# Deluxe Payment Exchange Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Deluxe Payment Exchange Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/166710/Deluxe-eChecks

---

# 

 Deluxe Payment Exchange Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

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[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Deluxe Payment Exchange

## What is Deluxe Payment Exchange?

Web-based payment processing tool which assists firms with bill payments, data security and cash flow management.

## What is Deluxe Payment Exchange used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)[Accounts Payable](https://www.capterra.com/accounts-payable-software/)[Accounting](https://www.capterra.com/accounting-software/)

Top alternative

Featured

Overall rating

Based on 28 user reviews

Reviews sentiment

Positive

68%

Neutral

4%

Negative

29%

Starting price

$33

Usage Based, One Time

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Deluxe Payment Exchange?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.deluxe.com/&name=Deluxe Payment Exchange)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Deluxe Payment Exchange

3.8 (28)

VS.

[4.6 (3,321)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

$33

Usage Based, One Time

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

3.8 (28)

Ease Of Use

4.5 (26,300)

Value For Money

3.6 (24)

Value For Money

4.3 (20,159)

Customer Service

3.6 (25)

Customer Service

4.2 (20,416)

## Deluxe Payment Exchange alternatives

[4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/)

Starting price

$25.00

Per User, Per Month

[4.7 (678)](https://www.capterra.com/p/162588/HoneyBook/reviews/)

Starting price

$36.00

Per User, Per Month

[PayPal](https://www.capterra.com/p/207944/PayPal/)

[4.6 (26,322)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting price

$0.29

Per User, Per Month

[Learn More](https://www.capterra.com/p/207944/PayPal/)

Highest Rated

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

[4.7 (9,273)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Starting price

Contact vendor for pricing

[Learn More](https://www.capterra.com/p/222572/Venmo-/)

[View all alternatives](https://www.capterra.com/p/166710/Deluxe-eChecks/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Electronic Payments

3.4 (10)

40.00% of 10 reviewers that rated this feature as important or highly important

Electronically collect payments for goods or services

Mobile Payments

3.4 (10)

30.00% of 10 reviewers that rated this feature as important or highly important

Clients can submit payments via mobile devices

In-Person Payments

3.0 (9)

33.33% of 9 reviewers that rated this feature as important or highly important

Transactions that typically involve face-to-face interactions between the payer and the payee

ACH Payment Processing

3.0 (8)

25.00% of 8 reviewers that rated this feature as important or highly important

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Recurring/Subscription Billing

3.1 (7)

0.00% of 7 reviewers that rated this feature as important or highly important

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Third-Party Integrations

4.3 (6)

33.33% of 6 reviewers that rated this feature as important or highly important

Set up connections to third-party platforms to improve business processes

Deluxe Payment Exchange 15 features

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Track money owed to a company's creditors/suppliers

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Application programming interface that allows for integration with other systems/databases

Import and export data to and from software applications

Protect sensitive data for digital privacy

Electronically collect payments for goods or services

Transactions that typically involve face-to-face interactions between the payer and the payee

Clients can submit payments via mobile devices

Accept, record, and reconcile financial transactions

Upload, track, and submit receipts in a central database

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Set up connections to third-party platforms to improve business processes

Get Advice

We can help you find the software with the features you need.

Features

3.5 (28)

3.5

Based on 28 reviews

## Pricing

Value for money

3.6 (24)

[View pricing plan details](https://www.capterra.com/p/166710/Deluxe-eChecks/pricing/)

eChecks

$33.00

Usage Based,One Time

It includes:

-   Seamlessly integrate with QuickBooks and current accounts payable processes

Print+Mail

$37.00

Flat Rate,

Value for money

3.6 (24)

3.6

Based on 24 reviews

## Integrations

[

QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[

QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[

MeridianLink Opening](https://www.capterra.com/p/190139/MeridianLink/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

3.6 (25)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

3.6 (25)

3.6

Based on 25 reviews

## User reviews

Overall rating

3.8

Based on 28 reviews

Filter by rating

5(17)

4(2)

3(1)

2(1)

1(7)

Mentioned topic

Sorted by most recent

DS

Dennis S.

Director

Information Technology and Services

### "Easy to pay and receive payments digitally without papers"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 16, 2024

I have enjoyed working with paperless checks for years now and am loving how to send checks and track them online. I'm also enjoying their friendly interface that does not require technical knowledge to use basic features. Their ACH transactions are a game changer in securing direct transfers at reduced times.

Pros

Payment processing is great with this system Faster and reliable ACH check transactions they have amazing recurring billing, mobile payments and their customer support

Cons

I find it to be a great software but very lack checks can experience cashing difficulties.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

AC

Audrey C.

Radio Broadcaster

Broadcast Media

### "Perfect if you work for companies in multiple states."

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

May 6, 2024

Customer service is top notch. I once had trouble logging in, so I emailed Deluxe Payment Exchange and got a quick response from customer service and the issue was resolved in no time.

Pros

Ease of use. When you receive the notification email that you've got a check ready, you can simply log in, print the check and deposit in your bank account.

Cons

I have not found anything to dislike about Deluxe Payment Exchange yet.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

AD

Annah D.

Sales Manager

Transportation/Trucking/Railroad

### "Functional and Ideal Form of Reliable Payment "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

May 6, 2024

Pros

Deluxe Payment Exchange has managed all the data, where recording of transaction is well accredited.

Cons

Deluxe Payment Exchange is conventional, faultless and determined.

Switched from

[PayHOA](https://www.capterra.com/p/146693/PayHOA/)

[Payment Evolution](https://www.capterra.com/p/151517/PaymentEvolution-Payroll/)

[Patriot Software](https://www.capterra.com/p/116050/Patriot-Software/)

[Oracle Textura Payment Management](https://www.capterra.com/p/181520/Oracle-Textura-Payment-management/)

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

IT

Isaac T.

Finance Manager

Utilities

### "Defined and Consolidated Accounting Solution "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

May 6, 2024

Pros

Deluxe Payment makes the process of accounting super transparent, and there is an incredible automation to improve performance.

Cons

Deluxe Payment is imperative, and complete, without challenges.

Switched from

[ParishSOFT Accounting](https://www.capterra.com/p/208013/ParishSOFT-Accounting/)

[Realm Accounting](https://www.capterra.com/p/249047/Realm-Accounting/)

[Bench](https://www.capterra.com/p/137795/Bench-Bookkeeping/)

[Patriot Software](https://www.capterra.com/p/116050/Patriot-Software/)

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

FG

Francesca G.

ICT Director

Information Technology and Services

### "Good but Needs to Improve especially with Features and Customer Support"

3.0

Overall Rating

3.0

3.0

Ease of Use

4.0

4.0

Features

3.0

3.0

Customer Service

3.0

3.0

Likelihood to Recommend

7/10

April 29, 2024

Using the existing features works greatly but for a while until you realize how limited their features are. Also, they should work on their customer support as they are very reluctant in responding to customer questions.

Pros

It is easy to set up and the available features works as expected.

Cons

Their customer support is lacking, they do not respond to client questions in time. In addition, they have limited features.

Switched from

[Yodeck](https://www.capterra.com/p/228571/Yodeck/)

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

RM

Roberto M.

Marketing Director

Food & Beverages

### "Inclusive Approach for Payment Assistance "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

April 25, 2024

Pros

Deluxe Payment gives a focused form of payment, where suitable and controlled measures are fully deployed.

Cons

Deluxe Payment brings an assertive way of customer payment assistance without errors.

Switched from

[Paymo](https://www.capterra.com/p/137033/Paymo/)

[Genius](https://www.capterra.com/p/195074/Genius/)

[Oracle Textura Payment Management](https://www.capterra.com/p/181520/Oracle-Textura-Payment-management/)

[Online Payment Software](https://www.capterra.com/p/129952/Online-Payment-Software/)

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

PL

Philippe L.

CTO

Machinery

### "Can't accept their checks through banking apps, support's solution "drive to the bank""

1.0

Overall Rating

1.0

1.0

Ease of Use

1.0

1.0

Features

1.0

1.0

Customer Service

1.0

1.0

Likelihood to Recommend

0/10

June 6, 2023

At every turn, a bummer. Their website is janky, and overall the platform seems old. Sounds like the leadership is out to lunch. Look elsewhere.

Pros

Nothing so far. I was able to reach their support fairly quickly, even though they were not helpful.

Cons

Unhelpful support, general lack of attention to the overall user experience. Using a banking app saves a trip to the bank. Banking apps require both front and back to be able to deposit the check electronically. "Deluxe" Payment Exchange doesn't provide the back of the check, which means you have to drive to the bank as a payee OR pay them money to process your payment otherwise.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

CC

Charles C.

Owner

Motion Pictures and Film

### "Archaic and a complete inconvenience. "

2.0

Overall Rating

2.0

2.0

Ease of Use

1.0

1.0

Features

3.0

3.0

Customer Service

2.0

2.0

Likelihood to Recommend

0/10

May 27, 2023

I am to the point of dropping a vender if they continue to use Deluxe Checks as a payment system.

Pros

Easy if you are paying someone. That is about it.

Cons

As someone who receives deluxe checks, it is much more difficult to get your money without being sold additional services to get your money quicker for a fee.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

TP

Troy P.

Accountant

Accounting

### "Garbage"

1.0

Overall Rating

1.0

1.0

Ease of Use

2.0

2.0

Features

1.0

1.0

Customer Service

2.0

2.0

Likelihood to Recommend

0/10

September 13, 2022

Support was as bad as the product. If you want to make your vendors unhappy, pay them this way. If you like your vendor SEEK another payment method.

Pros

Pros? Not here. I wish I could at least say something positive here but i REALLY CANNOT. This product is neither easy nor attractive from a price point. The user interface is daunting and complex when it should not be.

Cons

Takes WAY too long to receive payment, only to find out that printing checks while 'immediate' they will not deposit as printed to major banks. Their electronic ach costs 2.99% for a check - they have to be kidding

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

DH

Daniel H.

Owner

Food & Beverages

### "Stay Away! Too much hassle. Not easy to use anymore."

1.0

Overall Rating

1.0

1.0

Ease of Use

1.0

1.0

Features

1.0

1.0

Customer Service

1.0

1.0

Likelihood to Recommend

0/10

September 3, 2022

Garbage.

Pros

Wt one time it was easy to print and email checks from anywhere.

Cons

2 factor authentication. Must call them during their regular business hours for password and account assistance. Cross your fingers you dont have issues on a weekend!

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/166710/Deluxe-eChecks/reviews/)

Popular comparisons

[PayPal vs Deluxe Payment Exchange](https://www.capterra.com/compare/166710-207944/Deluxe-eChecks-vs-PayPal) 

Independent research methodology

Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology.

[Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

[Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website.

[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)