# SmarterCommerce Payment Processing Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about SmarterCommerce Payment Processing Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/149998/SmarterCommerce-Payment-Processing

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# 

 SmarterCommerce Payment Processing Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

SmarterCommerce Payment Processing

## What is SmarterCommerce Payment Processing?

SmarterCommerce Payment and Credit Card Processing for JD Edwards provides an integrated, multi-channel solution to address the payment requirements for sales order (ecommerce, phone and retail POS orders), and service orders as well as support AR collection efforts. Our end-to-end solutions deliver highly secure payment options including Credit Card Processing, PayPal Express Checkout, ACH Processing and E-Check while delivering process efficiencies and comprehensive integration with JD Edwards

## What is SmarterCommerce Payment Processing used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)

Overall rating

Based on 7 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

$25000

Per User, Per Month

Free trial  
not available

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Do you work for SmarterCommerce Payment Processing?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.smartercommerce.net&name=SmarterCommerce Payment Processing)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### SmarterCommerce Payment Processing

4.7 (7)

VS.

[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

$25000

Per User, Per Month

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.6 (7)

Ease Of Use

4.5 (26,258)

Value For Money

4.7 (7)

Value For Money

4.4 (20,120)

Customer Service

4.7 (7)

Customer Service

4.2 (20,377)

## SmarterCommerce Payment Processing alternatives

[4.8 (524)](https://www.capterra.com/p/163474/WeTravel/reviews/)

Starting price

$79.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

98%

of reviewers

rated it above 4 stars

[4.7 (479)](https://www.capterra.com/p/182990/GCPAY/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

96%

of reviewers

rated it above 4 stars

[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Starting price

$30.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

92%

of reviewers

rated it above 4 stars

Highest Rated

[4.9 (247)](https://www.capterra.com/p/198072/ePayPolicy/reviews/)

Starting price

$25.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

99%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/149998/SmarterCommerce-Payment-Processing/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

ACH Payment Processing

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

API

Application programming interface that allows for integration with other systems/databases

Debit/Credit Card Processing

Accept and process credit/debit card transactions

Multi-Currency

Manage and handle various international currencies

Multiple Payment Options

Process payments via multiple modes directly through the application

Online Payments

Accept and process online payment transactions

SmarterCommerce Payment Processing 10 features

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Application programming interface that allows for integration with other systems/databases

Accept and process credit/debit card transactions

Manage and handle various international currencies

Process payments via multiple modes directly through the application

Accept and process online payment transactions

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

Automated process of charging customers at regular intervals for repeated access or use of a product or service

View and track pertinent metrics to find patterns and gain insights from data

Get Advice

We can help you find the software with the features you need.

Features

4.4 (7)

4.4

Based on 7 reviews

## Pricing

Value for money

4.7 (7)

Basic

$25,000

Per User,Per Month

Value for money

4.7 (7)

4.7

Based on 7 reviews

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.7 (7)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.7 (7)

4.7

Based on 7 reviews

## User reviews

Overall rating

4.7

Based on 7 reviews

Filter by rating

5(5)

4(2)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

PB

Paul B.

Sr. Business Systems Analyst, Americas

Consumer Electronics

### "Easy to Implement, Use and Manage"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

July 15, 2019

Pros

SmarterCommerce is simple to implement and seamlessly integrates with our JDE ERP solution. The software performs efficiently and effectively and looks and feels like JDE programs from a user perspective. It is clear and easily understood, and the integration to the financials saves our staff significant time relative to daily credit card reconciliation; what used to take hours per week is down to minutes with SmarterCommerce. There is no regular maintenance or manipulation required within the setup of the software; it's "set it and forget it" feature makes it easy to manage.

Cons

Occasional connectivity/communication issues with PayPal

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AU

Anonymous User

Project Mgr.

Packaging and Containers

### "SmarterCOmmerce is the "Smarter" way to achieve and manage CC integration with your JD Edwards ERP "

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

8/10

February 14, 2019

Pros

I appreciate the way in which PremierGroup stays abreast of PCI compliance and keeps their product complaint with the ever--changing regulations.

Cons

No complaints regarding this product. Wish it integrated to SAP.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AM

Andrew M.

Developer

Computer Software

### "Great Partner!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

February 8, 2019

Pros

It seamlessly integrates with our ERP System and provides functionality for e-commerce as well.

Cons

Minor limitations to configuration that can be overcome with a little effort.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Craig B.

Director of Operations and Information Technology, Senior Manager

### "SmarterCommerce Payment processing is the only fully integrated credit card solution for JD Edwards"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

July 23, 2018

Pros

Overall, SmarterCommerce Payment Processing represents a sorely needed set of features and functionality for users of JD Edwards and does so by taking full advantage of the native capabilities of the system and providing end to end functionality. The software addresses all of the needs a business would have in processing orders with credit cards. We are among the earliest adopters of SC and have used it with great success for well over a decade.

Cons

Due to the nature of credit card processing, SC relies on connections to your payment gateway, and in the instance in which connectivity to these resources cannot be established, the JDE invoicing process could potentially be interrupted, however in today's world of reliance upon internet connectivity, this is no different than many if not most other products.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AU

Anonymous User

JD Edwards Computer Specialist

### "Great product with a lot of configurable features and it is always improving"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

June 28, 2018

PCI compliance worries are gone - fully integrated with JDE and knowledgeable support team help us with any rare occurrence of an issue. They make upgrading smarter commerce and JDE easy. It is great having real time processing of payment so we know we will get our money.

Pros

Easy to get it up and running and easy to upgrade. They keep up with changes in the industry and add new features and flexibility all the time. Tightly integrated with JDE

Cons

I don't think we really have any complaints - it handles everything we want to do and new ideas we have that might not exist we can get customized, but the features often show up in future releases making upgrading easy to return to vanilla

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

EC

Ed C.

Mgr - Credit/Collections

### "The entire staff was very supportive throughout the entire implementaton process"

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

3.0

3.0

Customer Service

4.0

4.0

Likelihood to Recommend

8/10

June 28, 2018

The benefits include ease of use, lower credit card fees, and being able to easily expand to entire business

Pros

The system was very easy to use. Our users are very comfortable with accepting payments for orders, invoice payments and prepayments.

Cons

The system is available for all SO order types in JDE. It is not available for WO order types in JDE. An additional project needs to be done, which comes with an additional cost. I think the system should work for all JDE order types.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

RM

Richard M.

Credit Manager

Building Materials

### "The best credit card integration with our JD Edwards ERP that we have seen."

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

June 28, 2018

Ease of use, fewer problems processing credit card transactions, more flexible than past products.

Pros

It is seamless and offers the best security of our customers' credit card data. Having used other products in the past, this is the best fit for our system and our processing needs.

Cons

It doesn't offer a good customer transaction receipt option that can be sent to our customers, confirming the amount(s) that have been charged.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/149998/SmarterCommerce-Payment-Processing/reviews/)

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