# Lendio Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Lendio Software - reviews, pricing plans, popular comparisons to other Billing and Invoicing products and more. Source: https://www.capterra.com/p/154197/Sunrise/alternatives --- # Lendio Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Lendio ## What is Lendio? Getting paid on time should be easy and stress-free. Join the 50,000 companies that have taken billing and invoicing to the next level. Capterra's official review: Easiest-to-use billing and invoicing software for small business! 5/5 stars Capterra reviews. Start your 14-day free trial today! ## What is Lendio used for? [Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/)[Commercial Loan](https://www.capterra.com/commercial-loan-software/)[Accounting](https://www.capterra.com/accounting-software/) Overall rating Based on 211 user reviews Reviews sentiment Positive 91% Neutral 7% Negative 2% Starting price $19.99 Flat Rate, Per Month Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Lendio?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.lendio.com/&name=Lendio) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Lendio 4.5 (211) VS. [4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/) Starting Price $19.99 Flat Rate, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (211) Ease Of Use 4.2 (7,619) Value For Money 4.6 (200) Value For Money 4.0 (6,536) Customer Service 4.5 (187) Customer Service 4.0 (6,240) ## Lendio alternatives [4.2 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing [4.3 (135)](https://www.capterra.com/p/133966/Accounting-Seed/reviews/) Starting price Contact vendor for pricing Highest Rated [4.4 (671)](https://www.capterra.com/p/163115/Zoho-Books/reviews/) Starting price $20.00 Per User, Per Month [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) [4.3 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Starting price $38.00 Per User, Per Month [Learn More](https://www.capterra.com/p/190778/QuickBooks-Online/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Customizable Invoices 1.0 (2) 50.00% of 2 reviewers that rated this feature as important or highly important Invoices that can be tailored according to company's branding, payment terms and personalized information Mobile Payments 1.0 (2) 0.00% of 2 reviewers that rated this feature as important or highly important Clients can submit payments via mobile devices Tax Calculation 1.0 (2) 0.00% of 2 reviewers that rated this feature as important or highly important Calculate tax and make deductions on gross income from sources like wages, investments or self-employment General Ledger 1.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Centralized accounting record which tracks all financial transactions Invoice Creation 1.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Create invoices from scratch or have recurring invoices Invoice History 1.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Store and view prior invoices for each account/client Lendio 28 features Track and document all activities across devices, networks, and other systems Manage the process of evaluating documents or requests submitted for approval A record of all activities within the system, including user access, changes made, etc. Compare and match accounting/financial records with corresponding bank statements Private online space that lets businesses securely share documents and provide information access to clients Track and manage adherence to policies for any service, product, process, or supplier Centralized database of stakeholders and their contact information such as names, address, phone number etc. Manage, organize, and store contact information Add customized logos and colors to align with company branding Invoices that can be tailored according to company's branding, payment terms and personalized information Graphical representation of data Generate reports to assess the financial performance of an organization Designed for small businesses Centralized accounting record which tracks all financial transactions Business model that charges based on the amount of time spent on an hourly basis A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time Create invoices from scratch or have recurring invoices Store and view prior invoices for each account/client Access the system via a mobile application Clients can submit payments via mobile devices Manage the accounting and financial aspects of multiple locations or companies in a single location Create, send, and view electronic invoices Accept and process online payment transactions Accept, record, and reconcile financial transactions A type of financial statement used to record and report an organization's revenues, costs, and expenses over a specific amount of time Generate quotes or estimates for customers Track the status over time for a request, process, asset, or transaction Calculate tax and make deductions on gross income from sources like wages, investments or self-employment Get Advice We can help you find the software with the features you need. Features 4.2 (211) 4.2 Based on 211 reviews ## Pricing Value for money 4.6 (200) Free Trial Free Version [View pricing plan details](https://www.capterra.com/p/154197/Sunrise/pricing/) Free Self-Service $0.00 It includes: - Generate Your Profit and Loss - Manage Income and Expenses - Send Invoices and Quotes Sunrise Plus $19.99 Flat Rate,Per Month It includes: - Auto-Categorize Expenses - Cash Flow Insights and Alerts - Generate Your Profit and Loss - Manage Income and Expenses - Payment Integrations With: Stripe - Paypal - Send Invoices and Quotes - Sqaure Value for money 4.6 (200) 4.6 Based on 200 reviews ## Integrations [ Stripe](https://www.capterra.com/p/123889/Stripe/)[ Zapier](https://www.capterra.com/p/130182/Zapier/)[ GUSTO PRODUCT SUITE](https://www.capterra.com/p/174912/GUSTO-PMS-Suite/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.5 (187) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.5 (187) 4.5 Based on 187 reviews ## User reviews Overall rating 4.5 Based on 211 reviews Filter by rating 5(134) 4(58) 3(14) 2(3) 1(2) Mentioned topic Sorted by most recent CS Charles S. Content management Publishing ### "Hassle free loan management " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 June 23, 2024 Simple and easy to navigate. Document upload is easy, even on cell phone, it works great. Pros Mobile friendly and super easy to use even for non-tech savvy people. Cons Until now, I have no issues with this application. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. RH Russ H. Owner Graphic Design ### "Was good, then a huge bait and switch" 2.0 Overall Rating 2.0 2.0 Ease of Use 3.0 3.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 September 23, 2022 DO NOT TRUST THIS COMPANY. The original app, Billy was great. I purchased a lifetime deal from Appsumo and everything ran pretty smoothly. When Lendio bought them out, they decided to not honor the lifetime deals and went for a despicable cash grab, forcing users to pay a monthly fee for the most basic functions. They don't care about users, and refuse to issue refunds. I ran a SAAS company and can tell you that it would cost them virtually NOTHING to continue to offer the features that Billy had, Lendio does not care about you as a customer - you are expendable and replaceable to them. DO NOT BUY THIS SOFTWARE. Pros The invoicing used to be great, with a stripe payment option and customizable templates. Then Lendio bought it and it went to crap. Cons Lendio is a horrible company, with horrible service. Not to be trusted with your financial needs. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TK Tom K. CEO Internet ### "Terrible bait and switch" 1.0 Overall Rating 1.0 1.0 Ease of Use 2.0 2.0 Features 2.0 2.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 March 7, 2022 The product used to be good, but now it's just full of annoying upsells and pushing Lendio's credit product at every chance. The UI has gotten more confusing over time, they really don't have the user experience in mind when developing the product. Pros The UI used to be good, but it's been going downhill recently. Cons What I like the least is the company that currently owns Sunrise and the way they have been treating early adopters... Lendio acquired an accounting product originally called Billy, and renamed it Sunrise. First, they kicked out all the users outside the US and Canada (despite them paying for a lifetime license). Over the past few months they have started forcing early adopters to pay monthly for a product they already purchased a lifetime license to. It would be fine to charge for new features, but they are forcing users to pay for already existing features (e.g. you can't modify your existing invoice templates without paying again, for example, nor sync transactions with PayPal, and more). I'm sure this is legal and all, but it's not a nice way to treat customers... 👎 Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TT Thet Thet S. Freelancer Computer Software ### "Perfect software and make your life easy!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 25, 2021 It's just perfect software and like I said, it's making our life's easier which means I can finish my work quicker and saving my time. Pros I mainly use this software in hospital settings. I have been familiar with this software since my previous job. Then, I moved to this new job where they were not using this when I joined them. So I know how this was different and how this is useful in day to day basic. Literally they are making your life easier ..it kind of like the platform you can access all at one stop rather than opening multiple browsers to get them. Cons As I'm mainly used for seeing patient records, enter the data, there are only a few template available right now. It'd be better if you add more template for different settings. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CB Carrie B. Owner Graphic Design ### "It suits my current needs." 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 March 21, 2021 I purchased a lifetime subscription to Billy via AppSumo in 2017. In 2019, Billy was acquired by Sunrise by Lendio. The transition wasn't as smooth as I would have preferred, but I'm perfectly content now. Pros I like keeping track of my invoices, i.e. which ones were sent, which ones are late, etc. The fact that I have customer portals now is a real bonus. Cons I'd love to see some of this functionality carried over to a mobile app. Switched from [PayPal Invoicing](https://www.capterra.com/p/179253/PayPal-Invoicing/) Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor March 22, 2021 Hi Carrie, thank you for providing your feedback of Sunrise by Lendio. We are thrilled to see you are pleased with our invoicing capabilities. I'll make sure to get your feedback to our mobile team! Please feel free to reach out to support@sunriseapp.com if you have any additional comments. Thank you. :) RA Ramiro A. President Wholesale ### "Excellent Service" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 19, 2020 The customer service is excellent. Pros Well I have not used this for day to day use, but like the format and the simple way it can be used. Cons did not use the software on a day to day use so I cant provide an answer. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JF judy f. CEO Hospital & Health Care ### "Sunrise saves time and adds balance" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 9, 2020 My experience has been extremely positive. I really like and appreciate my bookkeeper, \[SENSITIVE CONTENT HIDDEN\]. Her demeanor and helpful approach are easy to work with. Pros The software is very intuitive and I love the invoicing option. Cons I can’t say there is a feature I don’t like. Reasons for choosing Lendio The sales person was very convincing and answered my questions. The pricing was excellent! Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor July 17, 2020 Hi Judy, thank you for amazing review! We really appreciate your feedback. Our goal is to continue improving our product for our customers. We are so happy to hear that your bookkeeper is meeting your business needs. We are lucky to have her on our team. Wishing you success and growth in your business. AH Angela H. Founder Marketing and Advertising ### "Great Software for Solopreneur" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 8/10 July 4, 2020 I would highly recommend it to everyone. Pros I found it more intuitive than other software. Also much easier to use. Cons I'm having trouble getting payment methods to work without using the paid merchant option. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. PD Peter D. Owner/CEO Automotive ### "Excellent Customer Services and friendly use " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 15, 2020 I am very happy with the Services Pros I do appreciate my accountant follow up and keeping my books very updated, she is available all time to respond to any question and updates Cons friendly use, but more changes are need to adjust different accounts in running the Invoices Switched from [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/) I was looking for easy use software and fast action Alternatives considered [Wave](https://www.capterra.com/p/146264/Wave/) Reasons for choosing Lendio It was a test in the beginning, but considering them due to i have got some loans through the company in the past, that was the reason the follow up with Lendio after successful loan i got through the company affiliates Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor June 16, 2020 Hi Peter, thank you for your wonderful feedback. We strive to assist business owners in the best way possible. This means making our tool intuitive and easy to use. Our goal is to simplify bookkeeping, so anyone can understand the health of their business. We are thrilled to hear that your bookkeeper has earned your trust to efficiently and effectively manage your books. Thank you for being a member of Sunrise, we appreciate your review. JW Jacqueline W. Owner Accounting ### "Sunrise by Lendio Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 9, 2020 Pros I like that it's very easy to use and the free version helps a lot for small beginning business owners. Cons I have to keep signing into the receipt capture tool to use it. It would be nice to have the recurring invoices accept one-time payments Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor June 16, 2020 Hi Jacqueline, thank you for your wonderful feedback. It brings us joy to know that the software satisfies your business needs. We are always rooting for small businesses and want to make the tool as user-friendly as possible. We are currently working on better functionality with our mobile app. Stay tuned for some exciting updates. We appreciate you taking the time to leave us a review. [View all Reviews](https://www.capterra.com/p/154197/Sunrise/reviews/) Popular comparisons [QuickBooks Online vs Lendio](https://www.capterra.com/compare/154197-190778/Sunrise-vs-QuickBooks-Online)[QuickBooks Enterprise vs Lendio](https://www.capterra.com/compare/154197-174984/Sunrise-vs-QuickBooks-Enterprise)[Sage Intacct vs Lendio](https://www.capterra.com/compare/76-154197/Intacct-vs-Sunrise) [QuickBooks Online Advanced vs Lendio](https://www.capterra.com/compare/154197-189398/Sunrise-vs-QuickBooks-Online)[Patriot Accounting vs Lendio](https://www.capterra.com/compare/141644-154197/Patriot-Accounting-vs-Sunrise)[NetSuite vs Lendio](https://www.capterra.com/compare/135757-154197/NetSuite-vs-Sunrise)  Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. 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