# XTBills Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about XTBills Software - reviews, pricing plans, popular comparisons to other Accounts Payable products and more. Source: https://www.capterra.com/p/149897/Circulus --- # XTBills Software Review 2026: Features, Integrations, Pros & Cons Last updated on November 13, 2025 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. 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[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) XTBills ## What is XTBills? With Circulus (Formerly XTBills), it's never been easier to keep up with your vendor payments and employee expense reimbursements. Our simple and affordable cloud platform offers the tools you need to take the pain out of payables. Pay bills via check, vCard, or ACH payments, manage your AP review & approval process, edit user permissions, view detailed reporting, and store unlimited bill images, all while synchronizing data with your QuickBooks Online or QuickBooks Desktop account. ## What is XTBills used for? [Accounts Payable](https://www.capterra.com/accounts-payable-software/) Top alternative Featured Overall rating Based on 8 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $48 Per User, Per Month Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for XTBills?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://circulus.io/&name=XTBills) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### XTBills 4.8 (8) VS. [4.3 (684)](https://www.capterra.com/p/76/Intacct/reviews/) Starting Price $48 Per User, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (8) Ease Of Use 4.2 (610) Value For Money 4.8 (8) Value For Money 4.0 (517) Customer Service 4.8 (8) Customer Service 4.0 (549) ## XTBills alternatives [4.2 (2,041)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars Highest Rated [4.3 (2,249)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting price $7.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.2 (402)](https://www.capterra.com/p/184673/Melio/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 83% of reviewers rated it above 4 stars [3.9 (426)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Starting price $124.42 Per User, Per Month Pricing Options Free Trial Free Version User Rating 72% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/149897/Circulus/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Approval Process Control 4.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Manage the process of evaluating documents or requests submitted for approval Duplicate Payment Alert 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Receive an automatic notification when the exact same payment is about to be initiated for the second time Invoice Processing 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Creation, processing, verification, and execution of invoices till the payment is made Purchase Order Reconciliation 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Aligns purchase orders with incoming invoices and receiving reports Reporting/Analytics 5.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important View and track pertinent metrics to find patterns and gain insights from data Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. XTBills 11 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Manage the process of evaluating documents or requests submitted for approval Issue payments to third parties via checks Receive an automatic notification when the exact same payment is about to be initiated for the second time Electronically collect payments for goods or services Identify and prevent suspicious activity Creation, processing, verification, and execution of invoices till the payment is made Aligns purchase orders with incoming invoices and receiving reports Automatic and regular transactions made through a secure online platform at predetermined intervals (monthly, quarterly, etc.) View and track pertinent metrics to find patterns and gain insights from data Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. Get Advice We can help you find the software with the features you need. Features 4.5 (8) 4.5 Based on 8 reviews ## Pricing Value for money 4.8 (8) Basic $48.00 Per User,Per Month Value for money 4.8 (8) 4.8 Based on 8 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.8 (8) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.8 (8) 4.8 Based on 8 reviews ## User reviews Overall rating 4.8 Based on 8 reviews Filter by rating 5(6) 4(2) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent JG John G. CFO Construction ### "Good Support Tool with some flaws" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 7/10 May 22, 2023 Overall, they were willing to configure there a tool to meet our business challenges, which is a rare trait in these types of companies Pros I really enjoyed working with the team there who did everything they could to customize the tour for us. Using the system is good, but our complexities really challenged the system. It’s stable and working well at this point. Cons We were the first client for Dynamics Great Plains that they worked with, and it was challenging, and the install took several months to get right. Once we did, the tool worked well. Reasons for choosing XTBills We chose this software, because they were willing to customize their solution to fit our business processes, and they also out of the box and more flexibility than the other tools we looked at. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AS Ane S. Account Manager Marketing and Advertising ### "Facil de implementar" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 November 14, 2022 Pros La interfaz es muy sencilla, por lo que puedes empezar a trabajar con ella muy rápido Cons Las integraciones con otras herramientas se podrían mejorar. Además hay algo de retardo en la sincronización con QBO. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Cynthia A. Staff Accounting Accounting ### "It has simplified my payable processes." 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 July 12, 2018 My payable processes is more efficient now. Pros It is a great useful platform that allow us to pay our vendors by using direct deposit. It also gives you the opportunity to see which invoice are still pending, which is really helpful for the budget. Cons The system do not sync the changes that I make to the QBO. Other than that everything works fine, excellent platform. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MP Mary P. Junior Accountant ### "Love the help with paying bills, even when I'm away from the office I can use the APP. " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 November 28, 2017 The flexibility to make payments when i'm away from the office or on vacation. Pros I like the ability to view the unpaid bills pending with total amount, this helps with budgeting. The software updates have always added a feature that I needed. The support team always answers my questions in a timely manner. The sync with Quickbooks online helps with our bookkeeping transparency needs. Cons The software allows me to update quickly and then it syncs to QBO. But when I make changes in QBO, it will not sync to Circulus. I have to remember the flow of the sync to make my life easier. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JC Julie C. Office Manager Transportation/Trucking/Railroad ### "Excellent for our small trucking company!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 8, 2017 Direct Deposit for a Small Trucking Company!!! Pros Easy to use/secure for paying our drivers via ACH and economical vs the other software on the market, it also partners with QuickBooks. The customer service is located in the US and is very helpful which is huge as issues get resolved. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Paul H. President Entertainment ### "Good ACH solution for QBO users" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 0/10 November 8, 2017 Pros This is a reasonably priced ACH solution that allows us to pay our vendors via direct deposit. WE don't currently use them for bill entry or hard check distribution. Cons The integration with QBO could be better and I wish they sync'd in real time vs once a day. Fortunately sync can be forced anytime so it's not a big deal. Since we still cut our checks the biggest challenge we have is making sure we "mark as paid" any bills in Circulus that we pay with a hard check. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AD Alyssa D. Bookkeeper Wholesale ### "Circulus has contiued to improve our payables process" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 7, 2017 We were doing a lot of manual work to pay our bills by utilizing our bank to send funds, and then doing double entry by entering the records back into our QuickBooks account. Circulus has made it extremely easy by allowing us to complete the process all through one platform! Pros Syncs bills to QuickBooks, pays bills easily to where I don't have to worry about the process, clean interface Cons There are some features that could make it a lot better, but from what I know their team is working on it! Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MM Mike M. ### "Easy to Use, Glad I Found It, Paying by ACH" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 0/10 March 7, 2017 I was needing something that was not complicated. I just wanted to eliminate paper checks and stop the nonsense of having to have records of payments in more than one place. ACH set-up took no time at all, a few clicks and I was getting it all done, and the one time I was not clear on something I got immediate help on chat. My office staff is spending less time on paying vendors and focused on chasing down new business. Pros easy to use...simple...simple Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/149897/Circulus/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)