--- title: "Cardinity Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Cardinity Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/155384/Cardinity/" page_type: "product" language: "en" --- # Cardinity Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 16, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Cardinity ## What is Cardinity? Cardinity is a payment system for companies and sole proprietors registered in the EU/EEA. We provide such services as a payment gateway and a merchant account, including fraud prevention measures. With our payment gateway, you will be able to reach customers all over the world and accept the most popular credit and debit cards. We offer free integration modules for the most popular shopping carts and well-documented API for custom e-commerce systems. ## What is Cardinity used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Top alternative Featured Overall rating Based on 2 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price €0.25 Per User, Per Month Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Cardinity?[Manage this product listing](https://www.g2.com/products/cardinity/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Cardinity 5.0 (2) VS. [4.6 (3,381)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price €0.25 Flat Rate Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.5 (2) Ease Of Use 4.5 (26,623) Value For Money 5.0 (2) Value For Money 4.3 (20,462) Customer Service 5.0 (2) Customer Service 4.2 (20,720) ## Cardinity alternatives [4.7 (3,656)](https://www.capterra.com/p/153752/Vagaro/reviews/) Starting price $23.99 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars Highest Rated [4.9 (258)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars [4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,645)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) ## FAQs about Cardinity Overview ### What company size and specific industries is Cardinity built for? Cardinity is designed for companies and sole proprietors registered in the EU/EEA that need to accept online payments on e-commerce websites. It is aimed at businesses of any size operating in online retail or other web-based commerce models within those regions. Features and Usability ### What are the key features of Cardinity? Cardinity offers API access, credit and debit card processing, online and mobile payments, and payment gateway integration. Core functions also include recurring and subscription billing, invoice management, transaction history, reporting and analytics, transaction monitoring, payment fraud prevention, PCI compliance, and third-party integrations. Integrations ### Which third-party tools and platforms does Cardinity integrate with? Cardinity integrates with 7 third-party ecommerce and billing platforms: Shopify, WooCommerce, PrestaShop, OpenCart, OXID eShop, Drupal Commerce, and WHMCS. These catalog integrations cover major storefront, cart, and subscription workflows for businesses handling online payments. Getting Started and Support ### What customer support options does Cardinity offer? Cardinity provides email/help desk, FAQ/forum, phone support, and chat. No reviewer feedback on support is available here, so support quality, response speed, and helpfulness cannot be assessed from user sentiment. ## Features AI summary Based on 17,640 Payment Processing reviews Capterra data shows that buyers of payment processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) Cardinity supports **Online Payments**, which helps businesses accept transactions through digital channels. However, it does not include **Data Security** or **Mobile Access** among the top reviewer-prioritized features. Instead, it offers other highly valued capabilities such as **Payment Fraud Prevention** (**56%**), **Debit/Credit Card Processing** (**52%**), and **Mobile Payments** (**49%**). These features help businesses reduce transaction risk, accept common payment methods, and support payments on the go, giving teams more flexibility in how they manage and process customer purchases. API Application programming interface that allows for integration with other systems/databases Credit Card Processing Accept and process credit card transactions Debit/Credit Card Processing Accept and process credit/debit card transactions Invoice Management Captures invoice data and maintains comprehensive records for auditing and reporting purposes Mobile Payments Clients can submit payments via mobile devices Online Payments Accept and process online payment transactions Cardinity 13 features ### All Features - API: Application programming interface that allows for integration with other systems/databases - Credit Card Processing: Accept and process credit card transactions - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes - Mobile Payments: Clients can submit payments via mobile devices - Online Payments: Accept and process online payment transactions - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities --- Get Advice We can help you find the software with the features you need. Features 4.5 (2) 4.5 Based on 2 reviews ## Pricing Value for money 5.0 (2) Basic €0.25 Flat Rate, Value for money 5.0 (2) 5.0 Based on 2 reviews ## Integrations [ Shopify](https://www.capterra.com/p/83891/Shopify/)[ WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[ PrestaShop](https://www.capterra.com/p/134005/PrestaShop/)[ OpenCart](https://www.capterra.com/p/143516/OpenCart/)[ WHMCS](https://www.capterra.com/p/130157/WHMCS/)[ Drupal Commerce](https://www.capterra.com/p/129736/Drupal-Commerce/)[ OXID eShop](https://www.capterra.com/p/99348/OXID-eShop/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 5.0 (2) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (2) 5.0 Based on 2 reviews ## User reviews Overall rating 5.0 Based on 2 reviews Filter by rating 5(2) 4(0) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent NG Noah G. Administrator ### "Good service, quick responses" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 October 12, 2017 Pros Saw a chance to save some extra money so decided to try them out and it's all great. Finally, I do not need to worry about fees during slow periods. Cons At first we had some issues implementing payments into our own system. Good thing their support pointed to the right direction, so we managed to proceed further. If you are planning to make recurring payments from your own e-shop you might need to hire a professional programmer to help you out. Plugin I used didn't have it implemented. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JB Jonas B. Information Technology and Services ### "Low rates payment gateway" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 27, 2016 Accept all major credit and debit cards for a minimal cost for as low as 0.25 EUR + 1.7% (the friendliest price in the market that can decrease even further depending on your turnover). Also smooth integration between your e-commerce system and Cardinity payment service (a clear guide on integration procedures is provided). Recommend to you. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.