# Bento for Business Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Bento for Business Software - reviews, pricing plans, popular comparisons to other Expense Report products and more.

Source: https://www.capterra.com/p/144213/Bento-for-Business

---

# 

 Bento for Business Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

Bento for Business

## What is Bento for Business?

Bento is reinventing how businesses manage B2B payments in the digital world. Bentos financial operating platform enables businesses to issue physical and virtual payment credentials to people and systems without introducing risk while providing companies unprecedented control and visibility over their B2B expenses and company spend. Open APIs, and White Label partnerships extend these control and management benefits to automate payments well beyond expenses alone.

## What is Bento for Business used for?

[Spend Management](https://www.capterra.com/spend-management-software/)[Payment Processing](https://www.capterra.com/payment-processing-software/)[Expense Report](https://www.capterra.com/expense-report-software/)

Top alternative

Featured

Overall rating

Based on 61 user reviews

Reviews sentiment

Positive

90%

Neutral

7%

Negative

3%

Starting price

$29

Flat Rate, Per Month

Free trial  
available

Capterra Shortlist charts the highest-rated and most popular products...

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## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Bento for Business

4.6 (61)

VS.

[4.3 (2,257)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

Starting Price

$29

Flat Rate, Per Month

Starting Price

$7

Usage Based, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.6 (61)

Ease Of Use

4.1 (2,248)

Value For Money

4.6 (50)

Value For Money

4.1 (1,219)

Customer Service

4.7 (58)

Customer Service

4.1 (1,321)

## Bento for Business alternatives

[4.6 (1,215)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

Starting price

$3.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

97%

of reviewers

rated it above 4 stars

Highest Rated

[4.9 (4,836)](https://www.capterra.com/p/172127/Rippling/reviews/)

Starting price

$8.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

98%

of reviewers

rated it above 4 stars

[4.4 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting price

$25.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

88%

of reviewers

rated it above 4 stars

[Expensify](https://www.capterra.com/p/97594/Expensify/)

[4.5 (1,343)](https://www.capterra.com/p/97594/Expensify/reviews/)

Starting price

$5.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

90%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/144213/Bento-for-Business/alternatives/)

## FAQs about Bento for Business

Overview

### Which roles and teams benefit most from Bento for Business?

Bento for Business is most used by business owners, executives, finance teams, and office or operations administrators who need tighter control over company spending. Leaders use it to manage budgets and employee cards, while accounting and admin teams track expenses, reconcile transactions, and streamline purchasing and reimbursement workflows.

Answer based on 45 reviews

Overview

### What company size and specific industries is Bento for Business built for?

Bento for Business is designed for small and midsize businesses that need expense management and payment processing support. It is suited to organizations handling billing, invoicing, reporting, and card-based spending, rather than a specific industry, making it a fit for general business operations across many sectors.

Talk to an expert

### More questions?

Ask our experts

Features and Usability

### What are the key features of Bento for Business?

Bento for Business includes employee cards with spend controls, category restrictions, and instant card activation or suspension as key differentiators. Core features include expense tracking, receipt management with mobile receipt upload, transaction monitoring, alerts/notifications, and downloadable reporting for reconciliation, budgeting, and job-cost or travel-spend visibility.

Answer based on 29 reviews

Pricing

### How much does it cost and what fees or limitations are included?

Bento for Business starts at $29/month for the Starter plan, with Team at 69 and Professional at 149. A free version and free trial are available. Plans cap cards at 10, 25, or 100, and reviewers often cite good value and spending control, though some report slower fund transfers.

Answer based on 19 reviews

Getting Started and Support

### What training and onboarding options does Bento for Business offer?

Bento for Business provides documentation for teams getting started. Documentation gives users written reference material for setup guidance, feature overviews, and step-by-step instructions that can be reviewed at any time during onboarding and ongoing use.

Getting Started and Support

### What customer support options does Bento for Business offer, and how do users rate the experience?

Bento for Business offers email/help desk, FAQ/forum, knowledge base, phone support, and chat. Users often describe support as courteous, quick, and effective, with issues sometimes resolved within minutes and phone help reaching a real person. Some reviews, however, report rude interactions, limited representative knowledge, and inconsistent follow-up.

Answer based on 18 reviews

Features and Usability

### How well do Bento for Business employee cards work?

Bento for Business gives companies tight control over employee cards while reducing reimbursement work and spending risk. Small businesses, field crews, and travel-heavy teams like adjustable limits, merchant restrictions, alerts, and quick card changes. Some users mention slower bank funding, occasional limit-related declines, and gaps around merchant acceptance or transaction history.

Answer based on 29 reviews

Features and Usability

### How good is Bento for Business for expense tracking?

Bento for Business makes expense tracking clear and practical with live transaction visibility, downloadable reports, and receipt capture. Small businesses, fleet operators, and office managers use it to monitor spending by card, user, or job. Some teams still want faster fund transfers, broader integrations, and easier multi-account access for shared staff.

Answer based on 18 reviews

Features and Usability

### Is Bento for Business good for managing employee expenses?

Bento for Business makes employee expense management easier by replacing reimbursements and petty cash with controlled company cards. Small and midsize businesses value spending rules, receipt matching, reporting, and fast card setup for field or traveling staff. Some teams still want international purchase support and quicker bank transfers for added flexibility.

Answer based on 16 reviews

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Accounting Integration

4.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Integrate with a third-party accounting system

Approval Process Control

4.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Manage the process of evaluating documents or requests submitted for approval

Expense Tracking

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Monitor and record expenses such as purchases or charges incurred

Mobile Payments

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Clients can submit payments via mobile devices

Mobile Receipt Upload

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Scan and upload receipts to a central database using a mobile device

Online Payments

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Accept and process online payment transactions

Bento for Business 34 features

Integrate with a third-party accounting system

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Application programming interface that allows for integration with other systems/databases

Manage the process of evaluating documents or requests submitted for approval

Route documents and other data through one or more stakeholders for review and approval

Manage and monitor spending to align with the financial constraints or goals

Create budgets based on historical data and future projections

Alter the layout and content of reports

Integrate with existing ERP systems

Attaching relevant receipts or supporting documents to submit expenses for reimbursement

Monitor and record expenses such as purchases or charges incurred

Clients can submit payments via mobile devices

Scan and upload receipts to a central database using a mobile device

Accept and process online payment transactions

Integration with payment gateways to facilitate online transactions

Bank cards with approved funds pre-loaded that employees can use for corporate purchases

Organize and manage all processes/procedures involved in purchasing goods and/or services

Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity

Analyze and gain insights into data in real-time

Receive data and information in real time

Active reporting of data and metrics

Upload, track, and submit receipts in a central database

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Manage compensation for out-of-pocket expenses incurred by an employee, client or another party

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

View and track pertinent metrics to find patterns and gain insights from data

Search and filter data across systems to locate required information by entering keywords or certain criteria

Review and uncover trends in spending activity

Set allowances and ensure employees don't spend more than the allotted amounts

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Monitor or audit historical and current transactions to analyze customer account activities

Create, design and manage workflows for repetitive tasks

Get Advice

We can help you find the software with the features you need.

Features

4.3 (51)

4.3

Based on 51 reviews

## Pricing

Value for money

4.6 (50)

Free Trial

Free Version

[View pricing plan details](https://www.capterra.com/p/144213/Bento-for-Business/pricing/)

Starter

$29.00

Flat Rate,Per Month

It includes:

-   Up to 10 cards

Team

$69.00

Flat Rate,Per Month

It includes:

-   Up to 25 cards

Professional

$149.00

Flat Rate,Per Month

It includes:

-   Up to 100 cards

Value for money

4.6 (50)

4.6

Based on 50 reviews

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.7 (58)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.7 (58)

4.7

Based on 58 reviews

## User reviews

Overall rating

4.6

Based on 61 reviews

Filter by rating

5(48)

4(7)

3(4)

2(0)

1(2)

Mentioned topic

Sorted by most recent

SS

Shazia S.

Project Manager

Consumer Goods

### "Horrible Customer Service "

1.0

Overall Rating

1.0

1.0

Ease of Use

1.0

1.0

Features

1.0

1.0

Customer Service

0.0

0.0

Likelihood to Recommend

0/10

June 15, 2023

I found out it extremely disrespectful that your Rep have an attitude speaking to a customer. I found it uncalled for when neither one of the Reps send us any follow up email responding to my questions. I'm new to my business as well as new learning about Per Diem Credit Cards. I was trying to gather information about their business to update my higher ups. They said they would get back to me about some information, which I never received. There was no follow up call or emails. I found it extremely disappointing, and I was treated like I didn't know what I was asking. I found their reps condescending and rude. I was doing my best to learn about their business.

Pros

None...I liked what the debit card had to offer for our business but their sales rep did it for me. I will not be moving forward w/them.

Cons

Their Customer Service Support Team. They are somewhat disrespectful especially when an individual was trying to learn about what Bento has to offer.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

Kavindu Githsara K.

System Specialist

E-Learning

### "Empowering Your Business with Bento for Business"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

10/10

January 23, 2023

Overall, Bento for Business has been a valuable asset for our organization. Its ability to track and manage all of our company's expenses in one platform, ability to customize fields and forms, and powerful reporting capabilities have greatly improved our expense management.

Pros

As a user of Bento for Business within my organization, I have found it to be a versatile and user-friendly expense management software. One of the greatest advantages of this software is its ability to track and manage all of our company's expenses in one platform. From employee expenses, credit card transactions, to invoices and receipts, Bento for Business provides a seamless experience for our team and our customers. Bento for Business's reporting capabilities are robust and provide valuable insights into our expense data, which has helped us to make data-driven decisions. It has ability to customize fields and forms to fit our company's specific needs. This has been especially useful in terms of tracking and managing our expenses, and setting up custom expense categories.

Cons

There is nothing to complain so far. We haven't face any issues with the softwere.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JB

Jennifer B.

Director of Operations, Admin, and Finance

Non-Profit Organization Management

### "A great and flexible option for employee spending "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

10/10

October 28, 2021

More than anything, Bento has saved so much time that we used to spend processing receipts and reimbursements.

Pros

It was very easy to set up, implement, and integrate with our existing systems. The card spending controls offer a great way to give out cards to a wide range of employees without having to worry about the financial risk of giving traditional company credit cards out to so many people. The auto re-load from our bank account ensures that there are always enough funds available in our Bento account. The app also offers an easy way for employees to upload receipts on the spot.

Cons

Sometimes it takes up to 2 weeks for new cards ordered to arrive in the mail, but other than that, I really don't have any complaints about the software.

Alternatives considered

[PEX](https://www.capterra.com/p/153785/PEX/)

Reasons for choosing Bento for Business

I can't remember exactly which other products we considered, but I remember going with Bento because they offered a free trial period to try it out, and their pricing across the board seemed the most reasonably.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

HH

Heather H.

HR Assistant

Machinery

### "I would not recommend..."

3.0

Overall Rating

3.0

3.0

Ease of Use

3.0

3.0

Features

2.0

2.0

Customer Service

2.0

2.0

Likelihood to Recommend

3/10

March 12, 2021

The software/company was obviously pretty new considering you would contact the same two people every time you reached out to customer service. They were as helpful as they could have been with what they had to work with.

Pros

I liked the price and the ease of getting started with it. Making funding deposits into the system was easy and fast.

Cons

Perhaps it just didn't fit quite right for what we needed it for. We were using it to award monthly incentive bonuses to our technicians. The issue I kept having was that I would update the amount they currently had on their debit card to include the new months' amount but half the time it would make me put it down to $10.00 and save then go in again and enter the correct amount. And sometimes it wouldn't save it. A few times I had to go through all of my records and cross-reference them with the statements showing what the technicians had spent, and correct their balances. It was ridiculous. It would have been nice if the software kept a record of keypunches so you could go back in the history and see what didn't save.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

MA

melba A.

Owner

Construction

### "Everything early"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

April 19, 2020

I am solving the fact that i will not lise any money from fraud on my books and i can track spending account.

Pros

I like to track my company's spending and notice if anything not calculated properly i will know right away if the books is off

Cons

There is no cons with bento everything works as it says and helps from losing money with this app you save from loss

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

BC

Brandi C.

Owner

Computer Networking

### "Denied with no explanation"

1.0

Overall Rating

1.0

1.0

Ease of Use

1.0

1.0

Features

1.0

1.0

Customer Service

1.0

1.0

Likelihood to Recommend

0/10

January 22, 2020

Will spread the word before anyone i know applies.

Pros

How could i like anything i was denied before i even started

Cons

Our company in good standing with everyone applied for prepaid cards and was denied after providing all paperwork. Like what the hell.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

Paul B.

CEO

Accounting

### "Best Tool For Small Business in Place of a Credit Card"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

January 25, 2019

Pros

The software allows you to enable your team to make purchases. Control your finances all from your phone.

Cons

Everything is good as far as features and setup.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

NF

Nicole F.

Project Manager

Construction

### "Easy to use"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 4, 2018

We have loved using this program for the past 3 years. It has been a tremendous asset to our business

Pros

I like that I can easily limit where, when and how much each employee can use.

Cons

The category options for access could be a little better defined (or maybe offer subcategories)

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

DC

Dennis C.

owner

Insurance

### "Best thing I have ever done for the business. It has help me keep control of the expenses by person"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

June 7, 2017

Pros

Simple to use if you have a problem there is always someone there to help. You are able to see every min. how it is being used and where.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

DR

Dennis R.

President

Real Estate

### "A few improvements suggested"

3.0

Overall Rating

3.0

3.0

Ease of Use

3.0

3.0

Features

3.0

3.0

Customer Service

4.0

4.0

Likelihood to Recommend

6/10

February 22, 2017

The software provides a beneficial service. However it could be better in a few ways. Firstly it REALLY would be better if users could have monthly statements! Especially if they could show daily balances on them. Secondly, it would be better if there could be users assigned to different departments/divisions. Currently we have to have two (2) different Bento accounts to keep them separated.

Pros

It allows us to let employees have access to funds when they don't have a company credit card. Pus we have been able to blocker certain users and certain types of transactions as advertised.

Cons

Needs monthly statements with end of month totals. Need to be able to divide users by department or division.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/144213/Bento-for-Business/reviews/)

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Popular comparisons

[Moss vs Bento for Business](https://www.capterra.com/compare/144213-211744/Bento-for-Business-vs-getmoss)