--- title: "Payline Data Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Payline Data Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/145354/Payline-Data/" page_type: "product" language: "en" --- # Payline Data Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on July 31, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Payline Data ## What is Payline Data? For businesses that need a more flexible and friendly payments partner, Payline offers products for however you need to accept payments. We offer emcommerce integrations, hardware, invoicing, ACH, and a virtual terminal. Payline is headquartered in Chicago, IL and built on a foundation of providing opportunities for employees and customers to achieve their greatest potential, and giving to those in need. ## What is Payline Data used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Mobile Credit Card Processing](https://www.capterra.com/mobile-credit-card-processing-software/)[Claims Processing](https://www.capterra.com/claims-processing-software/) Top alternative Featured Overall rating Based on 5 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $95 Usage Based, Per Month Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Payline Data?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://paylinedata.com&name=Payline Data) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Payline Data 5.0 (5) VS. [4.2 (142)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Starting Price $95 Usage Based, Per Month Starting Price $99 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.8 (5) Ease Of Use 4.3 (142) Value For Money 4.7 (3) Value For Money 4.2 (135) Customer Service 4.7 (3) Customer Service 4.1 (137) ## Payline Data alternatives [4.7 (35)](https://www.capterra.com/p/177326/360-Payments/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [3.7 (35)](https://www.capterra.com/p/149107/Virtual-Terminal/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 66% of reviewers rated it above 4 stars [4.5 (1,471)](https://www.capterra.com/p/170673/SumUp-Air/reviews/) Starting price $99.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars Highest Rated [4.9 (84)](https://www.capterra.com/p/276323/Cheddar-Up/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars ## FAQs about Payline Data Overview ### What company size and specific industries is Payline Data built for? Payline Data is designed for small businesses that need a web-based e-commerce payment solution. It fits companies that process credit and debit card payments, verify billing addresses, detect threats, and manage subscriptions, making it suitable for online retailers and other small merchants that sell goods or services online. Features and Usability ### What are the key features of Payline Data? Payline Data offers payment processing features such as ACH payment processing, credit card processing, debit/credit card processing, digital wallet payments, and contactless NFC. It also includes invoicing, recurring/subscription billing, payment reconciliation, fraud detection, PCI compliance, EDI, and integrations for accounting, POS, and eCommerce systems. Talk to an expert ### More questions? Ask our experts Getting Started and Support ### What training and onboarding options does Payline Data offer? Payline Data provides live online sessions, webinars, documentation, and videos for team training. Live online sessions and webinars support guided instruction, while documentation and videos give teams self-paced reference material for setup, feature review, and ongoing use. Getting Started and Support ### What customer support options does Payline Data offer? Payline Data provides email/help desk, FAQ/forum, phone support, 24/7 live rep, and chat. With no reviewer feedback available on support experiences, support quality, response times, and common frustrations cannot be characterized from the catalog data. ## Features AI summary Based on 17,379 Payment Processing reviews Capterra data shows that buyers of payment processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Debit/Credit Card Processing** (**52%**) Payline Data supports all three of the features reviewers rate most highly: **Data Security**, **Online Payments**, and **Debit/Credit Card Processing**. Combined, these capabilities help businesses protect sensitive payment information, accept transactions through digital channels, and process card payments reliably, allowing teams to manage payments more efficiently and serve customers with greater confidence. Data Security 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy Online Payments 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Accept and process online payment transactions Contactless NFC 4.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Near-field communication method to share data and process contactless payments Credit Card Processing 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Accept and process credit card transactions Payment Processing 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Accept, record, and reconcile financial transactions Accounting Integration Integrate with a third-party accounting system Payline Data 57 features ### All Features - Accounting Integration: Integrate with a third-party accounting system - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Barcode/Ticket Scanning: Scan barcodes to ensure accurate pricing and label tracking - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances - Contactless NFC: Near-field communication method to share data and process contactless payments - Credit Card Management: Financial system that helps create and manage physical/digital credit cards and track transaction activities - Credit Card Processing: Accept and process credit card transactions - Customer Accounts: Record customer information, purchase history, and other notes - Customizable Branding: Add customized logos and colors to align with company branding - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Digital Wallet Payments: Allows customers to check out with wallet payment methods that digitally store credit and debit cards - Discount Management: Track products that are for sale at a reduced price or part of coupon promotions - eCommerce Integration: Integrates with eCommerce systems - EDI: Transfer of data from one computer system to another - Electronic Claims: A paperless claim form that is electronically shared - Electronic Payments: Electronically collect payments for goods or services - Electronic Signature: Digitally sign online documents - Fraud Detection: Identify and prevent suspicious activity - Gift Card Management: Reward loyal customers with gift cards which they can redeem for special offers and loyalty bonus - In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee - Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes - Loyalty Program: Offer prizes, discounts, and other incentives for customers to earn reward points on purchases and redeem them for future purchases - Mobile Access: Access software remotely via mobile devices - Mobile Card Reader: Hardware device connected to smartphones for processing payments - Mobile Payments: Clients can submit payments via mobile devices - Multi-Currency: Manage and handle various international currencies - Multi-Location: Manage and support multiple locations - Multi-Store: Manage multiple teams and operations from a central location - Offline Access: Ability of websites, web applications, or mobile applications to function without an active internet connection - Online Payments: Accept and process online payment transactions - Partial Payments: Allow customers to make a partial payment on an invoice and track remaining debt - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Payment Links: Send clickable links via text or email to collect payments from customers - Payment Processing: Accept, record, and reconcile financial transactions - Payment Reconciliation: Reconcile payments with corresponding invoices or orders for accounting purposes - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Point of Sale (POS): Accept and process customer payments for products or services using hardware and software - Point of Sale (POS) Integration: Integrates with point of sale (POS) systems - Real-Time Data: Receive data and information in real time - Real-Time Reporting: Active reporting of data and metrics - Receipt Management: Upload, track, and submit receipts in a central database - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Sales Reports: Reports specific to sales analysis for trends and strategies - Sales Tax Management: Calculation of consumption tax imposed on the sale of goods/services - Sales Trend Analysis: Analyze the current state of sales data to accurately understand trends and forecast future sales numbers. - Shopping Cart: Checkout of online store - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities --- Get Advice We can help you find the software with the features you need. Features 4.8 (5) 4.8 Based on 5 reviews ## Pricing Value for money 4.7 (3) Flat-rate Pricing $95.00 Usage Based,Per Month Value for money 4.7 (3) 4.7 Based on 3 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.7 (3) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.7 (3) 4.7 Based on 3 reviews ## User reviews Overall rating 5.0 Based on 5 reviews Filter by rating 5(5) 4(0) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent AN Anonymous User Responsable de operaciones Environmental Services ### "Procesador de pagos online que ofrece una gran garantía" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 August 18, 2023 Pros Lo fácil que es de manejar, y que no nos ha dado problemas como sí nos las han dado otras plataformas. Es muy estable y nos está dando un buen resultado. Cons Por poner algo, el precio que hemos pagado, es algo excesivo comparado con productos similares Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. VD Veronica D. Manager Retail ### "Very good Payment processing company" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 10, 2019 We had a good experience with Payline, its processing fees are fair and their customer service is excellent. Highly recommended! Pros The processing fees of Payline are better than most other payment processing companies. We used Payline for about 3 years and unfortunately we had to change to a different provider when electronic cigarette companies were attacked by the banking system as high risk, therefore making ridiculous requirements like having a $20,000 deposit just to allow credit card processing. This was not Payline's fault but the underlying banks. Payline tried its best to find an option but at the time it was not possible, all options were extremely expensive and we had to move quickly to we switched to the best option we could find. If your business is not in the vaping industry, Payline data is an excellent option. Great company, and great customer service. Cons We never had any issues with Payline, everything worked as it should. We were very satisfied with its service and customer service. Highly recommended. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. RD Rachel D. Project Manager Chemicals ### "Easy and Simple" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 August 5, 2019 Pros Easy to use product with encrypted vault for information storage Cons There are several different virtual terminal services under the same company as Payline, which can be confusing on options and reporting. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JAMES L. Managing Member Transportation/Trucking/Railroad ### "POS Merchant System" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 December 12, 2018 Pros Virtual Terminal option is extremely important Cons We have no issues with this product what so ever. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SF Susan F. owner Health, Wellness and Fitness ### "Payline is a winner for merchant services!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 16, 2018 I get to provide superior customer service to my clients and receive the same from Payline. Pros Payline has very competitive rates. They provide a multitude of solutions for a multitude of business sizes. Their customer service is top notch! These guys will bend over backwards to assure that everything works exactly like YOU need it to work. They do not outsource the calls; they are real people that speak real english!!! Payline Data also is also partnered with many different non-profit organizations to give back. It's a really nice bonus to know that a portion of your processing fees are going to a good cause. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.