--- title: "Spendesk Reviews 2026. Verified Reviews, Pros & Cons | Capterra" description: "Is Spendesk the right Payment Processing solution for you? Explore 228 verified user reviews from people in industries like yours to make a confident choice." source_url: "https://www.capterra.com/p/157515/Spendesk/reviews/" page_type: "reviews" language: "en" publication_date: "2026-10-19" --- Spendesk 4.7 (228) [View alternatives](https://www.capterra.com/p/157515/Spendesk/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated October 19th, 2026 # Reviews of Spendesk Ease of use 4.8 Customer Service 4.5 ## Pros and Cons in Reviews Julien G RevOps SpecialistStaffing and Recruiting, 201 - 500 employeesUsed the software for: More than 2 years. “Very easy to use for uploading receipts, its smart receipt detection and role-based access system are excellent.“ October 27, 2025 Cindy L Head of RevOpsInformation Technology and Services, 201 - 500 employeesUsed the software for: More than 2 years. “When reporting an expense, it can take a while to fill in all the fields - I wish the OCR feature would automatically fill them for me.“ February 27, 2026 Cindy L Head of RevOpsInformation Technology and Services, 201 - 500 employeesUsed the software for: More than 2 years. “It also offers great automations, particularly for expense management.“ February 27, 2026 SH Sameh H Finance ManagerAccounting, 51 - 200 employeesUsed the software for: 1-2 years. “We have had experience were credit card get blocked quite alot“ March 18, 2025 SC S. Andrew C CSS Hospitality, 2 - 10 employeesUsed the software for: 6-12 months. “Use it mainly when I need to use a virtual card for an emergency for my customers great interface never has any trouble with it“ October 28, 2023 SM Sara M Operations SpecialistComputer Software, 51 - 200 employeesUsed the software for: 1-2 years. “Then, the report at the end of the month needed to be modified because the import process to Netsuite was very touhg and the final statement very complicated to accomodate to Netsuite.“ May 15, 2023 YM Yao Samuel M CEOInternet, 2 - 10 employeesUsed the software for: 1-2 years. “It allows me to have a better follow-up of my expenses management, it allows me to automate my invoices management by email.“ December 28, 2022 SM Sara M Operations SpecialistComputer Software, 51 - 200 employeesUsed the software for: 1-2 years. “The multi currency was not very good covered, and we changed to other product.“ May 15, 2023 ## Showing most helpful reviews Showing 1-25 of 228 available reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use VR Verified Reviewer Head of RevOps Used the software for: 3-5 years ### "One of the most powerful tool on the expense management market" March 2, 2026 5.0 It's one of my favorite tools. The virtual cards, the expense management, the automations make my life easier. Pros Spendesk is really easy to set up and use. It also offers great automations, particularly for expense management. Cons When reporting an expense, it can take a while to fill in all the fields - I wish the OCR feature would automatically fill them for me. Review Source Guibril D. Engineering Used the software for: Less than 1 year ### "The best refund method" December 1, 2025 5.0 I really enjoyed using this app; it's simple and user-friendly, and it makes getting reimbursed much easier. Pros I like the ease of the app. You can use it on your phone and it is really fast and intuitive. I used to use it for my spend at works. Cons Maybe some esthetic on the app. It might be the application's aesthetics. Sometimes, if the company doesn't configure the settings correctly, the aesthetics can be compromised. Review Source Julien G. RevOps Specialist Used the software for: 3-5 years ### "Easy expense tracking" October 29, 2025 4.0 My experience with Spendesk is very satisfying. I save time and the mobile app is intuitive and highly practical. Pros Very easy to use for uploading receipts, its smart receipt detection and role-based access system are excellent. Cons The main drawbacks are credit card payments limits and the lack of native automations to sync receipts from other tools. Review Source Verified Reviewer Operations Used the software for: 1-3 years ### "Intermediate spend management tool" February 10, 2025 4.0 Pros Its easy to setup and easy to use. Approval process is easy and the data is visible in a neat form Cons Approval across multiple entities is very elementary. Workflow is rigid and integration with some tools is not easy Review Source SM Sara M. Operations Specialist Used the software for: 1-3 years ### "Is useful, if youare only operating in Europe" May 16, 2023 3.0 Basically, is a good tool and gets the main purpose. but when you need more specifications and needs, you need to find other more complete. Then, the report at the end of the month needed to be modified because the import process to Netsuite was very touhg and the final statement very complicated to accomodate to Netsuite. Pros The user experience was very correct. you could manage your tool very easy, and modify your accounting settings quickly. Cons We were working with EUR and USD but we needed the GBP coverage. The multi currency was not very good covered, and we changed to other product. The reporting was not very good. Review Source Jack M. Systems Manager Used the software for: 1-3 years ### "Let down by slow customer service and some limited acceptance." March 28, 2023 4.0 Spendesk helped us get on top of our paperwork and was a stepping stone to a more robust and complete system. Pros First introduction to this form of payment software and dramatically reduced the time we spent chasing receipts and reconciling payments. Cons Customer service was slow to respond and often unhelpful. Some major vendors did not accept Spendesk cards as payment. Review Source R Reviewer Head of Finance Used the software for: 1-3 years ### "Sucess Story" October 16, 2019 5.0 Pros 100% control over all teams and their spendings Easy to use via app or directly on the platform Streamlining of Cash-out Customization of fields for export incl. cost center logic Cons Missing export file with images for German accounting software Datev Review Source R Reviewer CFO Used the software for: Less than 1 year ### "Everything undercontrol" October 14, 2019 5.0 Pros Having credit card as main payment method for our online providers was a mess. Spendesk gave us absolut control about our expenses, reporting and more over... authmatization! Never more share credit card data to employees. Cons Spendesk should have been live 5 ago to avoid past problems :) Review Source R Reviewer Head of IT/Software Engineer Used the software for: 3-5 years ### "Expense control." July 19, 2022 5.0 It enables you to track in real time the expenses incurred through multiple corporate cards that are required for many of our employees' day-to-day operations. Excellent tool for ensuring that the internal budget is followed without deviation. Pros Allows you to create personalized physical and virtual cards in order to avoid borrowing cards and losing control over responsible spending. If you contact support before purchasing, it will provide you with a personalized demo. It appeals to me because it has a simple and user-friendly interface that makes tracking card usage simple. Cons This platform has nothing that I dislike about it. Review Source R Reviewer CTO & Machine Learning Solutions Architect Used the software for: 3-5 years ### "Significantly improves budget management." July 18, 2022 5.0 Spendesk allows for real-time expense tracking and quicker approvals. It is a platform that has enabled us to optimize line item and budget execution. It aids in the management of travel expenses. Pros It allows you to automate processes and optimize your spending through an intuitive and simple interface. I like it because it allows me to better control the employees in my area and issue cards whenever they are required in the currency that they require. Cons This platform has nothing that I dislike about it. Review Source Sameh H. Finance Manager Used the software for: 1-3 years ### "Finance Review of Spendesk" March 19, 2025 5.0 Pros The ease of use of the system plus how it integrates through API to netsuite our accounting system Cons We have had experience were credit card get blocked quite alot Review Source CS Curio S. Accounting Manager Used the software for: 1-3 years ### "A Great Spend Management Solution For Business " February 20, 2024 5.0 Pros It comes with amazing travel management features It makes spend management and accounting easy It is helpful when it comes to payment processing Cons It is all a business needs for spend management as well as accounting and no dislikes. Review Source R Reviewer COO Used the software for: Less than 1 year ### "Great accounting automation for distributed teams" August 30, 2019 5.0 We're a small team scattered around Europa and Asia & thanks to Spendesk, much of our accounting, requesting payments & doing personal expenses has been automated - giving us more time to focus on developing our business rather than filing manual reports & chasing receipts across departments. Pros \- Spendesk allows to automate payments & approvals for business expenses and provides great overview over who owns which transactions, establishing great accountability - The accounting integration (in Germany) was easy and straightforward - Great approval flows - It's possible to set up multiple teams & entities, modeling complex organizational structures Cons \- Due to a change in Spendesk's internal processes in preparation for Brexit the onboarding process took 3-4 weeks, which wasn't well communicated in advance - Each credit card's limit must be backed by money pre-loaded onto the bank account - and each card's limit needs to be 100% backed, effectively tying up an entire month of "worst case scenario" working capital - Currency conversion charges are quite high Review Source R Reviewer Co-founder - COO Used the software for: 3-5 years ### "Makes daily expenses tasks super easy" May 5, 2021 5.0 Pros Spendesk is very easy to use and at an affordable price point. Since it is cloud-based, I can access it from any computer, at home or the office. It is sleek and easy to find what I'm looking. Cons Since it is a cloud-based software, it is dependent on a reliable internet connection Review Source VERONICA C. Travelling Assistant Used the software for: Less than 1 year ### "Simple and effective" October 4, 2022 5.0 Pros Easy to use, the app has an intuitive design. The customer support is fast and efficient. Cons I had a few payment failures but they solve the issue almost immediately. Review Source VR Verified Reviewer Team Leader Used the software for: 1-3 years ### "Amazing software!" September 26, 2019 5.0 With Spendesk we are able to speed up the organization process of our business trips. Everything is way faster with Spendesk! Pros It's extremely easy to use, no time to waste. Spendesk can help a company to increase its effectiveness. Cons Be able to do different payments with a temporary Virtual Credit Card. Review Source R Reviewer Lead QA engineer Used the software for: 3-5 years ### "Useful" October 10, 2019 5.0 Pros Intuitive, practical, incredible support. Cons Chatbot is always displayed even if I don't need help Review Source R Reviewer CEO Used the software for: Less than 1 year ### "Forest Admin uses Spendesk" July 16, 2016 4.0 Forest is a Saas company. As any saas company we have a lot of online spending : IT, subscriptions (git, adobe, etc) or travel expenses to visit our customers. We had only 1 credit card (mine) B.S (as Before Spendesk :p) which was used for every subscription leading to problems. I could not have a clear view on all my subscriptions ! I was also blocked because of spending monthly limit... Using Spendesk helped me to control each and every one of my subscription + no monthly limit. I also use Spendesk for all my online spending and don't lose time at the end of the month chasing for invoices (something which is time-consuming and that I hate on a personal level). Pros issue 1 card per subscription with budgets autonomy given to the other guys in my teams -> they can do the purchases themselves and I can use the customized approval flow to delegate the validation Cons I am the one not putting my invoices on the platform now and my accountant knows exactly that this is not on one of my employees' side Review Source R Reviewer General Manager Used the software for: Less than 1 year ### "Easy, Painless, Efficient" October 29, 2019 5.0 Pros \- Easy to use - Intuitive - Easy to manage user accesses and spending policies, to avoid creating complex procedures - Easy to upload receipts (email address for automatic matching of invoices, native app for pictures etc.) - can integrate with accounting All in all I think spendesk allows us to gain time and control over many administrative tasks, enabling us to focus more on our business. Cons \- Sometimes the plastic cards fail without any reason at some shops, this is a problem because it blocks us to buy things when we need them the most (ie at the cashier of a shop). But the CS team helps fairly quickly and solves the issue. Review Source R Reviewer Office Manager Used the software for: Less than 1 year ### "Great office management tool" July 11, 2019 5.0 Pros Ease of use and speed of customer support response and help Cons Sometimes the cards take a few minutes to load. Also the log out time is very quick meaning you can't stay logged in to your account throughout the day. Review Source VR Verified Reviewer Key Account Sales Executive Used the software for: Less than 1 year ### "Easily to adopt!" September 11, 2019 5.0 Tackling daily expenses with ease! Pros The overall speed and straightforwardness of handling on a daily basis expenses as a field commercial. Cons The fact that Firefox doesn't handle the software? Review Source R Reviewer Junior Finance Manager Used the software for: Less than 1 year ### "Spendesk Accounting software" March 11, 2022 5.0 Account Payables Pros I particularly love the ease of use of the interface Cons None that i can think of at the moment. Review Source IP Ioana P. Marketing Communications Lead Used the software for: 1-3 years ### "What an improvement" June 23, 2021 5.0 Pros user-friendly with the possibility of uploading receipts via the mobile app automated top up request process integration with slack for real-time notifications Cons no improvement points to be made at this stage Review Source Daniella L. Marketing manager Used the software for: Less than 1 year ### "Loving Spendesk! " March 9, 2022 5.0 Pros Spendesk has a strong UX, making their software a breeze to use. In a couple clicks, I can submit requests for reimbursement, add my receipts, get a virtual card, etc. I love how simple the platform is. It makes my job a lot easier! Cons I can't say there's anything I dislike about the software. It meets all my needs and more. Review Source R Reviewer Marketing and Communications Used the software for: Less than 1 year ### "Improvements" June 19, 2019 3.0 Paying all over the US when travelling. Helps with keeping track of company expenses. Pros Easy to mangae/upload your receipts when you are travelling. Cons \-Spendesk card doesn't work in many places (Trader Joe's for example) -With the app you can only take photos from receipts. It would be a great improvement if you could make a photo that recognizes the receipt (adapts the borders automatically) and that converts it to a pdf. Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.