# Zoho Books Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Zoho Books the right Purchasing solution for you? Explore 673 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/163115/Zoho-Books/reviews --- Zoho Books 4.4 (673) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Reviews of Zoho Books Ease of use 4.4 Customer Service 4.2 ## Pros and Cons in Reviews NH Nguyen H. H Deputy Service ManagerFacilities Services, 11 - 50 employeesUsed the software for: More than 2 years. “The bank feed connection has saved us hours a month working on reconciling transactions.“ June 7, 2026 LT Luke T Director and TutorEducation Management, Self-employedUsed the software for: I used a free trial. “Another small problem is that it doesn't import your bank transactions until the day after the transaction has taken place, despite refreshing the feed.“ June 9, 2025 Sneha V Growth Head - SalesInformation Technology and Services, 51 - 200 employeesUsed the software for: More than 2 years. “It’s also one of the most widely used products out there and has really played a big role in transforming how businesses manage accounting today.“ April 1, 2026 NH Nguyen H. H Deputy Service ManagerFacilities Services, 11 - 50 employeesUsed the software for: More than 2 years. “Certain operations such as importing bulk data are a bit cumbersome.“ June 7, 2026 Raj Shekhar S CofounderInformation Technology and Services, 2 - 10 employeesUsed the software for: 1-2 years. “Their has been no product failures or issues, and new features are regularly rolled out too.“ December 20, 2025 DS David S Customer Service RepresentativeHealth, Wellness and Fitness, 11 - 50 employeesUsed the software for: 1-2 years. “The mobile app isn’t as functional as the desktop version, and while the reporting options are good, they could be better customized.“ February 16, 2025 BB Ben B CEOComputer Software, Self-employedUsed the software for: Less than 6 months. “Free plan for businesses under $50K in revenue is good and we use it with Zoho Expense and it works seamlessly.“ March 12, 2025 GK Girish K OwberFood & Beverages, 2 - 10 employeesUsed the software for: 1-2 years. “No desire to even show how a feature works.“ January 9, 2026 ## Showing most helpful reviews Showing 1-25 of 673 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Alfredo J. Consultant Information Technology and Services Used the software for: 1-2 years ### "Easy peasy accounting platform" September 21, 2024 4.0 I’ve been using Zoho books for over a year successfully. I was able to easily migrate after a bad experience with quickbooks and from there been able to slightly customize it for my needs. I enjoy how it integrates with their expense tracker and with PayPal. Pros Easy to use platform with all the basic features for accounting. Cons User interface can feel a bit dated at times which makes it a bit difficult to do frequent tasks. Alternatives considered [Odoo](https://www.capterra.com/p/135618/Odoo/) Reason for choosing Zoho Books At the time I only needed accounting and the pricing was more appealing. Switched from [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) My QB account was cancelled for undisclosed (by them) issues after asking for sensitive data using a Google Form! I couldn’t even recover my data, but at least they refunded a couple months “service” Review Source VR Verified Reviewer Gen Secretary Facilities Services Used the software for: 6-12 months ### "Zoho Books is for the WORLD and for the NEXT GEN" December 8, 2025 5.0 and all Zoho products is designed with great thought at a price which is throw away. All other accounting users should start thinking how they can upgrade themselves. Pros Great value of money, extreme warm and good support, extremely easy to use without the need for any training or support intervention, Payment using Zoho to our vendors is so good, it cannot be overemphasized. Data management is so good, i am uploading all the invoices too in the application. Our customers can see their statement on a real time. Havent experienced any bug, there was one concern which was fixed immediately. and i'd recommend it for both small business as well as large organisation. Cons The bank reconciliation process could be simplified where transaction count is high. It is not a con but Zoho could push more feature in the starter plan :) Review Source AV Alisodai V. Proprietor Construction Used the software for: 6-12 months ### "Don't go with Zoho Books for your accounts" October 3, 2025 1.0 Pros This is not useful. Initially they will tell all the features are free. After buying everything we have to pay extra amount. Cons Customer support is very poor. They were unable to give any solution for my problem even after 7 months time. Don't go with . Review Source jU judith U. Procurement officer Logistics and Supply Chain Used the software for: 2+ years ### "Simple and effective accounting tool" June 2, 2025 5.0 I've had a very good overall experience with . It helps me keep my finances organized and makes my accounting tasks easier. It is dependable, easy to use, and meets most of my business requirements. Pros The simple user interface and ease with which invoices, expenses, and reports can be managed were my favorite features. It is great for small businesses and easy to use. Cons The fact that more advanced features necessitate higher-tier plans and that integrations with third-party apps can sometimes feel restricted or a little clunky were the things I didn't like the most. Review Source Response from Zoho June 17, 2025 Hello Judith - Thanks for your review. We are glad you enjoy using Zoho Books. Please feel free to reach out to us at support@zohobooks.com for any queries. EC Ewan C. Billing and Accounts Administrator Telecommunications Used the software for: 2+ years ### "How Zoho Books made recurring billing easier to manage." June 22, 2025 5.0 We slashed billing mistakes and gained better visibility into cash flow. Our audit was shortened as well, as a result of the clean reconciliation and reporting capabilities. Pros made our recurring invoicing a whole hell of a lot easier. We saved on manual tracking and reduced late payments with automated reminders and payment follow-ups. Cons Bank Feeds will drop from time to time, and re-authentication is necessary to restore. We also had to write a few custom rules for telecom-specific tax logic. Review Source VV Vikas V. Software Consultant Computer & Network Security Used the software for: 2+ years ### "Booking keeping alike for novice or experienced professions" February 10, 2025 5.0 is amazing! From the community forums, I learn that most of the world uses it. The Invoicing, expenses, tax compliance, collaboration and customer support are all top-notch! While there is still scope for improvement, for my use case, it does a great job!! Pros The great part about is the dashboard and reports. Dashboard gives a very good overview of the finances and the health of organization. Reports are a great way to break things down for more clarifity. Cons Pricing! I find it a tad bit expensive. For a company in a good shape though, it would be a great product but for bootstrapped start-ups, it is a little expensive. They have a free version but I needed some premium features for my use case. They also give out credits for start-ups which could be used for a year. After using it for a year, the software makes you so lazy and you don't want to migrate. Review Source Response from Zoho March 20, 2025 Thanks for your detailed review, Vikas! We are glad that you love our platform. RC Rajesh C. President Financial Services Used the software for: 1-2 years ### "Zoho Books Review from regular use" May 26, 2025 5.0 Looks clean, nothing over the top. You send an invoice, check a few boxes, done. It’s not trying to impress, and that’s fine. Pros Helps when you’ve got more than one thing on the go. Quick glance shows what got paid and what still needs nudging. Cons Some weird stuff with edits now and then. But it doesn’t get in the way much, which is what matters most really. Review Source Response from Zoho June 17, 2025 Hello Rajesh - Thanks for your review. We are glad you enjoy using Zoho Books. Please feel free to reach out to us at support@zohobooks.com for any queries. DS David S. Customer Service Representative Health, Wellness and Fitness Used the software for: 1-2 years ### "A complete accounting solution for small businesses." February 16, 2025 5.0 Hear me out, is my life now. I personally used it for tracking expenses during a busy quarter, and the live reports allowed me to make well-informed decisions regarding budgeting and cash flow. And it has simplified and streamlined accounting. Pros I love for how it automates many repetitive accounting tasks like invoicing, tracking expenses and bank reconciliation. For example, it's what I used it to generate recurring invoices for my clients, saving me hours of manual work per month. It also offers great GST compliance features which are a big advantage for my business. Cons The mobile app isn’t as functional as the desktop version, and while the reporting options are good, they could be better customized. The upfront setup can also be a time-consuming task for businesses with complex accounting needs. Review Source Response from Zoho March 20, 2025 Thanks for your detailed review, David. It is comments like these that propel us forward. AB Alex B. Service/Sales Manager Construction Used the software for: 2+ years ### "Easy to use internet based accounting software" January 23, 2018 4.0 Ease of use Pros The seamless integration with Zoho CRM and the fact that you can access your records from anywhere, as long as you have an internet connection. The customization options are also a huge plus. Cons It doesn't have some simple functions and features that other accounting softwares have, such as the ability to chnage how all the names appear (i.e. first, last vs. last, first). it can get a little confusing with how payments are applied and dded to the system as well. Tech support is usually no help, or they tell you that your question is a great idea for their IT team to use and then you never hear back from them again. Review Source SG Sally G. Customer Service Auditor Health, Wellness and Fitness Used the software for: Less than 6 months ### "Great platform" July 23, 2025 5.0 I used it for a short period of time on a previous job, but I did like that it has so many features, everything a small business needs like invoicing, expense tracking, inventory, time tracking. It's great. Pros I love that it's so easy to use, even for people like me who are not accountants. The interface is clean and clear. Cons I don't like the limitations for users outside of United States. Some features don't work if you are not in the US. Review Source CS Connor S. Brokerage Operations Associate Financial Services Used the software for: 1-2 years ### "Fantastic for Invoicing" October 11, 2024 5.0 We have used to manage and send invoices for a few years now. It has kept us very organized with our payment collection process. Pros The invoices module in and very well laid out and easy to use for people who are new to these kinds of platforms. Cons The payment processing application that we use is currently not integrated with which creates a bit more manual work for us. Switched from [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) We are existing Zoho customers so we thought that another Zoho app would integrate in our system better. Review Source DS DAMON S. Director Marketing and Advertising Used the software for: Less than 6 months ### "Moved from Zoho Invoice to Zoho Books" August 29, 2024 5.0 Moved over to from Zoho invoice to better manage my finances. Definitely worth the migration Pros Marking the cost against my product items. Cons Uncleared notifications on the app that I just can’t seem to clear Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing Zoho Books I chose Zoho because of the simplicity of the Zoho suite of products. Switched from [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/) To better understand my finances, for the reporting and to manage my expenses better. Review Source BM Bob M. owner Retail Used the software for: 1-2 years ### "great option for accounting software" November 17, 2020 4.0 There's been a little bit of a learning curve - there are a few things that are just done a little differently than in other software. However, I've been able to accomplish everything I had in previous software. The most significant aspect to me, though, has been that Zoho offers a lot of accompanying software - i.e., not software that's needed to make Books work, but software with complementary uses - without seeming like they're trying to squeeze every last dollar out of me. Quite unlike Intuit. Pros It does everything that I need it to do, and for far less than it's competition. Cons There are a couple things that could be streamlined, although they don't lessen to actual functioning of the software. Alternatives considered [FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[Xero](https://www.capterra.com/p/120109/Xero/) Reason for choosing Zoho Books Functionality and cost. I used Quickbooks-Desktop for years, but the online software that's been developed more recently has too many advantages to keep using it. I also used Xero for a few years, and liked a lot of features - but it seemed geared for a different kind of business and lacked a few things I needed. Then I tried Quickbooks Online - it was barely within my budget, but I liked the features - but then they increased the price (significantly) after only one year of using it. But Zoho has really fit the bill - all the functionality I need, and at a price that's just a fraction of QBO's. Switched from [FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[Xero](https://www.capterra.com/p/120109/Xero/) Intuit just keeps increasing the price on pretty much everything, justifying it by claiming to add features - though the added features never had any use to me. Plus, I needed to lease a number of add-ons to be able to have QBO work the way I'd expect it to. Review Source SV Shanmugam V. Article Trainee Accounting Used the software for: Less than 6 months ### "Most happening accounting software" February 18, 2023 5.0 is a cloud based online accounting software which is helping many small to big companies in managing their accounts. It operates as a very cost effective and user-friendly system. Many crucial things for a business like billing and invoicing, bank reconciliation, financial reporting, various report generation etc., are available in Zoho Books and the processes are made easier so that the maintenance of accounts becomes effective and efficient. It is highly recommended to start using Zoho Books as an accounting software. Pros All the processes from generating invoices to extracting reports are made easier so that the maintenance of accounts becomes effective and efficient. Cons The data migration from our old software to Zoho was a bit difficult. Reason for choosing Zoho Books Because it is cost effective and have multiple features that the other software does not have. Switched from [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Quickbooks' services will be stopped After April 30, 2023. So, we have migrated to which is a best alternative in the market. Review Source VR Verified Reviewer Land Surveyor Civil Engineering Used the software for: 1-2 years ### "Zoho Books" March 26, 2022 4.0 My overall experience with Zoho has been pleasant. I can easily create invoice even on the go with my phone. I can quickly generate reports to check performance of the company and individual employees and I can track business expenses. The best part is also that I can easily link the app to my bank to reconcile what is in the bank with what is on Zoho book. Pros The layout of the website is user-friendly. The cellphone app makes it easy for you to instantly upload receipts and invoices for any purchases made. I'm in Engineering and we are three different teams. Zoho allows us to assign expenses to each employee and to a particular project should we choose to. This means that you can easily track the expenses of each team and be quick to spot any problems with over expenses. You also get reports on different modules like sales, you can be able to track sales by sales person and assess performance of each employee. There is also an option for customers to pay online which makes it really easy to make payments. In addition from the different modules you can customize fields to suit your needs at any point in time. Lastly they have added an awesome feature now where you can create a topic and comment on invoices and estimates and have an ongoing chat with other users that on the account regarding the invoice under which the chat is created and with only those invited users. Cons When I migrated from the software I used before Zoho to Zoho I had to upload the invoices from the previous software and the challenge was that Zoho did not allow me to specify and describe the invoiced item. All invoices that were uploaded ended up with the same description which wasn't pleasant. When you assign expenses to employees, Zoho will not allow you to use the same email address for different "employees". This is unpleasant because as an admin person for my company, there are general expenses that I cannot assign to a specific person that need to be assigned under general expenses using my email address. There are also expenses that I incur on my own as an employee of the company that need to be assigned to me alone still using my email address and Zoho won't allow me to use the same email address for these two separate scenarios. Also when you create an estimate and on that estimate you don't add tax, when you convert the estimate to be an invoice Zoho does not allow you to add tax if you want to. Alternatives considered [QuickBooks Online Accountant](https://www.capterra.com/p/229996/QuickBooks-Online-Accountant/) Reason for choosing Zoho Books The ease of layout and migration from the software I was already using. Also the fact that I trusted the Wave accounting and them recommending Zoho to me just gave Zoho an ultimate advantage over other products. Switched from [Wave](https://www.capterra.com/p/178021/Wave-Apps/) Wave suggested the switch since they were partners with Zoho. Wave stopped operating in my region. Review Source DL David L. Director of Operations Transportation/Trucking/Railroad Used the software for: 2+ years ### "Using ZOHO Books for invoicing and payments in US Dollars and Mexican Pesos" January 14, 2022 5.0 use it for all client invoices and payments also use for all vendor payments and invoice tracking of accounts payable and recieveable Pros very easy interface with Zoho CRM and integration with online payment capabilities in both US Dollars and Mexican Pesos Cons the multi currency feature is sometimes glitchy in reports Alternatives considered [Best Movers CRM](https://www.capterra.com/p/230147/Best-Movers-CRM/)[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) Reason for choosing Zoho Books much easier interface and the integration with a partner CRM program within ZOHO Switched from [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) more functionality Review Source AC Anthony C. University Intern Electrical/Electronic Manufacturing Used the software for: Less than 6 months ### "Zoho Books: An efficient and user-friendly accounting software." May 6, 2023 4.0 As an IT intern at the university, I had the opportunity to use for financial management. Overall, I found the software to be user-friendly and offering a great deal of useful features, such as invoice management and expense tracking. Additionally, I really liked the integration of Zoho Books with other Zoho services, such as CRM and Human Resources, which made collaboration and project management easier. Pros is an online accounting and invoicing software that offers a wide range of features at an affordable price. With this tool, users can manage invoices, payments, expenses, and time tracking all in one integrated platform. Zoho Books also offers integration with other Zoho services, such as CRM and Human Resources, which makes collaboration and project management easier. Additionally, the software allows for task automation and customization of templates and workflows, increasing efficiency and saving time in financial management. Cons Despite the extensive feature set that provides, some users can find the user interface to be too complex, and it might take some time to become accustomed to all the possibilities. In addition, integration with third-party services may be limited compared to other popular accounting software and more economical plans might not include certain sophisticated capabilities like inventory management and budgeting. Switched from [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/) Although there are many options available for accounting software, is one of the most comprehensive and affordable solutions on the market. With a wide range of features, a user-friendly interface, and seamless integration with other Zoho services, Zoho Books is an excellent choice for small businesses and entrepreneurs. Review Source Rexie M. Director Automotive Used the software for: Less than 6 months ### "Brilliant Accounting and Book Keeping software!" February 17, 2023 5.0 Great! Not been using it long but it is a vast improvement on functionality and reporting compared to old software. Pros Love the customer portal! Our clients can use self service to manage their account with us and get all their invoice and payment records as well as access to documents like our T&Cs. The invoice generating is very quick and easy with lots of customisation and extra data collecting boxes. The app is reliable and easy to use with lots of functionality too. Retainer invoice function is great for us as we offer clients a promotion to top up their account in advance to receive discounts on future invoices so this works perfectly! Cons There is no auto connection to my particular bank yet so can't connect it all automatically as I did with my previous software however it allows for bulk uploads so you can still reconcile everything. Alternatives considered [Xero](https://www.capterra.com/p/120109/Xero/) Reason for choosing Zoho Books It was included in Zoho One plan Switched from [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Lack of additional functions and reports weren't as relevant to our needs. came free with Zoho One plan and we were paying for Quickbooks so made sense to cut this cost. Review Source AP Ashmita P. IT Consultant Information Technology and Services Used the software for: 1-2 years ### "Superbly cool to automate recurring invoices to avoid interruptions of services." November 20, 2024 5.0 Superbly effective to automate reccuring invoices and payments. Pros Admiration for automating reccuring payments and invoices. Straight forward and ease of use. Cons Explicably cool for tax compliance and automatic calculations. Review Source JK Jeyagowri K. Tutor Education Management Used the software for: Less than 6 months ### "User friendly" June 16, 2025 5.0 Great experience to use and highly recommended. Worth of buying it. User friendly approach. Pros Easy to maintain accounts. It is easy to maintain inventories and generate Purchase Orders. Affordable cost- wise. Cons No negatives found. I find out easy to use from first time and reports are made accurately as output. Review Source Response from Zoho June 17, 2025 Hello Jeyagowri - Thanks for your review. We are glad you enjoy using Zoho Books. Please feel free to reach out to us at support@zohobooks.com for any queries. ME Mohamed E. manager Accounting Used the software for: 6-12 months ### ""A full accounting app at a very good subscription price!"" August 4, 2024 4.0 The best thing that has happened to me is the ease with which I can now complete all accounting activities with . To be honest, I dislike accounting because of the amount of number management that is needed. It has, however using Zoho Books makes things lot simpler to do. For creating accounts receivable, it has been my savior because it is incredibly safe and you can be sure that the data you enter won't be compromised. Pros One of the easiest interfaces for creating estimates and invoices is . It gives enterprises flexibility by enabling the creation of estimates with and without GST. The main benefit is that it offers a range of plans at reasonable prices to accommodate diverse business needs. Cons Reports and invoice customisation in is limited. While integrating Zoho Book with other ZOHO apps is simple, doing so with other apps can be difficult. Data migration is quite difficult for businesses with a lot of data. Review Source AT Amy T. CFO Architecture & Planning Used the software for: 2+ years ### "We Use Zoho Books for Multiple Companies" August 18, 2023 4.0 has been a great tool for many of our companies. It is great for companies with project management, from estimate to sales order to purchase orders and Invoicing. ZOHO provides live reporting as your team takes the order through the sales process. Customization for our specific business was a huge game changer, as we didn't need to get outside help involved to make simple changes that made our work flow process better. It saves time and errors. Pros The live dashboard and analytics has provided great insight into our business profitability. The ability to have our project management and accounting systems tied into one saves on time and human error. The automation, workflows and custom fields are a game changer and allow any kind of person to be able to tailor the system to your needs. Whenever I am not able to code something myself, I send a request to the customer service team, and they are usually able to write the scripts for me. The ability to tie into Avalara and not have to worry about taxation is also a huge bonus. Cons I wish the Purchase Orders for drop ship customers were more obviously tied to the Sales Orders. There are ways to identify which POs belong to which SOs, but seems to be a little more complicated than it could be. I also wish there was a way to see how much we have invoiced against Customer POs. I also wish we could integrate our payroll with ZOHO, as ZOHO payroll isn't currently offered in Michigan. As a result we are having to do more manual entry for employee hours and journal entries for the payroll. Review Source Jose A. Business Owner Furniture Used the software for: 1-2 years ### "You can't go wrong with Zoho" January 17, 2024 5.0 I am very happy with the choice. Tremendous software. Pros I am not a professional accountant but I know administration and finance. Zoho has given me the tools I need for managing finances, purchasing, and invoicing. Cons The inventory module comes separately and I would like it to be included. Inventory vs final product costing would be a nice addition. Review Source AC Addison C. Solution Architect Financial Services Used the software for: 2+ years ### "Time & Expense Tracking Solution" December 4, 2023 5.0 Pros Availability of mobile application is what I like most since I am able to track time and expense on projects on the go. Cons I currently face zero errors when using ZB. Review Source Mohamed S. Accounting Accounting Used the software for: 2+ years ### "review zoho Books" July 5, 2023 5.0 Very good experience, I am really excited Pros It facilitates the work of financial flows, and it also facilitates the work of reports and follow-up of the business. It is very good Cons No, not in the form Because I really like this program Review Source ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Talk to a Capterra advisor for free and get results within 15 minutes.