# Stripe Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Stripe Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/123889/Stripe --- # Stripe Software Review 2026: Features, Integrations, Pros & Cons Last updated on April 22, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Users](#users)[Pros and Cons](#pros-cons)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Stripe ## What is Stripe? Stripe is a financial infrastructure platform that provides online payment processing and commerce solutions. The system offers APIs for payment acceptance, recurring revenue management, payouts, and financial automation enhanced by AI tools. Stripe's platform includes fraud protection through Radar, subscription billing capabilities, automated tax compliance, and custom reporting via Sigma. The service integrates with various business tools while providing customizable UI components and developer-friendly APIs. For technical teams, Stripe delivers intuitive APIs that enable quick deployment and scaling of payment infrastructure. Businesses without development resources can utilize low-code and no-code options such as Checkout and Payment Links. The platform supports multiple currencies and allows businesses to select specific capabilities from its modular suite, making it suitable for international operations requiring secure, scalable payment processing. ## What is Stripe used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Mobile Credit Card Processing](https://www.capterra.com/mobile-credit-card-processing-software/)[Currency Exchange](https://www.capterra.com/currency-exchange-software/) Recognitions Shortlist Overall rating Based on 3,347 user reviews Reviews sentiment Positive 93% Neutral 4% Negative 4% Pros & cons Extensive integration ecosystem Comprehensive payment security features Inconsistent fraud prevention and holds Challenging chargeback handling Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... - Payment Processing / 2026 Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... ## Stripe alternatives Highest Rated [4.2 (2,043)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.2 (1,309)](https://www.capterra.com/p/135618/Odoo/reviews/) Starting price $31.10 Per User, Per Month Pricing Options Free Trial Free Version User Rating 83% of reviewers rated it above 4 stars [3.9 (465)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Starting price $124.42 Per User, Per Month Pricing Options Free Trial Free Version User Rating 74% of reviewers rated it above 4 stars [4.1 (130)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Starting price $99.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 77% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/123889/Stripe/alternatives/) ## FAQs about Stripe Overview ### What problems does Stripe solve? Stripe solves slow payment setup, fragmented checkout tools, insecure card handling, and manual donation or subscription processing by giving businesses a secure, easy-to-integrate payment system with recurring billing, invoicing, and broad platform support. Ecommerce teams, developers, nonprofits, and small business owners benefit most from faster launches, cleaner reporting, and smoother online giving. Answer based on 1792 reviews Overview ### Which roles and teams benefit most from Stripe? Stripe is most used by business owners, founders, and executives who need to manage online payments, subscriptions, and revenue operations efficiently. Developers and web teams benefit from its APIs for checkout integration and billing automation, while office and project managers use it to streamline invoicing, payment tracking, and customer transaction workflows. Answer based on 3302 reviews Overview ### What company size and industries is Stripe built for? Stripe is built primarily for small businesses, which make up 89% of reviewers, and it is most common in Marketing and Advertising at 11%. It also serves online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises, with Computer Software at 8% and IT Services at 6%. Answer based on 3347 reviews Features and Usability ### What are the key features of Stripe? Stripe includes core payment processing for online payments, credit card processing, ACH payments, and recurring/subscription billing. Differentiating features include a developer-friendly API, payment links, customizable checkout, and third-party integrations with CRM and accounting tools. It also provides dashboards for transaction history, invoicing, reporting, and fraud detection. Answer based on 2268 reviews Integrations ### Which third-party tools and platforms does Stripe integrate with? Stripe integrates with over 100 third-party tools and platforms, with frequent connections to PayPal, WordPress, WooCommerce, Shopify, Squarespace, Xero, ClickFunnels, and Wix. Reviewer mentions also point to Zapier for automation, while catalog integrations extend to BigCommerce, Chargebee, Baremetrics, and Avalara for ecommerce, billing, analytics, and tax workflows. Answer based on 1453 reviews Getting Started and Support ### How easy is it to onboard and train a team on Stripe? Stripe is easy to onboard for teams handling basic payments, with webinars, videos, and documentation that help staff learn the dashboard quickly. Reviewers say volunteers, frontline staff, and teams using prebuilt integrations need little training, while admins, developers, and nontechnical users often need more time for setup, customization, APIs, and advanced features. Answer based on 77 reviews Getting Started and Support ### What customer support options does Stripe offer, and how do users rate the experience? Stripe offers email/help desk, FAQ/forum, a knowledge base, 24/7 live representatives, and chat. Users often describe support and documentation as clear, responsive, and helpful for setup or troubleshooting. However, some report inconsistent agent quality, delayed resolutions, repeated handoffs, and difficulty getting urgent account or dispute issues resolved quickly. Answer based on 698 reviews Security ### How does Stripe handle data security and access control? Stripe uses encryption, tokenization, PCI compliance, two-factor authentication, device login confirmation, configurable 3D Secure rules, user verification, and fraud detection tools such as transaction vetting, high-risk alerts, and Radar. Some reviewers note cumbersome authentication, extensive verification, account holds, limited privacy controls, and occasional concerns about fraud handling. Answer based on 220 reviews Payment processing ### How well does Stripe handle payment processing? Stripe handles payment processing well for online businesses, freelancers, nonprofits, and growing companies. It supports cards, ACH, invoices, subscriptions, payment links, and international transactions through a clear dashboard and flexible integrations. Some teams mention payout delays, verification steps, or added complexity when setting up advanced workflows. Answer based on 2268 reviews ## Who uses Stripe? Based on Capterra reviews from the past year Talk to a software expert to get a free software list tailored to your business needs Company size Based on 182 reviews 100% 75% 50% 25% Smallbusiness Midsizebusinesses Enterprise Top job functions Based on 182 reviews Administrative 24% Administrative 24% Entrepreneurs/ Owners 15% IT & Software Development 12% Health & Medical 9% Others 40% Top industries Based on 182 reviews Real Estate 23% Computer Software 23% Health, Wellness and Fitness 20% Accounting 17% Other 17% ## Pros and Cons Extensive integration ecosystem 91% positive reviews out of 803 Most reviewers indicate integrations are seamless with various platforms, simplifying setup and expanding business capabilities. Nedim M Digital Marketing Manager, 2 - 10 employees. "Easy to integrate and works nicely with websites, making it accessible for businesses of all sizes." Inconsistent fraud prevention and holds 70% negative reviews out of 195 Most users report fraud prevention sometimes triggers unnecessary holds, lacks transparency, and offers limited merchant protection. Frank I Owner, 2 - 10 employees. "We were dealing with fraudulent credit card disputes for almost $50K in charges and they did not help at all." Comprehensive payment security features 91% positive reviews out of 179 Most users report security and access control offers strong encryption, compliance, and safeguards for sensitive data. Kaleena L Sr. Communications Consultant, 10,001+ employees. "It supports various ways to pay for goods or services and its encrypted system is trustworthy and reliable." Challenging chargeback handling 61% negative reviews out of 120 Most reviewers find chargebacks difficult to contest, with high fees and limited support for dispute resolution. Flexible donation management tools 90% positive reviews out of 63 Most users comment donations are easy to process, track, and support recurring gifts with nonprofit-friendly rates. Aaron W Vice President, 2 - 10 employees. "Stripe directly integrates with all of our fundraising systems, making it easy to accept credit cards for donations, merch, or any other revenue stream." Limited international accessibility 71% negative reviews out of 65 Most reviewers describe country availability as restrictive, preventing businesses in many regions from using the platform. ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Online Payments 4.7 (834) 62.95% of 834 reviewers that rated this feature as important or highly important It gives you the ability to accept payments online through various channels, supporting multiple payment methods and currencies. Users think Stripe’s online payments are reliable, easy to integrate, and secure, with a smooth checkout experience and real-time payment notifications. Debit/Credit Card Processing 4.6 (752) 63.83% of 752 reviewers that rated this feature as important or highly important With this capability, you can accept a wide range of debit and credit cards quickly and securely, including Visa, MasterCard, Amex, Apple Pay, and Google Pay. Reviewers appreciate the seamless experience, fast processing, built-in fraud protection, and easy integration with websites and POS systems. Payment Processing 4.5 (710) 57.32% of 710 reviewers that rated this feature as important or highly important Stripe offers a smooth, fast, and reliable way to process payments, supporting cards, wallets, and recurring billing. Reviewers appreciate the easy setup, transparent fees, real-time receipts, and broad integration options, noting that payment processing is central to their business operations. Data Security 4.6 (664) 63.10% of 664 reviewers that rated this feature as important or highly important With this aspect, Stripe ensures sensitive payment data is encrypted and protected, offering PCI certification and two-factor authentication. Reviewers indicate they feel confident in Stripe’s robust security, highlighting peace of mind, regulatory compliance, and no reported breaches or data leaks. Payment Fraud Prevention 4.5 (607) 60.96% of 607 reviewers that rated this feature as important or highly important It helps you minimize fraud risk with real-time alerts, customizable rules, and machine learning tools. Some reviewers find Stripe’s fraud prevention effective and confidence-building, though a few mention occasional false positives or challenges with dispute resolution. Mobile Payments 4.6 (464) 52.80% of 464 reviewers that rated this feature as important or highly important Clients can submit payments via mobile devices Stripe 40 features Integrate with a third-party accounting system Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Application programming interface that allows for integration with other systems/databases Create, manage, and send invoices or bills to customers Track and manage adherence to policies for any service, product, process, or supplier Financial system that helps create and manage physical/digital credit cards and track transaction activities Accept and process credit card transactions Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system Accept and process cryptocurrency transactions such as Bitcoin Assembly of graphs and charts for visualizing and tracking statistics/metrics With this aspect, Stripe ensures sensitive payment data is encrypted and protected, offering PCI certification and two-factor authentication. Reviewers indicate they feel confident in Stripe’s robust security, highlighting peace of mind, regulatory compliance, and no reported breaches or data leaks. With this capability, you can accept a wide range of debit and credit cards quickly and securely, including Visa, MasterCard, Amex, Apple Pay, and Google Pay. Reviewers appreciate the seamless experience, fast processing, built-in fraud protection, and easy integration with websites and POS systems. Electronically collect payments for goods or services Generate reports to assess the financial performance of an organization Identify and prevent suspicious activity Transactions that typically involve face-to-face interactions between the payer and the payee Captures invoice data and maintains comprehensive records for auditing and reporting purposes Access software remotely via mobile devices Clients can submit payments via mobile devices Manage and handle various international currencies Process payments via multiple modes directly through the application It gives you the ability to accept payments online through various channels, supporting multiple payment methods and currencies. Users think Stripe’s online payments are reliable, easy to integrate, and secure, with a smooth checkout experience and real-time payment notifications. Allow customers to make a partial payment on an invoice and track remaining debt It helps you minimize fraud risk with real-time alerts, customizable rules, and machine learning tools. Some reviewers find Stripe’s fraud prevention effective and confidence-building, though a few mention occasional false positives or challenges with dispute resolution. Send clickable links via text or email to collect payments from customers Stripe offers a smooth, fast, and reliable way to process payments, supporting cards, wallets, and recurring billing. Reviewers appreciate the easy setup, transparent fees, real-time receipts, and broad integration options, noting that payment processing is central to their business operations. Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) Accept and process customer payments for products or services using hardware and software Upload, track, and submit receipts in a central database Automated process of charging customers at regular intervals for repeated access or use of a product or service Timed notification for any upcoming task, deadline, appointment, or activity Collection, analysis, and representation of numerical data and generation of reports to understand various patterns View and track pertinent metrics to find patterns and gain insights from data Reports specific to sales analysis for trends and strategies Online portal through which end users can access the system, manage tasks, or obtain information Set up connections to third-party platforms to improve business processes Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Manage, record and track all business exchanges in form of money and its related interactions in the system Monitor or audit historical and current transactions to analyze customer account activities Get Advice We can help you find the software with the features you need. Features 4.5 (3,327) 4.5 Based on 3,327 reviews ## Pricing Value for money 4.3 (2539) ### Starting price Free trial not available [View all Pricing Plans](https://www.capterra.com/p/123889/Stripe/pricing/) Value for money 4.3 (2,539) 4.3 Based on 2,539 reviews ## Integrations [ PayPal](https://www.capterra.com/p/207944/PayPal/)[ Slack](https://www.capterra.com/p/135003/Slack/)[ WordPress](https://www.capterra.com/p/131687/WordPress/)[ Wix](https://www.capterra.com/p/169007/Wix/)[ Docusign](https://www.capterra.com/p/121506/Docusign/)[ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ Shopify](https://www.capterra.com/p/83891/Shopify/)[ FreshBooks](https://www.capterra.com/p/142390/FreshBooks/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.2 (2288) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.2 (2,288) 4.2 Based on 2,288 reviews ## User reviews Overall rating 4.6 Based on 3,347 reviews Filter by rating 5(2460) 4(645) 3(119) 2(27) 1(96) Mentioned topic Sorted by most recent SK Sheila K. Admin Construction ### "Stripe accepting payments from a lot of platforms" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 June 7, 2026 Overall experience was mixed being it does have a lot of benefits but being a smaller store the learning curve is a little more difficult. Pros What I like the most about stripe is it would accept a lot of different payments such as Apple pay Google etc. Cons What I like to let about the least about stripe was the fees were a little high and was definitely harder to learn for a smaller type store. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ED Eri D. Founder Accounting ### "Stripe: The Payment Processor of Choice for CAS Firms" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 1, 2026 Overall there is not another payment processor that I would go with, especially for the space that I'm in. As a tech forward CAS firm the big take a ways are ease of use and functionality. AS long as payments are collected and made in a timely manner that is easy for our clients to use, then all is good. Pros Stripe is one of the core tools at my accounting firm. It is the backbone of our payments system. Whether we need to accept ach or card payments, Stripe allows us to accept any of those options. It is easy to setup and clients have an easy time making and saving their payment methods. Cons There is not too much wrong with Stripe. Although there are fair reasons for the processing and disbursement of ACH payments collected, it could be quicker or at the very least there should be options for faster speeds even for a fee. This way it is up to the user if they want quicker disbursement. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Mailen G. Self-employed Financial Services ### "Easy and Reliable Payment Platform for Online Businesses" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 May 28, 2026 Overall, my experience with Stripe has been very positive. It is a reliable platform for processing card and online payments, and it integrates well with many websites and apps. The system feels secure, professional, and efficient for managing online business transactions. I would recommend Stripe to small businesses, freelancers, and online sellers looking for a trusted payment solution. Pros What I liked most about Stripe is how easy it is to use and set up. The platform makes accepting online payments simple, and the dashboard is very organized. I also like the fast payouts, mobile access, and the variety of payment options available for customers. Cons One thing I liked least is that customer support can sometimes take longer than expected to respond. Also, some features may feel a little complicated for beginners at first. Switched from [Venmo](https://www.capterra.com/p/222572/Venmo-/) I switched to Stripe because it is easier to use, more flexible, and better suited for my online business needs. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AU Anonymous User COO Construction ### "overall experience has been excellent" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 28, 2026 My overall experience has been excellent—everything has worked smoothly and exactly expected throughout! Pros Stripe makes accepting and managing payments feel simple while still offering powerful tools as a business grows. Cons Funds can be temporarily held for reviews, chargeback risk, or compliance checks, which can be frustrating for businesses that rely on regular cash flow. Switched from [STAX](https://www.capterra.com/p/177329/STAX/) Easy Salesforce integration and setup experience Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MS Mathew S. Dentist Owner Medical Practice ### "Stripe experience" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 May 26, 2026 Overall, Stripe has been convenient to use at my practice. It is integrated with my weave software so that feature is convenient. I also like the ability to see daily / weekly / monthly reports quickly. Pros Stripe has been easy to use and I really like the terminal functionality. It has tap to pay, swipe, or manual entry. It looks sleek as well. Also really like the text to pay option. The ability to automatically e-mail a patient a receipt is super helpful as well. Cons What I like least about Stripe is the credit card fees are a bit high especially for manual entry. Not as high for swiped card but still a bit pricey. Switched from [Dental Intelligence](https://www.capterra.com/p/185878/Dental-Intelligence/) I switched to Weave and Stripe was their integrated CC processor so I wanted it to be streamlined. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JK Julia K. techniceienne comptable Real Estate ### "Très bonne plateforme pour gérer les paiements en ligne" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 May 26, 2026 Globalement, mon expérience avec Stripe a été très bonne. Ça m’a aidé à gérer mes paiements en ligne facilement et de manière professionnelle. Je n’ai pas eu besoin de connaissances techniques avancées pour l’utiliser, et tout fonctionne de façon fluide. Je l’utiliserais encore sans hésiter. Pros Ce que j’ai le plus aimé avec Stripe, c’est à quel point c’est facile à utiliser. J’ai pu commencer à recevoir des paiements rapidement sans complications. L’interface est claire, moderne et tout est bien organisé. J’aime aussi les options pour envoyer des factures, gérer les abonnements et suivre les paiements en temps réel. Cons Les frais de transaction sont un peu élevés parfois, surtout quand il y a beaucoup de ventes. Il m’est aussi arrivé d’attendre plus longtemps que prévu pour certaines vérifications ou réponses du support. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Pedro L. consultor Computer Software ### "Una plataforma muy completa y fiable para pagos online" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 6/10 May 26, 2026 Mi experiencia ha sido positiva. Lo he utilizado para integrar pagos en proyectos web y, una vez configurado, el funcionamiento ha sido muy estable. La sensación es que tienes una plataforma muy profesional detrás y que ofrece muchas posibilidades de crecimiento sin necesidad de cambiar de proveedor más adelante. Aun así, hay una pequeña curva de aprendizaje para aprovechar todas las funcionalidades que ofrece. Pros o que más me ha gustado es la facilidad de integración y la flexibilidad que ofrece. La API es muy potente y permite adaptar prácticamente cualquier flujo de pago. También destacaría la claridad del panel de administración, donde puedes ver pagos, reembolsos, clientes y métricas de forma bastante intuitiva. Otro punto fuerte es la cantidad de métodos de pago y herramientas adicionales que incluye. Cons Aunque en general la experiencia es buena, creo que algunas configuraciones avanzadas pueden resultar complejas al principio si no tienes experiencia técnica. También echo en falta una atención al cliente más rápida en determinados casos, especialmente cuando surge una incidencia relacionada con verificaciones o revisiones automáticas. Las comisiones tampoco son las más competitivas para ciertos volúmenes de negocio. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Kaleb V. Founder and Managing Member Management Consulting ### "A Convenient, Centralized Hub for AR" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 7/10 May 23, 2026 Pros Having our invoicing and accounts receivable in a single dashboard was helpful to a team that spans several time zones and has lots of moving pieces with various clients needing different billing cycles. Cons Stripe's percentage is quite high on the larger-ticket billing. We paid several hundred dollars with our initial client payments, and there are more cost-efficient ways to bill one-off customers. Switched from [Wave](https://www.capterra.com/p/178021/Wave-Apps/) Wave generates invoices easily, but doesn't have an automated or secure way to pay them like we needed. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) [Venmo](https://www.capterra.com/p/222572/Venmo-/) Reasons for choosing Stripe We needed a bit more administrative oversight and accounting transparency for records and client management. Stripe delivered that. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. El-Hadj B. CEO Political Organization ### "ALL payments accepted" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 May 23, 2026 Overall everything is good, as I mentioned before, I believe that the fees could be less, but the most important feature to me is the integration with payment clients such as Klarna Pros I like the ease of use. I like the quick turnaround from application process, to collecting payments from customers Cons I don’t like the fees. Out of a $100 payment, I only receive $93 dollars. That’s almost 10%. Fees closer to what PayPal charges would be better. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. LS Louis s. CTO Real Estate ### "A reliable, developer-friendly payment solution that scales with your business" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 May 22, 2026 verall, Stripe is one of the most powerful and reliable payment processing platforms on the market. It strikes a great balance between ease of use for non-technical users and flexibility for developers. Despite the fee structure and occasional support delays, the platform's reliability, feature set, and global reach make it an excellent choice for businesses of all sizes. I would definitely recommend Stripe to any company looking for a modern, scalable payment solution. Pros Stripe has been a game-changer for our business. The setup process was incredibly smooth — we were able to start accepting payments within just a few hours. What I appreciate the most is the developer-friendly API and the extensive documentation, which makes integration straightforward, whether you're handling one-off payments, The wide range of supported payment methods (cards, SEPA, BANK transfers, etc.) Cons The transaction fees can be difficult to manage, especially for businesses with high volumes , connected Customer support is mostly handled via email or chat, and while the team is professional, response times can sometimes be slow for urgent issues. A more direct phone support option would be appreciated. Alternatives considered [Adyen](https://www.capterra.com/p/165680/Adyen/) Reasons for choosing Stripe Developer-friendly API and documentation: Stripe's API is by far the most intuitive and well-documented on the market, which made integration significantly faster and smoother compared to competitors. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/123889/Stripe/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. 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