# Stripe Pricing 2026 | Capterra

> Learn more about Stripe pricing plans including starting price, free versions and trials.

Source: https://www.capterra.com/p/123889/Stripe/pricing

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# Pricing for Stripe

[4.6 (3354)](https://www.capterra.com/p/123889/Stripe/reviews/)

Write a Review!

## [Stripe](https://www.capterra.com/p/123889/Stripe/) has **2** pricing plans

-   No free trial
-   No free version

**Credit Card Required:** Not provided by vendor

### Standard

2.9% + 30¢

**Pricing Model:** Usage Based

Standard plan includes:

-   3% for cards issued outside India
-   Pay-as-You-Go Service

### Custom

Contact vendor for details

**Pricing Model:** Other

Custom plan includes:

-   Multi-product Discounts
-   Country-specific Rates

## Popular alternatives to [Stripe](https://www.capterra.com/p/123889/Stripe/)

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Starting Price:$0.29

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by Fattmerchant

[4.2 (142)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

Starting Price:$99/month

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[View all alternatives](https://www.capterra.com/p/123889/Stripe/alternatives/)

## What do others say about [Stripe](https://www.capterra.com/p/123889/Stripe/) pricing?

Value For Money[4.3(3354)](https://www.capterra.com/p/123889/Stripe/reviews/)

Pros

Cons

[Read All 3354 Reviews](https://www.capterra.com/p/123889/Stripe/reviews/)

Read Full Reviews Below

Ashish T.

Owner

Marketing and Advertising, 1-10 employees

Used the software for: 6-12 months

**

Overall Rating

1.0

**

Ease of Use

3.0

Customer Service

1.0

Features

5.0

Value for Money

1.0

Reviewer Source

Source: Capterra

April 14, 2026

"Funds Held for Over 1 Year Without Resolution"

**Overall:** My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and prolonged fund holds. My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including escalations, there has been no resolution. I would advise businesses to carefully consider these risks.

**Pros:** Stripe has a clean interface and is relatively easy to set up. The platform integrates well with various tools and provides a smooth payment experience while the account is active.

**Cons:** Account closures and fund holds are a major concern. In my case, Stripe held my balance of $3,425.80 for over 1 year after account closure, despite no chargebacks or disputes. Communication from support was limited, and no clear justification was provided for withholding funds beyond the standard reserve period.

Ashish T.

Owner

Marketing and Advertising, 1-10 employees

Used the software for: 6-12 months

**

Overall Rating

1.0

**

Ease of Use

3.0

Customer Service

1.0

Features

5.0

Value for Money

1.0

Reviewer Source

Source: Capterra

April 14, 2026

"Funds Held for Over 1 Year Without Resolution"

**Overall:** My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and prolonged fund holds. My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including escalations, there has been no resolution. I would advise businesses to carefully consider these risks.

**Pros:** Stripe has a clean interface and is relatively easy to set up. The platform integrates well with various tools and provides a smooth payment experience while the account is active.

**Cons:** Account closures and fund holds are a major concern. In my case, Stripe held my balance of $3,425.80 for over 1 year after account closure, despite no chargebacks or disputes. Communication from support was limited, and no clear justification was provided for withholding funds beyond the standard reserve period.

[Read All 3354 Reviews](https://www.capterra.com/p/123889/Stripe/reviews/)

## How should I be thinking about software pricing?

[

Be an Informed Buyer: Understanding the True Cost of Business Software

It's not just you-budgeting for business software is complicated. We're here to break it down.

](https://www.capterra.com/resources/business-software-cost/)