# Smart Micro Credit Business Suite Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Smart Micro Credit Business Suite Software - reviews, pricing plans, popular comparisons to other Loan Servicing products and more.

Source: https://www.capterra.com/p/154525/Smart-Micro-Credit-Business-Suite

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# 

 Smart Micro Credit Business Suite Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on November 7, 2025

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

Smart Micro Credit Business Suite

## What is Smart Micro Credit Business Suite?

An end-to-end cutting edge software solution for Micro Financial Institutes working in multiple segments of Social Development Sector.

## What is Smart Micro Credit Business Suite used for?

[Loan Servicing](https://www.capterra.com/loan-servicing-software/)

Overall rating

Based on 4 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

$50000

Flat Rate, One Time

Free trial  
available

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Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Smart Micro Credit Business Suite?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.generixsol.com/&name=Smart Micro Credit Business Suite)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Smart Micro Credit Business Suite

4.3 (4)

VS.

[4.9 (112)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/)

Starting Price

$50000

Flat Rate, One Time

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.5 (4)

Ease Of Use

4.9 (52)

Value For Money

5.0 (4)

Value For Money

4.9 (50)

Customer Service

5.0 (4)

Customer Service

4.9 (51)

## Smart Micro Credit Business Suite alternatives

[4.8 (285)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

97%

of reviewers

rated it above 4 stars

[4.9 (24)](https://www.capterra.com/p/254642/HES-LoanBox/reviews/)

Starting price

$75000.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

100%

of reviewers

rated it above 4 stars

[4.8 (48)](https://www.capterra.com/p/79849/Margill-Loan-Manager/reviews/)

Starting price

$4450.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

98%

of reviewers

rated it above 4 stars

Highest Rated

[5.0 (6)](https://www.capterra.com/p/201030/Timvero-Core/#reviews)

Starting price

$3900.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

100%

of reviewers

rated it above 4 stars

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Accounting

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Amortization Schedule

Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance

Automatic Funds Distribution

Automatically transfers funds to/from borrower accounts on a regular or periodic basis

Borrower Management

Searchable database of information about loan borrowers

Business Loans

Type of loan used to finance business expenses

Collateral Tracking

Link and track collateral information associated with one or multiple loans

Smart Micro Credit Business Suite 13 features

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance

Automatically transfers funds to/from borrower accounts on a regular or periodic basis

Searchable database of information about loan borrowers

Type of loan used to finance business expenses

Link and track collateral information associated with one or multiple loans

Track and manage adherence to policies for any service, product, process, or supplier

Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system

Store, manage, and track all electronic documents in a centralized location

Automated payments and reporting for investors

Collect, organize, and prepare loan information to send to the lender for approval

Tracking, managing, and initiating the transfer of funds for overdue customer payments

Type of loan designed to help students pay for post-secondary education and associated fees

Features

5.0 (4)

5.0

Based on 4 reviews

## Pricing

Value for money

5.0 (4)

Free Trial

Basic

$50,000

Flat Rate,One Time

Value for money

5.0 (4)

5.0

Based on 4 reviews

## Support, customer service and training options

Customer Service

5.0 (4)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

5.0 (4)

5.0

Based on 4 reviews

## User reviews

Overall rating

4.3

Based on 4 reviews

Filter by rating

5(2)

4(1)

3(1)

2(0)

1(0)

Mentioned topic

Sorted by most recent

AU

Anonymous User

Manager

Banking

### "Features"

3.0

Overall Rating

3.0

3.0

Ease of Use

3.0

3.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

3/10

October 24, 2018

I am in banking business for three year as small medium entrepreneur. Business growth is facing out excel record keeping therefore seaching software.

Pros

It has most features required in banking institution

Cons

Nothing at the as I have explored the software contents

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

SA

Sajjad A.

### "Best In Class!"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

April 20, 2017

Best in class and being used by the over 60% of the market in Pakistan. It is highly cost effective and ready-to-go software. Multi-billion rupee portfolio management as of today.

Pros

Highly user friendly, flexible and scale able.

Cons

Covering a specific market however with minimum customization, it can serve maximum markets.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

SK

Sajjad K.

### "A Leading Micro Credit & Financing System in the Local Market"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

0/10

February 1, 2017

The system is being used by the over 60% of the local market and supporting multi-million dollar portfolios

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

FL

Faheem L.

### "Functionality and Value of Money"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

September 1, 2016

Simple and users friendly system that gives us all we need to run our business processes in an efficient way as well as have a luxury of flexible modifications without impacting the existing system in production.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

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