--- title: "Payment Savvy Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Payment Savvy Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/133393/Payment-Savvy/" page_type: "product" language: "en" --- # Payment Savvy Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on August 20, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Payment Savvy ## What is Payment Savvy? Since 2010, Payment Savvy is a prominent mid-to-high-risk merchant service provider for your business to accept credit and debit cards, as well as ACH payments. From our seamless integrations to our impenetrable security, merchants across the country trust us to provide innovative, compliant, and straightforward solutions. Reach out to our knowledgeable team today to start creating the perfect custom payment solution for your current needs and future goals. ## What is Payment Savvy used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Debt Collection](https://www.capterra.com/debt-collection-software/) Top alternative Featured Overall rating Based on 2 user reviews Reviews sentiment Positive \- Neutral \- Negative \- ### Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Payment Savvy?[Manage this product listing](https://www.g2.com/products/payment-savvy/claim_requests/new?auto=true) ## Payment Savvy Overview Updated August 2026 AI summary Payment Savvy provides businesses of all sizes with payment processing and debt collection tools delivered via cloud-based deployment. It supports ACH and debit/credit card transactions, mobile and online payments, recurring billing, and integrates payment gateways. Features include billing, invoicing, reporting, analytics, PCI compliance, and payment fraud prevention, helping organizations manage transactions securely and efficiently. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Payment Savvy 5.0 (2) VS. [4.7 (3,658)](https://www.capterra.com/p/153752/Vagaro/reviews/) Starting Price Contact vendor Starting Price $23.99 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 5.0 (2) Ease Of Use 4.6 (26,641) Value For Money 5.0 (2) Value For Money 4.6 (20,480) Customer Service 5.0 (2) Customer Service 4.6 (20,738) ## Payment Savvy alternatives [4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) ## FAQs about Payment Savvy Overview ### What company size and specific industries is Payment Savvy built for? Payment Savvy is designed for medium- to high-risk businesses, particularly those in debt collections, healthcare, auto finance, and credit unions. It is built for organizations in these sectors that need custom payment solutions suited to their risk profile and payment processing requirements. Features and Usability ### What are the key features of Payment Savvy? Payment Savvy offers ACH payment processing, debit and credit card processing, online payments, and mobile payments for accepting transactions across channels. It also includes billing and invoicing, recurring subscription billing, payment plans, payment gateway integration, transaction management, reporting and analytics, PCI compliance, data security, and payment fraud prevention. Getting Started and Support ### What training and onboarding options does Payment Savvy offer? Payment Savvy provides live online training, webinars, and documentation to help teams get started. Live online sessions support guided setup, webinars allow structured group learning, and documentation gives written reference material for self-paced review and feature lookup. Getting Started and Support ### What customer support options does Payment Savvy offer? Payment Savvy provides 24/7 live rep support and chat. These channels give users direct access to help at any time, with chat suited to quick questions and live reps available for more detailed issues. No reviewer feedback is available to describe support response times or satisfaction. ## Features AI summary Based on 17,640 Payment Processing reviews Capterra data shows that buyers of Payment Processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) Payment Savvy supports **Data Security** and **Online Payments**, helping businesses protect transaction data and accept payments through digital channels. However, it does not include **Mobile Access**. Instead, it offers other highly rated capabilities, including **Payment Fraud Prevention** (**56%**), **Debit/Credit Card Processing** (**52%**), and **Mobile Payments** (**49%**), providing teams with tools to reduce risk, process common payment types, and support payments on the go. Data Security 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy Online Payments 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Accept and process online payment transactions Payment Fraud Prevention 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Debit/Credit Card Processing 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions Mobile Payments 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Clients can submit payments via mobile devices Billing & Invoicing 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Create, manage, and send invoices or bills to customers Payment Savvy 14 features ### All Features - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Mobile Payments: Clients can submit payments via mobile devices - Multiple Payment Options: Process payments via multiple modes directly through the application - Online Payments: Accept and process online payment transactions - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Payment Plans: Manage plans with a set payment schedule that help customers pay outstanding debt - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Transaction Management: Manage, record and track all business exchanges in form of money and its related interactions in the system --- Get Advice We can help you find the software with the features you need. Features 5.0 (2) 5.0 Based on 2 reviews ## Pricing Value for money 5.0 (2) ### Starting price Free trial not available Value for money 5.0 (2) 5.0 Based on 2 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 5.0 (2) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (2) 5.0 Based on 2 reviews ## User reviews Overall rating 5.0 Based on 2 reviews Filter by rating 5(2) 4(0) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent PC Philippa C. Owner Veterinary ### "Software that actually Helps " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 13, 2022 Payments can cost a lot . But Savvy have a very reasonable payment system that is reasonable priced on deposits into your account every couple of days . Keeping the cash flowing Pros It’s difficult to pick the thing I like the most , as there are som many feature that make running my Bussiness so much easier Appointments just easy once booked Savvy will remind . Bill take a payment . Re book all at the click at a couple of buttons. Marketing we’ll that’s a game changer so simple x direct contact to every customer. Cons The only problem with savvy is that it’s to good. It pays to invest in time at set up to get it all right .it pays dividends later. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Reasons for choosing Payment Savvy Price and time to be paid Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AA Alan A. ### "Great Company" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 9, 2017 I've used payment saavy before for all my merchant needs if they couldn't help me I was recommended where to go. Pros Easy transactions no hassles. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.