# CreditCore Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about CreditCore Software - reviews, pricing plans, popular comparisons to other Loan Origination products and more. Source: https://www.capterra.com/p/156831/CreditCore --- # CreditCore Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) CreditCore ## What is CreditCore? Loan origination software tailor-made for Community Banks, the CreditCore Suite seamlessly handles Consumer, Online, Small Business, and SBA loans all in one or al a carte. We take your loan policy and merge it with other industry best practices to deploy a fully configured loan origination system, with interfaces to your core and doc prep systems in record time. Whether you are starting from scratch with manual lending or migrating from another solution, CreditCore has you covered. ## What is CreditCore used for? [Commercial Loan](https://www.capterra.com/commercial-loan-software/)[Loan Origination](https://www.capterra.com/loan-origination-software/) Top alternative Featured Overall rating Based on 12 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $0.01 Per Year Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for CreditCore?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.3530tech.com/&name=CreditCore) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### CreditCore 4.8 (12) VS. [4.9 (112)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/) Starting Price $0.01 Per Year Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (12) Ease Of Use 4.9 (112) Value For Money 4.9 (10) Value For Money 4.9 (102) Customer Service 4.9 (12) Customer Service 4.9 (111) ## CreditCore alternatives [4.6 (72)](https://www.capterra.com/p/166706/LendingWise/reviews/) Starting price $149.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 90% of reviewers rated it above 4 stars [4.8 (285)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars Highest Rated [5.0 (9)](https://www.capterra.com/p/201030/Timvero-Core/#reviews) Starting price $3900.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [4.8 (6)](https://www.capterra.com/p/10018704/TaskSuite/#reviews) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/156831/CreditCore/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Approval Process Control Manage the process of evaluating documents or requests submitted for approval Audit Trail A record of all activities within the system, including user access, changes made, etc. Automated Decisioning/Underwriting Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower Cash Flow Management Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period CreditCore 24 features Dashboard to view the status of ongoing processes, identify current incidents and track past activities Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Manage the process of evaluating documents or requests submitted for approval A record of all activities within the system, including user access, changes made, etc. Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period Manage contact details and communication with clients Manage and track all internal and external communication conducted via calls, email, text, or chat Track and manage adherence to policies for any service, product, process, or supplier Store and organize information about customers and previous interactions Add customized logos and colors to align with company branding Assembly of graphs and charts for visualizing and tracking statistics/metrics Import and export data to and from software applications Store, manage, and track all electronic documents in a centralized location Digitally sign online documents Process of securing a loan from a bank or any other lender. Collect, organize, and prepare loan information to send to the lender for approval Manage the accounting and financial aspects of multiple locations or companies in a single location Ability to fill out and submit application forms on the web Tool used to determine accurate pricing and product eligibility for borrowers Timed notification for any upcoming task, deadline, appointment, or activity Collection, analysis, and representation of numerical data and generation of reports to understand various patterns Track the status over time for a request, process, asset, or transaction Set up connections to third-party platforms to improve business processes Features 4.7 (12) 4.7 Based on 12 reviews ## Pricing Value for money 4.9 (10) Basic $0.01 Per Year Value for money 4.9 (10) 4.9 Based on 10 reviews ## Integrations [ Docusign](https://www.capterra.com/p/121506/Docusign/)[ Google Analytics 360](https://www.capterra.com/p/177042/Google-Analytics/)[ Microsoft Power BI](https://www.capterra.com/p/176586/Power-BI/)[ Dealertrack DMS](https://www.capterra.com/p/100994/Dealertrack-DMS/) ## Support, customer service and training options Customer Service 4.9 (12) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.9 (12) 4.9 Based on 12 reviews ## User reviews Overall rating 4.8 Based on 12 reviews Filter by rating 5(10) 4(2) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent BB Brad B. Chief Credit/Underwriting Officer Banking ### "CreditCore\_Business " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 18, 2020 Pros We switched to CreditCore in September 2018 and have been very pleased from the sales process, implementation and going into production. 3530 leadership consistently delivers on all they say they will and refreshingly seeks out its client base regarding input on new feature/functions. We are very pleased with CreditCore\_Consumer for our consumer and portfolio real estate needs and CreditCore\_Business (of which we were part of the design) for the majority of our commercial loans. Cons Prior to CreditCore\_Business we had challenges with small business lending, however that is now resolved with CreditCore\_Business module!! Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor February 28, 2020 Thank you, Brad! We are so appreciative of your insights as we went through the process of designing the latest CreditCore?\_Business lending module. We greatly appreciate our partnership with you and Drummond Community Bank! SH Sarah H. Consumer Loan Processing Manager Banking ### "Best decision we made" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 February 18, 2020 Love the product and the people. I never felt like I was pulling my hair out trying to figure something out. If I have a question, an answer is only moments away. Pros Simplistic approach and ease of use from all user aspects Cons Working out the kinks that you are unaware of until they cause an issue. Completely normal, but def. least favorite. I am told from others that have implemented new software that we had far less than normal. Reasons for choosing CreditCore 3530 was able to physically show us what we wanted and all our deal breakers were accounted for. Integra only made promises that they could do it, they were never able to actually show us any changes that could be made. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor February 28, 2020 Thank you for the glowing review, Sarah! We are honored to welcome F&M Bank into the CreditCore family, and look forward to your continued invaluable feedback as we continuously strive to improve the CreditCore suite of products. SW Steve W. Assistant Loan Operations Supervisor Financial Services ### "Consistency of loan underwriting" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 7, 2019 CreditCore has streamlined and created more consistency within our consumer loan underwriting process. While we do not yet use CreditCore to accept online applications, we are excited about the usability of the software and ease of entry for our underwriters as well as loan customers. Pros The best thing about CreditCore is the ability to create parameters, rules, and specifications for different types of loan products. Cons The dashboard utility fails somewhat frequently and we have had to clear browser history to view. Sometimes even this fix does not resolve the issues. The report writer does not allow for scheduled reports to be delivered to management/users. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AU Anonymous User Investment Operations Associate Banking ### "Great Underwriting Software" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 January 10, 2019 Pros It offers solid compliance reporting that helps our business capabilities. Easy to use, great design that’s customizable - big perk. Cons No email functions, some search items don’t work well. Overall a great product option. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. LG Lori G. Credit Department Banking ### "Two Thumbs Up" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 September 6, 2018 Overall smooth transition. Customer support is outstanding - they listen to your requests and respond promptly. Pros Very user friendly; overall layout is logical. Cons Inability to customize certain fields to bank's preference. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JH Jay H. Vice President Banking ### "CreditCore has been a great fit for our needs, and I would recommend it to anyone." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 26, 2018 Pros The ease of use is just one of it's biggest attributes. Training was simple and the users caught on very quickly. After limited use, the system became second nature to most of our users. Customer service with CreditCore is very strong. They are quick to respond and eager to help with whatever questions may arise. Cons While CreditCore is customizable and their team is willing to make adjustments to fit our needs, there are some limitations. We've had to make minimal adjustments in our procedures to use CreditCore effectively. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AW Allie W. SVP, Loan Review and Credit Manager ### "Simple, yet powerful software." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 0/10 December 12, 2017 Pros Administering and processing applications through the software is simple and straightforward. I really like everything about it compared to our prior software. The "cons" below are just enhancements I wish the system had. Cons The things that I like the least are as follows: \* No email capability out of CreditCore. \* Need to be able to enter joint applications into CustomerHub. \* Some of the fields needed in CreditCore are not fields in CustomerHub. \* If you have rules setup to automatically decline applications, the system should be setup to not request a credit report. For example, if the applicant is not of a legal age, the system should not pull the credit report. \* I would change the workflow in several spots. For example, the checklist requirements in CreditCore do not flow intuitively. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor February 28, 2020 Thank you for the great review! We are so pleased to have NDBT as a client partner and look forward to more great enhancement ideas for CreditCore. We will look at adding the ability to email disclosures through CreditCore, in addition to our existing email and SMS notification functionality. Today WebApp (CustomerHub) supports joint applicants applying together, but we will look into potential technologies that could support applicants who wish to apply together but are not in the same physical location at the time of application. SN Suzanne N. ### "Impressive Software and Support" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 0/10 March 2, 2017 Our bank implemented Credit Core as a consumer underwriting solution in January 2017. The entire process from data mapping to implementation was seamless. We have been sincerely impressed with the level of support since Day 1 of contact with the company. The software is intuitive for the user which made training and implementation a simple process. The Admin end of the software is also intuitive so adjustments to settings can easily be made without delay to production. The support received has been unmatched by other vendors that we have worked with. I cannot say enough positive about company. We have been extremely impressed! Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor March 2, 2017 Thank you for the extremely kind words, Suzanne. You and your team have been wonderful to work with. We are so happy that Lubbock National Bank has joined our CreditCore family! GL Gabe L. ### "Credit Core 2016" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 0/10 January 4, 2017 Credit Core is a solid underwriting software and meets all of our consumer loan needs. We have a long-time relationship with the owner and his team provides exceptional customer support. We are pleased with the performance of the software and that 3530 Technologies is willing to listen to the users and add features as deemed pertinent. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor January 4, 2017 Thank you, Gabe! We are so appreciative to have CBTX as a client partner and value your feedback on CreditCore! DS David S. Senior Vice President Banking ### "Great & Modern Consumer Underwriting Software" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 1, 2016 Our bank was using a previous software solution for 14 years that had not changed much over time. We did not take replacing it lightly and went through an extensive search before selecting 3530 Technologies' CreditCore solution. Switching to CreditCore took us to a new level of efficiency and productivity with a modern solution that is extremely user-friendly. Plus, the customer support is more like a partnership than a normal vendor relationship. Extraco Banks has no doubt we found the best solution. Pros Extremely user-friendly. The appearance, workflow, functionality etc. looks like was designed by bankers / users, which is a major plus. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor December 2, 2016 Thank you, David! We appreciate everything you and Extraco Banks have done to help us make CreditCore an outstanding consumer loan origination product! [View all Reviews](https://www.capterra.com/p/156831/CreditCore/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)