--- title: "ChargeOver Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about ChargeOver Software - reviews, pricing plans, popular comparisons to other Recurring Billing products and more." source_url: "https://www.capterra.com/p/141294/ChargeOver/" page_type: "product" language: "en" --- # ChargeOver Software Review 2026: Features, Integrations, Pros & Cons Last updated on September 4, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) ChargeOver ## What is ChargeOver? Automate repetitive manual billing processes! A web-based subscription, recurring billing, and payments app for any business looking to save time and get paid faster. Decrease late payments with dunning & reminders. ChargeOver can do one-time charges & recurring billing. Integrate ChargeOver with your accounting software (full integrations with QuickBooks & Xero) or use our API to build ChargeOver right into your application. Every step of the way our team in Minneapolis, MN is happy to help. ## What is ChargeOver used for? [Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/)[Recurring Billing](https://www.capterra.com/recurring-billing-software/)[Subscription Management](https://www.capterra.com/subscription-management-software/) Overall rating Based on 86 user reviews Reviews sentiment Positive 97% Neutral 3% Negative 0% Starting price $229 Per Month Free trial available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... ## ChargeOver alternatives Highest Rated [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,629)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) [4.4 (3,324)](https://www.capterra.com/p/120109/Xero/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars [4.2 (2,068)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.0 (625)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Starting price $124.42 Per User, Per Month Pricing Options Free Trial Free Version User Rating 76% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/141294/ChargeOver/alternatives/) ## FAQs about ChargeOver Overview ### What problems does ChargeOver solve? ChargeOver solves time-consuming recurring billing, disconnected invoicing and payment workflows, failed-payment follow-up, and manual QuickBooks entry. It automates subscriptions, renewals, reminders, collections, and customer self-service while centralizing invoice and payment data. Finance teams, accountants, SaaS operators, and accounts receivable staff benefit most from the reduced admin work and fewer billing errors. Answer based on 57 reviews Overview ### Which roles and teams benefit most from ChargeOver? ChargeOver is most used by executives, finance teams, and operations staff that manage recurring billing and customer payments. Presidents, CEOs, and COOs use it for revenue visibility, while bookkeepers, accounts administrators, and project or account managers rely on it to automate invoicing, subscriptions, collections, and client account workflows. Answer based on 69 reviews Overview ### What company size and industries is ChargeOver built for? ChargeOver is built mainly for small businesses, which make up 83% of reviewers, especially computer software companies at 15%. It also fits marketing and advertising firms at 14% and IT services businesses at 11%, aligning with its focus on digital marketing agencies and other subscription-based service companies. Answer based on 86 reviews Features and Usability ### What are the key features of ChargeOver? ChargeOver includes core billing features like recurring billing, automated billing, invoice processing, and credit card and ACH payment processing. Differentiators include a client portal for self-service payment updates, QuickBooks and Salesforce integrations via API, and customization through flexible billing schedules, discounts, taxes, and email reminders. Answer based on 48 reviews Pricing ### How much does it cost and what fees or limitations are included? ChargeOver starts at $229/month for the Standard plan, with flat-rate pricing, no annual contracts, and a free trial. Reviewers often call the cost reasonable or low for the features, integrations, and support, though some wanted a free version and one noted multi-currency could be presented better. Answer based on 14 reviews Integrations ### Which third-party tools and platforms does ChargeOver integrate with? ChargeOver integrates with QuickBooks Online and Stripe, with reviewer-confirmed use centered on QuickBooks Online for billing and accounting sync. Its catalog also lists Avalara, BlueSnap, DocuSign, HubSpot CRM, Xero, and Zapier, covering accounting, payments, e-signature, CRM, and app-connection workflows across 10 third-party platforms. Answer based on 19 reviews Getting Started and Support ### What training and onboarding options does ChargeOver offer? ChargeOver provides live online sessions, webinars, documentation, and videos to help teams get started. Live online sessions and webinars offer guided instruction, while documentation and videos support self-paced reference and step-by-step learning. Answer based on 1 reviews Getting Started and Support ### What customer support options does ChargeOver offer, and how do users rate the experience? ChargeOver offers email/help desk, FAQ/forum, a knowledge base, phone support, and chat. Users generally describe support as responsive, helpful, and knowledgeable, with quick answers and fast resolutions. They also note strong documentation and a willingness to act on feature requests, though some mention business-hours-only coverage and occasional unresolved technical issues. Answer based on 48 reviews Invoice payment ### How well does ChargeOver handle invoice payments? ChargeOver automates recurring invoices, payment collection, and failed-payment follow-up well for many billing teams. Small businesses and accountants often value ACH and card processing, customer payment links, and QuickBooks syncing, though some users note gaps around one-time invoice automation, reminder options, batching behavior, and parts of the interface. Answer based on 33 reviews ## Features AI summary Based on 1,927 Recurring Billing reviews Capterra data shows that buyers of recurring billing software rank the following features as their top priorities: - **Credit Card Processing** (**77%** of reviewers rated this feature as critical) - **Electronic Payments** (**66%**) - **Invoice Processing** (**65%**) ChargeOver supports all three features that reviewers rate most highly: **Credit Card Processing**, **Electronic Payments**, and **Invoice Processing**. Together, these capabilities help businesses process card transactions, collect payments electronically, and manage invoices accurately, allowing teams to maintain steady cash flow and handle recurring billing with less manual work. Credit Card Processing 4.8 (5) 80.00% of 5 reviewers that rated this feature as important or highly important Accept and process credit card transactions Payment Processing 4.6 (12) 91.67% of 12 reviewers that rated this feature as important or highly important Accept, record, and reconcile financial transactions Third-Party Integrations 4.7 (7) 85.71% of 7 reviewers that rated this feature as important or highly important Set up connections to third-party platforms to improve business processes Multi-Currency 3.6 (5) 40.00% of 5 reviewers that rated this feature as important or highly important Manage and handle various international currencies Self Service Portal 4.5 (4) 75.00% of 4 reviewers that rated this feature as important or highly important Online portal through which end users can access the system, manage tasks, or obtain information Multiple Payment Options 4.0 (3) 33.33% of 3 reviewers that rated this feature as important or highly important Process payments via multiple modes directly through the application ChargeOver 48 features ### All Features - Accounting Integration: Integrate with a third-party accounting system - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Adjustments: Adjusts sales tax prices for certain products, customers, or occasions where necessary - AI Copilot: A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Automation: Automates manual tasks such as visitor arrival and departure notifications, guest badge printing and contact information autofilling. - Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements - Client Portal: Private online space that lets businesses securely share documents and provide information access to clients - Collections: Assists users in collecting payments for unpaid invoices. - Configurable Workflow: Configure existing workflows to meet your organization's needs - Consolidation: Centralize payments data from multiple sources such as gateways or payment service providers - Contact Database: Centralized database of stakeholders and their contact information such as names, address, phone number etc. - Credit Card Processing: Accept and process credit card transactions - CRM: Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system - Customer Accounts: Record customer information, purchase history, and other notes - Customer History: Access previous interactions or concerns to maintain customer relationships - Customizable Branding: Add customized logos and colors to align with company branding - Customizable Fields: Customize data fields to support various needs and use cases - Data Import/Export: Import and export data to and from software applications - Deferred Revenue: Track payments received for products that haven't be delivered yet - Dimensions: Reports revenue based on various dimensions, such as subscription segments, geographies, or discounts - Discounts: Define standard and custom discounts that can be applied to one or more products and plans - Email Reminders: Reminders sent via email - Flexible Rate Tables: Control and set flexible rates that depend on multiple variables and enable rate automation and calculation - For Telecommunications Industry: Specifically for telecommunications industry - Invoice Processing: Creation, processing, verification, and execution of invoices till the payment is made - Mobile Access: Access software remotely via mobile devices - Multi-Currency: Manage and handle various international currencies - Multiple Payment Options: Process payments via multiple modes directly through the application - Packages: Track the financial performance of various types of packages. - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Payment Processing: Accept, record, and reconcile financial transactions - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Plan Changes: Monitor plan changes such as upgrades and downgrades, or cancellations. - Post-Paid Service: Services paid in real-time or end of the monthly billing cycle. - Pre-Paid Service: Services paid in advance before the end of the monthly billing cycle. - Product Catalog: Present a catalog of inventory that customers can view - Real-Time Analytics: Analyze and gain insights into data in real-time - Real-Time Data: Receive data and information in real time - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Revenue Recognition: An accounting principle that identifies the specific conditions in which revenue is recognized and determines how to account for it. - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Tax Calculation: Calculate tax and make deductions on gross income from sources like wages, investments or self-employment - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period --- Get Advice We can help you find the software with the features you need. Features 4.5 (78) 4.5 Based on 78 reviews ## Pricing Value for money 4.8 (75) Free Trial [View pricing plan details](https://www.capterra.com/p/141294/ChargeOver/pricing/) Standard Plan $229.00 Per Month It includes: - Send unlimited invoices - No annual contracts or commitments - Integrates with QuickBooks, Xero, Hubspot & Salesforce - Customizable email templates - Live support team help - API/developer access Value for money 4.8 (75) 4.8 Based on 75 reviews ## Integrations [ Docusign](https://www.capterra.com/p/121506/Docusign/)[ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ HubSpot CRM](https://www.capterra.com/p/152373/HubSpot-CRM/)[ Stripe](https://www.capterra.com/p/123889/Stripe/)[ Xero](https://www.capterra.com/p/120109/Xero/)[ Zapier](https://www.capterra.com/p/130182/Zapier/)[ HubSpot Sales Hub](https://www.capterra.com/p/214215/HubSpot-SalesHub/)[ Avalara](https://www.capterra.com/p/75673/AvaTax/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.8 (81) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.8 (81) 4.8 Based on 81 reviews ## User reviews Overall rating 4.7 Based on 86 reviews Filter by rating 5(62) 4(21) 3(3) 2(0) 1(0) Mentioned topic Sorted by most recent VP ville P. Specialist Computer & Network Security ### "ChargeOver Review" 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 March 1, 2026 Pros Set It and Forget It" Automation, Exceptional Customer Support, Deep Accounting Integrations, Extreme Billing Flexibility Cons Limited Mobile Functionality, High Entry Cost for Small Businesses, Complexity in Initial Setup, One-Way" Syncing Issues Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor March 2, 2026 Hi Ville, thank you for highlighting our “set it and forget it” automations! We always want to be improving, so we would love some more information from you on the one-way syncing issues you're having. Please reach out to our support team at support@chargeover.com so we can take a look and see how we can help! James L. Direcotr of Finance Computer Software ### "The best subscription platform on the market!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 12, 2025 It has been nothing short of amazing. \[sensitive content hidden\] has been my main contact since we started using the platform 4.5 years ago. They have consistent staffing to handle our account, they are incredibly responsive to support inquiries, and they are constantly making product updates giving enhanced features. Pros ChargeOver is incredible easy to use, and it integrates seamlessly with my existing tech stack. They make it easy to manage subscriptions, payment methods, sales tax, pricing updates, products, and credit management to name just a few! Cons There is not one feature that I dislike about this product. It stands head and shoulders above any competitors in the market in terms of features, and they listen to their customers about what they need. Switched from [Stripe](https://www.capterra.com/p/123889/Stripe/) Stripe is great at payment processing, and we still use them today for that function. But their invoice/subscription management left us wanting more, and that's where ChargeOver stepped in. Alternatives considered [Chargebee](https://www.capterra.com/p/131433/Chargebee/) Reasons for choosing ChargeOver ChargeOver doesn't take a piece of the revenue. They charge only for the utilization of how we use the service. I value not giving up margin of my products that they aren't actually supporting. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor December 17, 2025 Hey James, Thank you so much for your review! It's great to hear you're still happy with your decision to use ChargeOver for your billing. It's been great working with you for the past 4.5 years! If any question come up feel free to reach out anytime. As you know, we're here to help! Chris JH Jadin H. RSA Automotive ### "ChargeOver Rocks!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 January 6, 2025 Pros I like how easy ChargeOver is to navigate. Cons There wasn't anything I disliked about ChargeOver. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor January 9, 2025 Hi Jadin, we love to hear you have been having a great experience with ChargeOver! Thank you for submitting a review. :) AS Aman S. Web Developer Computer Software ### "ChargeOver for automation billing" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 December 23, 2024 It has good choice for businesses, it allows billing automation however pricing are bit higher but overall experience with this was good Pros It allows flexibility on subscriptions on business plans and it integrates with CRM for improve overall efficiency Cons Smaller business not able to buy subscription because it has bit higher prices Switched from [Stripe](https://www.capterra.com/p/123889/Stripe/) It is good for manage billing and with upgradation with billing Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor December 26, 2024 Hi Aman, we are so happy to hear you are enjoying ChargeOver. Our goal is to make your life easier with our automation so your business flourishes and you grow. SM Saurabh M. Associate manager Computer Software ### "Review Charge Over" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 16, 2024 Pros Very good in use, Very simple easy understandable. Cons Sometimes there is lacking but that is not for long time Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor December 18, 2024 Hi Saurabh, we love to hear that we are easy to use! Hopefully our Help Center is helping you navigate ChargeOver as well. DG David G. Head of Commercial Growth Marketing and Advertising ### "Useful piece of kit" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 December 15, 2024 Really useful piece of software that i can honestly say saved me time and effort that i could out elsewhere. Pros This is genuinely a well thought out and usefuo software that will make your life easier Cons Dodnt reappy have any cons, overally a good experience Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor December 30, 2024 Hey David, the team is thrilled we were able to help save you time and effort, that is one of our main goals as an automated billing software! AG Alex G. finance manager Financial Services ### "charge over review " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 15, 2024 using it has been one of the best things we have integrated Pros works fantastic, I love how I'm able to keep track of all my payments at easy access. Cons it isn't something that is known across the business world. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor December 17, 2024 Hi Alex, we are so pleased to hear you are loving the functionality ChargeOver is offering you! If you ever want to recommend us to your friends, we won't be mad. :) JW Jeremy W. Maintenance technician Facilities Services ### "Awesome site " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 13, 2024 Pros It's a great and easy to work with in my opinion. Cons There is no cons in my book that I can see. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor December 17, 2024 Hi Jeremy, thank you for the kind feedback on ChargeOver! We are happy to hear you are enjoying working with us and using our services. SA Spencer A. Project Manager Research ### "Functionality is amazing" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 6/10 December 12, 2024 Pros The functionality is really amazing. It is a great solution. Cons The user experience is not as seamless as it could be. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor December 17, 2024 Hi Spencer, we are sorry to hear you didn't have as smooth of an experience with us as you were expecting. If you have any time, you can always schedule a call with support and we can go through any lasting questions you have about ChargeOver! We would be happy to help. :) BW Bill W. Recruiting Director Human Resources ### "Where's the Free Plan" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 December 12, 2024 Pros Works well with other business tools like QuickBooks, Xero, Zapier, and more, enhancing its versatility in various ecosystems. API support allows custom integrations for tailored workflows. Cons No Free Plan: Unlike some competitors, ChargeOver doesn’t offer a free version, which might deter businesses with minimal recurring billing needs. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor December 16, 2024 Hi Bill, thank you for leaving us a review! Your feedback is very much appreciated and we are so happy to hear you are happy with our available integration options! [View all Reviews](https://www.capterra.com/p/141294/ChargeOver/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. 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