoices at a time

Review Source

AS

Agaya S.  
HR administration  
Environmental Services  
Used the software for: 6-12 months

### "It ok but could be better "

April 6, 2025

3.0

Jelpful tool for calculating employee paychecks, but inaccurate

Pros

Calculation of payments by the program, automatic setting of taxes

Cons

Incorrect calculation of employee leave entitlements

Review Source

RF

Robert F.  
Sales Representative  
Food & Beverages  
Used the software for: 6-12 months

### "Simple to send invoices"

May 13, 2025

5.0

Xero is good for invoicing and small accounts we manage outside the main system. Easy to check payments or set reminders

Pros

I mostly use it between appointments when I need quick info. Smooth and great interface, works well on mobile

Cons

Would be better with more options to separate products or apply discounts, but for light use it does the job.

Review Source

DO

David O.  
Media Marketer  
Broadcast Media  
Used the software for: 2+ years

### "Covers all the bases of accounting "

December 1, 2024

5.0

It’s easy to use ,reports makes sense and reconciliation is a breeze.

Pros

I like it’s ease of tracking financial and for sending invoices. It easily imports transactions.

Cons

It is powerful in accounting services, nothing that I dislike towards it.

Review Source

VS

Vicky S.  
Accounts Manager  
Construction  
Used the software for: 2+ years

### "Great.....thanks Xero"

January 7, 2025

5.0

Been using for 7 years, would recommend. Our accountants and us all have access which helps with year end.

Pros

Easy to use, lots of report options, direct bank link

Cons

Sometimes it can glitch and it has to be restarted, this may be an issue our end though and not all Xeros fault

Review Source

AB

Agustina B.  
Administrador  
Hospitality  
Used the software for: Less than 6 months

### "Simple and easy"

May 22, 2025

5.0

It's fine because is simple and easy but it has many things to become more functional and efficient.

Pros

I like the most to be simple I have options to move forward. I don't have to go to dashboard to start a task

Cons

Sometimes is slow and I would change that every time a draft a bill or invoice it finished going to the business page. Should stay in the same user page

Review Source

VR

Verified Reviewer  
VP Finance  
Computer Software  
Used the software for: 2+ years

### "A versatile accounting tool with low overhead"

October 18, 2024

4.0

I use Xero daily on my job. It is a very flexible tool, especially for startups. You can set up a company in minutes if you know what you are doing. A nice tool overall, up to a mid sized company.

Pros

Easy to use, company set up is fast, can be used in many different countries, flexible, good for startups in their earliest days. Very flexible chart of accounts allows you to make any kind of setup you like.

Cons

Regionalization for some countries with complex VAT is not great (Portugal, Serbia). Sometimes it is hard to reconcile invoices with bank statements.

Review Source

AS

Abella S.  
IT supervisor  
Computer & Network Security  
Used the software for: 1-2 years

### "My experience "

October 13, 2024

5.0

At all was very good and satisfied, and i advice people to use it .

Pros

Manage my business account very easily and smooth .

Cons

The most thing i like in Xero the invoices , and easy to use and accessible any time .

Review Source

SB

Steve B.  
CTO  
Computer Software  
Used the software for: 2+ years

### "Great API and Support"

January 10, 2025

5.0

Excellent. The Xero Partner Engineer that assisted us was superb.

Pros

Xero has the best API for integration with other software or building bespoke routines or Apps.

Cons

Use of the Payments API can be a little expensive if you need to add more than 25 clients or your client has 2 or more uncertified apps connected.

Review Source

LG

Linet G.  
Accounts Payable Specialist  
Automotive  
Used the software for: 2+ years

### "What I Know About Xero"

October 5, 2024

4.0

Pros

Xero for the past three years has been a game changer in AP, AR and GL automation. It integrates with external CRM and ERP tools which advance capabilities.

Cons

Lack of CRM tools is the only drawback but it integrates with external applications.

Review Source

BS

Bruce S.  
Administrator  
Transportation/Trucking/Railroad  
Used the software for: 6-12 months

### "Easy to use system with good functionality"

April 14, 2025

4.0

Does exactly what we need it to for our invoicing system / quoting

Pros

Easy to use and straightforward to navigate even for anyone without accountancy background

Cons

Nothing that has become apparent although we only use the basic functionality

Review Source

LD

Louise D.  
Owner  
Hospitality  
Used the software for: 2+ years

### "Xero - great for beginners"

October 9, 2024

5.0

I have used it for both my self employed web design work - basic, no VAT and for a partnership that subsequently became VAT registered. I have found it easy to use. Payroll is slightly harder to get a grasp of and holidays can be quite complicated but it works well with Making Tax digital

Pros

From a none accounts background, I found this easy to set up.

Cons

The support is not very good, and relies heavily on other users

Alternatives considered

[Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)

Reason for choosing Xero

Easier to use and felt it was a good fit for the business

Review Source

aD

alison D.  
Managing Director  
Dairy  
Used the software for: 2+ years

### "Xero review"

November 21, 2024

4.0

I have been using Xero for 6 years now and generally I am pleased

Pros

It links to my CRM and is generally easy to use

Cons

Some reports are not easy to use and there could be more detail in the reports

Switched from

[Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)

was not compatible with crm via api and more reporting features on xero

Review Source

KP

Keith P.  
Director  
Computer Software  
Used the software for: 2+ years

### "Used for 12 years. This used to be a great product. I feel like it's past the point of no return now."

October 15, 2024

1.0

Degrading quicker than the US presidency

Pros

The memory of how good it used to be, and the lessons learned now.

Cons

New changes are force-fed to customers whilst still in beta or alpha, with no opt-out Prices have gone up repeatedly Features used everyday have been removed The new user interface is bloated and requires more work Keyboard shortcuts/entry have been removed Support don't seem to care and just give canned responses The interface just gets laggier every month

Reason for choosing Xero

Recommended by a mate who had Xero's #1 agency

Switched from

[MYOB Business](https://www.capterra.com/p/183867/MYOB-Business/)

Because MYOB support is atrocious and the product was severely outdated

Review Source

KP

Koshi P.  
Director  
Wholesale  
Used the software for: 2+ years

### "SME Owner - New Zealand"

November 14, 2024

5.0

Very good, especially once you use the power of the reports and all.

Pros

We used to use MYOB but found that Xero is much better in terms of the reporting and ease of use.

Cons

Inventory could be improved but it is really an accounting software so a very minor issue.

Switched from

[MYOB Business](https://www.capterra.com/p/183867/MYOB-Business/)

We were recommended to by our accountant and are very glad to have done so.

Review Source

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