--- title: "Bento for Business Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Bento for Business Software - reviews, pricing plans, popular comparisons to other Expense Report products and more." source_url: "https://www.capterra.com/p/144213/Bento-for-Business/" page_type: "product" language: "en" --- # Bento for Business Software Review 2026: Features, Integrations, Pros & Cons Last updated on August 26, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Bento for Business ## What is Bento for Business? Bento is reinventing how businesses manage B2B payments in the digital world. Bentos financial operating platform enables businesses to issue physical and virtual payment credentials to people and systems without introducing risk while providing companies unprecedented control and visibility over their B2B expenses and company spend. Open APIs, and White Label partnerships extend these control and management benefits to automate payments well beyond expenses alone. ## What is Bento for Business used for? [Spend Management](https://www.capterra.com/spend-management-software/)[Payment Processing](https://www.capterra.com/payment-processing-software/)[Expense Report](https://www.capterra.com/expense-report-software/) Top alternative Featured Overall rating Based on 61 user reviews Reviews sentiment Positive 90% Neutral 7% Negative 3% Starting price $29 Flat Rate, Per Month Free trial available Includes Free Version Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Bento for Business?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://bentoforbusiness.com&name=Bento for Business) ## Bento for Business Overview Updated August 2026 AI summary Bento for Business offers small and midsize companies tools for expense reporting, payment processing, and spend management through cloud and mobile deployment. Its features include employee cards with customizable spend controls, real-time expense tracking, receipt management with mobile upload, approval workflows, and accounting integration, supporting finance and operations teams in monitoring budgets and managing reimbursement processes efficiently. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Bento for Business 4.6 (61) VS. [4.9 (4,863)](https://www.capterra.com/p/172127/Rippling/reviews/) Starting Price $29 Flat Rate, Per Month Starting Price $8 Per User, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (61) Ease Of Use 4.9 (234) Value For Money 4.6 (50) Value For Money 4.8 (176) Customer Service 4.7 (58) Customer Service 4.7 (191) ## Bento for Business alternatives [Moss](https://www.capterra.com/p/211744/getmoss/) [4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/211744/getmoss/) [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) [4.3 (2,259)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting price $7.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/380/Concur-Expense/) [Budgetly](https://www.capterra.com/p/255448/Budgetly/) [4.9 (140)](https://www.capterra.com/p/255448/Budgetly/reviews/) Starting price $240.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/255448/Budgetly/) [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) [4.7 (439)](https://www.capterra.com/p/166905/Divvy/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/166905/Divvy/) [View all alternatives](https://www.capterra.com/p/144213/Bento-for-Business/alternatives/) ## FAQs about Bento for Business Overview ### Which roles and teams benefit most from Bento for Business? Bento for Business is most used by business owners, executives, finance staff, and office or operations teams that need tighter control over company spending. Leaders use it to set policies and monitor budgets, while accounting and administrative teams track expenses, manage cards, reconcile purchases, and streamline employee spending workflows. Answer based on 45 reviews Overview ### What company size and specific industries is Bento for Business built for? Bento for Business is designed for small and midsize businesses that need expense management and payment processing support. It fits companies handling billing, invoicing, reporting, and card-based spending operations, but the vendor description does not name any specific industries or sectors. Features and Usability ### What are the key features of Bento for Business? Bento for Business includes employee cards with spend controls, category restrictions, and instant card on/off as key differentiators. Core features include expense tracking, receipt management with mobile receipt upload, transaction monitoring, alerts/notifications, and customizable reports for reconciliation, budgeting, and job cost tracking. Answer based on 29 reviews Pricing ### How much does it cost and what fees or limitations are included? Bento for Business starts at $29/month for the Starter plan with up to 10 cards; Team costs 69 for 25 cards, and Professional 149 for 100 cards. A free version and free trial are available. Reviewers call it a good value, though some report slower fund transfers and gas-station precharge issues. Answer based on 19 reviews Getting Started and Support ### What training and onboarding options does Bento for Business offer? Bento for Business provides documentation to help teams get started. This written material can support self-paced reference for setup steps, feature explanations, and ongoing use. No other training formats are confirmed in the catalog data. Getting Started and Support ### What customer support options does Bento for Business offer, and how do users rate the experience? Bento for Business offers email/help desk, FAQ/forum, knowledge base, phone support, and chat. Users often describe support as courteous, timely, and effective, with quick issue resolution and easy access to live help. Some reviewers, however, report rude interactions, limited representative knowledge, and missed follow-up on questions. Answer based on 18 reviews Features and Usability ### How well do Bento for Business employee cards work? Bento for Business gives companies close control over employee cards, spending limits, and merchant categories without relying on traditional corporate credit cards. Small businesses, field teams, and travel-heavy organizations like the quick card controls, receipt capture, and alerts, though some mention funding delays, occasional decline issues, and category limits. Answer based on 29 reviews Features and Usability ### How good is Bento for Business for tracking expenses? Bento for Business makes expense tracking simple with real-time transaction visibility, downloadable reports, and receipt management in one place. Small businesses, fleet operators, and distributed teams value the clear view of spending and job costs, though some users want faster fund transfers and deeper accounting integrations for smoother back-office workflows. Answer based on 18 reviews Features and Usability ### Is Bento for Business good for managing employee expenses? Bento for Business handles employee expenses well by replacing reimbursements and petty cash with controlled prepaid cards and centralized tracking. Small and midsize businesses, especially teams with drivers or traveling staff, like the easy setup, receipt matching, and fast limit changes, though international spending support and transfer speed remain limitations for some. Answer based on 16 reviews ## Features AI summary Based on 6,635 Expense Report reviews Capterra reviewers point to these as the top features buyers look for in expense report software: - **Expense Tracking** (**53%** of reviewers rated this feature as critical) - **Expense Claims** (**49%**) - **Receipt Management** (**49%**) Bento for Business supports all three of the features reviewers rate highest: **Expense Tracking**, **Expense Claims**, and **Receipt Management**. Together, these capabilities help businesses monitor spending in real time, process employee reimbursements more efficiently, and keep documentation organized, allowing teams to maintain accurate records and manage expenses with better control. Expense Tracking 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Monitor and record expenses such as purchases or charges incurred Receipt Management 5.0 (1) 200.00% of 1 reviewers that rated this feature as important or highly important Upload, track, and submit receipts in a central database Reimbursement Management 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Manage compensation for out-of-pocket expenses incurred by an employee, client or another party Mobile Receipt Upload 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Scan and upload receipts to a central database using a mobile device Accounting Integration 4.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Integrate with a third-party accounting system Approval Process Control 4.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Manage the process of evaluating documents or requests submitted for approval Bento for Business 36 features ### All Features - Accounting Integration: Integrate with a third-party accounting system - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Approval Process Control: Manage the process of evaluating documents or requests submitted for approval - Approval Workflow: Route documents and other data through one or more stakeholders for review and approval - Budget Control: Manage and monitor spending to align with the financial constraints or goals - Budgeting/Forecasting: Create budgets based on historical data and future projections - Controls: Strengthens process controls by using analysis to proactively reduce errors before they happen and detect fraud risk - Customizable Reports: Alter the layout and content of reports - ERP integration: Integrate with existing ERP systems - Expense Claims: Attaching relevant receipts or supporting documents to submit expenses for reimbursement - Expense Tracking: Monitor and record expenses such as purchases or charges incurred - Fraud Detection: Identify and prevent suspicious activity - Mobile Payments: Clients can submit payments via mobile devices - Mobile Receipt Upload: Scan and upload receipts to a central database using a mobile device - Online Payments: Accept and process online payment transactions - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Prepaid Cards: Bank cards with approved funds pre-loaded that employees can use for corporate purchases - Procurement Management: Organize and manage all processes/procedures involved in purchasing goods and/or services - Purchasing & Receiving: Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity - Real-Time Analytics: Analyze and gain insights into data in real-time - Real-Time Data: Receive data and information in real time - Real-Time Reporting: Active reporting of data and metrics - Receipt Management: Upload, track, and submit receipts in a central database - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reimbursement Management: Manage compensation for out-of-pocket expenses incurred by an employee, client or another party - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Search/Filter: Search and filter data across systems to locate required information by entering keywords or certain criteria - Spend Analysis: Review and uncover trends in spending activity - Spend Control: Set allowances and ensure employees don't spend more than the allotted amounts - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities - Workflow Management: Create, design and manage workflows for repetitive tasks --- Get Advice We can help you find the software with the features you need. Features 4.3 (51) 4.3 Based on 51 reviews ## Pricing Value for money 4.6 (50) Free Trial Free Version [View pricing plan details](https://www.capterra.com/p/144213/Bento-for-Business/pricing/) Starter $29.00 Flat Rate,Per Month It includes: - Up to 10 cards Team $69.00 Flat Rate,Per Month It includes: - Up to 25 cards Professional $149.00 Flat Rate,Per Month It includes: - Up to 100 cards Enterprise Contact Vendor for Pricing It includes: - More than 100 cards Value for money 4.6 (50) 4.6 Based on 50 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.7 (58) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.7 (58) 4.7 Based on 58 reviews ## User reviews Overall rating 4.6 Based on 61 reviews Filter by rating 5(48) 4(7) 3(4) 2(0) 1(2) Mentioned topic Sorted by most recent SS Shazia S. Project Manager Consumer Goods ### "Horrible Customer Service " 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 0.0 0.0 Likelihood to Recommend 0/10 June 15, 2023 I found out it extremely disrespectful that your Rep have an attitude speaking to a customer. I found it uncalled for when neither one of the Reps send us any follow up email responding to my questions. I'm new to my business as well as new learning about Per Diem Credit Cards. I was trying to gather information about their business to update my higher ups. They said they would get back to me about some information, which I never received. There was no follow up call or emails. I found it extremely disappointing, and I was treated like I didn't know what I was asking. I found their reps condescending and rude. I was doing my best to learn about their business. Pros None...I liked what the debit card had to offer for our business but their sales rep did it for me. I will not be moving forward w/them. Cons Their Customer Service Support Team. They are somewhat disrespectful especially when an individual was trying to learn about what Bento has to offer. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Kavindu Githsara K. System Specialist E-Learning ### "Empowering Your Business with Bento for Business" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 January 23, 2023 Overall, Bento for Business has been a valuable asset for our organization. Its ability to track and manage all of our company's expenses in one platform, ability to customize fields and forms, and powerful reporting capabilities have greatly improved our expense management. Pros As a user of Bento for Business within my organization, I have found it to be a versatile and user-friendly expense management software. One of the greatest advantages of this software is its ability to track and manage all of our company's expenses in one platform. From employee expenses, credit card transactions, to invoices and receipts, Bento for Business provides a seamless experience for our team and our customers. Bento for Business's reporting capabilities are robust and provide valuable insights into our expense data, which has helped us to make data-driven decisions. It has ability to customize fields and forms to fit our company's specific needs. This has been especially useful in terms of tracking and managing our expenses, and setting up custom expense categories. Cons There is nothing to complain so far. We haven't face any issues with the softwere. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JB Jennifer B. Director of Operations, Admin, and Finance Non-Profit Organization Management ### "A great and flexible option for employee spending " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 October 28, 2021 More than anything, Bento has saved so much time that we used to spend processing receipts and reimbursements. Pros It was very easy to set up, implement, and integrate with our existing systems. The card spending controls offer a great way to give out cards to a wide range of employees without having to worry about the financial risk of giving traditional company credit cards out to so many people. The auto re-load from our bank account ensures that there are always enough funds available in our Bento account. The app also offers an easy way for employees to upload receipts on the spot. Cons Sometimes it takes up to 2 weeks for new cards ordered to arrive in the mail, but other than that, I really don't have any complaints about the software. Alternatives considered [PEX](https://www.capterra.com/p/153785/PEX/) Reasons for choosing Bento for Business I can't remember exactly which other products we considered, but I remember going with Bento because they offered a free trial period to try it out, and their pricing across the board seemed the most reasonably. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. HH Heather H. HR Assistant Machinery ### "I would not recommend..." 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 2.0 2.0 Customer Service 2.0 2.0 Likelihood to Recommend 3/10 March 12, 2021 The software/company was obviously pretty new considering you would contact the same two people every time you reached out to customer service. They were as helpful as they could have been with what they had to work with. Pros I liked the price and the ease of getting started with it. Making funding deposits into the system was easy and fast. Cons Perhaps it just didn't fit quite right for what we needed it for. We were using it to award monthly incentive bonuses to our technicians. The issue I kept having was that I would update the amount they currently had on their debit card to include the new months' amount but half the time it would make me put it down to $10.00 and save then go in again and enter the correct amount. And sometimes it wouldn't save it. A few times I had to go through all of my records and cross-reference them with the statements showing what the technicians had spent, and correct their balances. It was ridiculous. It would have been nice if the software kept a record of keypunches so you could go back in the history and see what didn't save. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MA melba A. Owner Construction ### "Everything early" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 19, 2020 I am solving the fact that i will not lise any money from fraud on my books and i can track spending account. Pros I like to track my company's spending and notice if anything not calculated properly i will know right away if the books is off Cons There is no cons with bento everything works as it says and helps from losing money with this app you save from loss Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. BC Brandi C. Owner Computer Networking ### "Denied with no explanation" 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 January 22, 2020 Will spread the word before anyone i know applies. Pros How could i like anything i was denied before i even started Cons Our company in good standing with everyone applied for prepaid cards and was denied after providing all paperwork. Like what the hell. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Paul B. CEO Accounting ### "Best Tool For Small Business in Place of a Credit Card" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 25, 2019 Pros The software allows you to enable your team to make purchases. Control your finances all from your phone. Cons Everything is good as far as features and setup. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. NF Nicole F. Project Manager Construction ### "Easy to use" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 4, 2018 We have loved using this program for the past 3 years. It has been a tremendous asset to our business Pros I like that I can easily limit where, when and how much each employee can use. Cons The category options for access could be a little better defined (or maybe offer subcategories) Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DC Dennis C. owner Insurance ### "Best thing I have ever done for the business. It has help me keep control of the expenses by person" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 7, 2017 Pros Simple to use if you have a problem there is always someone there to help. You are able to see every min. how it is being used and where. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. DR Dennis R. President Real Estate ### "A few improvements suggested" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 3.0 3.0 Customer Service 4.0 4.0 Likelihood to Recommend 6/10 February 22, 2017 The software provides a beneficial service. However it could be better in a few ways. Firstly it REALLY would be better if users could have monthly statements! Especially if they could show daily balances on them. Secondly, it would be better if there could be users assigned to different departments/divisions. Currently we have to have two (2) different Bento accounts to keep them separated. Pros It allows us to let employees have access to funds when they don't have a company credit card. Pus we have been able to blocker certain users and certain types of transactions as advertised. Cons Needs monthly statements with end of month totals. Need to be able to divide users by department or division. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/144213/Bento-for-Business/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. 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