--- title: "Loandisk Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Loandisk Software - reviews, pricing plans, popular comparisons to other Loan Servicing products and more." source_url: "https://www.capterra.com/p/156079/Loandisk/" page_type: "product" language: "en" --- # Loandisk Software Review 2026: Features, Integrations, Pros & Cons Last updated on August 26, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) Loandisk ## What is Loandisk? Loandisk is an online loan management system developed for microfinance and lending companies. Manage all client loans and savings in one location. Send automated SMS and Email to your borrowers. View detailed stats and charts. Download loan statements and reports. Manage expenses and payroll. Cloud based loan software that is secure and easy to use. There is no contract. 30 day free trial. Trusted by lending companies from all over the world. ## What is Loandisk used for? [Loan Servicing](https://www.capterra.com/loan-servicing-software/)[Commercial Loan](https://www.capterra.com/commercial-loan-software/)[Loan Origination](https://www.capterra.com/loan-origination-software/) Overall rating Based on 24 user reviews Reviews sentiment Positive 100% Neutral 0% Negative 0% Starting price $59 Flat Rate, Per Month Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... ## Loandisk alternatives Highest Rated [5.0 (14)](https://www.capterra.com/p/135272/LOAN-SERVICING-SOFT/reviews/) Starting price $500.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [4.8 (288)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars [LendingWise](https://www.capterra.com/p/166706/LendingWise/) [4.6 (72)](https://www.capterra.com/p/166706/LendingWise/reviews/) Starting price $149.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 90% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/166706/LendingWise/) [Mortgage Automator](https://www.capterra.com/p/191761/Mortgage-Automator/) [4.9 (116)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/191761/Mortgage-Automator/) [View all alternatives](https://www.capterra.com/p/156079/Loandisk/alternatives/) ## FAQs about Loandisk Overview ### Which roles and teams benefit most from Loandisk? Loandisk is most used by lending business owners, founders, directors, and operations managers who need to oversee loan portfolios, repayment tracking, and customer records. IT and development roles support setup and customization, while loan origination and finance-focused staff use it to streamline borrower onboarding, payment collection, and day-to-day servicing workflows. Answer based on 21 reviews Overview ### What company size and specific industries is Loandisk built for? Loandisk is designed for microfinance institutions, lending companies, cooperatives, and SAACOs, making it a fit for organizations in the financial services and member-based lending sectors. It is best suited to small and specialized lenders that need software for managing loan operations. Features and Usability ### What are the key features of Loandisk? Loandisk offers loan origination, loan processing, and loan management, with borrower management, application management, and approval process control. It also includes amortization schedules, payment collection, digital signature, document management, workflow management, risk management, reporting and analytics, and role-based permissions. Getting Started and Support ### What training and onboarding options does Loandisk offer? Loandisk provides in-person training, live online sessions, webinars, documentation, and videos. In-person and live online options support guided instruction, webinars cover scheduled group learning, documentation offers written reference material, and videos provide visual walkthroughs for self-paced review. Getting Started and Support ### What customer support options does Loandisk offer? Loandisk provides email/help desk, FAQ/forum, a knowledge base, phone support, and 24/7 live rep assistance. No reviewer feedback on support is available, so customer experience details such as response speed, helpfulness, or common issues cannot be confirmed from user comments. ## Features AI summary Based on 350 Loan Servicing reviews Capterra data shows that buyers of loan servicing software rank the following features as their top priorities: - **Borrower Management** (**54%** of reviewers rated this feature as critical) - **Payment Collection** (**57%**) - **Loan Portfolio Management** (**66%**) Loandisk supports all three of the features reviewers value most: **Borrower Management**, **Payment Collection**, and **Loan Portfolio Management**. Together, these capabilities help businesses keep borrower records organized, manage repayments more efficiently, and monitor loan performance across the full portfolio, allowing teams to maintain accurate servicing workflows and make better lending decisions. Borrower Management 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Searchable database of information about loan borrowers Payment Collection 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Tracking, managing, and initiating the transfer of funds for overdue customer payments Loan Processing 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Collect, organize, and prepare loan information to send to the lender for approval Loan Portfolio Management 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Assess and control risks associated with the credit process of each loan portfolio/account Risk Management 4.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties Workflow Management 4.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Create, design and manage workflows for repetitive tasks Loandisk 65 features ### All Features - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Accounting Integration: Integrate with a third-party accounting system - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Activity Tracking: Track and document all activities across devices, networks, and other systems - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - Amortization Schedule: Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance - API: Application programming interface that allows for integration with other systems/databases - Approval Process Control: Manage the process of evaluating documents or requests submitted for approval - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Auto Loans: Type of loan used to finance the purchase of a motor vehicle - Borrower Management: Searchable database of information about loan borrowers - Business Loans: Type of loan used to finance business expenses - Cash Flow Management: Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period - Client Management: Manage contact details and communication with clients - Client Portal: Private online space that lets businesses securely share documents and provide information access to clients - Collateral Tracking: Link and track collateral information associated with one or multiple loans - Communication Management: Manage and track all internal and external communication conducted via calls, email, text, or chat - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Construction Loans: Type of loan used to finance construction projects - Contact Management: Manage, organize, and store contact information - Customer Database: A collection of customer information such as contact details, demographics, previous interactions, etc. - Customer Management: Store and organize information about customers and previous interactions - Customizable Reports: Alter the layout and content of reports - Customizable Templates: Pre-designed layouts that can be customized to match preferences and requirements - Dashboard: Assembly of graphs and charts for visualizing and tracking statistics/metrics - Data Import/Export: Import and export data to and from software applications - Digital Signature: Electronic signing method that validates the authenticity and integrity of a digital document - Document Management: Store, manage, and track all electronic documents in a centralized location - Document Storage: Store and organize documents in a centralized system - Document Templates: Customizable sample documents that contain placeholder text or a standard layout that can be repeated for each new file - Electronic Payments: Electronically collect payments for goods or services - Electronic Signature: Digitally sign online documents - Financial Analysis: Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk - Financial Management: Plan, manage, and track the financial activities of an individual or organization - Investor Management: Automated payments and reporting for investors - Lead Management: Store information about leads or contacts and track, manage and nurture them throughout the sales process - Loan Management: Distribution and delivery of funds to approved borrowers - Loan Origination: Process of securing a loan from a bank or any other lender. - Loan Portfolio Management: Assess and control risks associated with the credit process of each loan portfolio/account - Loan Processing: Collect, organize, and prepare loan information to send to the lender for approval - Mortgages: Type of loan used to purchase real estate - Multi-Channel Communication: Allows communication with customers or users via multiple channels such as phone, email, live chat, etc. - Multi-Company: Manage the accounting and financial aspects of multiple locations or companies in a single location - Multi-Currency: Manage and handle various international currencies - Online Applications: Ability to fill out and submit application forms on the web - Payment Collection: Tracking, managing, and initiating the transfer of funds for overdue customer payments - Pipeline Management: Track the progress of long term goals, campaigns, and opportunities, for sales, projects, business ventures etc. - Pricing Management: Tool used to determine accurate pricing and product eligibility for borrowers - Real-Time Reporting: Active reporting of data and metrics - Reminders: Timed notification for any upcoming task, deadline, appointment, or activity - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Risk Assessment: Initiate collection and analysis of known risks - Risk Management: Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties - Role-Based Permissions: Set & manage permission levels based on user roles and restrict access to only authorized individuals - Scheduling: Plan availability and assign specific time slots for tasks and resources - Secure Data Storage: Securely stores data to prevent data loss or breaches - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Status Tracking: Track the status over time for a request, process, asset, or transaction - Student Loans: Type of loan designed to help students pay for post-secondary education and associated fees - Task Management: Create, manage and track all task activities and progression - Task Scheduling: Track and manage the scheduling of tasks - Template Management: Create, save, and re-purpose templates for emails, forms, etc. - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Workflow Management: Create, design and manage workflows for repetitive tasks --- Features 4.6 (24) 4.6 Based on 24 reviews ## Pricing Value for money 4.7 (23) Free Trial Free Version [View pricing plan details](https://www.capterra.com/p/156079/Loandisk/pricing/) Startup $59.00 Flat Rate,Per Month Sprouting $89.00 Flat Rate,Per Month Business $129.00 Flat Rate,Per Month Growth $179.00 Flat Rate,Per Month Company $232.00 Flat Rate,Per Month Enterprise $346.00 Flat Rate,Per Month Value for money 4.7 (23) 4.7 Based on 23 reviews ## Support, customer service and training options Customer Service 4.7 (23) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.7 (23) 4.7 Based on 23 reviews ## User reviews Overall rating 4.6 Based on 24 reviews Filter by rating 5(14) 4(10) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent Balayo S. IT MANAGER Financial Services ### "LOANDISK, A MID PRICED LOAN MANAGEMENT SYSTEM" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 7/10 November 25, 2023 IN AREAS WITH INTERNET ACCESS, ITS A VAKUE FOR MONEY INVESTMENT AS THE INSTITUTION DOESN'T NEED HARDWARE TO START WORKING WITH LOANDISK, A COMPUTER OR TABLET IS GOOD ENOUGH TO START. Pros 1\. ITS INTERFACE FACILITATES QUICK LEARNING AND EASE OF USE AS IT STRAIGHT FORWARD. 2. THE FACT THAT THEY OFFER A MONTH TRIAL WITHOUT USER OFFERING THEIR CREDIT/DEBIT CARD DETAILS, THIS ENABLES A USER TAKE TIME WITH SOFTWARE TO MAKE A DECISION. 3. ITS COMPLIMENT USES SUCH AS EXPENSES MANAGEMENT ON THE DASH BOARD DO HELP MICRO AND SMALL FINANCIAL INSTITUTIONS GET VALUABLE CASHBOOK MANAGEMENT ON THE GO Cons 1\. ITS MONTHLY PAYMENT MODEL, SOME INSTITUTIONS I RECOMMENDED TO LOANDISK, DECLINED ON THE BASIS THAT THEY WANTED A ONE-OFF/LIFETIME SUBSCRIPTION. AND OTHERS DID SUGGEST ATLEAST USD 20 PER USER/MONTH FOR A SINGLE USER. 2. BEING CLOUDBASED MEANS THAT VILLAGES IN UGANDA WITHOUT INTERNET INFRASTRUCTURE SIMPLY CAN'T USE IT AND WOULD PREFER A WINDOWS DESKTOP APPLICATION. Alternatives considered [FranConnect](https://www.capterra.com/p/79205/FranConnect-Franchise-Software/) Reasons for choosing Loandisk ITS STRAIGHT FORWARD DESIGN AND OPTIONS ESPECIALLY ON LOAN INTREST CALCULATIONS Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. OO Olufunso O. Chief Operating Officer Financial Services ### "Review for Loandisk" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 22, 2020 Loan Portfolio monitoring has been quite easy Pros Every features in Loandisk (Customer registration, Loan booking, Transactions postings and Reporting are fantastic. Integration with existing system of ours was quite easy and seamless. Migration was quite easy and without any cost. Cons The Software is without the Accounting Module which makes it very limited Reasons for choosing Loandisk It was found to be robust and cost effective to acquire Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor July 8, 2020 We are currently working on double entry accounting which should be ready in 1-2 months. At the moment, we have a basic accounting module and extensive reports which can be used together to file tax returns. NU Nicolas U. CEO Financial Services ### "Very functional app" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 June 12, 2020 Loandisk has been a great alternative for my lending business. It is robust and with good scalability Pros What we liked the most about the software is the ease of use and scalability Cons There are room for improvement in terms of the API functionality Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. OM Osbert M. Director Financial Services ### "Good micro finance lending software" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 June 12, 2020 I have used loan disk to serve over 2000 clients in Uganda, the system has been reliable and never dissapointed me. Pros The most impactful features is one that auto send sms reminding borrowers to pay, reports module covers all i need to look into as a director, Api that allows one to connect to other softwares and more. I would suggest to any starting financial institution to use this software it helped me start with minimal expenses on software. Cons Its in ability to do double entry accounting, the accounting they offer is a basic one you need another accounting software to operate with the software Reasons for choosing Loandisk It was offering better competitive advantage options like price, quality and its good features Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Response from Vendor June 19, 2020 We are currently in the process of developing double entry accounting which should be ready in 2 months. DN Dune N. President & CEO Non-Profit Organization Management ### "akap" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 June 12, 2020 Outstanding Pros user friendly, flexible loan creation, etc.. Cons Collection Sheets-more improved features.. Alternatives considered [Turnkey Lender](https://www.capterra.com/p/135052/Turnkey-Lender/) Reasons for choosing Loandisk i find it more compatible with our loan products and services... Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JA juan A. Director Non-Profit Organization Management ### "Best microfinance software out there. Period." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 12, 2020 We make loans, savings, we can register our investments, managament, accountability, everything is integrated inside the software. It also suits perfect to our organizational structure based on branches. Pros Very easy to use, everything is well explained. Interface is as friendly as you can imagine. Cost is affordable specially for small organizations like us with few resources. Transactions are very simple to make which minimizes transaction costs a lot. The fact that is easy to use and friendly doesn't mean it doesn't have lots of features and alternatives for your product. Software is robust and suits as excellent both in the lending and saving products (we've never had any system crash so far). We've been looking for a software like Loandisk for a long time. We are thankful that we can use this software for our daily operations in such an affordable price for us. Cons The fact that there is not a spanish language limits our usage. Also developments take a while some time. Reasons for choosing Loandisk We first chose it because it's price was the most affordable among all of the alternatives out there. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AN Anonymous User Managing Director Human Resources ### "‘Much more that what we expected’" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 24, 2019 Supports management of the business efficiently at a reasonable cost Pros After installation of ‘Loandisk’, we started to realize how effective this is for Lending management. Everything is found in one software which is incorporated with an accounting feature too. All details of the borrower can be loaded into the system and it’s so easy to check the status of every investment with easy navigation. The feature to send a text message to the borrower makes it so easy to remind about the due installment. The report generating capabilities shows the status of lending, recoveries, savings, and collector’s performance, etc. at any given time. The security features also help in access to the system by authorized users with access at different levels. Cons Haven’t come across any issues so far. Situation may be different with different applications. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Rishi S. Application Developer Financial Services ### "Very reliable online loan management system" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 March 28, 2019 Pros It provides Amortization Schedule, Customer Database,Compliance Management, Loan calculator feature and other features too. Cons Its been laggy sometimes but that can be overseen. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. OI otimeyin I. architect?vizualiser Architecture & Planning ### "Great tool for your Microlending" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 December 13, 2018 Excellent Pros The Dashboard analysis and the claculations on Portfolio at Risk. The entire software is quite Brilliant with its accounting integration. Cons Its been good so far Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. IZ Ilnaz Z. Researcher Financial Services ### "Loandisk Services Usage Experience" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 7/10 November 29, 2018 Pros Comfortable tool for online management your loan features, characteristics. Cons It is not accomponied in places where it is recommended to use for description additional graphic interpretation (charts, figures and etc.). Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/156079/Loandisk/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.