# PL Rating Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about PL Rating Software - reviews, pricing plans, popular comparisons to other Insurance Rating products and more. Source: https://www.capterra.com/p/123046/PL-Rating --- # PL Rating Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) PL Rating ## What is PL Rating? PL Rating enables agencies to offer multiple competitive quotes in less time than it takes to get one quote from an individual carrier’s website. With standardized workflows, real-time carrier connections, and time savings through third-party integrations, PL Rating creates competitive advantages to help insurance agencies close business faster. As North America’s InsurTech leader for more than 50 years, Vertafore is modernizing and simplifying the insurance life cycle so that our customers can ## What is PL Rating used for? [Insurance Rating](https://www.capterra.com/insurance-rating-software/) Top alternative Featured Overall rating Based on 14 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Contact vendor for pricing Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for PL Rating?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.vertafore.com/&name=PL Rating) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### PL Rating 4.0 (14) VS. [0.0](https://www.capterra.com/p/190680/GO-INSUR/#reviews) Starting Price Contact vendor Starting Price $5000 Flat Rate, One Time Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.0 (14) Ease Of Use 0.0 (0) Value For Money 3.5 (11) Value For Money 0.0 (0) Customer Service 3.7 (12) Customer Service 0.0 (0) ## PL Rating alternatives Highest Rated [4.3 (12)](https://www.capterra.com/p/148106/BindHQ/reviews/) Starting price $300.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars [EZLynx](https://www.capterra.com/p/102928/EZLynx/) [3.7 (74)](https://www.capterra.com/p/102928/EZLynx/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 62% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/102928/EZLynx/) [Macaw](https://www.capterra.com/p/167497/Macaw/) [3.6 (22)](https://www.capterra.com/p/167497/Macaw/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 55% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/167497/Macaw/) [Applied Epic](https://www.capterra.com/p/70671/Applied-Epic/) [4.2 (141)](https://www.capterra.com/p/70671/Applied-Epic/reviews/) Starting price $1000.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 80% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/70671/Applied-Epic/) [View all alternatives](https://www.capterra.com/p/123046/PL-Rating/alternatives/) ## FAQs about PL Rating Overview ### Which roles and teams benefit most from PL Rating? PL Rating is most used by insurance agents, CSRs, and commercial or personal lines teams that need fast, accurate quoting and policy comparisons. Agency owners and account managers benefit from streamlined rating workflows, while service and sales staff use it to improve customer response times and support coverage decisions. Answer based on 14 reviews Overview ### What company size and specific industries is PL Rating built for? PL Rating is designed for insurance businesses of all sizes, especially carriers, agencies, and other organizations handling personal lines coverage. It fits teams that need comparative rating, data sheet management, incident prefill, consumer rate quotes, and personal lines rate calculations within the insurance industry. Features and Usability ### What are the key features of PL Rating? PL Rating offers comparative insurance rating, quotes and estimates, and underwriting management for personal insurance workflows. It also includes accounting integration, broker/agent portal and customer portal access, document management with templates, customizable reports, reporting and statistics, workflow management, multi-state support, and third-party integrations. Integrations ### Which third-party tools and platforms does PL Rating integrate with? PL Rating integrates with QQCatalyst and Vertafore AMS360. These third-party insurance agency management platforms connect PL Rating to core account and policy workflows, covering the main cataloged integrations available for the product. Getting Started and Support ### What training and onboarding options does PL Rating offer? PL Rating provides live online sessions, webinars, documentation, and videos to help teams get started. Live online sessions and webinars support guided instruction, while documentation and videos give users reference material and step-by-step learning resources for reviewing features and setup details. Getting Started and Support ### What customer support options does PL Rating offer? PL Rating provides FAQ/forum, a knowledge base, phone support, and chat. No reviewer feedback about support is available in the catalog, so user experience details such as response speed or helpfulness cannot be assessed from the provided data. ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Accounting Integration Integrate with a third-party accounting system Broker/Agent Portal Online portal for brokers/agents to add, edit, update or access required information Comparative Insurance Rating Rate insurance claims based on comparative instances Customer Portal A website or login for customers to access information Customizable Reports Alter the layout and content of reports Document Management Store, manage, and track all electronic documents in a centralized location PL Rating 14 features Integrate with a third-party accounting system Online portal for brokers/agents to add, edit, update or access required information Rate insurance claims based on comparative instances A website or login for customers to access information Alter the layout and content of reports Store, manage, and track all electronic documents in a centralized location Customizable sample documents that contain placeholder text or a standard layout that can be repeated for each new file Pay employees in multiple states with correct tax deduction amounts in each Generate quotes or estimates for customers Collection, analysis, and representation of numerical data and generation of reports to understand various patterns Online portal through which end users can access the system, manage tasks, or obtain information Set up connections to third-party platforms to improve business processes Manage the review process to determine financial risk on a loan or application Create, design and manage workflows for repetitive tasks Features 3.9 (14) 3.9 Based on 14 reviews ## Pricing Value for money 3.5 (11) ### Starting price Contact vendor for pricing Free trial not available Value for money 3.5 (11) 3.5 Based on 11 reviews ## Integrations [ Vertafore AMS360](https://www.capterra.com/p/113472/Vertafore-AMS360/)[ QQCatalyst](https://www.capterra.com/p/36109/QQCatalyst/) ## Support, customer service and training options Customer Service 3.7 (12) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 3.7 (12) 3.7 Based on 12 reviews ## User reviews Overall rating 4.0 Based on 14 reviews Filter by rating 5(7) 4(3) 3(1) 2(3) 1(0) Mentioned topic Sorted by most recent GF Gretchen F. CSR Insurance ### "Rating System" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 10/10 October 24, 2022 PL rating saves us so much time putting the clients information into one system, not having to do it many times with each company we want to quote. Pros I like the ease of use, you put in all the clients information in one system Cons Not to much I didn't like about the system very simple to understand Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TT Trina T. agent Insurance ### "Sometimes good - not often" 2.0 Overall Rating 2.0 2.0 Ease of Use 2.0 2.0 Features 2.0 2.0 Customer Service 1.0 1.0 Likelihood to Recommend 5/10 August 4, 2022 I do not like it . Pros It will give you options to pick several companies to quote through. Cons In lots of cases, the rates are not correct. And has to be bridged to verify the rate even if you put the information in correctly. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. BB Brian B. Owner Insurance ### "Worst billing ever" 2.0 Overall Rating 2.0 2.0 Ease of Use 3.0 3.0 Features 2.0 2.0 Customer Service 1.0 1.0 Likelihood to Recommend 3/10 August 11, 2021 Bad Pros Easier to use and more accurate rate than ezlinks Cons Terrible billing and customer service just terrible Alternatives considered [EZLynx](https://www.capterra.com/p/102928/EZLynx/) Reasons for choosing PL Rating Already in Agency I purchased Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. BD Brittany D. Insurance Agent Insurance ### "Helpful but not the best" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 6/10 April 22, 2021 Overall I would say it is a helpful tool to use when working on quotes with multiple carriers but there is a lot of room for improvement with the accuracy of rates provided in the rater system. It does give the individual carrier specific questions to input which is helpful but it would be even more useful and speed up the workflow process if the rates were the same as what you'd get when quoting directly in the carrier system. Pros Overall I like the ability to use the rating system to work up quotes with a number of different companies at once - it helps speed up the process when trying to see policies and gives us a point in the right direction to see what the best company to place the customer with. Cons The cons with the use of this system is that the rates generated with the varies companies it's set up with aren't always the most accurate. Overall I find that most times when I launch into the actual carriers website I have to tweak the quote a little bit and end up with a different rate than provided in PL Rater. More often then not the rate is a little higher once in the carrier site then what what quotes in the rater but generally the range of rates provided are still in a similar order as to who is most expensive vs. least expensive so it gives you a direction to move in but could be better on accuracy. Another thing I find is that the underwriting feature when pulling prior history is inconsistent. It will randomly pull when there are prior claims or violations but more often doesn't pull anything when it should be running that information on every quote. Alternatives considered [EZLynx](https://www.capterra.com/p/102928/EZLynx/) Reasons for choosing PL Rating We ended up choosing PL Rater because the rating availability of the carriers we work with along with the integration options with our management system we are using. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SC SANDRA C. COMMERCIAL LINES ACCOUNTS Insurance ### "CONFIGURE, PRICE & QUOTE" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 6/10 March 27, 2021 Pros FIELDS ARE EASY TO GO THROUGH TO GET A QUOTE INDICATION Cons COMMERCIAL AUTO RATING FIELD NEED TO BE ADDED TO THE SOFTWARE TO GET AN INDICATION OF WHAT COMPANIES ARE QUOTING CERTAIN RISK FOR DIFFERENT TYPE OF VEHICLES Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. LN Lacey N. Insurance Agent Insurance ### "Easy and Simple" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 March 26, 2021 We love it. So many integration options and the admin settings are easy to understand and navigate. Pros Admin settings are very easy to navigate. Carrier log-in is pretty simple and takes just a few minutes to set up. Integration to our CRMS is so nice. Cons Some people either do not know/ want to give their address from 3+ years ago. We should be able to over ride this instead of putting the incorrect amount of time in that section, Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AU Anonymous User Senior Personal lines agent Insurance ### "Not the best fit for our area" 2.0 Overall Rating 2.0 2.0 Ease of Use 3.0 3.0 Features 1.0 1.0 Customer Service 4.0 4.0 Likelihood to Recommend 2/10 February 4, 2021 I would not recommend this to an agency that deals with homes being in a high wildfire area. Pros The bridging between our client management system and PL rater worked great, and back to the CM system. It was easy to set up the software and customize it to our office standards Cons The biggest issue that we have is that they do not have a system implemented to quote Fair Plan companion policies. Also there were some major discrepancies between the quote in the rater and the quote with the company. Normally the quote with the company, and changing nothing between the systems, was always a lot higher. We could not rely that the quote that the rater would give us was the accurate number. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Samuel M. Agent Insurance ### "Excellent Comparative Rater!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 2, 2021 Pros PL Rater is very easy to use and it allows you to get a quote in no time! Cons Companies often update their underwriting and that can sometimes lead to an inaccurate quote. The software is updated often though, so it’s not very common that the issue arises. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. VA Vicki A. CSR Insurance ### "Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 19, 2019 Good. Easy to quote and then to get into the companies from that program. Pros This is a good product for faster comparison quoting. Cons Sometimes, not everything carries over. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JG Jennifer G. CSR Insurance ### "PL Rater Use" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 9/10 November 18, 2019 Time saver and reliable to provide me with the top 5 rates/ Pros I enjoy being able to log into one site to see the quotes for over 30 companies. Its very convent. Cons Many of the company questions are repetitive, sometimes unclear, and in many instances it does not seem as though the answers actually pull over to the company. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/123046/PL-Rating/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [EZLynx vs PL Rating](https://www.capterra.com/compare/102928-123046/EZLynx-vs-PL-Rating)  Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)