--- title: "Alternative Payments Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Alternative Payments Software - reviews, pricing plans, popular comparisons to other Billing and Invoicing products and more." source_url: "https://www.capterra.com/p/147493/Alternative-Payments/" page_type: "product" language: "en" --- # Alternative Payments Software Review 2026: Features, Integrations, Pros & Cons Last updated on September 25, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Alternative Payments ## What is Alternative Payments? Alternative Payments provides a global payment infrastructure to assist e-commerce companies in expanding their revenue streams with a broad portfolio of payment solutions local to their consumers. The service consolidates the entire portfolio of solutions and streamlines the complete billing process for international consumers. The best pricing on the market: no monthly fees, no hidden fees! Pay only when you make a transaction! ## What is Alternative Payments used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/) Top alternative Featured Overall rating Based on 8 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $0.35 Per User, Per Month Free trial available Includes Free Version Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Alternative Payments?[Manage this product listing](https://www.g2.com/products/alternative-payments/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Alternative Payments 4.3 (8) VS. [4.2 (405)](https://www.capterra.com/p/184673/Melio/reviews/) Starting Price $0.35 per user, per month Starting Price $25 Per User, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.4 (8) Ease Of Use 4.4 (26,641) Value For Money 4.3 (7) Value For Money 4.3 (20,480) Customer Service 4.5 (8) Customer Service 4.0 (20,738) ## Alternative Payments alternatives [4.7 (1,747)](https://www.capterra.com/p/105428/Clio/reviews/) Starting price $49.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) [View all alternatives](https://www.capterra.com/p/147493/Alternative-Payments/alternatives/) ## FAQs about Alternative Payments Overview ### What company size and specific industries is Alternative Payments built for? Alternative Payments is designed for e-commerce companies of varying sizes, especially businesses that sell to international consumers. It suits online retailers that need local payment options to reach customers who do not use credit cards and to support growth in cross-border markets. Features and Usability ### What are the key features of Alternative Payments? Alternative Payments offers ACH Payment Processing, Debit/Credit Card Processing, Online Payments, and Electronic Payments for payment acceptance. It also includes Online Invoicing, Recurring/Subscription Billing, Billing Portal, Transaction History, and Invoice History, plus Fraud Detection, Multi-Currency support, Real-Time Reporting, and an API for integration. Integrations ### Which third-party tools and platforms does Alternative Payments integrate with? Alternative Payments integrates with 2 third-party platforms: Sticky.io and WooCommerce. These catalog integrations support ecommerce and subscription billing workflows, giving Alternative Payments compatibility with common storefront and payment-related systems. Getting Started and Support ### What customer support options does Alternative Payments offer? Alternative Payments provides email/help desk support, an FAQ/forum, and chat. With no reviewer feedback available on support, the support experience cannot be described in terms of response speed, helpfulness, or common frustrations. ## Features AI summary Based on 17,640 Billing and Invoicing reviews Capterra data shows that buyers of payment processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) Alternative Payments includes **Online Payments**, which helps businesses accept transactions digitally and serve customers across web-based sales channels. However, it does not include **Data Security** or **Mobile Access**. Instead, it offers **Debit/Credit Card Processing** (**52%**), another feature reviewers see as important, giving teams a practical way to handle card transactions even without broader support for those top priorities and helping businesses process payments more efficiently. Online Payments 5.0 (2) 50.00% of 2 reviewers that rated this feature as important or highly important Accept and process online payment transactions Debit/Credit Card Processing 4.5 (2) 50.00% of 2 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions ACH Payment Processing 5.0 (2) 50.00% of 2 reviewers that rated this feature as important or highly important Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Payment Processing 5.0 (2) 50.00% of 2 reviewers that rated this feature as important or highly important Accept, record, and reconcile financial transactions Recurring/Subscription Billing 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Automated process of charging customers at regular intervals for repeated access or use of a product or service Reporting/Analytics 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important View and track pertinent metrics to find patterns and gain insights from data Alternative Payments 23 features ### All Features - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - API: Application programming interface that allows for integration with other systems/databases - Billing Portal: Gateway through which end users can view past bills and pay current invoices - Contact Database: Centralized database of stakeholders and their contact information such as names, address, phone number etc. - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Fraud Detection: Identify and prevent suspicious activity - Invoice History: Store and view prior invoices for each account/client - Multi-Currency: Manage and handle various international currencies - Multiple Payment Options: Process payments via multiple modes directly through the application - Online Invoicing: Create, send, and view electronic invoices - Online Payments: Accept and process online payment transactions - Payment Processing: Accept, record, and reconcile financial transactions - Projections: Estimate or forecast of a future scenario based on the study of present trends - Purchasing & Receiving: Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity - Real-Time Data: Receive data and information in real time - Real-Time Reporting: Active reporting of data and metrics - Receipt Management: Upload, track, and submit receipts in a central database - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Sales Reports: Reports specific to sales analysis for trends and strategies - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities --- Get Advice We can help you find the software with the features you need. Features 4.4 (8) 4.4 Based on 8 reviews ## Pricing Value for money 4.3 (7) Free Trial Free Version Basic $0.35 Value for money 4.3 (7) 4.3 Based on 7 reviews ## Integrations [ WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[ Sticky.io](https://www.capterra.com/p/154796/sticky-io/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.5 (8) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.5 (8) 4.5 Based on 8 reviews ## User reviews Overall rating 4.3 Based on 8 reviews Filter by rating 5(5) 4(2) 3(0) 2(0) 1(1) Mentioned topic Sorted by most recent JA Jasmine A. Customer Success Representative Computer & Network Security ### "Good Support" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 July 24, 2024 Pros There is a consistent and responsive communication with their team. \[sensitive content hidden\] does a great job with handling any issues/concerns from our end. Cons There is a glitch in overdo payouts that sometimes it will list paid if it has failed several times. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TZ Terry Z. Controller Information Technology and Services ### "Heiden Review " 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 November 22, 2022 we had great customer service and follow with all of our questions with our support person, Atusa Pros the ease of use , very user friendly and simple to navigate even for the non techy type. ease of use for our clients has been seemless Cons Login feature could be simplified along with compatibility with quickbooks desktop Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. BL Bryant L. Director of Operations Information Technology and Services ### "Excellent Solution!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 22, 2022 Pros This solution was easy to implement. Vendor support has been fantastic throughout the entire process. Easy to use portal and very user-friendly end user portal. Cons I do not have any dislikes about this solution. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AN Anonymous User ### "Stay away from Alternative Payments before they steal your customer money." 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 March 12, 2018 Cons We worked with Alternative Payments for a few month before they suddenly decided to close permanently our account with no apparent reason. It's been almost 2 weeks we are trying to contact them to know how we can get back the money from our customers who paid using Alternative Payments but nobody is replying. We tried emailing their compliance team, sales team, account manager, we tried to call them, to chat with them on their livechat, Facebook, we contacted multiple managers on Linkedin, absolutely no reply from them. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. DH Deiter H. Sales Manager Business Supplies and Equipment ### "Local Payment Methods? Changed our Business!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 14, 2017 If you sell to the EU or Asia without offering local payments, you will soon close your business! We increased sales by 23%! Pros Great support! Cons None! Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. DB Darrick B. CEO ### "Don't bother to look further" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 12, 2017 We had only Credit Cards and PayPal in our checkout and consumers always had problems with declines and other issues and caused profit loss. With Alternative Payments you pay only when you have a transaction, and there are no monthly or other fees. So far, we are delighted. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. IL Ivana L. Founder Professional Training & Coaching ### "Something completely different! And fantastic!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 3, 2017 The first think we like is their assistance, expertise, and knowledge these guys have when it comes to local payment methods. After long analysis how to approach new markets without credit card processing we decided to choose Alternative Payments and we didn't make a mistake. We sell online courses about parenting and the conversion rates with local solutions are just great! What we also like is that you don't pay anything until you make a transaction. The integration took a while as we picked all the payment options offered, but the slow speed was caused by us. Pros Great features, recurring billing, detailed reports, and quick support. Cons At the time we started processing with Alternative Payments they didn't have WooCommerce plugin. Released it a couple of weeks ago, so basically nothing. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TF Tommy F. ### "Perfect solution for credit card alternatives!" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 29, 2016 We needed a smooth and simple solution for our website where we would offer payment methods other than credit cards as our target groups in Asia and EU do not prefer credit cards. We didn't know what to expect from Alternative Payments as we never used alternative payment methods, but after a couple of calls with their support, we were delighted with the service. We not only got what we needed, but they assisted us how to approach our target markets and which payment methods work the best in those markets. Their Merchant Portal is a bit complex at first sight, but after using it for a couple of months now we got used to it. What also makes them exceptional is that there is finally somebody out on the market without having hidden fees and other non-transparent costs. Pros Easy integration, fantastic support and assistance, transparent fees. Cons None. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/147493/Alternative-Payments/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.