--- title: "Payment Depot Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Payment Depot Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/144865/Payment-Depot/" page_type: "product" language: "en" --- # Payment Depot Software Review 2026: Features, Integrations, Pros & Cons Last updated on August 20, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Payment Depot ## What is Payment Depot? Payment Depot by Stax is a credit card processing software provider built on a transparent interchange-plus pricing model. We help small and medium-sized businesses save more of their transactions by combining the base cost of interchange with a fixed percentage markup. Our solutions include in-person, online, and mobile credit card processing, integrated point-of-sale (POS) systems, EMV-compliant terminals, and an all-in-one dashboard with real-time analytics and financial reporting. Payment Depot is a Stax Payments brand. ## What is Payment Depot used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Point of Sale](https://www.capterra.com/point-of-sale-software/)[Mobile Credit Card Processing](https://www.capterra.com/mobile-credit-card-processing-software/) Top alternative Featured Overall rating Based on 57 user reviews Reviews sentiment Positive 95% Neutral 4% Negative 2% Starting price $59 Flat Rate, Per Month Free trial available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Payment Depot?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.fattmerchant.com/&name=Payment Depot) ## Payment Depot Overview Updated August 2026 AI summary Payment Depot provides payment processing solutions for businesses of all sizes, supporting in-person, mobile, and online transactions with features like debit and credit card processing, data security, and recurring billing. With options for electronic signatures and payment reconciliation, it helps organizations manage transactions and reporting efficiently. Deployment is available via cloud, web, or desktop platforms. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Payment Depot 4.7 (57) VS. [3.8 (728)](https://www.capterra.com/p/152638/Epos-Now/reviews/) Starting Price $59 Flat Rate, Per Month Starting Price $349 Flat Rate, One Time Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.7 (56) Ease Of Use 3.8 (9,304) Value For Money 4.6 (49) Value For Money 3.6 (5,790) Customer Service 4.6 (50) Customer Service 3.6 (5,060) ## Payment Depot alternatives Highest Rated [4.9 (84)](https://www.capterra.com/p/276323/Cheddar-Up/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars [4.1 (554)](https://www.capterra.com/p/136301/Toast-POS/reviews/) Starting price $69.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 79% of reviewers rated it above 4 stars [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,305)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [XEPOS](https://www.capterra.com/p/208844/XEPOS/) [4.7 (113)](https://www.capterra.com/p/208844/XEPOS/reviews/) Starting price $149.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/208844/XEPOS/) [View all alternatives](https://www.capterra.com/p/144865/Payment-Depot/alternatives/) ## FAQs about Payment Depot Overview ### What problems does Payment Depot solve? Payment Depot solves high credit card processing costs, hidden fee surprises, and time wasted comparing complex merchant contracts. It gives small businesses, retailers, and event-based sellers straightforward pricing, simple setup, reliable card processing, and usable reporting, helping owners and finance teams control payment expenses without replacing existing equipment. Answer based on 31 reviews Overview ### Which roles and teams benefit most from Payment Depot? Payment Depot is most used by business owners, presidents, partners, and other executives who need predictable payment processing costs and clear financial oversight. Office managers, bookkeepers, and operations staff use it to handle daily transactions, reconcile payments, support front-desk workflows, and keep billing, reporting, and cash flow running smoothly. Answer based on 56 reviews Overview ### What company size and specific industries is Payment Depot built for? Payment Depot is designed for any business of any size that accepts credit card payments. It is not limited to a specific industry, making it suitable for retailers, service providers, online merchants, and other organizations that need to process card transactions. Features and Usability ### What are the key features of Payment Depot? Payment Depot includes core payment processing features such as credit and debit card processing, ACH payments, online payments, and in-person payments through mobile card readers and POS hardware. Differentiator features include transaction filters in reporting, payment reconciliation, recurring billing, PCI compliance, and mobile access for taking payments on the go. Answer based on 31 reviews Pricing ### How much does it cost and what fees or limitations are included? Payment Depot starts at $59/month for the Starter plan, which covers up to $125,000 annually; Starter Plus is $79 for $250,000, and Growth is $99 for $500,000. A free trial is available. Reviewers often cite clear flat-rate billing and no hidden fees, though some report yearly fee increases. Answer based on 31 reviews Integrations ### Which third-party tools and platforms does Payment Depot integrate with? Payment Depot integrates with 7 third-party tools for ecommerce and payments, including BigCommerce, Shopify, WooCommerce, OpenCart, PrestaShop, Revel Systems, and authorize.net. These catalog integrations cover online storefronts, point-of-sale systems, and payment processing platforms. Answer based on 5 reviews Getting Started and Support ### What training and onboarding options does Payment Depot offer? Payment Depot provides videos for training and onboarding support. Videos can help teams review features and follow steps at their own pace, making them a useful reference for getting started with the platform. Getting Started and Support ### What customer support options does Payment Depot offer, and how do users rate the experience? Payment Depot offers FAQ/forum resources, phone support, a 24/7 live representative, and chat. Users often describe support as fast, friendly, and effective, with quick follow-up and issue resolution. Some reviewers report inconsistent experiences, including confusion about whom to contact, occasional unhelpful calls, and limited-hour frustrations. Answer based on 18 reviews Payment processing ### How well does Payment Depot handle payment processing? Payment Depot handles everyday card processing well for many small businesses that want clear pricing and mobile payment acceptance. It supports in-person and online payments with simple transaction search tools, but some teams run into API limitations, setup friction, transaction troubleshooting issues, and added complexity around terminals or payment method changes. Answer based on 29 reviews ## Features AI summary Based on 17,640 Payment Processing reviews Capterra data shows that buyers of payment processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) Payment Depot supports all three of the features reviewers value most: **Data Security**, **Online Payments**, and **Mobile Access**. Together, these capabilities help businesses protect transaction information, accept payments through digital channels, and manage payment activity on the go, allowing teams to process transactions more efficiently and serve customers with greater flexibility. Data Security 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy Online Payments 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Accept and process online payment transactions Mobile Access 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Access software remotely via mobile devices Debit/Credit Card Processing 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions Credit Card Processing 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Accept and process credit card transactions Electronic Payments 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Electronically collect payments for goods or services Payment Depot 21 features ### All Features - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Contactless NFC: Near-field communication method to share data and process contactless payments - Credit Card Processing: Accept and process credit card transactions - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - eCommerce Management: Has a built-in eCommerce system or integrates with third-party systems to manage online sale of products - Electronic Payments: Electronically collect payments for goods or services - Electronic Signature: Digitally sign online documents - In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee - Mobile Access: Access software remotely via mobile devices - Mobile Card Reader: Hardware device connected to smartphones for processing payments - Mobile Payments: Clients can submit payments via mobile devices - Online Payments: Accept and process online payment transactions - Payment Processing: Accept, record, and reconcile financial transactions - Payment Reconciliation: Reconcile payments with corresponding invoices or orders for accounting purposes - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Point of Sale (POS): Accept and process customer payments for products or services using hardware and software - Receipt Management: Upload, track, and submit receipts in a central database - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities --- Get Advice We can help you find the software with the features you need. Features 4.5 (56) 4.5 Based on 56 reviews ## Pricing Value for money 4.6 (49) Free Trial [View pricing plan details](https://www.capterra.com/p/144865/Payment-Depot/pricing/) Starter $59.00 Flat Rate,Per Month It includes: - Process up to $125000/year Starter Plus $79.00 Flat Rate,Per Month It includes: - Process up to $250000/year Growth $99.00 Flat Rate,Per Month It includes: - Process up to $500000/year Value for money 4.6 (49) 4.6 Based on 49 reviews ## Integrations [ Shopify](https://www.capterra.com/p/83891/Shopify/)[ WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[ BigCommerce](https://www.capterra.com/p/131883/Bigcommerce/)[ PrestaShop](https://www.capterra.com/p/134005/PrestaShop/)[ Revel Systems](https://www.capterra.com/p/135040/Revel-iPad-POS/)[ authorize.net](https://www.capterra.com/p/221412/authorizenet/)[ OpenCart](https://www.capterra.com/p/143516/OpenCart/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.6 (50) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (50) 4.6 Based on 50 reviews ## User reviews Overall rating 4.7 Based on 57 reviews Filter by rating 5(44) 4(10) 3(2) 2(0) 1(1) Mentioned topic Sorted by most recent AD Annah D. Sales Manager Transportation/Trucking/Railroad ### "Determined Payment and Assertive Managing App " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 May 9, 2024 Pros Payment Depot ensure there are solid electronic and online payment approach. Cons Payment Depot has nothing that defects its payment solution. Switched from [TUIO](https://www.capterra.com/p/173831/Tuio/) [Recharge](https://www.capterra.com/p/206617/ReCharge-Payments/) [ASF Payment Solutions](https://www.capterra.com/p/161656/my-Club-Business/) [Heartland Payments+](https://www.capterra.com/p/119791/Heartland-Payment-Processing/) Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. OP Olivia P. Office Manager/Phlebotomist Health, Wellness and Fitness ### "Great tracking record" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 December 12, 2019 Our company has been using it for a couple of years and it has really helped our productivity Pros I have been using this to keep track of our patients transactions and the best part are the filters they let you put in when searching different transactions Cons More options on filters for each transactions would be better to know when we are looking for a specific transaction Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KP kyle P. co-founder Retail ### "Its not a bad payment processor" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 3.0 3.0 Customer Service 0.0 0.0 Likelihood to Recommend 6/10 August 27, 2019 its good service and they use authorize but you can find cheaper alternatives almost anywhere that has one portal for everything. Pros the rates were ok at best but the support is there. Its nice to get a hold of someone right away when you need it and they use the authorize.net gateway which is good. Cons its horrible that you have to work with multiple portals when dealing with charges and chargebacks. No notifications of charge backs were even given to us and on top of that the rates were higher than paypal and other companies. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AM Alex M. Sales Wholesale ### "Payment Depot Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 7, 2019 Very easy and pleasant experience Pros Payment Depot made the transition from our initial processor easy and painless. The estimates they provided were both significantly better than our previous processor and ended up being very accurate to the eventual new charges. Our salesperson made everything simple and is always quick to respond. I would not hesitate to recommend this company to anyone looking to save money on CC processing. Cons They are not really a software company, so nothing. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RA Robert A. Retail ### "" 1.0 Overall Rating 1.0 1.0 Ease of Use 0.0 0.0 Features 0.0 0.0 Customer Service 0.0 0.0 Likelihood to Recommend 0/10 May 31, 2019 Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CT craig T. controller Marketing and Advertising ### "payment depot" 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 3.0 3.0 Customer Service 2.0 2.0 Likelihood to Recommend 7/10 April 12, 2019 Pros Better fees than other processors and terminals are easy to use. Cons Customer Service is not the greatest, but with the pricing its not awful. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. NN Nathan N. Owner Entertainment ### "Great Value" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 February 19, 2019 Pros No surprise fees. Less than 1/2 the cost of my previous processor and statements that are more clear. Daily deposits match the settlement amount. Cons The receipts that print out are longer than necessary. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Keith E. Managing Director - Operations and Technology (CIO) Investment Management ### "Good value!" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 January 17, 2019 Overall great experience and great value! Pros Great functionality and terrific value! Easy to use once setup. Cons Setup was a little challenging (in particular to Quickbooks desktop version) Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JO Johnny O. OWNER Consumer Services ### "Great processor" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 2.0 2.0 Likelihood to Recommend 10/10 December 23, 2018 Great Pros VERY LOW RATES NO ADDED PERCENTAGES JUST A SUBSCRIPTION AND A FLAT RATE PER SWIPE CHARGE Cons Customer support is lacking big time. Only open 9 - 5 mon - fri Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AN Anonymous User Legal Assistant Law Practice ### "Payment Depot Review." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 November 24, 2018 Pros Low rates, great customer service. Haven't had any issues since starting to use it. Cons Website UI is a little confusing at first, a bit harsh on the eyes. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/144865/Payment-Depot/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.