# Page 31 | Xero Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 31 - Is Xero the right Trust Accounting solution for you? Explore 3273 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/120109/Xero/reviews

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Xero

4.4 (3273)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 27th, 2026

# Page 31 - Reviews of Xero

## Showing most helpful reviews

Showing 751-775 of 3273 Reviews

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Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

Dina Mahery Ismael R.  
Responsable  
Education Management  
Used the software for: 6-12 months

### "Xéro , le meilleur "

October 3, 2023

4.0

Pros

XERO , permet de comptabilité en ligne pour les PME ( petites entreprises ) dans la gestion de la facturation , rapprochement bancaire. Il est accessible depuis n'importe ou.

Cons

Mon utilisation : Logiciel Xero sympa de compabilité baseé sur le cloud qui suive l'utilisateur avec des bons chiffres et les bons outils .

Review Source

EM

Emma M.  
Office Manager  
Electrical/Electronic Manufacturing  
Used the software for: 6-12 months

### "I adore this software and recommend it to anyone"

December 1, 2022

5.0

Pros

Easy to use and has everything needed to keep your business finances in good shape

Cons

The details taken for clients and the interface on the client records isn't the best but the other features make up for this

Alternatives considered

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)

Reason for choosing Xero

Better features, looks better, easier to use

Review Source

SW

Sharon W.  
Finance Manager  
Logistics and Supply Chain  
Used the software for: 2+ years

### "Excellent product very easy to use and navigate"

May 31, 2023

5.0

sometimes i have to switch to a different browser to get an option to work

Pros

talks in plain english and makes things easier to find

Cons

to easy to make mistakes and put info on wrong ledger

Review Source

EF

Eabyn F.  
Graphic Designer  
Design  
Used the software for: 6-12 months

### "Seamlessly managing all payments, invoices and tax requirements for our organisation"

June 29, 2022

5.0

Bringing together all our various organisation needs when addressing invoices, tax compliance, billing and payment processing. A full house of tools to manage all essential business finances

Pros

Providing a cohesive platform with all the tools we need to handle payment processing

Cons

Xero would benefit from the use of a variety of charts when utilising the reporting features

Alternatives considered

[Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)

Reason for choosing Xero

Xero felt more approachable and less intensive for setup

Switched from

[Stripe](https://www.capterra.com/p/123889/Stripe/)

We wanted a platform with a larger set of tools

Review Source

SJ

Samuel J.  
Software engineer  
Telecommunications  
Used the software for: 1-2 years

### "the best accountant of the clouds do not fail you."

May 23, 2019

5.0

Xero is a software that meets my expectations and needs since it is easy to use, configure and can encode some elements such as search functions to locate some particular numbers, business or relevant transactions and multiple key features such as the panel that is can customize and presents a beautiful user interface with graphics for bank accounts has a unique billing template and can be customized and you can easily create quotes and even turn them into purchase order invoices, Xero is a competent accounting management system that works according to the rules and priorities of my company.

Pros

xero is a rosbusta accounting software with complex functions also has the mobility and the modern interface of unlimited users one as employee and others for the software of comtabilidad in our businesses and is relatively easy to use and learn enough you can see documents Once they are properly configured allows us to see and consilir our transsations without having to go to the office of the comtable or be or sending mailing or bills as they can be loaded into the system of xero as well can be configured the part of contror to obtain A general overview of your business can also be functional for medium and large companies since they are well developed and offer you a solid and comprehensive functions.

Cons

I like this software from xero but lately the customer service has been noticed down and in some of the plans the cost is too high for some companies peueñas.

Review Source

RW

Ray W.  
Director  
  
Used the software for: 1-2 years

### "Overall great. Recently, shocking!"

July 19, 2018

4.0

Pros

Overall, it's a good product. Easy to use. Simple UI though quite dated. It does everything we need it to plus more.

Cons

Until recently, there wasn't much I didn't like. I probably couldn't name anything, apart from the somewhat dated UI - but that's a stretch. Recently however, Xero have taken a core feature (Expenses) and starting selling it as an add-on, on top of the monthly subscription fee. Expenses as you may know, and would expect, is 'included' in the monthly subscription and formed part of the core software. There was no additional charge. They've recently updated the Expenses feature (which they should be doing anyway) and now believe that because they've updated it, that warrants it being pulled from core and sold separately as an add-on. As a current subscriber, I signed up for the all inclusive package. Having features ripped from the core package and charged for in addtion to the monthly subscription is not on. Especially when no discount or reduction of the monthly subscription cost was offered. As a SaaS provider, any and all future updates, regardless of how big or small they are, should form part of the monthly subscription. Choosing an accounting package is a big decision and once you're committed, it's difficult and often costly to change. With Xero now employing this kind of model, I'd caution anyone considering Xero to think again, think hard. Today it's Expenses, tomorrow it could be something else. These disgusting tactics employed by Xero are unacceptable.

Review Source

WG

Will G.  
Director/Builder  
Construction  
Used the software for: 1-2 years

### "Wills Xero review"

September 18, 2023

5.0

Great, will keep using it

Pros

Its really user friendly and i like how intuitive it is

Cons

It is a general accounting software so easy to begin with but i out grew it quickly for specific building tasks

Review Source

MW

Marcin W.  
Finance Manager  
Facilities Services  
Used the software for: 2+ years

### "Xero long time user"

August 7, 2022

5.0

Overall 2 year experience of using Xero - more than positive

Pros

Ease of use , in depth integration with other softwares and banks

Cons

lack of any customer support whatsoever , anything goes wrong ....you need to figure out or google out solution . Occasionally bank feeds duplicate and fix require manual adjustments and entries so bank feeds or other integrations need to be overseen. Lack of availability to spread cost on annually etc bills - needs to be journaled manually , same applies to revenues

Alternatives considered

[Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)

Reason for choosing Xero

Inherited from other administrator but advantages of using Xero overcome any search of alternatives

Review Source

SW

Sam W.  
Systems Architect  
Industrial Automation  
Used the software for: 2+ years

### "So good for so much, but useless for the rest"

September 20, 2022

4.0

It was easy to set up and to configure things, it's cheap, but as soon as you are outside it's core functionality there is no help and usually no work arounds. It's designed for small or simple businesses. For us, we just about make it through, but in hindsight there may have been a better fit.

Pros

Xero is a very visually pleasing software, especially for Accounting software. It's easy to use (in general) and it definitely has a strong set of core features (invoicing, billing, etc.). The ease of setting up online payments and creating custom document templates is great. It integrates well with our ERP (Unleashed).

Cons

As soon as you step outside or to the edges of Xero competence there is nothing to help. I wasn't fully aware when we bought it, but Xero is really aimed at very small or very simple businesses. For instance, we deal with many customers who want invoices sent to one address and statements sent to another address, Xero can only handle one email per customer (I guess that's why they call them "Contacts"). As soon as you have an issue like this there is no response from Xero on the forums, despite lots of support/comments.

Alternatives considered

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)

Review Source

Paul T.  
Business Owner  
Telecommunications  
Used the software for: 1-2 years

### "Xero used to send timesheets and view payslips"

June 30, 2021

3.0

It worked good enough. About 7/10 I'd say. But the office was happy so I guess thats what really matters

Pros

I was an employee and me moved over to Xero from another accounting package. The app i downloaded to my phone was used to send in my timesheets so I would get paid. Before this I had to create a weekly google sheet and email it. This led to mistakes in my pay so the app helped me to be paid accurately.

Cons

If the office had not uploaded the jobs in time for me when I was inputting my time sheet each day, I could not allocate time accurately and I had to keep a different record until they had updated Xero. It was not very intuitive in use on the app and I could not create a template.

Switched from

[MYOB Business](https://www.capterra.com/p/183867/MYOB-Business/)

Not my choice. Apparently they were advised to switch by new accountants.

Review Source

AW

Alison W.  
Accountant  
Accounting  
Used the software for: 2+ years

### "Average Accounting Software "

August 7, 2022

3.0

I like the idea of Xero - being from New Zealand - and it does have a few good features but overall its not the best software out there. I know some people rave about it but to me it is definitely not one I recommend to my clients. If my clients are using it and they are happy then so be it, I will continue to assist them.

Pros

I do like the BAS return function and the Payroll function. When we've had errors in the year end reporting, it has been easy to look back and find those entries & fix them up.

Cons

Can be hard to navigate in finding the right reports and retrieving the right information I need from the software. I also find it hard to review SUpplier & Customer Accounts History. I'm used to seeing other softwares having a tab labelled 'Suppliers' / 'Customers' and you can view altogether - I'm just not finding this easy to do in Xero.

Reason for choosing Xero

I've never chosen Xero, its always been what my clients use or I have adopted it over time.

Review Source

John J.  
Principal  
Accounting  
Used the software for: 2+ years

### "Easy to use and lots of additional features"

September 9, 2022

5.0

Good for our business and also for clients

Pros

Easy to navigate and use on a daily basis

Cons

More expensive than some but feel it is worth it

Switched from

[Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)

Xero is more flexible and better reporting

Review Source

LR

Lola R.  
Creative Director  
Design  
Used the software for: 2+ years

### "One of the best cloud accounting software around"

January 19, 2023

5.0

Easy to use, intuitive interface, seamless integration. Just too expensive.

Pros

Xero has a nice layout and is intuitive to use. Also integrates seamlessly with accountant - no more ugly spreadsheets! It's so helpful to be able to see my tax reports and balance sheets at a glance, throughout the year. I especially love the expenses app, where you can take photos of receipts with the phone camera, and the app will automatically log the expenses for you.

Cons

Xero is expensive compared to other cloud accounting software out there. Nowadays, most business banking apps offer basic bookkeeping & expenses functions. Plus you can get FreeAgent - another very good accounting software - for free when signing up to a business account with Natwest or Royal Bank of Scotland. For the above reasons, I'd say Xero is no longer a top choice for small businesses or sole traders on a modest budget.

Alternatives considered

[Zoho CRM](https://www.capterra.com/p/155928/Zoho-CRM/)[Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/)[FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[Wave](https://www.capterra.com/p/178021/Wave-Apps/)

Reason for choosing Xero

Xero had the best-looking interface and intuitive user experience.

Review Source

KG

Karen G.  
Executive Assistant & Client Manager  
Accounting  
Used the software for: 1-2 years

### "Xero or MYOB? "

September 13, 2018

5.0

Xero & MYOB. I love them both - for different reasons. If you're a MYOB lover, do not be afraid of the transition. Simply view Xero as different and you'll be fine. Don't expect to find things in the same dropdown tabs - as it's a different set-up. Once you're familiar, you'll love the ease of use. Very user friendly, not overcrowded on your pages with too much writing, easy to see information (card files for clients) all on one page - very easy to read and find the information you're after. Give Xero a try - I know you won't be disappointed.

Pros

Love the ease of access. We have a team based in Australia, India, & South America - so the online platform is brilliant. As a previous MYOB user (& lover of MYOB), I was surprised with the ease of transition from MYOB to Xero. I also really enjoy how easy it is to link client card files noting the company directors, primary contacts, banking details etc. Very easy to view all the information in one place! Love being able to send the BAS' from Xero as well with a click of the button, and being able to modify & tweak great templates is a MUST.

Cons

One thing that is very challenging, is if the Xero team are not getting back to you as promptly as you need, there is NO phone number to talk to someone. This (for the accounting industry) can be a big let down at times. Normally, the Customer Help is very prompt. Still trying to find an adequate solution so that if I upload a file in my XPM, the rest of my team can view these files. Despite trying and following Xero's suggestions, my team members are still not able to view the documents I've uploaded. We'll get there in the end I'm sure.

Review Source

RM

Robert M.  
CEO  
Professional Training & Coaching  
Used the software for: 2+ years

### "Highly recommend Xero"

February 13, 2023

5.0

I really appreciated all the support Xero provided during COVID. When things got difficult, the Xero team were very proactive. Webinar support excellent.

Pros

Report formats are excellent. Invoicing straightforward so all team members can do their job. No one complains!

Cons

Change over was fairly straightforward. Not really able to find any criticisms. And this required field length is too long!

Reason for choosing Xero

To use a more sophisticated product

Review Source

AW

Adam W.  
Director  
Machinery  
Used the software for: 2+ years

### "Xero - Business Made Easy"

March 2, 2023

4.0

I have been using Xero for 6 years now and the team are always innovating and making tools easier to use while building out the features that make business sense.

Pros

Easy to use software that makes business smoother

Cons

If I have any Cons at all it's when I try to find a feature that should be obvious and find out people have been requesting it for years but the team are unable to circle back to fix or impliment. Minor gripe

Alternatives considered

[MYOB Business](https://www.capterra.com/p/183867/MYOB-Business/)[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)

Reason for choosing Xero

Xero were new to the space and crushing the competition when it came to ease of use.

Review Source

CS

Christopher S.  
Managing Member  
Law Practice  
Used the software for: Less than 6 months

### "Xero is the ideal accounting tool for emerging or very small businesses"

May 3, 2021

5.0

Xero has worked out well for my new and growing company. The integrations have worked out well and the packaged reports fit my needs at this time.

Pros

This is an easy to use software that integrates with a number of other tools that a very small business / sole proprietor is most likely to use. It's ideal for a business just starting out and is priced well below competitors.

Cons

Growing businesses will hit a ceiling with this tool. The lack of customization will become an issue and the tradeoff between simplicity and costs will quickly reach its limit.

Alternatives considered

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)

Reason for choosing Xero

I selected Xero for the integrations with other software and the bank I used along with the depth of services and price point.

Review Source

SD

Sebastien D.  
Director  
Graphic Design  
Used the software for: 2+ years

### "Forget spreadsheets, embrace Xero"

July 21, 2022

5.0

Pros

Xero is so easy to use. Eight years ago I ditched my spreadsheets and moved to Xero… I never looked back.

Cons

Tailoring invoicing templates is not easy.

Switched from

[Microsoft Excel](https://www.capterra.com/p/176574/Excel/)

Too tedious to reconcile spreadsheets, Xero seemed easy to use.

Review Source

MV

Monika V.  
Financial Director  
Accounting  
Used the software for: 2+ years

### "Xero for Business"

February 25, 2021

4.0

I am happy, can be connected with my clients all the time, can prepare reports anywhere, anytime. I think the price for South Africa is a bit high

Pros

I like the product is easy to use, no need high knowledge of accounting, the person who never was doing accounting can easily manage this product

Cons

there is still missing a few things as inventory shall be a bit changed as people with two inventories in different places can not have two storages, there are few things that missing and can make it easier to work with

Alternatives considered

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)

Reason for choosing Xero

more user friendly I think

Switched from

[Pastel](https://www.capterra.com/p/176456/Pastel/)

the cloud, it is an advantage to be cloud due to my work I am travelling a lot and if client need help can do it on the move

Review Source

Jolyon F.  
Digital Marketing Manager  
Graphic Design  
Used the software for: 2+ years

### "Excellent all round accounting package for companies small and large. "

February 15, 2018

4.0

Complete accountancy services for a small business.

Pros

This software as a service has everything a business might need including full employee PAYE, expenses and purchase order integrations. As a small business owner its very easy to align your bank and client accounts with xero. The functionality from just the mobile app is tremendous, let alone the full Web app experience. Roles are important in xero, from employee expenses to external accountancy and consultancies, you can give everyone a suitable level of access.

Cons

There are a few issues around invoicing that you aren't able to control. For instance, if you have a bad paying client and need to automate incurred interest you'll need an add-on's service and these can add a great expense to the smaller business.

Review Source

RA

Rochel A.  
Freelancer  
Accounting  
Used the software for: I used a free trial

### "Bookkeeper's tool to consider"

June 29, 2022

5.0

I love the friendly and helpful quick links at times I'm looking for the codes and meaning of financial terms. Data entry is easy because format on account information is organize.

Pros

As an aspiring bookkeeping assistant I would commend on how they develop web interface and quick links given to new users. If I have to know terminology of finance, business and abbreviated terms. They have it on their SharePoint and website.

Cons

I the course they give on new users are fast pace to much of example and it doesn't apply to all user. I think if they gave an example activity much better to use one type of business . Because activity are mix of everything. First activity transaction of metal company, next crm and so on. Unlike QuickBooks they focus 1 scenario lawn care service. Activity given base on lawn care scenario. It’s confusing for me when i have to switch 1 company to another.

Review Source

RS

Richa S.  
Manager  
Civil Engineering  
Used the software for: 2+ years

### "Zero is the best tool for business accounting!"

October 30, 2023

5.0

Very good, makes it easy to manage accounts, staff and invoicing.

Pros

Very professional and user friendly. Many more features like staff management, leave planning/approvals etc.

Cons

A bit complicated and deeper level of analysis (which may not be necessary for all).

Reason for choosing Xero

Better usability, features, tools and reporting

Review Source

David D.  
Managing Director  
Information Technology and Services  
Used the software for: 2+ years

### "The only accounting software for anything based online"

March 6, 2023

5.0

Very good, we won't be using anything else.

Pros

Xero plugs in to a lot of different software tools making it easy to reconcile. The reconcile tool itself is also pretty amazing, making it easy to manage bookkeeping.

Cons

The UI seems very dated, it could really do with a refresh and a new menu structure, sometimes its hard to find basic things without having to mess around in the settings to look it up.

Review Source

KT

Kunal T.  
Director/Owner  
Legal Services  
Used the software for: 6-12 months

### "Xero is expensive and does not give all the features"

May 26, 2022

4.0

Not good. I always felt I was paying more for the services I was being offered. Always wanted to switch and finally found one.

Pros

It integrated with most applications and every accountant in Australia had heard about Xero. It had kind of a monopoly on the market.

Cons

It is very expensive and the cost had gone up constantly about 2 times in less than a year of joining/subscribing to Xero. It did not give me the option to bill clients in multiple currency for which I had to shell out extra and take up a higher subscription! It is also very complicated to use, never understood the interface well.

Alternatives considered

[MYOB Business](https://www.capterra.com/p/183867/MYOB-Business/)

Reason for choosing Xero

It was recommended by people who had used it (but never tried other alternatives). So I went with their advice, which I regret now.

Review Source

LD

Lesley D.  
Accounts  
Health, Wellness and Fitness  
Used the software for: 2+ years

### "Xero"

April 8, 2022

5.0

Wish I moved over years ago.

Pros

I like Xero logic - it makes accounting more simple and has a logic which moves away from traditional accounting software packages.

Cons

General Ledge reports can be a little tricky.

Reason for choosing Xero

all in one package

Switched from

[Pastel](https://www.capterra.com/p/176456/Pastel/)

My young CEO pushed for it - I was more resistant but glad we made the switch.

Review Source

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