# Cardinity Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Cardinity Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/155384/Cardinity

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# 

 Cardinity Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on June 3, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Cardinity

## What is Cardinity?

Cardinity is a payment system for companies and sole proprietors registered in the EU/EEA. We provide such services as a payment gateway and a merchant account, including fraud prevention measures. With our payment gateway, you will be able to reach customers all over the world and accept the most popular credit and debit cards. We offer free integration modules for the most popular shopping carts and well-documented API for custom e-commerce systems.

## What is Cardinity used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)

Top alternative

Featured

Overall rating

Based on 2 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

€0.25

Per User, Per Month

Free trial  
not available

Free version not included

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Cardinity?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://cardinity.com/&name=Cardinity)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Cardinity

5.0 (2)

VS.

[4.6 (3,350)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

€0.25

Flat Rate

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.5 (2)

Ease Of Use

4.5 (26,455)

Value For Money

5.0 (2)

Value For Money

4.3 (20,306)

Customer Service

5.0 (2)

Customer Service

4.2 (20,562)

## Cardinity alternatives

[4.7 (3,640)](https://www.capterra.com/p/153752/Vagaro/reviews/)

Starting price

$23.99

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

94%

of reviewers

rated it above 4 stars

[4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

96%

of reviewers

rated it above 4 stars

[PayPal](https://www.capterra.com/p/207944/PayPal/)

[4.6 (26,477)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting price

$0.29

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

94%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/207944/PayPal/)

Highest Rated

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

[4.7 (9,293)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

95%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/222572/Venmo-/)

## FAQs about Cardinity

Overview

### What company size and specific industries is Cardinity built for?

Cardinity is designed for companies and sole proprietors registered in the EU/EEA that need to accept online payments on e-commerce websites. It fits businesses of any size operating in online retail or other web-based commerce models within those regions.

Features and Usability

### What are the key features of Cardinity?

Cardinity offers API access, payment gateway integration, and online, mobile, debit/credit card, and credit card processing. It also includes recurring/subscription billing, invoice management, payment fraud prevention, PCI compliance, transaction monitoring, transaction history, reporting/analytics, and third-party integrations for payment operations.

Integrations

### Which third-party tools and platforms does Cardinity integrate with?

Cardinity integrates with 8 third-party eCommerce and billing platforms, including Shopify, WooCommerce, PrestaShop, OpenCart, Drupal Commerce, OXID eShop, Ubercart, and WHMCS. These catalog integrations cover online storefronts and subscription or payment workflows for merchants managing checkout across multiple platforms.

Getting Started and Support

### What customer support options does Cardinity offer?

Cardinity provides email/help desk support, an FAQ/forum, phone support, and chat. No reviewer feedback about support quality is available, so user experience details such as response speed or helpfulness cannot be assessed from the catalog data alone.

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

API

Application programming interface that allows for integration with other systems/databases

Debit/Credit Card Processing

Accept and process credit/debit card transactions

Mobile Payments

Clients can submit payments via mobile devices

Online Payments

Accept and process online payment transactions

Payment Fraud Prevention

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Payment Gateway Integration

Integration with payment gateways to facilitate online transactions

Cardinity 10 features

Application programming interface that allows for integration with other systems/databases

Accept and process credit/debit card transactions

Clients can submit payments via mobile devices

Accept and process online payment transactions

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Integration with payment gateways to facilitate online transactions

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

Automated process of charging customers at regular intervals for repeated access or use of a product or service

View and track pertinent metrics to find patterns and gain insights from data

Monitor or audit historical and current transactions to analyze customer account activities

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We can help you find the software with the features you need.

Features

4.5 (2)

4.5

Based on 2 reviews

## Pricing

Value for money

5.0 (2)

Basic

€0.25

Flat Rate,

Value for money

5.0 (2)

5.0

Based on 2 reviews

## Integrations

[

Shopify](https://www.capterra.com/p/83891/Shopify/)[

WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[

PrestaShop](https://www.capterra.com/p/134005/PrestaShop/)[

OpenCart](https://www.capterra.com/p/143516/OpenCart/)[

WHMCS](https://www.capterra.com/p/130157/WHMCS/)[

Drupal Commerce](https://www.capterra.com/p/129736/Drupal-Commerce/)[

OXID eShop](https://www.capterra.com/p/99348/OXID-eShop/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

5.0 (2)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

5.0 (2)

5.0

Based on 2 reviews

## User reviews

Overall rating

5.0

Based on 2 reviews

Filter by rating

5(2)

4(0)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

NG

Noah G.

Administrator

### "Good service, quick responses"

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

October 12, 2017

Pros

Saw a chance to save some extra money so decided to try them out and it's all great. Finally, I do not need to worry about fees during slow periods.

Cons

At first we had some issues implementing payments into our own system. Good thing their support pointed to the right direction, so we managed to proceed further. If you are planning to make recurring payments from your own e-shop you might need to hire a professional programmer to help you out. Plugin I used didn't have it implemented.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JB

Jonas B.

Information Technology and Services

### "Low rates payment gateway"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 27, 2016

Accept all major credit and debit cards for a minimal cost for as low as 0.25 EUR + 1.7% (the friendliest price in the market that can decrease even further depending on your turnover). Also smooth integration between your e-commerce system and Cardinity payment service (a clear guide on integration procedures is provided). Recommend to you.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

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