--- title: "ZarMoney Reviews 2026. Verified Reviews, Pros & Cons | Capterra" description: "Is ZarMoney the right Accounts Receivable solution for you? Explore 95 verified user reviews from people in industries like yours to make a confident choice." source_url: "https://www.capterra.com/p/147348/ZarMoney-Cloud-Accounting/reviews/" page_type: "reviews" language: "en" publication_date: "2026-09-29" --- ZarMoney 4.7 (95) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated September 29th, 2026 # Reviews of ZarMoney Ease of use 4.6 Customer Service 4.6 ## Pros and Cons in Reviews AG Abdullah G managerAutomotive, Self-employedUsed the software for: Less than 6 months. “Easy to use and i can find videos to help.not too expensive,affordable for small business, safe and secure in using, it have report that make you aware of your progress.“ June 21, 2026 WR William R OwnerInformation Technology and Services, 2 - 10 employeesUsed the software for: 1-2 years. “However, after about 2 months of using the product, I discovered several shortfalls.“ August 6, 2025 EB Ethan B OwnerWholesale, 2 - 10 employeesUsed the software for: Less than 6 months. “They answer right away and were able to add custo features for me in 2 days of requesting and with no additional charges.“ September 19, 2025 TigerBill M PresidentE-Learning, 2 - 10 employeesUsed the software for: More than 2 years. “I used to absolutely hate working on my company books, mainly because of the overly complex and often buggy software I was using. But ZarMoney has turned that complicated and time-intensive chore into a fast and easy experience that I actually look forward to.“ January 17, 2024 MB Mark B Owner - Veteran Owned Small BusinessEntertainment, 2 - 10 employeesUsed the software for: Less than 6 months. “My wife work as a sales engineer manager for a HUGE company (she used to demo software to large companies), and she is very happy with the layout and the abundance of options“ October 1, 2024 MM Misty M OWNERConsumer Goods, 2 - 10 employeesUsed the software for: 6-12 months. “I started using this during my crazy busy season because my FORMER very large online accounting software product decided it knows my business better than I do and put a bunch of mandatory features into the software that completely messed up my accounting.“ March 11, 2022 EB Ethan B OwnerWholesale, 2 - 10 employeesUsed the software for: Less than 6 months. “The overall application is better than any quickbooks software as i have used all of them.“ September 19, 2025 Marcos T Director of E-CommercePackaging and Containers, 11 - 50 employeesUsed the software for: 6-12 months. “We used Zarmoney as a inventory management system but it lacked in many areas.“ July 12, 2022 ## Showing most helpful reviews Showing 1-25 of 95 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Marcos T. Director of E-Commerce Packaging and Containers Used the software for: 6-12 months ### "Zarmoney is a Good Accounting Software but Thats all it is." July 12, 2022 3.0 Zarmoney was great when we were a small business with a 5,000 Squarefoot warehouse. Pros If you plan on using Zarmoney specifically for accounting, This will be a great addition to your Techstack it may require you to use a 3rd Party API plugin since Zarmoney does not connect with most other softwares. Cons We used Zarmoney as a inventory management system but it lacked in many areas. Reason for choosing ZarMoney Zarmoney was only good for us at the time. Review Source FT Frank T. COO Design Used the software for: Less than 6 months ### "Great accounting platform " September 16, 2024 5.0 Wish i would have made the move long ago! Pros It is the easiest accounting platform i have used. We was a quickbooks user for many years and them switched to Wave which was a big letdown. Zarmoney allowed us to set up our company including inventory in a fraction of the time. And the number one about support is they speak 100% English! Cons Not being able to have an additional super user incase something happens or if someone is not available to make major changes. There should be at least two super administrators. Alternatives considered [NetSuite](https://www.capterra.com/p/135757/NetSuite/) Reason for choosing ZarMoney Ease of deployment and ease of adding inventory Switched from [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[Wave](https://www.capterra.com/p/178021/Wave-Apps/) Quick books was getting over priced and technical support was horrible Wave laced features and one time tbey held up a payment for no reason and then wanted us to provide all communication with our client to release the fundS. Review Source JG James G. President Construction Used the software for: Less than 6 months ### "Forget Quickbooks, zoho, zero. Zarmoney does it all at a better price." May 19, 2020 5.0 I’ll be honest, I’m kinda cheap, I’ve been in construction for 40 years and I’ve used dozens of accounting software products. They all left me short on one aspect or another, poor invoicing, no quotes, double entry madness. Zarmoney does it all with very little effort on my part. Transactions are pulled right out of my bank automatically. Only thing I have to do is categorize my expenses. Zarmoney uses AI to pick up on repeated transactions and gets the category right. Customer service with these guys should be renamed to concierge, called me twice to make sure I understood what services they offer. I don’t get buried with nonsense emails or useless ads. I can’t express enough how happy I am with Zarmoney. Try it you will like it. Pros I think the ease of set up, integrated logo into all quotes, invoices. Easy to put footnotes on both quotes and invoices, . The chart of accounts couldn’t be easier. Bank set up was amazing and secure. The best thing for me is the dashboard let’s me see my company’s Performance from quotes sent, invoices due, cash in the bank. Very well laid out . Cons No one likes to do book work so the thing I don’t like about Zarmoney is some of the navigation could be centralized , some menu items are in places I wouldn’t have put them. Alternatives considered [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) Reason for choosing ZarMoney At first price. Then price didn’t matter after using the software. Switched from [Express Invoicing](https://www.capterra.com/p/187119/Express-Invoice/) Too much trouble to set up, lost everything twice and had to reinstall , gave up Review Source AL Aaron L. CEO Executive Office Used the software for: Less than 6 months ### "needs some organization....??" March 27, 2022 5.0 great customer service / sales ! thanks, Jeremy!....ZarMoney seems amazing so far, and i am glad that i can get help on the phone Pros i love having most of the features that i am looking for....the features in ZarMoney are much better than other accounting software i have tried Cons i am having a little trouble finding some features, and navigating the software correctly, but this might be because i need to change the way i handle things, and the ZarMoney software could be organized better than i am....i have to get to know the software better, to figure out more about this.... Alternatives considered [Quicken](https://www.capterra.com/p/151854/Quicken/)[QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[Microsoft Excel](https://www.capterra.com/p/176574/Excel/) Reason for choosing ZarMoney ZarMoney has great features, and it is easy enough for me to use....it seems to be alot better than using spreadsheets so far Switched from [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/) ZarMoney has better features Review Source KW Kristen W. Website Manager Machinery Used the software for: Less than 6 months ### "ZarMoney Review" April 29, 2024 5.0 It has been very pleasant, no complaints at all. Pros I appreciate that it is very easy to use, and very easy to do everything necessary for our business. Cons It's missing certain features. Although, the development team is very hands-on and will typically add or correct features when they are brought to their attention. Review Source JD James D. President Real Estate Used the software for: Less than 6 months ### "Easy to use, good costs and support" January 6, 2021 5.0 It has been a very good transistion from QB desktop. Staff and sales are great. Pros Very similar to Quickbook desktop and seems to made for my business needs. I am an accountant by education so this software works well for me. The other brands seem to have been made for people who do not understand accounting at all and add too many steps. This is simple and to the point. Cons Check template is difficult to adjust. Some items are hard to change at setup. Alternatives considered [FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing ZarMoney Costs, ease of use and setup. Customer service Review Source TG Tim G. Director of Operations Telecommunications Used the software for: 6-12 months ### "Great accounting software" December 24, 2019 5.0 I switched from other software to Zar due to the full functions it offered. Some things that it has that other don't . Just to name one. Generate PO for product purchase plus all the packing and receiving that goes with it. Pros Was surprised to see everything it could do and easy to customize to your needs. Cons Doesn't do well with mobile phone device. Would like to see a fully functional app. Alternatives considered [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[Lendio](https://www.capterra.com/p/154197/Sunrise/) Reason for choosing ZarMoney Ease of use, functionality, customization Switched from [ONE UP](https://www.capterra.com/p/145271/ONE-UP/) More functions with customized documents. Able to invoice people and get paid with Credit card. Review Source JC Jeff C. Manager Wholesale Used the software for: 6-12 months ### "Best solution I've found for managing or inventory and material sales" September 18, 2019 5.0 Needed something with better inventory tracking, ability to do quotes and sales orders, and ability to print load lists, labels, etc. Pros Multiple location capability Custom printing templates so can make packing lists, labels, etc all from a SO or PO Scalable units for items while having 1 item only. E.g. can sell bolts by Ea, Case, or Lbs Easy returns and credits Cons No excel import/export of sales orders or POs, only inventory items and contacts No dropship/direct ship option on POs; have to receive in inventory and bill out Reason for choosing ZarMoney Had most the features I was looking for at an affordable price. Switched from [Zoho Inventory](https://www.capterra.com/p/146241/Zoho-Inventory/) Primarily switched because I could see what I had available across multiple locations. Review Source TP Tricia P. Owner Furniture Used the software for: Less than 6 months ### "Great on invoicing and inventory!" July 27, 2021 5.0 Great for our company. Pros It keeps up with sales and inventory so you know when to order more product. Cons Nothing bad to say about Zarmoney. It is great. Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing ZarMoney Not as advanced with inventory and price was terrible Review Source WH William H. President Non-Profit Organization Management Used the software for: Less than 6 months ### "KNDHH" July 29, 2021 5.0 Pros Everything sure beats QuickBooks with no loss of features and is much faster on line Cons Tiny details could use some attention , column headings on some screens need change. Reason for choosing ZarMoney Free testing Switched from [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/) QuickBooks is to slow to respond to commands Review Source ML Mark L. Owner Information Technology and Services Used the software for: 2+ years ### "Zar for Small Business" July 8, 2022 5.0 Excellent tool , easy to use, effective and when completed, the invoice emails directly to customer. Inexpensive and has great reporting functions as well. It has all you need for a small business. Pros Excellent tool as it can be customized in a variety of ways. It is easy to use, effective and when completed, the invoice emails directly to customer. Cons I only think the font size on the invoices could be larger. Reason for choosing ZarMoney Cost- effective- ease of use, full of features and the overall value. Review Source MG Melissa G. Owner Operator Retail Used the software for: Less than 6 months ### "Big Fan of ZarMoney " July 24, 2023 4.0 Great Pros I like the cost, the customer service and ease of use. Cons Sometimes I have to log in twice before it takes me in, and when searching your inventory you have to type verbatim how you have it entered in the system and if you have a lot of inventory it makes it difficult, they need to make it where you can type any fraction of the title and it will pull it up. Reason for choosing ZarMoney They had the exact thing we needed Review Source AP Amitesh P. President Construction Used the software for: 2+ years ### "Very capable accounting system" March 17, 2022 5.0 we are very pleased with the system. We run two different business with same account system, and we never had any issue which was difficult to solve. Customer service team is very responsive and well informed. Pros easy to use, easy setup and to customize as per company needs Cons none for now at least. we are very happy with the use of the software. Review Source AM Alireza M. Ceo Wholesale Used the software for: 1-2 years ### "Best accounting software " November 26, 2022 5.0 Pros Easy to use and good customer service and customize my needs Cons Everything is fine ,Easy to use and good customer service and customize my needs Review Source BF Bob F. President Consumer Goods Used the software for: 2+ years ### "Amazing software" September 20, 2019 5.0 Before ZarMoney, I was using one of the best software designed for my business. I switched to ZarMoney by a Friend's recommendation a couple years ago. It was the best change in my business. Much easier to work with, amazing features , very reasonable cost and most importantly an excellent customer service. Pros Very easy to learn and teach my employees. Ability for fast contact and invoicing the customers. Easy searching data. Cost. Cons There is really nothing that I like least about the software. Review Source FR Frank R. Owner Construction Used the software for: Less than 6 months ### "Zarmoney get the biggest bang for your buck." July 29, 2021 5.0 This software keeps everything I need in 1 place. Pros Everything about this company is just great. From the software to support. Never have worked with such great people. Cons Havent found one yet. As far as I can tell there isn't a con. Alternatives considered [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/) Reason for choosing ZarMoney Price Review Source BJ Brenda J. Owner Consumer Goods Used the software for: 2+ years ### "Great for beginners" September 8, 2019 5.0 Pros ZarMoney is easy to use for someone who has basic accounting knowledge and little to no previous experience with this kind of program. Any questions you might have, you can find in the faqs or by contacting customer service! It's also easy to customize it to your specific needs (meaning there is no ONE way to use it). Cons The only improvement I see that could be made is adding features to handle taxes or to generate forms for tax purposes! Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing ZarMoney At the time it was a free option. Review Source LB Lisha B. Executive Director Non-Profit Organization Management Used the software for: 6-12 months ### "Wonderful experience" November 4, 2021 5.0 Pros PAYMENT Processing was a great feature for processing Cons Liked Everything about the software there wan zero problems Review Source JO Jan O. partner Retail Used the software for: Less than 6 months ### "Very Satisfied." April 15, 2023 4.0 Pros Zarmoney has turned out to be a very good accounting system I would put it up aganist quickbook any day and I have been in this business for 25 years way to go Zarmoney and \[sensitive content hidden\] has been very helpful getting us up and running.Thanks so much.Jan &\[sensitive content hidden\] Cons Not many most of what we need from the accounting and inventory control are answered. Reason for choosing ZarMoney lot of research on the internet. Review Source MH Mack H. Mailroom Inventory Supervisor Education Management Used the software for: 1-2 years ### "Great Software Great Value" October 10, 2019 5.0 I give Zar Money A++ Pros Ease of use very intuitive fits well for basic accounting. Cons The lack of ability to better customize reports Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Review Source MB Matthew B. Owner Construction Used the software for: 6-12 months ### "Best value " April 5, 2021 4.0 Pros Basic accounting software that I am able to use for quotes and invoicing is amazing. Being able to expand my company with out moving to another platform. Cons Having to go thorough software and companies in order to do the add on features. Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing ZarMoney Cost. Review Source DB David B. owner Individual & Family Services Used the software for: Less than 6 months ### "My Review of Zar Money" January 21, 2020 4.0 After extensive research and comparison with several web-based accounting programs, I narrowed down to 4 and then selected Zar Money. Understanding the program and setup was fairly straightforward, and the features offered and functionality was better than the competition. After using the program for awhile, however, some things became cumbersome to manage, such as daily and journal entries and inventory management. On top of this, I was not satisfied with the inadequate display options for the dashboard. At this point I am still undecided on continued use of Zar Money when compared to the program I was already using. Pros 1\. Follows standard accounting language and protocols 2. Relatively easy to setup 3. Offers more features and functionality than competitors Cons 1\. Some aspects of setup and transactions were confusing or unclear 2. Help files often inadequate or nonexistent 3. Unable to adequately adjust the dashboard display 4. No graphic display of data or charts Reason for choosing ZarMoney Accurate accounting language and protocols. Inventory management included. Good report capabilities. Relative ease of setup and use. Review Source SL Steven L. Owner Electrical/Electronic Manufacturing Used the software for: I used a free trial ### "Easy transition from Quickbooks" May 22, 2021 5.0 Pros User friendly, options to edit and customize invoices. One of the best systems we tried and the easiest to set up and use. Cons So far there is nothing we don’t like, had a few things we wanted and customer support gave us a work around. Reason for choosing ZarMoney Could not load customer info that out of the country Switched from [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) Software and hardware needto be upgraded Review Source MB Mark B. Owner - Veteran Owned Small Business Entertainment Used the software for: Less than 6 months ### "Love ZAR MONEY so far!!!" October 1, 2024 5.0 My wife work as a sales engineer manager for a HUGE company (she used to demo software to large companies), and she is very happy with the layout and the abundance of options Pros Great introductory demo to get us started! Cons Haven't found a dislike yet, so far it has been fairly user friendly! Review Source DE Dennis E. Owner and Laborer Consumer Services Used the software for: Less than 6 months ### "Parent |Company Utilizing Zar Money: Landscaping, Lawn Care and Educational Services" May 18, 2021 5.0 Very good price; good functionality; I like how I can see which invoices are unpaid and which ones have been paid; keeps track of overall income; I hope to use it for expenses as well as payroll, but I'm not sure if payroll is included; the main thing for me is having one database for customers where we can manage services provided and invoicing... Pros Intuitive; Create a database by adding customers and then keeping track of work and income through invoices which can be emailed or printed. Cons Hard to say; it is too new to me; I might think something doesn't function well, only to discover later that I did not know what I was doing. Reason for choosing ZarMoney good rate and reasonable amount of functionality Review Source ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Talk to a Capterra advisor for free and get results within 15 minutes.