# Top Choice Payments Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Top Choice Payments Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/144589/Top-Choice-Payments/alternatives --- # Top Choice Payments Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 16, 2025 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Top Choice Payments ## What is Top Choice Payments? Top Choice Payments offers innovative solutions to make electronic payments simpler, faster, safer and more rewarding. We offer an array of POS retail solutions or standalone credit card terminal with the latest EMV/NFC and Apple Pay technology. Get your money faster with next day funding, even AMEX! No more waiting for your funds to be deposited to your account. No more different rates for each card you will receive the same low rates for every card even AMEX. ## What is Top Choice Payments used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Overall rating Based on 2 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $15 Per User, Per Month Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Top Choice Payments?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.topchoicepayments.com/&name=Top Choice Payments) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Top Choice Payments 5.0 (2) VS. [4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price $15 Per User, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.5 (2) Ease Of Use 4.5 (26,261) Value For Money 5.0 (1) Value For Money 4.4 (20,123) Customer Service 5.0 (2) Customer Service 4.2 (20,380) ## Top Choice Payments alternatives [3.8 (711)](https://www.capterra.com/p/152638/Epos-Now/reviews/) Starting price $349.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 68% of reviewers rated it above 4 stars [4.0 (117)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Starting price $99.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 75% of reviewers rated it above 4 stars Highest Rated [4.7 (3,479)](https://www.capterra.com/p/153752/Vagaro/reviews/) Starting price $23.99 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [4.5 (1,470)](https://www.capterra.com/p/170673/SumUp-Air/reviews/) Starting price $99.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Debit/Credit Card Processing Accept and process credit/debit card transactions Electronic Signature Digitally sign online documents Loyalty Program Offer prizes, discounts, and other incentives for customers to earn reward points on purchases and redeem them for future purchases Online Payments Accept and process online payment transactions Recurring/Subscription Billing Automated process of charging customers at regular intervals for repeated access or use of a product or service Top Choice Payments 7 features Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Accept and process credit/debit card transactions Digitally sign online documents Offer prizes, discounts, and other incentives for customers to earn reward points on purchases and redeem them for future purchases Accept and process online payment transactions Automated process of charging customers at regular intervals for repeated access or use of a product or service View and track pertinent metrics to find patterns and gain insights from data Get Advice We can help you find the software with the features you need. Features 5.0 (1) 5.0 Based on 1 reviews ## Pricing Value for money 5.0 (1) Free Version Basic $15.00 Per User,Per Month Value for money 5.0 (1) 5.0 Based on 1 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 5.0 (2) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (2) 5.0 Based on 2 reviews ## User reviews Overall rating 5.0 Based on 2 reviews Filter by rating 5(2) 4(0) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent TB Thomas B. Consultant Professional Training & Coaching ### "Free equipment no lease or contract!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 31, 2018 The cash discount program allowed me to keep more money in my business. Pros I am a newer business and didn't want to get stuck in an equipment lease, I was able to get a terminal for free and no contract. I was also put on a price plan that allowed me to offer a discount if people paid cash for me services but if they used credit card it would charge a non cash price so I really don't have any processing fees. Cons The batch statement took some time for me to get used to. It looks different than what I am used to. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TB Thomas B. Owner ### "AMEX Same Price as other cards" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 0.0 0.0 Customer Service 5.0 5.0 Likelihood to Recommend 0/10 August 5, 2015 Real fast set up, and my American Express rates are the same as Visa, Mastercard, and Discover. True next day funding means my money is in my account the next morning. Great service and free credit card terminal! Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor August 6, 2015 Thank you for the kind words, I wish you the very best with your music. Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. 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