# Payment Depot Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Payment Depot Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/144865/HubSpot-Marketing-Hub --- # Payment Depot Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Payment Depot ## What is Payment Depot? Payment Depot often called the Costco of credit card processing is a membership based payment processor. Our wholesale pricing typically saves merchants 40% or more with no contracts, no hidden fees, and comes with best in class customer service and equipment. Payment Depot provides a gateway that automates interchange for B2B merchants in order to secure the lowest rates possible. ## What is Payment Depot used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Point of Sale](https://www.capterra.com/point-of-sale-software/)[Mobile Credit Card Processing](https://www.capterra.com/mobile-credit-card-processing-software/) Top alternative Featured Overall rating Based on 57 user reviews Reviews sentiment Positive 95% Neutral 4% Negative 2% Starting price $59 Flat Rate, Per Month Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Payment Depot?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.fattmerchant.com/&name=Payment Depot) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Payment Depot 4.7 (57) VS. [4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price $59 Flat Rate, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.7 (56) Ease Of Use 4.5 (26,261) Value For Money 4.6 (49) Value For Money 4.4 (20,123) Customer Service 4.6 (50) Customer Service 4.2 (20,380) ## Payment Depot alternatives [4.0 (117)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Starting price $99.00 Per User, Per Month [4.5 (1,470)](https://www.capterra.com/p/170673/SumUp-Air/reviews/) Starting price $99.00 Per User, Per Month Highest Rated [4.9 (82)](https://www.capterra.com/p/276323/Cheddar-Up/reviews/) Starting price Contact vendor for pricing [3.8 (33)](https://www.capterra.com/p/149107/Virtual-Terminal/reviews/) Starting price Contact vendor for pricing [View all alternatives](https://www.capterra.com/p/144865/Payment-Depot/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Credit Card Processing 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Accept and process credit card transactions Data Security 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy Debit/Credit Card Processing 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions Electronic Payments 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Electronically collect payments for goods or services Mobile Access 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Access software remotely via mobile devices Online Payments 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Accept and process online payment transactions Payment Depot 21 features Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Near-field communication method to share data and process contactless payments Accept and process credit card transactions Protect sensitive data for digital privacy Accept and process credit/debit card transactions Has a built-in eCommerce system or integrates with third-party systems to manage online sale of products Electronically collect payments for goods or services Digitally sign online documents Transactions that typically involve face-to-face interactions between the payer and the payee Access software remotely via mobile devices Hardware device connected to smartphones for processing payments Clients can submit payments via mobile devices Accept and process online payment transactions Accept, record, and reconcile financial transactions Reconcile payments with corresponding invoices or orders for accounting purposes Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) Accept and process customer payments for products or services using hardware and software Upload, track, and submit receipts in a central database Automated process of charging customers at regular intervals for repeated access or use of a product or service View and track pertinent metrics to find patterns and gain insights from data Monitor or audit historical and current transactions to analyze customer account activities Get Advice We can help you find the software with the features you need. Features 4.5 (56) 4.5 Based on 56 reviews ## Pricing Value for money 4.6 (49) Free Trial [View pricing plan details](https://www.capterra.com/p/144865/Payment-Depot/pricing/) Starter $59.00 Flat Rate,Per Month It includes: - Process up to $125000/year Starter Plus $79.00 Flat Rate,Per Month It includes: - Process up to $250000/year Growth $99.00 Flat Rate,Per Month It includes: - Process up to $500000/year Value for money 4.6 (49) 4.6 Based on 49 reviews ## Integrations [ Shopify](https://www.capterra.com/p/83891/Shopify/)[ WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[ BigCommerce](https://www.capterra.com/p/131883/Bigcommerce/)[ PrestaShop](https://www.capterra.com/p/134005/PrestaShop/)[ Revel Systems](https://www.capterra.com/p/135040/Revel-iPad-POS/)[ authorize.net](https://www.capterra.com/p/221412/authorizenet/)[ OpenCart](https://www.capterra.com/p/143516/OpenCart/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.6 (50) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (50) 4.6 Based on 50 reviews ## User reviews Overall rating 4.7 Based on 57 reviews Filter by rating 5(44) 4(10) 3(2) 2(0) 1(1) Mentioned topic Sorted by most recent AD Annah D. Sales Manager Transportation/Trucking/Railroad ### "Determined Payment and Assertive Managing App " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 May 9, 2024 Pros Payment Depot ensure there are solid electronic and online payment approach. Cons Payment Depot has nothing that defects its payment solution. Switched from [TUIO](https://www.capterra.com/p/173831/Tuio/) [Recharge](https://www.capterra.com/p/206617/ReCharge-Payments/) [ASF Payment Solutions](https://www.capterra.com/p/161656/my-Club-Business/) [Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/) Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. OP Olivia P. Office Manager/Phlebotomist Health, Wellness and Fitness ### "Great tracking record" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 December 12, 2019 Our company has been using it for a couple of years and it has really helped our productivity Pros I have been using this to keep track of our patients transactions and the best part are the filters they let you put in when searching different transactions Cons More options on filters for each transactions would be better to know when we are looking for a specific transaction Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KP kyle p. co-founder Retail ### "Its not a bad payment processor" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 3.0 3.0 Customer Service 0.0 0.0 Likelihood to Recommend 6/10 August 27, 2019 its good service and they use authorize but you can find cheaper alternatives almost anywhere that has one portal for everything. Pros the rates were ok at best but the support is there. Its nice to get a hold of someone right away when you need it and they use the authorize.net gateway which is good. Cons its horrible that you have to work with multiple portals when dealing with charges and chargebacks. No notifications of charge backs were even given to us and on top of that the rates were higher than paypal and other companies. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AM Alex M. Sales Wholesale ### "Payment Depot Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 7, 2019 Very easy and pleasant experience Pros Payment Depot made the transition from our initial processor easy and painless. The estimates they provided were both significantly better than our previous processor and ended up being very accurate to the eventual new charges. Our salesperson made everything simple and is always quick to respond. I would not hesitate to recommend this company to anyone looking to save money on CC processing. Cons They are not really a software company, so nothing. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RA Robert A. Retail ### "" 1.0 Overall Rating 1.0 1.0 Ease of Use 0.0 0.0 Features 0.0 0.0 Customer Service 0.0 0.0 Likelihood to Recommend 0/10 May 31, 2019 Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CT craig t. controller Marketing and Advertising ### "payment depot" 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 3.0 3.0 Customer Service 2.0 2.0 Likelihood to Recommend 7/10 April 12, 2019 Pros Better fees than other processors and terminals are easy to use. Cons Customer Service is not the greatest, but with the pricing its not awful. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. NN Nathan N. Owner Entertainment ### "Great Value" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 February 19, 2019 Pros No surprise fees. Less than 1/2 the cost of my previous processor and statements that are more clear. Daily deposits match the settlement amount. Cons The receipts that print out are longer than necessary. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Keith E. Managing Director - Operations and Technology (CIO) Investment Management ### "Good value!" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 January 17, 2019 Overall great experience and great value! Pros Great functionality and terrific value! Easy to use once setup. Cons Setup was a little challenging (in particular to Quickbooks desktop version) Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JO Johnny O. OWNER Consumer Services ### "Great processor" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 2.0 2.0 Likelihood to Recommend 10/10 December 23, 2018 Great Pros VERY LOW RATES NO ADDED PERCENTAGES JUST A SUBSCRIPTION AND A FLAT RATE PER SWIPE CHARGE Cons Customer support is lacking big time. Only open 9 - 5 mon - fri Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AU Anonymous User Legal Assistant Law Practice ### "Payment Depot Review." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 November 24, 2018 Pros Low rates, great customer service. Haven't had any issues since starting to use it. Cons Website UI is a little confusing at first, a bit harsh on the eyes. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/144865/Payment-Depot/reviews/) Popular comparisons [PayPal vs Payment Depot](https://www.capterra.com/compare/144865-207944/Payment-Depot-vs-PayPal)  Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. 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