--- title: "Oracle Cloud Financials Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Oracle Cloud Financials Software - reviews, pricing plans, popular comparisons to other AI Agent Builder products and more." source_url: "https://www.capterra.com/p/133096/Oracle-Financials/" page_type: "product" language: "en" publication_date: "2026-10-19" --- # Oracle Cloud Financials Software Review 2026: Features, Integrations, Pros & Cons Last updated on October 19, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Oracle Cloud Financials ## What is Oracle Cloud Financials? Complete financial management solution that includes general ledger, accounts payable, accounts receivable, fixed assets, and cash management. ## What is Oracle Cloud Financials used for? [Accounts Payable](https://www.capterra.com/accounts-payable-software/)[Financial Reporting](https://www.capterra.com/financial-reporting-software/)[Financial Management](https://www.capterra.com/financial-management-software/) Top alternative Featured Overall rating Based on 47 user reviews Reviews sentiment Positive 77% Neutral 21% Negative 2% Starting price $600 Per User, Per Month Free trial available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Oracle Cloud Financials?[Manage this product listing](https://www.g2.com/products/oracle-fusion-ai-agents/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Oracle Cloud Financials 4.1 (47) VS. [4.3 (718)](https://www.capterra.com/p/76/Intacct/reviews/) Starting Price $600 Per User, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 3.8 (45) Ease Of Use 4.2 (644) Value For Money 3.8 (33) Value For Money 4.0 (551) Customer Service 4.0 (38) Customer Service 4.0 (583) ## Oracle Cloud Financials alternatives [4.4 (243)](https://www.capterra.com/p/96371/Acumatica-Cloud-ERP/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars [4.4 (137)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 91% of reviewers rated it above 4 stars [4.2 (2,086)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars Highest Rated [4.8 (131)](https://www.capterra.com/p/134106/Striven/reviews/) Starting price $35.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars ## FAQs about Oracle Cloud Financials Overview ### Which roles and teams benefit most from Oracle Cloud Financials? Oracle Cloud Financials is most used by finance and accounting teams, including finance managers, financial analysts, and record-to-report leads, for budgeting, close processes, and reporting. Accounts receivable, payroll, and project accounting staff manage billing, payments, and labor costs, while consultants and application leads support system configuration and financial operations. Answer based on 39 reviews Overview ### What company size and specific industries is Oracle Cloud Financials built for? Oracle Cloud Financials is designed for any company size, including small businesses, mid-market organizations, and large enterprises. It is not tied to a specific industry and is intended for companies that need complete financial management software across a wide range of sectors. Features and Usability ### What are the key features of Oracle Cloud Financials? Oracle Cloud Financials offers general ledger, accounts payable, accounts receivable, cash management, and fixed asset management for core accounting. It also includes invoice processing, expense tracking, budgeting and forecasting, financial reporting, audit trail, approval process control, and real-time dashboards for financial analysis and compliance management. Getting Started and Support ### What training and onboarding options does Oracle Cloud Financials offer? Oracle Cloud Financials provides webinars, documentation, and videos to support team training. Webinars offer live guided sessions, documentation serves as written reference for setup and use, and videos provide visual walkthroughs for learning features and processes. Answer based on 1 reviews Getting Started and Support ### What customer support options does Oracle Cloud Financials offer? Oracle Cloud Financials provides email/help desk, FAQ/forum, knowledge base, phone support, and chat. Support feedback is mixed: some users say customer service could be improved, while others report dissatisfaction with expensive consultants, random bugs, and support that does not meet expectations. Answer based on 2 reviews Features and Usability ### How easy is the Oracle Cloud Financials interface to use? Oracle Cloud Financials provides a modern, configurable interface with module tiles, saved layouts, clear error guidance, and data visualizations. Finance teams value its detailed views and workflow access, but new users often face a steep learning curve, deep menus, slow record retrieval, and screens that can require repeated navigation. Answer based on 13 reviews Features and Usability ### Is Oracle Cloud Financials easy to learn and use? Oracle Cloud Financials supports configurable finance workflows, cross-functional integrations, and business process automation, which can make it practical for experienced enterprise teams. However, many users find daily tasks click-heavy and training-intensive, while glitches, unclear documentation, data-import reconciliation work, and unreliable remote connectivity can slow adoption and routine processing. Answer based on 12 reviews ## Features AI summary Based on 5,408 AI Agent Builder reviews Capterra data shows that buyers of Financial Reporting rank the following features as their top priorities: - **Accounting** (**64%** of reviewers rated this feature as critical) - **Income & Balance Sheet** (**59%**) - **Profit/Loss Statement** (**58%**) Oracle Cloud Financials supports all three of the features reviewers rate most important: **Accounting**, **Income & Balance Sheet**, and **Profit/Loss Statement**. Together, these capabilities give teams a clear view of financial performance, support accurate recordkeeping, and help businesses track profitability and overall financial position with confidence. Accounting 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Income & Balance Sheet 5.0 (2) 50.00% of 2 reviewers that rated this feature as important or highly important A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time Profit/Loss Statement 5.0 (2) 100.00% of 2 reviewers that rated this feature as important or highly important A type of financial statement used to record and report an organization's revenues, costs, and expenses over a specific amount of time Bank Reconciliation 3.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Compare and match accounting/financial records with corresponding bank statements General Ledger 5.0 (3) 66.67% of 3 reviewers that rated this feature as important or highly important Centralized accounting record which tracks all financial transactions Invoice Processing 5.0 (2) 50.00% of 2 reviewers that rated this feature as important or highly important Creation, processing, verification, and execution of invoices till the payment is made Oracle Cloud Financials 37 features ### All Features - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - Approval Process Control: Manage the process of evaluating documents or requests submitted for approval - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Budgeting/Forecasting: Create budgets based on historical data and future projections - Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances - Collaboration Tools: Provides a channel for team members to share AI models, media files, communicate, and work together - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Configurable Workflow: Configure existing workflows to meet your organization's needs - Dashboard: Assembly of graphs and charts for visualizing and tracking statistics/metrics - Dashboard Creation: Creation and customization of dashboards - Data Visualization: Graphical representation of data - Expense Tracking: Monitor and record expenses such as purchases or charges incurred - Financial Analysis: Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk - Financial Management: Plan, manage, and track the financial activities of an individual or organization - Financial Reporting: Generate reports to assess the financial performance of an organization - Fixed Asset Management: Centralized database to track details of fixed assets such as depreciation and maintenance scheduling/history - General Ledger: Centralized accounting record which tracks all financial transactions - Income & Balance Sheet: A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time - Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes - Invoice Processing: Creation, processing, verification, and execution of invoices till the payment is made - Mobile Access: Access software remotely via mobile devices - Monitoring: Observe and track the demand, usage, progress or quality of a system, product, or user - Predictive Analytics: Predict future data based on historical data sets - Profit/Loss Statement: A type of financial statement used to record and report an organization's revenues, costs, and expenses over a specific amount of time - Real-Time Data: Receive data and information in real time - Receipt Management: Upload, track, and submit receipts in a central database - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Revenue Recognition: An accounting principle that identifies the specific conditions in which revenue is recognized and determines how to account for it. - Risk Management: Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Vendor Management: Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. - Workflow Management: Create, design and manage workflows for repetitive tasks --- Get Advice We can help you find the software with the features you need. Features 4.3 (45) 4.3 Based on 45 reviews ## Pricing Value for money 3.8 (33) Free Trial Basic $600.00 Per User,Per Month Value for money 3.8 (33) 3.8 Based on 33 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.0 (38) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.0 (38) 4.0 Based on 38 reviews ## User reviews Overall rating 4.1 Based on 47 reviews Filter by rating Counts reflect reviews available in this feed. 5(18) 4(18) 3(10) 2(0) 1(1) Mentioned topic Recent reviews first, then most helpful RE Reviewer President and CEO Used the software for: 3-5 years ### "Oracle Use" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 25, 2019 Pros Oracle is an outstanding software tool that is used by myself in the financial aspect of my employment. I used three different version of Oracle Financial starting with Oracle10.7, Orcle 11i and Oracle 12. Plus the side tool like Discover Report Writing and it Logistic tools. Cons The selections that my management made it what they purchased from Oracle and the Support that they provided to use the tool. I saw what could be done with Oracle by other regions with in my employer. We converted from 10.7 to 11i for one of the main reason was to track and manage our capital budget which for our region was $1.1 Billion Dollars. But after the conversion we had to start all over and start from the ground. Not Oracle fault but the consultants and management fault. We even manage that budget approval process in Excel. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Isabella H. Project Analyst Used the software for: Less than 1 year ### "Oracle Financials Cloud as the only tool for financial solutions." 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 November 27, 2020 We use the Oracle cloud in our organization for various reasons that are to our liking and it benefits us in quite large quantities, in other outstanding aspects, we can highlight that this program has allowed us to develop very meticulous reports, including that it provides us with help visualizations for big data problems, underlining that Oracle Financials Cloud has guaranteed to create visualizations for all our presentations, which we elaborate frequently, for a dynamic and successful activity. Pros Oracle allows the immediate integration of each of the data that a company has, for financial knowledge, and agrees to compare the performance of costs with income, which is a very useful tool, which many organizations keep in mind, Due to the fact that these use options are very prevalent and sophisticated, including that in the cloud through this system, we can visualize several views of the same informative notes, something that is extremely considerable for executives, satisfying different needs, on which they want from their final presentations. Cons We can mention that the system can be somewhat complex and difficult for new members who use the software, initially in a short time, which requires more knowledge about the program, for a more fluid management, which the Learning these determinations can become confusing and annoying at the same time, which slows down the work, including that the interface provides very detailed information, which promotes a less understanding about the service. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. VR Verified Reviewer Senior Financial Analyst Used the software for: 1-3 years ### "Oracle Fusion - underdeveloped, slow, awkward and undersupported" 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 3.0 3.0 Customer Service 1.0 1.0 Likelihood to Recommend 1/10 September 18, 2018 Pros It is easy to access via the web due to the cloud based. Not having to purchase server infrastructure is an expense savings. Cons Oracle Fusion is frankly not a fully developed product. As a previous user of server-based Oracle ERP, the lack of operation functionality is mind-boggling. It is awkward to use. Many times you have to click multiple levels to find information that almost any other system provides on one screen. Every screen with a table will only return a few rows of the table and then makes you scroll down and the system fetches that data. Providing 10 columns of data 10 rows at a time is clunky, time consuming and unacceptable. If you investigate a record and return to previous screen you will have to do the fetching procedure all over. The seeded reports haven't covered even standard financial reporting, G/L research and inventory reporting. Writing your own reports is challenging due to a lack of documentation of how and where the system stores data. Ever since implementation, we have had to fight very hard for even simple fixes. We often met with some combination of "why would you need that", "the system will never do that" and "your request will have to wait in line and will be fixed if enough users are concerned" for a number of levels of Oracle sale, support and management. Ultimately our operations are somewhere between 25% and 50% slower than our previous old outdated MS Dynamics system. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. VR Verified Reviewer Bank Clerk Used the software for: 1-3 years ### "Easily configurable Financial Management System" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 May 14, 2018 Useful FMS with easy access with many configurable features Pros Oracle Financials Clouds supports business process automation and is easily configurable to meet business workflow processes. It is also available across various devices and had good data visualization through its user interface Cons Can be difficult to work with in remote areas because of the inability to connect to the Oracle Cloud. The price per user is also high Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. VR Verified Reviewer Pavement Analysis and Design Engineer Used the software for: 3-5 years ### "Another great Oracle product" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 December 5, 2018 Pros Easily links up with PeopleSoft and all other Oracle products that are already working great in our company. Does everything a large business needs it to do with managing all aspects of finances such as payroll, expenditures, etc. Runs nicely on Windows and iOS operating systems. Cons Cost. It's expensive compared to some other comparable products, and maybe not worth that for smaller businesses. Large businesses can justify the expense, though. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Verified Reviewer Disbursement accountant Used the software for: 1-3 years ### "Customer payments" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 7, 2018 inventory control, client management and supplier management is simplified and automated. one is able to track outstanding bills and overdue invoices . Pros Customers are able to make safe payments using a variety of options with so much ease. it offers a wide range of options including online payments, mobile payments and even make cash payments directly to your company using Sage 50. Customers can also access their invoices online without having to move to the company. Cons Integration with other software is a big problem. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Mark F. Director of Customer Care - Office of Information Technology Used the software for: 1-3 years ### "Hard to believe this is a modern day tool" 3.0 November 28, 2017 We use this software to manage all of the finances for the university. It has allowed for deep reporting but it is a struggle at the micro level just to tell what you have bought. Pros I like the reporting our team has been able to build. If I am doing in depth digging on our financials it is a pretty powerful machine. Cons The interface is a challenge. It feels like something developed 20 years ago. It is slow and difficult to find what you are looking for. Often large queries take down the system for the entire institution. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Marco R. Coordinatore Area Business Intelligence Used the software for: 3-5 years ### "A solid choice" 4.0 Overall Rating 4.0 4.0 Ease of Use 2.0 2.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 May 10, 2018 the certainty of the result Pros The product is trying to evolve, going to the cloud, and allows it to be adapted to any need of the company. Cons it carries a boulder consisting of the architectural complexity of the versions that have followed year after year Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RE Reviewer Senior Consultant - Owner Used the software for: 3-5 years ### "Oracle Financials" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 9/10 September 28, 2018 Pros The modules cover all standard requirements to support the finance organization including countries localizations where necessary Cons The package requires specific resource for installation and configuration Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Kate R. Project Accountant Used the software for: Less than 1 year ### "A complex software that is glitchy and needs improvement" 3.0 May 11, 2018 Pros To be honest, there is not much that I like about this. If you have no choice but to use it, it does have the features needed for contract management and such. However, I can think of an alternative software for every feature that oracle has that would be a better option. Cons It is difficult to train for, the number of clicks it takes to do a single task is horrendous, the software is glitchy and one simple error becomes something not so simple after all. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/133096/Oracle-Financials/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [QuickBooks Online vs Oracle Cloud Financials](https://www.capterra.com/compare/133096-190778/Oracle-Financials-vs-QuickBooks-Online)