# CreditOnline Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about CreditOnline Software - reviews, pricing plans, popular comparisons to other Loan Servicing products and more. Source: https://www.capterra.com/p/137814/creditonline/alternatives --- # CreditOnline Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) CreditOnline ## What is CreditOnline? CreditOnline is an end-to-end loan business management software, integrating all relevant parties in a state-of-the-art lending ecosystem. It was designed by software developers and lending professionals boasting years of experience in fintech. Our future-proof technology and long-term partnerships render it simple, fast, and cost-effective to expand your services portfolio and client base, allowing your business to scale up or reinvigorate itself effectively at any stage of its life-cycle. CreditOnline offers a range of Loan Management Software Services to meet the diverse needs of modern lending businesses: BNPL; Installment Loans; Payday loans; Leasing; Crowdfunding; Factoring; Line of Credit; P2P; Marketplace; Green Finance; University Installments; and many more... With CreditOnline, you can empower your business to scale up or reinvigorate itself effectively at any stage of its life-cycle. ## What is CreditOnline used for? [Loan Servicing](https://www.capterra.com/loan-servicing-software/)[Loan Origination](https://www.capterra.com/loan-origination-software/)[Mortgage](https://www.capterra.com/mortgage-and-loans-software/) Top alternative Featured Overall rating Based on 11 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price €900 Per Month Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for CreditOnline?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.creditonline.eu/&name=CreditOnline) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### CreditOnline 4.6 (11) VS. [4.9 (112)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/) Starting Price €900 Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.5 (11) Ease Of Use 4.9 (112) Value For Money 4.8 (8) Value For Money 4.9 (102) Customer Service 4.6 (11) Customer Service 4.9 (111) ## CreditOnline alternatives [4.9 (24)](https://www.capterra.com/p/254642/HES-LoanBox/reviews/) Starting price $75000.00 Per User, Per Month [4.8 (285)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Starting price Contact vendor for pricing [4.9 (8)](https://www.capterra.com/p/193776/Centrex-CRM-Software/reviews/) Starting price Contact vendor for pricing [4.7 (133)](https://www.capterra.com/p/130149/bpm-online-CRM/reviews/) Starting price $25.00 Per User, Per Month ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Borrower Management 4.5 (4) 25.00% of 4 reviewers that rated this feature as important or highly important Searchable database of information about loan borrowers Payment Collection 4.8 (4) 25.00% of 4 reviewers that rated this feature as important or highly important Tracking, managing, and initiating the transfer of funds for overdue customer payments API 4.0 (3) 33.33% of 3 reviewers that rated this feature as important or highly important Application programming interface that allows for integration with other systems/databases Document Management 4.3 (3) 33.33% of 3 reviewers that rated this feature as important or highly important Store, manage, and track all electronic documents in a centralized location Loan Processing 4.7 (3) 33.33% of 3 reviewers that rated this feature as important or highly important Collect, organize, and prepare loan information to send to the lender for approval Loan Management 4.5 (2) 0.00% of 2 reviewers that rated this feature as important or highly important Distribution and delivery of funds to approved borrowers CreditOnline 34 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance Application programming interface that allows for integration with other systems/databases A record of all activities within the system, including user access, changes made, etc. Type of loan used to finance the purchase of a motor vehicle Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower Automatically transfers funds to/from borrower accounts on a regular or periodic basis Searchable database of information about loan borrowers Type of loan used to finance business expenses Link and track collateral information associated with one or multiple loans Track and manage adherence to policies for any service, product, process, or supplier Type of loan used to finance construction projects A collection of customer information such as contact details, demographics, previous interactions, etc. Store and organize information about customers and previous interactions Alter the layout and content of reports Import and export data to and from software applications Store, manage, and track all electronic documents in a centralized location Electronically collect payments for goods or services Digitally sign online documents Automated payments and reporting for investors Distribution and delivery of funds to approved borrowers Process of securing a loan from a bank or any other lender. Assess and control risks associated with the credit process of each loan portfolio/account Collect, organize, and prepare loan information to send to the lender for approval Type of loan used to purchase real estate Manage the accounting and financial aspects of multiple locations or companies in a single location Ability to fill out and submit application forms on the web Tracking, managing, and initiating the transfer of funds for overdue customer payments Tool used to determine accurate pricing and product eligibility for borrowers Collection, analysis, and representation of numerical data and generation of reports to understand various patterns Type of loan designed to help students pay for post-secondary education and associated fees Set up connections to third-party platforms to improve business processes Create, design and manage workflows for repetitive tasks Get Advice We can help you find the software with the features you need. Features 4.4 (9) 4.4 Based on 9 reviews ## Pricing Value for money 4.8 (8) Free Version Basic €900.00 Per Month Value for money 4.8 (8) 4.8 Based on 8 reviews ## Integrations [ Docusign](https://www.capterra.com/p/121506/Docusign/)[ SendGrid](https://www.capterra.com/p/204113/SendGrid/)[ Insight](https://www.capterra.com/p/10010537/Insight-Salon-Software/)[ GoCardless](https://www.capterra.com/p/156081/GoCardless/)[ Messente](https://www.capterra.com/p/199059/Messente/)[ PayU](https://www.capterra.com/p/201075/PayU/)[ iDenfy](https://www.capterra.com/p/230599/iDenfy/)[ Experian Email Verification](https://www.capterra.com/p/176052/Experian-Email-Verification/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.6 (11) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (11) 4.6 Based on 11 reviews ## User reviews Overall rating 4.6 Based on 11 reviews Filter by rating 5(7) 4(4) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent WC Wojciech C. CEO Financial Services ### "Very good value for money" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 December 29, 2022 Pros The software becomes easy to use after about 2-3 months of constant use. It has the best price in the market which is the reason for our choice. Cons Takes time to get the desired features added to the main software and can be costly. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AR Antanas R. director Internet ### "CreditOnline’s Clients review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 15, 2022 We have been CreditOnline’s Clients since 2011. Since then CreditOnline has grown in size, integration and abilities. Currently I can say that CreditOnline seems to be the quickest in the sector in module integration and software capabilities. The list of integrations seems to have all relevant modules for a business either entering the fintech world or already seasoned in it. With any new modules or integrations being added weekly. Pros Vast list of integrations, system works quickly and efficiently. Bugs or errors are very rare but when there are sorted quickly and effortlessly. Cons The list of integrations can be very long and therefore a bit confusing at times to choose from. However, the team is always happy to help and explain the modules including which is best to choose for specific needs. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. PM Petr M. man Friday Financial Services ### "Creditonline - The power of loan business" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 14, 2022 Overall, I would rate the work with the system as very good. The functions of the system correspond to the requirements for credit management. "Step by step" introduction of new functions or products is not a problem. Pros A very comprehensive product for credit management, in which you can set almost everything that is needed in this line of business. I would highlight the availability and willingness of support. Once the system is implemented, credit management is already very simple. The advantage is certainly the very high level of automation of the entire loan management process and the consequent saving of human resources. The description of the API is very well done. The possibility of quick implementation of legislative changes is also an advantage. The system is in constant development, which brings improvements and new functions. Cons One of the disadvantages of the system is certainly the outdated and minimalistic help system. The complexity of the system can also be perceived as a certain disadvantage, mainly due to the need to initially "set everything up". Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JG Jelena G. IS analyst Banking ### "good system for loan application check" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 5/10 December 2, 2022 Pros we can, by yourself, change the CSAS reject/ accept/manual check rules Cons trigger conditions form, request the external database only "IF"we implemented a simple filter for a very long time (almost a year), a very inelastic system in this point Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. VD Vilma D. Director Financial Services ### "Long time user of the system" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 November 25, 2022 I have been working with the creditonline system since 2016. Since then, many different projects have been implemented, from very simple to very complex and very time-consuming. The functions of the system have been fully adapted to the needs of company. The system is periodically updated, additional new functions appear, which make everyday work easier. It would be great if the queues of requests were reduced a bit and some requests would be done faster. Pros \*The system is simple\*It is easy to adapt to a specific business\*The system provider always creates additional necessary functions/processes\*A significant number of changes can be made without the intervention of a developer.\*The system works smoothly, interruptions are very rare. Cons For some seemingly very simple tasks, the deadlines seem quite long. Waiting 60 days for a request to be processed sometimes seems really too long. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. IC Ioan C. IT manager Financial Services ### "We used Creditonline’s solution to launch our system." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 24, 2020 Pros The product is oriented for the profitable loan business portfolio scaling. Creditonline’s main attribute was integrity – it allowed our company to go into the market quickly and the solution offered by them was appropriate. What is especially useful is that we only pay for what is needed in our particular case and therefore we did not acquire additional unnecessary expenses. The solution allowed our businesses to grow by adapting it's processes to our requirements. It also reduced staff costs and unnecessary human error and improved bottom line. Creditonline’s team has been great to work with. Cons This software impproved a lot the management of our loans portfolio, I guess the only downside, if we can call it a downside, is the learning curve of our agents. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TS Tomas S. CFO Financial Services ### "Creditonline software" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 9/10 August 8, 2019 Benefits- user friendy, reliable software Pros Functionality and easy to use, good value for money Cons Aditional programming , sometimes tikes time to explain problem, Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Oriol C. Chief Operations Officer Financial Services ### "CREDITONLINE" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 29, 2019 Easy to use. Powerful tool for daily use. Great design and features. Best quality/price choise. Pros This software has a lot of tools that you need to use in loan business. It has great customer support service 24/7. Best quality/price choise. Cons Personalized reports must be programmed separately. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JE Josep E. CMO Financial Services ### "Creditonline review" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 3.0 3.0 Customer Service 5.0 5.0 Likelihood to Recommend 7/10 July 5, 2019 Best price/quality match, good software for everyday use. Pros Best price/quality match, the software has many features that financial company need. Cons Report module is very weak, you can not construct reports that you need manually and need to program them. Also report can not be downloaded in excel format, which you really need when you work with numbers. Reasons for choosing CreditOnline Best price/quality match Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. VT Vitalija T. Director ### "Great company" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 0.0 0.0 Customer Service 5.0 5.0 Likelihood to Recommend 0/10 November 26, 2014 We have been using services of UAB "EGROUP EU" for 5 years now. We have been improving together during the whole period and have implemented projects in the Czech Republic, Latvia and Lithuania. The company is represented by qualified employees who are open to suggestions of the clients. Every time any questions arise, a solution is presented. High-level programmers create unbelievable electronic business platforms. An appropriate pricing system and business module encourages us, the client, to look for new markets. We entered this business as novice entrepreneurs, made a lot of mistakes and learned from them until we could accurately assess the demand of the market. In our business it is most difficult to compete with the veterans, therefore we have to overcome them by offering quality services and it is no secret that in order to offer such services investments are needed as well as a great team and appropriate technical solutions. All of the above is offered by EGROUP EU. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/137814/creditonline/reviews/) Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. 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