3530 Technologies

CreditCore

5 / 5 8 reviews

Who Uses This Software?

Banks, Credit Unions & Lending Institutions: Typical Asset Size: $250 Million to $20 Billion


Average Ratings

8 Reviews
  • 5 / 5
    Overall
  • 4.5 / 5
    Ease of Use
  • 5 / 5
    Customer Service

Product Details

  • Starting Price
    Not provided by vendor
  • Deployment
    Cloud, SaaS, Web
  • Training
    Documentation
    Webinars
    Live Online
    In Person
  • Support
    Online
    Business Hours

Vendor Details

  • 3530 Technologies
  • www.3530tech.com/
  • Founded 2013
  • United States

About CreditCore

Designed for Banks, CUs & FinCos, CreditCore intuitively handles consumer, indirect and business loans (coming soon)! The loan origination space has been long dominated by old technology and software companies that don't make customer support a priority. We're changing that with CreditCore -- a leading edge, cloud based solution that ensures compliance, works on any device, seamlessly accepts online applications, interfaces with other mission critical core/doc prep systems, and much more!


CreditCore Features

  • Amortization Schedule
  • Audit Trail
  • Compliance Management
  • Customer Database
  • Digital Signature
  • Document Management
  • Fee Management
  • Loan Consolidation
  • Loan Processing
  • Loan Submission Control
  • Mortgages
  • Online Application

CreditCore Reviews Recently Reviewed!


Processing Solution to Consumer Lending

Nov 21, 2016
5/5
Overall
5 / 5
Ease of Use
5 / 5
Features & Functionality
5 / 5
Customer Support
5 / 5
Value for Money
Likelihood to Recommend: 10.0/10 Not
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Pros: Simple, fast, and easy to use.

Cons: Nothing comes to mind at this time.

Overall: Implementation of the software was smooth and almost seamless due to the staff at Credit Core. Operationally, our staff quickly acclimated to the software due to the intuitive nature of the product. In the area of value, we think the cost/benefit ratio is in the category of excellent. Consistent loan decision processing is vital in today's market. This product is an industry leader in that area. We are excited to have a solution that stands above the industry at a reasonable cost without the sacrifice of strong technical support. Finally!

Recommendations to other buyers: Allow Credit Core to do a Demo for you. I think you will be impressed.

Vendor Response

by 3530 Technologies on November 22, 2016

Thank you, Michael! Glad to know that we are succeeding at providing great support. We truly believe this is one of THE most important ways we stand out against the rest, and one of the primary reasons we founded the company! We are truly appreciative to have you and your bank as a client partner.

Simple, yet powerful software.

Dec 12, 2017
5/5
Overall
5 / 5
Ease of Use
4 / 5
Features & Functionality
5 / 5
Customer Support
5 / 5
Value for Money

Pros: Administering and processing applications through the software is simple and straightforward. I really like everything about it compared to our prior software. The "cons" below are just enhancements I wish the system had.

Cons: The things that I like the least are as follows:

* No email capability out of CreditCore.

* Need to be able to enter joint applications into CustomerHub.

* Some of the fields needed in CreditCore are not fields in CustomerHub.

* If you have rules setup to automatically decline applications, the system should be setup to not request a credit report. For example, if the applicant is not of a legal age, the system should not pull the credit report.

* I would change the workflow in several spots. For example, the checklist requirements in CreditCore do not flow intuitively.

Vendor Response

by 3530 Technologies on December 13, 2017

Thank you for the great review! We are so pleased to have NDBT as a client partner and look forward to more great enhancement ideas for CreditCore. We will look at adding the ability to email disclosures through CreditCore, in addition to our existing email and SMS notification functionality. Today CustomerHub supports joint applicants applying together, but we will look into potential technologies that could support applicants who wish to apply together but are not in the same physical location at the time of application.

Outstanding !

Nov 18, 2016
5/5
Overall
4 / 5
Ease of Use
5 / 5
Features & Functionality
5 / 5
Customer Support
5 / 5
Value for Money
Likelihood to Recommend: 10.0/10 Not
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Pros: The compliance capabilities are second to none. Decision time is cut in half with all the analysis the system performs. Customer support is almost immediate, and enhancements often take days instead of months. Very user friendly.

Cons: Searching for specific apps if you only have a name or an app number is somewhat cumbersome.

Certain aspects of the software are not configurable.

Overall: I have been on the system since mid July, and I am extremely pleased. A loan origination system with full compliance capability for all consumer loans from the smallest unsecured loan to the largest residential construction. Credit Core is very user friendly, configurable to any institution, with immediate customer support, and can be accessed from our mobile device as well. As an Underwriter, and Lending Compliance Officer, I haven't seen any loan processing software that can do what Credit Core can !

Recommendations to other buyers: This is true with any software but make sure you take the time to configure the software and test. You won't believe the number of small things you will over look, but customer service is always there to help you. And they will listen to what you want and do their best to incorporate it into the software. They have made several changes that I requested.

Vendor Response

by 3530 Technologies on November 21, 2016

Thank you, Joe. We are so happy to have you as a client partner! Your suggestions and changes have made CreditCore a better product -- keep those ideas coming!

Great & Modern Consumer Underwriting Software

Dec 01, 2016
5/5
Overall
5 / 5
Ease of Use
5 / 5
Features & Functionality
5 / 5
Customer Support
5 / 5
Value for Money
Likelihood to Recommend: 10.0/10 Not
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Pros: Extremely user-friendly. The appearance, workflow, functionality etc. looks like was designed by bankers / users, which is a major plus.

Overall: Our bank was using a previous software solution for 14 years that had not changed much over time. We did not take replacing it lightly and went through an extensive search before selecting 3530 Technologies' CreditCore solution. Switching to CreditCore took us to a new level of efficiency and productivity with a modern solution that is extremely user-friendly. Plus, the customer support is more like a partnership than a normal vendor relationship. Extraco Banks has no doubt we found the best solution.

Vendor Response

by 3530 Technologies on December 02, 2016

Thank you, David! We appreciate everything you and Extraco Banks have done to help us make CreditCore an outstanding consumer loan origination product!

CreditCore has been a great fit for our needs, and I would recommend it to anyone.

Jun 26, 2018
5/5
Overall
5 / 5
Ease of Use
4 / 5
Features & Functionality
5 / 5
Customer Support
5 / 5
Value for Money
Likelihood to Recommend: 10.0/10 Not
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Pros: The ease of use is just one of it's biggest attributes. Training was simple and the users caught on very quickly. After limited use, the system became second nature to most of our users. Customer service with CreditCore is very strong. They are quick to respond and eager to help with whatever questions may arise.

Cons: While CreditCore is customizable and their team is willing to make adjustments to fit our needs, there are some limitations. We've had to make minimal adjustments in our procedures to use CreditCore effectively.

Two Thumbs Up

Sep 06, 2018
4/5
Overall
4 / 5
Ease of Use
4 / 5
Features & Functionality
5 / 5
Customer Support
Likelihood to Recommend: 9.0/10 Not
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Pros: Very user friendly; overall layout is logical.

Cons: Inability to customize certain fields to bank's preference.

Overall: Overall smooth transition. Customer support is outstanding - they listen to your requests and respond promptly.

Impressive Software and Support

Mar 02, 2017
5/5
Overall
5 / 5
Ease of Use
5 / 5
Features & Functionality
5 / 5
Customer Support
5 / 5
Value for Money

Comments: Our bank implemented Credit Core as a consumer underwriting solution in January 2017. The entire process from data mapping to implementation was seamless. We have been sincerely impressed with the level of support since Day 1 of contact with the company. The software is intuitive for the user which made training and implementation a simple process. The Admin end of the software is also intuitive so adjustments to settings can easily be made without delay to production. The support received has been unmatched by other vendors that we have worked with. I cannot say enough positive about company. We have been extremely impressed!

Vendor Response

by 3530 Technologies on March 02, 2017

Thank you for the extremely kind words, Suzanne. You and your team have been wonderful to work with. We are so happy that Lubbock National Bank has joined our CreditCore family!

Credit Core 2016

Jan 04, 2017
5/5
Overall
4 / 5
Ease of Use
4 / 5
Features & Functionality
5 / 5
Customer Support
4 / 5
Value for Money

Comments: Credit Core is a solid underwriting software and meets all of our consumer loan needs. We have a long-time relationship with the owner and his team provides exceptional customer support. We are pleased with the performance of the software and that 3530 Technologies is willing to listen to the users and add features as deemed pertinent.

Vendor Response

by 3530 Technologies on January 04, 2017

Thank you, Gabe! We are so appreciative to have CBTX as a client partner and value your feedback on CreditCore!