--- title: "Bill & Pay Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Bill & Pay Software - reviews, pricing plans, popular comparisons to other Accounts Receivable products and more." source_url: "https://www.capterra.com/p/129712/Bill-Pay/" page_type: "product" language: "en" publication_date: "2026-09-30" --- # Bill & Pay Software Review 2026: Features, Integrations, Pros & Cons Last updated on September 30, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Bill & Pay ## What is Bill & Pay? Billing and invoicing solution that helps streamline payment and account receivables processes, create and deliver invoices & more. ## What is Bill & Pay used for? [Accounts Receivable](https://www.capterra.com/accounts-receivable-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/) Top alternative Featured Overall rating Based on 7 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $24 Per User, Per Month Free trial available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Bill & Pay?[Manage this product listing](https://www.g2.com/products/bill-pay/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Bill & Pay 4.0 (7) VS. [4.4 (3,333)](https://www.capterra.com/p/120109/Xero/reviews/) Starting Price $24 Per User, Per Month Starting Price $25 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 3.9 (7) Ease Of Use 4.4 (7,783) Value For Money 4.3 (6) Value For Money 4.2 (6,691) Customer Service 4.0 (6) Customer Service 4.0 (6,396) ## Bill & Pay alternatives [4.6 (1,487)](https://www.capterra.com/p/127994/Jobber/reviews/) Starting price $39.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [4.2 (2,081)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) [4.3 (8,549)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Starting price $38.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/190778/QuickBooks-Online/) Highest Rated [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,703)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) [View all alternatives](https://www.capterra.com/p/129712/Bill-Pay/alternatives/) ## FAQs about Bill & Pay Overview ### What company size and specific industries is Bill & Pay built for? Bill & Pay is designed for small to mid-sized businesses that need to manage recurring payments and accept online payments. It fits companies across industries that rely on billing and payment collection, especially service businesses and organizations using third-party integrations and reminder emails to handle customer payments. Features and Usability ### What are the key features of Bill & Pay? Bill & Pay offers accounting, bank reconciliation, and payment processing for receivables management. It includes billing and invoicing features such as customizable invoices, invoice history, and recurring or subscription billing, plus payment collection options like ACH payment processing, online payments, partial payments, overpayment processing, and reminders. Getting Started and Support ### What customer support options does Bill & Pay offer? Bill & Pay provides chat support for customer assistance. No reviewer feedback is available about support experience, so response speed, helpfulness, and common issues cannot be assessed from the catalog data. ## Features AI summary Based on 2,533 Accounts Receivable reviews Capterra reviewers highlight these as the features buyers value most when choosing accounts receivable software: - **Accounting** (**68%** of reviewers rated this feature as critical) - **Profit/Loss Statement** (**64%**) - **General Ledger** (**57%**) Bill & Pay supports **Accounting**, which gives finance teams a core way to track receivables and manage day-to-day financial activity. However, it does not include **Profit/Loss Statement** or **General Ledger**. Instead, it offers **Billing & Invoicing** (**63%**) and **Bank Reconciliation** (**59%**), two other features that reviewers also rate highly. These features help businesses issue accurate invoices, match payments against bank records, and keep cash flow records current, allowing teams to manage collections and maintain cleaner financial data. Invoice History 5.0 (1) 200.00% of 1 reviewers that rated this feature as important or highly important Store and view prior invoices for each account/client Online Payments 5.0 (1) 200.00% of 1 reviewers that rated this feature as important or highly important Accept and process online payment transactions Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Bank Reconciliation Compare and match accounting/financial records with corresponding bank statements Billing & Invoicing Create, manage, and send invoices or bills to customers Bill & Pay 14 features ### All Features - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Customizable Invoices: Invoices that can be tailored according to company's branding, payment terms and personalized information - Invoice History: Store and view prior invoices for each account/client - Online Payments: Accept and process online payment transactions - Overpayment Processing: Flag a transaction when a customer pays more than they owe and either refund the overpayment or save the overpayment as a credit - Partial Payments: Allow customers to make a partial payment on an invoice and track remaining debt - Payment Collection: Tracking, managing, and initiating the transfer of funds for overdue customer payments - Payment Processing: Accept, record, and reconcile financial transactions - Receivables Ledger: A list of customers and their payments due updated on a monthly basis - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reminders: Timed notification for any upcoming task, deadline, appointment, or activity --- Get Advice We can help you find the software with the features you need. Features 4.0 (7) 4.0 Based on 7 reviews ## Pricing Value for money 4.3 (6) Free Trial Basic $24.00 Per User,Per Month Value for money 4.3 (6) 4.3 Based on 6 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.0 (6) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.0 (6) 4.0 Based on 6 reviews ## User reviews Overall rating 4.0 Based on 7 reviews Filter by rating 5(4) 4(1) 3(1) 2(0) 1(1) Mentioned topic Sorted by most recent MK Milena K. Bookkeeper Accounting ### "Great and useful" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 October 9, 2023 Easy to set up and use, offers a nice variety of useful features Pros It is very easy to set up and use. Reliable! Cons It works great, just some fees are a bit too much for small businesses Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AN Anonymous User President Information Technology and Services ### "Online payment portal that doens't break the bank" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 November 11, 2022 Pros This is a down to earth solution that excels at what they do. It doesn't have all the "features" of the competition, but it works great for what they do. At fraction of the cost of the big name providers, we were able to deliver an online payment and invoicing portal that our customers love. Cons The user interface is very dated and in need of a facelift and missing some of the basic MFA security options that are almost mandatory these days. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. VL VANESSA L. ADMIN ASST Construction ### "CONFUSED" 3.0 Overall Rating 3.0 3.0 Ease of Use 2.0 2.0 Features 3.0 3.0 Customer Service 3.0 3.0 Likelihood to Recommend 3/10 January 30, 2020 USED THIS A FEW TIMES BUT IT DID NOT WORK OUT AND OUR COMPANY WOULD NOT RECOMMEND THIS SOFTWARE. Pros I AM NOT SURE IF I REALLY LIKE THIS SOFTWARE. ITS CONFUSING AND NOT VERY HELPFUL WHATSOEVER. I HAVE TRIED TO USE THIS BUT IT RARELY GOES THROUGH. Cons CONFUSING, PMTS SOMETIMES ARE NOT MADE BUT THE MONEY IS OUT OF THE ACCOUNT. CUSTOMER SERVICE WAS HARD TO CONTACT. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Jennifer P. Comptroller, CFO beginning 03/01/16 Real Estate ### "We use Bill and Pay for our accounts receivable functionality. Highly recommend! " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 1, 2018 Pros We sent out over 600 invoices monthly for recurring and one time charges. Bill and Pay sends the invoice to our customers from recurring templates set up in QuickBooks. The products works wonderfully. You can customize it to send payment reminders to your customers multiple times. It also allows customers their own portal to log in and pay AND to download their invoices! The man hours saved after switching to Bill and Pay is immeasurable and our customers are happier with the transparency! Cons No cons. The product AND customer are fantastic. This product is exactly what we needed and filled a hole for us in our accounts receivable process. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. TR Tim R. General Manager ### "Bill & Pay makes invoicing and accepting credit cards for those invoices very easy!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 0/10 January 19, 2018 Pros Bill & Pay is extremely easy to use. Integration with QuickBooks Online was as easy as logging in and pushing accept, the rest is taken care of. Adding your credit card processor is very easy as well. Having the ability to add your email server greatly increases the delivery rate of invoices plus it looks like it came directly from you. If for some reason the invoice is not being delivered there is a handy link provided that you can send. Being able to accept both credit cards and ACH patents is very helpful. Customer service is A+. They answer all support issues quickly and even made some small changes I requested that weren't available. The price is very reasonable and porportional to the number of payments you accept. I can not recommend Bill & Pay enough!! Cons the only con I can think of, and it is very rare, is that when there is a rare glitch you need to disconnect and reconnect to QuickBooks Online. It isn't hard to do but requires someone with QuickBooks app access authorization who isn't always around. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DK Dale K. CEO ### "Ripped off" 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 December 27, 2017 Pros The idea of what it is supposed to do. WE could not get this to work. We submitted support requests and finally cancelled it and no use bill.com which is much better and has better customer support. Cons poor customer support, refusal to refund even though they could not get it to work and we cancelled the subscription Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. SM Shannon M. ### "B&P is a no brainer for membership organizations" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 9, 2016 B&P is a no brainer for dues oriented and membership organizations. It reduces the paperwork and promotes efficiencies - especially for organizations with volunteers. The end user can see their activity and make payments at their convenience. The reduction in "bookkeeper's" time is tremendous. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/129712/Bill-Pay/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.