# Alternative Payments Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Alternative Payments Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/147493/Alternative-Payments

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# 

 Alternative Payments Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

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How Capterra ensures transparency

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[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Alternative Payments

## What is Alternative Payments?

Alternative Payments provides a global payment infrastructure to assist e-commerce companies in expanding their revenue streams with a broad portfolio of payment solutions local to their consumers. The service consolidates the entire portfolio of solutions and streamlines the complete billing process for international consumers. The best pricing on the market: no monthly fees, no hidden fees! Pay only when you make a transaction!

## What is Alternative Payments used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/)

Top alternative

Featured

Overall rating

Based on 8 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

$0.35

Per User, Per Month

Free trial  
available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Alternative Payments?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.alternativepayments.com&name=Alternative Payments)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Alternative Payments

4.3 (8)

VS.

[4.6 (1,456)](https://www.capterra.com/p/127994/Jobber/reviews/)

Starting Price

$0.35

per user, per month

Starting Price

$39

Flat Rate, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.4 (8)

Ease Of Use

4.6 (26,374)

Value For Money

4.3 (7)

Value For Money

4.4 (20,230)

Customer Service

4.5 (8)

Customer Service

4.6 (20,485)

## Alternative Payments alternatives

[4.2 (2,038)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

85%

of reviewers

rated it above 4 stars

Highest Rated

[4.7 (1,725)](https://www.capterra.com/p/105428/Clio/reviews/)

Starting price

$49.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

94%

of reviewers

rated it above 4 stars

[4.4 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting price

$25.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

88%

of reviewers

rated it above 4 stars

[PayPal](https://www.capterra.com/p/207944/PayPal/)

[4.6 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting price

$0.29

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

94%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/207944/PayPal/)

[View all alternatives](https://www.capterra.com/p/147493/Alternative-Payments/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

ACH Payment Processing

5.0 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Debit/Credit Card Processing

4.5 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

Accept and process credit/debit card transactions

Online Payments

5.0 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

Accept and process online payment transactions

Payment Processing

5.0 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

Accept, record, and reconcile financial transactions

Recurring/Subscription Billing

5.0 (1)

0.00% of 1 reviewers that rated this feature as important or highly important

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Reporting/Analytics

5.0 (1)

0.00% of 1 reviewers that rated this feature as important or highly important

View and track pertinent metrics to find patterns and gain insights from data

Alternative Payments 21 features

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Application programming interface that allows for integration with other systems/databases

Gateway through which end users can view past bills and pay current invoices

Centralized database of stakeholders and their contact information such as names, address, phone number etc.

Accept and process credit/debit card transactions

Identify and prevent suspicious activity

Store and view prior invoices for each account/client

Manage and handle various international currencies

Process payments via multiple modes directly through the application

Create, send, and view electronic invoices

Accept and process online payment transactions

Accept, record, and reconcile financial transactions

Estimate or forecast of a future scenario based on the study of present trends

Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity

Receive data and information in real time

Active reporting of data and metrics

Upload, track, and submit receipts in a central database

Automated process of charging customers at regular intervals for repeated access or use of a product or service

View and track pertinent metrics to find patterns and gain insights from data

Monitor or audit historical and current transactions to analyze customer account activities

Get Advice

We can help you find the software with the features you need.

Features

4.4 (8)

4.4

Based on 8 reviews

## Pricing

Value for money

4.3 (7)

Free Trial

Free Version

Basic

$0.35

Value for money

4.3 (7)

4.3

Based on 7 reviews

## Integrations

[

WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[

Sticky.io](https://www.capterra.com/p/154796/sticky-io/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.5 (8)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.5 (8)

4.5

Based on 8 reviews

## User reviews

Overall rating

4.3

Based on 8 reviews

Filter by rating

5(5)

4(2)

3(0)

2(0)

1(1)

Mentioned topic

Sorted by most recent

JA

Jasmine A.

Customer Success Representative

Computer & Network Security

### "Good Support"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

8/10

July 24, 2024

Pros

There is a consistent and responsive communication with their team. \[sensitive content hidden\] does a great job with handling any issues/concerns from our end.

Cons

There is a glitch in overdo payouts that sometimes it will list paid if it has failed several times.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

TZ

Terry Z.

Controller

Information Technology and Services

### "Heiden Review "

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

November 22, 2022

we had great customer service and follow with all of our questions with our support person, Atusa

Pros

the ease of use , very user friendly and simple to navigate even for the non techy type. ease of use for our clients has been seemless

Cons

Login feature could be simplified along with compatibility with quickbooks desktop

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

BL

Bryant L.

Director of Operations

Information Technology and Services

### "Excellent Solution!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

November 22, 2022

Pros

This solution was easy to implement. Vendor support has been fantastic throughout the entire process. Easy to use portal and very user-friendly end user portal.

Cons

I do not have any dislikes about this solution.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

AU

Anonymous User

### "Stay away from Alternative Payments before they steal your customer money."

1.0

Overall Rating

1.0

1.0

Ease of Use

1.0

1.0

Features

1.0

1.0

Customer Service

1.0

1.0

Likelihood to Recommend

0/10

March 12, 2018

Cons

We worked with Alternative Payments for a few month before they suddenly decided to close permanently our account with no apparent reason. It's been almost 2 weeks we are trying to contact them to know how we can get back the money from our customers who paid using Alternative Payments but nobody is replying. We tried emailing their compliance team, sales team, account manager, we tried to call them, to chat with them on their livechat, Facebook, we contacted multiple managers on Linkedin, absolutely no reply from them.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

DH

Deiter H.

Sales Manager

Business Supplies and Equipment

### "Local Payment Methods? Changed our Business!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

January 14, 2017

If you sell to the EU or Asia without offering local payments, you will soon close your business! We increased sales by 23%!

Pros

Great support!

Cons

None!

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

DB

Darrick B.

CEO

### "Don't bother to look further"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

January 12, 2017

We had only Credit Cards and PayPal in our checkout and consumers always had problems with declines and other issues and caused profit loss. With Alternative Payments you pay only when you have a transaction, and there are no monthly or other fees. So far, we are delighted.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

IL

Ivana L.

Founder

Professional Training & Coaching

### "Something completely different! And fantastic!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

January 3, 2017

The first think we like is their assistance, expertise, and knowledge these guys have when it comes to local payment methods. After long analysis how to approach new markets without credit card processing we decided to choose Alternative Payments and we didn't make a mistake. We sell online courses about parenting and the conversion rates with local solutions are just great! What we also like is that you don't pay anything until you make a transaction. The integration took a while as we picked all the payment options offered, but the slow speed was caused by us.

Pros

Great features, recurring billing, detailed reports, and quick support.

Cons

At the time we started processing with Alternative Payments they didn't have WooCommerce plugin. Released it a couple of weeks ago, so basically nothing.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

TF

Tommy F.

### "Perfect solution for credit card alternatives!"

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 29, 2016

We needed a smooth and simple solution for our website where we would offer payment methods other than credit cards as our target groups in Asia and EU do not prefer credit cards. We didn't know what to expect from Alternative Payments as we never used alternative payment methods, but after a couple of calls with their support, we were delighted with the service. We not only got what we needed, but they assisted us how to approach our target markets and which payment methods work the best in those markets. Their Merchant Portal is a bit complex at first sight, but after using it for a couple of months now we got used to it. What also makes them exceptional is that there is finally somebody out on the market without having hidden fees and other non-transparent costs.

Pros

Easy integration, fantastic support and assistance, transparent fees.

Cons

None.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/147493/Alternative-Payments/reviews/)

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Independent research methodology

Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology.

[Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

[Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website.

[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)