# Emburse Cards Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Emburse Cards Software - reviews, pricing plans, popular comparisons to other Expense Report products and more.

Source: https://www.capterra.com/p/164500/Emburse

---

# 

 Emburse Cards Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

Independent research methodology

Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Emburse Cards

## What is Emburse Cards?

Emburse Cards are purchasing cards that provide companies real-time visibility into employee spending while streamlining the payment process. These prepaid cards for business come with built-in controls and offer features like automated expense categorization, role-based permissions, mobile receipt capture, and fraud protection. Emburse Cards integrate with expense management platforms to sync transactions from purchase to reconciliation.

## What is Emburse Cards used for?

[Spend Management](https://www.capterra.com/spend-management-software/)[Reporting](https://www.capterra.com/reporting-software/)[Wireless Expense Management](https://www.capterra.com/wireless-expense-management-software/)

Overall rating

Based on 42 user reviews

Reviews sentiment

Positive

93%

Neutral

2%

Negative

5%

Contact vendor  
for pricing

Free trial  
available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Emburse Cards?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.emburse.com/&name=Emburse Cards)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Emburse Cards

4.5 (42)

VS.

[4.9 (4,611)](https://www.capterra.com/p/172127/Rippling/reviews/)

Starting Price

Contact vendor

Starting Price

$8

Per User, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.6 (42)

Ease Of Use

4.9 (4,610)

Value For Money

4.4 (36)

Value For Money

4.8 (3,474)

Customer Service

4.5 (37)

Customer Service

4.7 (3,754)

## Emburse Cards alternatives

[4.3 (608)](https://www.capterra.com/p/76/Intacct/reviews/)

Starting price

Contact vendor for pricing

[4.8 (254)](https://www.capterra.com/p/148522/Precoro/reviews/)

Starting price

$499.00

Per User, Per Month

[4.2 (6)](https://www.capterra.com/p/220180/CarData/#reviews)

Starting price

Contact vendor for pricing

[4.5 (1,733)](https://www.capterra.com/p/66908/Workday-HCM/reviews/)

Starting price

Contact vendor for pricing

[View all alternatives](https://www.capterra.com/p/164500/Emburse/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Expense Tracking

5.0 (1)

0.00% of 1 reviewers that rated this feature as important or highly important

Monitor and record expenses such as purchases or charges incurred

Receipt Management

5.0 (1)

0.00% of 1 reviewers that rated this feature as important or highly important

Upload, track, and submit receipts in a central database

Spend Analysis

5.0 (1)

0.00% of 1 reviewers that rated this feature as important or highly important

Review and uncover trends in spending activity

Spend Control

5.0 (1)

0.00% of 1 reviewers that rated this feature as important or highly important

Set allowances and ensure employees don't spend more than the allotted amounts

Access Controls/Permissions

Define levels of authorization for access to specific files or systems

Accounting

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Emburse Cards 32 features

Define levels of authorization for access to specific files or systems

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Integrate with a third-party accounting system

Generate one-off reports that meet information requirements

Application programming interface that allows for integration with other systems/databases

Manage the process of evaluating documents or requests submitted for approval

Route documents and other data through one or more stakeholders for review and approval

Create, manage, and send invoices or bills to customers

Manage and monitor spending to align with the financial constraints or goals

Create budgets based on historical data and future projections

Organize and group data or items based on various criteria

Manage and track credit cards that are distributed to employees to use for authorized business expenses

Graphical representation of data

Integrate with existing ERP systems

Attaching relevant receipts or supporting documents to submit expenses for reimbursement

Monitor and record expenses such as purchases or charges incurred

Identify and prevent suspicious activity

Access software remotely via mobile devices

Scan and upload receipts to a central database using a mobile device

Manage and handle various international currencies

Ability to manage transactions online with a mobile device or computer.

Bank cards with approved funds pre-loaded that employees can use for corporate purchases

Receive data and information in real time

Receive system updates as soon as any changes are made

Upload, track, and submit receipts in a central database

Timed notification for any upcoming task, deadline, appointment, or activity

Allow users to access multiple services after entering their login credentials once

Review and uncover trends in spending activity

Set allowances and ensure employees don't spend more than the allotted amounts

Manage and divide costs, invoices, payments, billings, etc. between two or more entities

Set up connections to third-party platforms to improve business processes

Monitor or audit historical and current transactions to analyze customer account activities

Get Advice

We can help you find the software with the features you need.

Features

4.3 (42)

4.3

Based on 42 reviews

## Pricing

Value for money

4.4 (36)

Free Trial

Business

$0.00

Value for money

4.4 (36)

4.4

Based on 36 reviews

## Integrations

[

Slack](https://www.capterra.com/p/135003/Slack/)[

Xero](https://www.capterra.com/p/120109/Xero/)[

NetSuite](https://www.capterra.com/p/135757/NetSuite/)[

QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[

Okta](https://www.capterra.com/p/119653/Okta/)[

Sage Intacct](https://www.capterra.com/p/76/Intacct/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.5 (37)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.5 (37)

4.5

Based on 37 reviews

## User reviews

Overall rating

4.5

Based on 42 reviews

Filter by rating

5(28)

4(11)

3(1)

2(0)

1(2)

Mentioned topic

Sorted by most recent

TL

Taylor L.

Marketing Coordinator

Construction

### "Keep track of spending easily"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

10/10

September 7, 2021

Pros

This product allows us to easily track the costs of projects without having to authorize different buyers from our vendors.

Cons

Zero complaints, our technicians haven't had issues with purchasing.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

BJ

Beverly J.

Owner/CEO

Consumer Services

### "Application Rejected with No Explanation"

1.0

Overall Rating

1.0

1.0

Ease of Use

1.0

1.0

Features

1.0

1.0

Customer Service

1.0

1.0

Likelihood to Recommend

0/10

February 7, 2020

On their website, it does not say anything about how long your business has to be active to be approved. It also does not say anything about your business needing good credit or any credit at all. It doesn't say the minimum number of employees, or how much revenue you need to have in order to get approved. My company was just started last year but it's growing fast. I was looking for software to help me make cards for new agents who have certification class expenses to pay in order to get started. On average I hire about 10 people a month, each new hire needing anywhere between $10 - $200 dollars. You do the math. This company lost out on thousands of dollars by rejecting my application. It doesn't make sense. My company is new, no credit history at all, but our revenue projections are very very high. If I could have at least gotten an explanation as to why they denied my application, then I would have an opportunity to apply again in the future, but they do not tell you why at all. I gave sensitive documents to this company, and the way that this happened makes me feel that this may be a scam. I've never heard of a legitimate company that doesn't even offer any requirements for approval. Even if they don't offer an explanation for denial there are usually requirements for approval. If my business mysteriously becomes compromised I will know exactly who caused it.

Pros

I tried the trial. It was easy to use...

Cons

I did not get to use the real thing.....

Alternatives considered

[PEX](https://www.capterra.com/p/153785/PEX/)

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

AU

Anonymous User

Partnerships

Marketing and Advertising

### "Unexpectedly disabled account "

1.0

Overall Rating

1.0

1.0

Ease of Use

5.0

5.0

Features

3.0

3.0

Customer Service

1.0

1.0

Likelihood to Recommend

0/10

December 10, 2019

They didn't ask for any company information when setting up our account. This was different from other competitors we tested at the same time/after who collected company documents, bank statements and did a full credit check to make sure they were comfortable working together. Emburse seems to want to rush you into a trial and then do a check, and just kick you out if you don't pass. They don't communicate what they are checking, what fell short, or ask for anything from you. The setup process seemed too good/easy to be true and it was. It seems Emburse wants to get people in the door and sort 'em out later. They show zero consideration for small businesses. We are very happily and smoothly working with a competitor now who did their due diligence at the start instead of just making black box decisions after you think you are already set with the solution.

Pros

The pricing model and ease of use drew us to Emburse. I had a friendly rep who did the demo and gave me a sign up link, and the interface looked good and intuitive. I was able to easily pre-fund my account. When they closed our account unexpectedly, they did refund our payment quickly.

Cons

We were only able to spend a few dollars before our account was unexpectedly closed. We found this out when a transaction declined and then we were unable to log in, and reached out to a rep. No communication, even an automated email, informed us.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

DP

David P.

Executive Pastor

Non-Profit Organization Management

### "One of the best credit card solutions on the market"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

September 30, 2019

Pros

We’ve done everything from trying corporate cards to using expense software solutions, but Emburse combines the best of both worlds. Our employees love it over monthly reporting and we’re saving a lot of time on everything from expense controls to expense reports and accounting.

Cons

Still is a young product and would love to see some more robust features that some of the bigger expense solutions have (ie. better receipt emailing options, native QBO support without using plugin, etc), but overall a solid product.

Switched from

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AL

Aaron L.

Co-Founder

Entertainment

### "Emburse Review"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

September 19, 2019

The Emburse journey has been excellent the whole way through and customer support has stood out as a major strength the entire way. From development support during integration to operational support once you are live, the team at Emburse has always been fast to respond and incredibly informative and helpful. Can't say enough about their support.

Pros

The ability to leverage both an easy to administer Dashboard along with a rich set of APIs fit our use case perfectly. It allowed us to quickly launch and integrate our integration while making use of the Dashboard to augment any intermediate needs we had while developing our software.

Cons

We are eagerly awaiting consumer spending support through Emburse.

Reasons for choosing Emburse Cards

Ultimately the ease of use, quality of the integration and the high level of customer support sealed the deal for us. Using Emburse has been a game-changer for us in allowing our product to reach the market quickly while still maintaining the highest levels of quality and security for payment processing.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

EA

Ed A.

Operations Dir

Broadcast Media

### "Great value and support"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

September 11, 2019

Allows employees to manage business expenses with little overhead and administration

Pros

Easy to use and set up required information from staff. Support has been very responsive when I have issues.

Cons

Reporting function not as strong as it could be (does not export)

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

VB

Vicky B.

Office Manager

Religious Institutions

### "Emburse is GREAT"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

September 10, 2019

It has been great! We were using a traditional credit card that had to be attached to an individual person which was then attached to their personal credit. I love that it is easy to cancel or add cards as new people come in.

Pros

I love the ease of adding people and seeing all the transactions being made and making limits for employees and requiring them to input categories, receipts and notes.

Cons

I would like to be able to sort the transactions by "pending" so I can see what is still outstanding. I would love for the software to integrate with QuickBooks for desktop.

Reasons for choosing Emburse Cards

Our lead pastor was giving an Emburse card from our Regional Acts29 to use. I looked into it and switched over.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

KS

Kellen S.

Software engineer

Information Technology and Services

### "Great API, great customer service"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

September 10, 2019

We use the API to pull a certain category of expenses into our data warehouse.

Pros

The API is great, and customer service was helpful and responsive

Cons

It doesn't make toast or do your homework.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JK

Johannes K.

CEO

Transportation/Trucking/Railroad

### "Easy way to get started with virtual cards"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

September 4, 2019

Pros

Everything built out Easy implementation Fantastic and responsive customer support

Cons

Only limited availability over the API (minor detail)

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

MD

Michael D.

Operations Director

Non-Profit Organization Management

### "Reliable Service, Professional Team"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

August 28, 2019

Pros

Convenient, easy to use. The support team is incredibly responsive and helpful in resolving time sensitive situations.

Cons

No major complaints, the support team usually does whatever they can to resolve any issues!

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/164500/Emburse/reviews/)

Independent research methodology

Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology.

[Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

[Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website.

[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)