---
title: "ChargeOver Software Pricing, Alternatives & More 2026 | Capterra"
description: "With the help of Capterra, learn about ChargeOver Software - reviews, pricing plans, popular comparisons to other Recurring Billing products and more."
source_url: "https://www.capterra.com/p/141294/ChargeOver/"
page_type: "product"
language: "en"
publication_date: "2026-10-05"
---

# 

 ChargeOver Software Review 2026: Features, Integrations, Pros & Cons

Last updated on October 5, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

ChargeOver

## What is ChargeOver?

Automate repetitive manual billing processes! A web-based subscription, recurring billing, and payments app for any business looking to save time and get paid faster. Decrease late payments with dunning & reminders. ChargeOver can do one-time charges & recurring billing. Integrate ChargeOver with your accounting software (full integrations with QuickBooks & Xero) or use our API to build ChargeOver right into your application. Every step of the way our team in Minneapolis, MN is happy to help.

## What is ChargeOver used for?

[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/)[Recurring Billing](https://www.capterra.com/recurring-billing-software/)[Subscription Management](https://www.capterra.com/subscription-management-software/)

Overall rating

Based on 86 user reviews

Reviews sentiment

Positive

97%

Neutral

3%

Negative

0%

Starting price

$229

Per Month

Free trial  
available

Free version not included

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

## ChargeOver alternatives

Highest Rated

[Abby](https://www.capterra.com/p/268623/Abby/)

[4.7 (604)](https://www.capterra.com/p/268623/Abby/reviews/)

Starting price

$0.01

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

97%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/268623/Abby/)

[4.4 (3,335)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting price

$25.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

88%

of reviewers

rated it above 4 stars

[4.2 (2,082)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

85%

of reviewers

rated it above 4 stars

[PayPal Payments](https://www.capterra.com/p/207944/PayPal/)

[4.6 (26,708)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting price

$0.29

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

94%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/207944/PayPal/)

[View all alternatives](https://www.capterra.com/p/141294/ChargeOver/alternatives/)

## FAQs about ChargeOver

Overview

### What problems does ChargeOver solve?

ChargeOver solves time-consuming recurring billing, manual invoice creation, payment follow-up, and disconnected accounting records by automating subscriptions, one-time invoices, ACH and card collection, failed-payment reminders, and QuickBooks updates. Accounts receivable teams, accountants, SaaS businesses, and small service companies benefit when managing many customers, scheduled installments, and delinquent balances.

Answer based on 33 reviews

Overview

### Which roles and teams benefit most from ChargeOver?

ChargeOver is most used by executives and business owners, finance-facing account executives, and operations teams managing recurring billing and customer payments. Project managers and office administrators use it to track invoices and coordinate payment follow-up, while IT leaders, web developers, and ERP consultants support integrations, payment workflows, and system administration.

Answer based on 69 reviews

Overview

### What company size and industries is ChargeOver built for?

ChargeOver is built primarily for small businesses, which represent 83% of reviewers, especially Computer Software firms at 15% and Marketing and Advertising companies at 14%. It serves subscription-based service providers and digital marketing agencies managing multiple subscription products, while also supporting IT and Services organizations, which account for 11% of reviewers.

Answer based on 86 reviews

Features and Usability

### What are the key features of ChargeOver?

ChargeOver includes core recurring billing and automated billing for subscriptions, one-time invoices, and scheduled payments. Payment features support ACH and credit card processing through payment gateway integrations. Differentiators include QuickBooks and Xero accounting integrations, automated email reminders for failed payments, a customer self-service portal, and an API for custom billing workflows.

Answer based on 48 reviews

Pricing

### How much does it cost and what fees or limitations are included?

ChargeOver starts at $229 per month for the Standard Plan, with flat-rate pricing and no annual contracts. A free trial is available, but no free version is offered. Pricing is not tied to invoiced revenue, and reviewers describe it as affordable and clear, though one reviewer found it potentially expensive.

Answer based on 14 reviews

Integrations

### Which third-party tools and platforms does ChargeOver integrate with?

ChargeOver integrates with 10 third-party tools, including QuickBooks Online, Stripe, Xero, Avalara, DocuSign, HubSpot CRM, ShipStation, Zapier, BlueSnap by Payroc, and authorize.net. QuickBooks Online is the most frequently reviewer-confirmed connection, supporting customer-list imports, recurring billing, and accounting workflows.

Answer based on 18 reviews

Getting Started and Support

### What training and onboarding options does ChargeOver offer?

ChargeOver provides live online sessions, webinars, documentation, and videos to help teams get started. Live online sessions and webinars support guided instruction, while documentation offers written reference material and videos provide self-paced visual walkthroughs of product features and setup steps.

Answer based on 1 reviews

Getting Started and Support

### What customer support options does ChargeOver offer, and how do users rate the experience?

ChargeOver offers email/help desk, FAQ/forum, knowledge base, phone support, and chat. Users generally describe support as responsive, knowledgeable, and helpful, with quick answers and resolutions for setup, technical questions, and customization requests. Some users note support is limited to business hours and that certain settings require contacting a representative to activate.

Answer based on 48 reviews

Invoice payment

### How well does ChargeOver handle invoice payments?

ChargeOver automates recurring and one-time invoice payments, helping billing teams collect by card or ACH with less manual follow-up. Small businesses value payment links, failed-payment emails, and QuickBooks syncing. Some users want more flexible due-date, overdue-reminder, dunning, and payment-batching options, while others find parts of the interface less intuitive.

Answer based on 33 reviews

## Features

AI summary

Based on 1,949 Recurring Billing reviews

Capterra data shows that buyers of recurring billing software rank the following features as their top priorities:

-   **Electronic Payments** (**66%** of reviewers rated this feature as critical)
-   **Credit Card Processing** (**77%**)
-   **Invoice Processing** (**65%**)

ChargeOver supports all three features that reviewers rate most highly: **Electronic Payments**, **Credit Card Processing**, and **Invoice Processing**. Together, these capabilities help businesses collect payments digitally, process card transactions reliably, and manage invoices more efficiently, allowing teams to maintain steady cash flow and reduce manual billing work.

Credit Card Processing

4.8 (5)

80.00% of 5 reviewers that rated this feature as important or highly important

Accept and process credit card transactions

Payment Processing

4.6 (12)

91.67% of 12 reviewers that rated this feature as important or highly important

Accept, record, and reconcile financial transactions

Third-Party Integrations

4.7 (7)

85.71% of 7 reviewers that rated this feature as important or highly important

Set up connections to third-party platforms to improve business processes

Multi-Currency

3.6 (5)

40.00% of 5 reviewers that rated this feature as important or highly important

Manage and handle various international currencies

Self Service Portal

4.5 (4)

75.00% of 4 reviewers that rated this feature as important or highly important

Online portal through which end users can access the system, manage tasks, or obtain information

Multiple Payment Options

4.0 (3)

33.33% of 3 reviewers that rated this feature as important or highly important

Process payments via multiple modes directly through the application

ChargeOver 48 features

### All Features
- Accounting Integration: Integrate with a third-party accounting system
- ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)
- Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities
- Adjustments: Adjusts sales tax prices for certain products, customers, or occasions where necessary
- AI Copilot: A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users
- Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges
- API: Application programming interface that allows for integration with other systems/databases
- Audit Trail: A record of all activities within the system, including user access, changes made, etc.
- Automation: Automates manual tasks such as visitor arrival and departure notifications, guest badge printing and contact information autofilling.
- Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements
- Client Portal: Private online space that lets businesses securely share documents and provide information access to clients
- Collections: Assists users in collecting payments for unpaid invoices.
- Configurable Workflow: Configure existing workflows to meet your organization's needs
- Consolidation: Centralize payments data from multiple sources such as gateways or payment service providers
- Contact Database: Centralized database of stakeholders and their contact information such as names, address, phone number etc.
- Credit Card Processing: Accept and process credit card transactions
- CRM: Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system
- Customer Accounts: Record customer information, purchase history, and other notes
- Customer History: Access previous interactions or concerns to maintain customer relationships
- Customizable Branding: Add customized logos and colors to align with company branding
- Customizable Fields: Customize data fields to support various needs and use cases
- Data Import/Export: Import and export data to and from software applications
- Deferred Revenue: Track payments received for products that haven't be delivered yet
- Dimensions: Reports revenue based on various dimensions, such as subscription segments, geographies, or discounts
- Discounts: Define standard and custom discounts that can be applied to one or more products and plans
- Email Reminders: Reminders sent via email
- Flexible Rate Tables: Control and set flexible rates that depend on multiple variables and enable rate automation and calculation
- For Telecommunications Industry: Specifically for telecommunications industry
- Invoice Processing: Creation, processing, verification, and execution of invoices till the payment is made
- Mobile Access: Access software remotely via mobile devices
- Multi-Currency: Manage and handle various international currencies
- Multiple Payment Options: Process payments via multiple modes directly through the application
- Packages: Track the financial performance of various types of packages.
- Payment Gateway Integration: Integration with payment gateways to facilitate online transactions
- Payment Processing: Accept, record, and reconcile financial transactions
- PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)
- Plan Changes: Monitor plan changes such as upgrades and downgrades, or cancellations.
- Post-Paid Service: Services paid in real-time or end of the monthly billing cycle.
- Pre-Paid Service: Services paid in advance before the end of the monthly billing cycle.
- Product Catalog: Present a catalog of inventory that customers can view
- Real-Time Analytics: Analyze and gain insights into data in real-time
- Real-Time Data: Receive data and information in real time
- Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns
- Revenue Recognition: An accounting principle that identifies the specific conditions in which revenue is recognized and determines how to account for it.
- Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information
- Tax Calculation: Calculate tax and make deductions on gross income from sources like wages, investments or self-employment
- Third-Party Integrations: Set up connections to third-party platforms to improve business processes
- Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

---

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Features

4.5 (78)

4.5

Based on 78 reviews

## Pricing

Value for money

4.8 (75)

Free Trial

[View pricing plan details](https://www.capterra.com/p/141294/ChargeOver/pricing/)

Standard Plan

$229.00

Per Month

It includes:

-   Send unlimited invoices
-   No annual contracts or commitments
-   Integrates with QuickBooks, Xero, Hubspot & Salesforce
-   Customizable email templates
-   Live support team help
-   API/developer access

Value for money

4.8 (75)

4.8

Based on 75 reviews

## Integrations

[

Docusign](https://www.capterra.com/p/121506/Docusign/)[

QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[

HubSpot CRM](https://www.capterra.com/p/152373/HubSpot-CRM/)[

Stripe](https://www.capterra.com/p/123889/Stripe/)[

Xero](https://www.capterra.com/p/120109/Xero/)[

Zapier](https://www.capterra.com/p/130182/Zapier/)[

HubSpot Sales Hub](https://www.capterra.com/p/214215/HubSpot-SalesHub/)[

Avalara](https://www.capterra.com/p/75673/AvaTax/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.8 (81)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.8 (81)

4.8

Based on 81 reviews

## User reviews

Overall rating

4.7

Based on 86 reviews

Filter by rating

5(62)

4(21)

3(3)

2(0)

1(0)

Mentioned topic

Sorted by most recent

VP

ville P.

Specialist

Computer & Network Security

### "ChargeOver Review"

3.0

Overall Rating

3.0

3.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

3.0

3.0

Likelihood to Recommend

8/10

March 1, 2026

Pros

Set It and Forget It" Automation, Exceptional Customer Support, Deep Accounting Integrations, Extreme Billing Flexibility

Cons

Limited Mobile Functionality, High Entry Cost for Small Businesses, Complexity in Initial Setup, One-Way" Syncing Issues

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Response from Vendor

March 2, 2026

Hi Ville, thank you for highlighting our “set it and forget it” automations! We always want to be improving, so we would love some more information from you on the one-way syncing issues you're having. Please reach out to our support team at support@chargeover.com so we can take a look and see how we can help!

James L.

Direcotr of Finance

Computer Software

### "The best subscription platform on the market!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 12, 2025

It has been nothing short of amazing. \[sensitive content hidden\] has been my main contact since we started using the platform 4.5 years ago. They have consistent staffing to handle our account, they are incredibly responsive to support inquiries, and they are constantly making product updates giving enhanced features.

Pros

ChargeOver is incredible easy to use, and it integrates seamlessly with my existing tech stack. They make it easy to manage subscriptions, payment methods, sales tax, pricing updates, products, and credit management to name just a few!

Cons

There is not one feature that I dislike about this product. It stands head and shoulders above any competitors in the market in terms of features, and they listen to their customers about what they need.

Switched from

[Stripe](https://www.capterra.com/p/123889/Stripe/)

Stripe is great at payment processing, and we still use them today for that function. But their invoice/subscription management left us wanting more, and that's where ChargeOver stepped in.

Alternatives considered

[Chargebee](https://www.capterra.com/p/131433/Chargebee/)

Reasons for choosing ChargeOver

ChargeOver doesn't take a piece of the revenue. They charge only for the utilization of how we use the service. I value not giving up margin of my products that they aren't actually supporting.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Response from Vendor

December 17, 2025

Hey James, Thank you so much for your review! It's great to hear you're still happy with your decision to use ChargeOver for your billing. It's been great working with you for the past 4.5 years! If any question come up feel free to reach out anytime. As you know, we're here to help! Chris

JH

Jadin H.

RSA

Automotive

### "ChargeOver Rocks!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

10/10

January 6, 2025

Pros

I like how easy ChargeOver is to navigate.

Cons

There wasn't anything I disliked about ChargeOver.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Response from Vendor

January 9, 2025

Hi Jadin, we love to hear you have been having a great experience with ChargeOver! Thank you for submitting a review. :)

AS

Aman S.

Web Developer

Computer Software

### "ChargeOver for automation billing"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

December 23, 2024

It has good choice for businesses, it allows billing automation however pricing are bit higher but overall experience with this was good

Pros

It allows flexibility on subscriptions on business plans and it integrates with CRM for improve overall efficiency

Cons

Smaller business not able to buy subscription because it has bit higher prices

Switched from

[Stripe](https://www.capterra.com/p/123889/Stripe/)

It is good for manage billing and with upgradation with billing

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

Response from Vendor

December 26, 2024

Hi Aman, we are so happy to hear you are enjoying ChargeOver. Our goal is to make your life easier with our automation so your business flourishes and you grow.

SM

Saurabh M.

Associate manager

Computer Software

### "Review Charge Over"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 16, 2024

Pros

Very good in use, Very simple easy understandable.

Cons

Sometimes there is lacking but that is not for long time

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

Response from Vendor

December 18, 2024

Hi Saurabh, we love to hear that we are easy to use! Hopefully our Help Center is helping you navigate ChargeOver as well.

DG

David G.

Head of Commercial Growth

Marketing and Advertising

### "Useful piece of kit"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

December 15, 2024

Really useful piece of software that i can honestly say saved me time and effort that i could out elsewhere.

Pros

This is genuinely a well thought out and usefuo software that will make your life easier

Cons

Dodnt reappy have any cons, overally a good experience

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

Response from Vendor

December 30, 2024

Hey David, the team is thrilled we were able to help save you time and effort, that is one of our main goals as an automated billing software!

AG

Alex G.

finance manager

Financial Services

### "charge over review "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 15, 2024

using it has been one of the best things we have integrated

Pros

works fantastic, I love how I'm able to keep track of all my payments at easy access.

Cons

it isn't something that is known across the business world.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

Response from Vendor

December 17, 2024

Hi Alex, we are so pleased to hear you are loving the functionality ChargeOver is offering you! If you ever want to recommend us to your friends, we won't be mad. :)

JW

Jeremy W.

Maintenance technician

Facilities Services

### "Awesome site "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 13, 2024

Pros

It's a great and easy to work with in my opinion.

Cons

There is no cons in my book that I can see.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Response from Vendor

December 17, 2024

Hi Jeremy, thank you for the kind feedback on ChargeOver! We are happy to hear you are enjoying working with us and using our services.

SA

Spencer A.

Project Manager

Research

### "Functionality is amazing"

4.0

Overall Rating

4.0

4.0

Ease of Use

3.0

3.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

6/10

December 12, 2024

Pros

The functionality is really amazing. It is a great solution.

Cons

The user experience is not as seamless as it could be.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

Response from Vendor

December 17, 2024

Hi Spencer, we are sorry to hear you didn't have as smooth of an experience with us as you were expecting. If you have any time, you can always schedule a call with support and we can go through any lasting questions you have about ChargeOver! We would be happy to help. :)

BW

Bill W.

Recruiting Director

Human Resources

### "Where's the Free Plan"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

3.0

3.0

Likelihood to Recommend

8/10

December 12, 2024

Pros

Works well with other business tools like QuickBooks, Xero, Zapier, and more, enhancing its versatility in various ecosystems. API support allows custom integrations for tailored workflows.

Cons

No Free Plan: Unlike some competitors, ChargeOver doesn’t offer a free version, which might deter businesses with minimal recurring billing needs.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

Response from Vendor

December 16, 2024

Hi Bill, thank you for leaving us a review! Your feedback is very much appreciated and we are so happy to hear you are happy with our available integration options!

[View all Reviews](https://www.capterra.com/p/141294/ChargeOver/reviews/)

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Popular comparisons

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