# SmarterCommerce Payment Processing Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Is SmarterCommerce Payment Processing the right Payment Processing solution for you? Explore 7 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/149998/SmarterCommerce-Payment-Processing/reviews

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SmarterCommerce Payment Processing

4.7 (7)

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Last updated March 13th, 2026

# Reviews of SmarterCommerce Payment Processing

Ease of use

4.6

Customer Service

4.7

## Showing most helpful reviews

Showing 1-7 of 7 Reviews

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Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

Craig B.  
Director of Operations and Information Technology, Senior Manager  
  
Used the software for: 2+ years

### "SmarterCommerce Payment processing is the only fully integrated credit card solution for JD Edwards"

July 23, 2018

5.0

Pros

Overall, SmarterCommerce Payment Processing represents a sorely needed set of features and functionality for users of JD Edwards and does so by taking full advantage of the native capabilities of the system and providing end to end functionality. The software addresses all of the needs a business would have in processing orders with credit cards. We are among the earliest adopters of SC and have used it with great success for well over a decade.

Cons

Due to the nature of credit card processing, SC relies on connections to your payment gateway, and in the instance in which connectivity to these resources cannot be established, the JDE invoicing process could potentially be interrupted, however in today's world of reliance upon internet connectivity, this is no different than many if not most other products.

Review Source

VR

Verified Reviewer  
JD Edwards Computer Specialist  
  
Used the software for: 2+ years

### "Great product with a lot of configurable features and it is always improving"

June 28, 2018

5.0

PCI compliance worries are gone - fully integrated with JDE and knowledgeable support team help us with any rare occurrence of an issue. They make upgrading smarter commerce and JDE easy. It is great having real time processing of payment so we know we will get our money.

Pros

Easy to get it up and running and easy to upgrade. They keep up with changes in the industry and add new features and flexibility all the time. Tightly integrated with JDE

Cons

I don't think we really have any complaints - it handles everything we want to do and new ideas we have that might not exist we can get customized, but the features often show up in future releases making upgrading easy to return to vanilla

Review Source

VR

Verified Reviewer  
Project Mgr.  
Packaging and Containers  
Used the software for: 2+ years

### "SmarterCOmmerce is the "Smarter" way to achieve and manage CC integration with your JD Edwards ERP "

February 14, 2019

4.0

Pros

I appreciate the way in which PremierGroup stays abreast of PCI compliance and keeps their product complaint with the ever--changing regulations.

Cons

No complaints regarding this product. Wish it integrated to SAP.

Review Source

PB

Paul B.  
Sr. Business Systems Analyst, Americas  
Consumer Electronics  
Used the software for: 2+ years

### "Easy to Implement, Use and Manage"

July 15, 2019

5.0

Pros

SmarterCommerce is simple to implement and seamlessly integrates with our JDE ERP solution. The software performs efficiently and effectively and looks and feels like JDE programs from a user perspective. It is clear and easily understood, and the integration to the financials saves our staff significant time relative to daily credit card reconciliation; what used to take hours per week is down to minutes with SmarterCommerce. There is no regular maintenance or manipulation required within the setup of the software; it's "set it and forget it" feature makes it easy to manage.

Cons

Occasional connectivity/communication issues with PayPal

Review Source

RM

Richard M.  
Credit Manager  
Building Materials  
Used the software for: 1-2 years

### "The best credit card integration with our JD Edwards ERP that we have seen."

June 28, 2018

4.0

Ease of use, fewer problems processing credit card transactions, more flexible than past products.

Pros

It is seamless and offers the best security of our customers' credit card data. Having used other products in the past, this is the best fit for our system and our processing needs.

Cons

It doesn't offer a good customer transaction receipt option that can be sent to our customers, confirming the amount(s) that have been charged.

Review Source

AM

Andrew M.  
Developer  
Computer Software  
Used the software for: 2+ years

### "Great Partner!"

February 8, 2019

5.0

Pros

It seamlessly integrates with our ERP System and provides functionality for e-commerce as well.

Cons

Minor limitations to configuration that can be overcome with a little effort.

Review Source

EC

Ed C.  
Mgr - Credit/Collections  
  
Used the software for: Less than 6 months

### "The entire staff was very supportive throughout the entire implementaton process"

June 28, 2018

5.0

The benefits include ease of use, lower credit card fees, and being able to easily expand to entire business

Pros

The system was very easy to use. Our users are very comfortable with accepting payments for orders, invoice payments and prepayments.

Cons

The system is available for all SO order types in JDE. It is not available for WO order types in JDE. An additional project needs to be done, which comes with an additional cost. I think the system should work for all JDE order types.

Review Source

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