# Deluxe Payment Exchange Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Deluxe Payment Exchange Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/166710/Deluxe-eChecks --- # Deluxe Payment Exchange Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Deluxe Payment Exchange ## What is Deluxe Payment Exchange? Web-based payment processing tool which assists firms with bill payments, data security and cash flow management. ## What is Deluxe Payment Exchange used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Accounts Payable](https://www.capterra.com/accounts-payable-software/)[Accounting](https://www.capterra.com/accounting-software/) Top alternative Featured Overall rating Based on 28 user reviews Reviews sentiment Positive 68% Neutral 4% Negative 29% Starting price $33 Usage Based, One Time Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Deluxe Payment Exchange?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.deluxe.com/&name=Deluxe Payment Exchange) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Deluxe Payment Exchange 3.8 (28) VS. [4.2 (2,043)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting Price $33 Usage Based, One Time Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 3.8 (28) Ease Of Use 4.0 (1,999) Value For Money 3.6 (24) Value For Money 3.9 (1,589) Customer Service 3.6 (25) Customer Service 3.8 (1,693) ## Deluxe Payment Exchange alternatives [4.2 (402)](https://www.capterra.com/p/184673/Melio/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 83% of reviewers rated it above 4 stars [4.6 (3,346)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [4.5 (4,517)](https://www.capterra.com/p/142390/FreshBooks/reviews/) Starting price $21.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 92% of reviewers rated it above 4 stars Highest Rated [4.7 (681)](https://www.capterra.com/p/162588/HoneyBook/reviews/) Starting price $36.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/166710/Deluxe-eChecks/alternatives/) ## FAQs about Deluxe Payment Exchange Overview ### Which roles and teams benefit most from Deluxe Payment Exchange? Deluxe Payment Exchange is most used by business owners, finance teams, and operations leaders who need to streamline payment processing and cash flow management. Accountants, bookkeepers, and finance managers use it to handle disbursements and reconciliation, while office administrators and executives rely on it for vendor payments, oversight, and operational efficiency. Answer based on 28 reviews Overview ### What company size and industries is Deluxe Payment Exchange built for? Deluxe Payment Exchange is built primarily for small businesses, which make up 88% of reviewers, especially in Religious Institutions at 12%. It also serves Hospitality and Information Technology and Services, each at 8%, with some midsize and enterprise use, and is most commonly used for payment processing. Answer based on 28 reviews Features and Usability ### What are the key features of Deluxe Payment Exchange? Deluxe Payment Exchange offers ACH payment processing, electronic payments, and payment processing for accounts payable and recurring billing workflows. It also includes in-person payments, mobile payments, receipt management, data import/export, alerts and notifications, an activity dashboard, data security, API access, and third-party integrations. Pricing ### How much does it cost and what fees or limitations are included? Deluxe Payment Exchange starts at $33.0 per one-time usage for the eChecks plan, and pricing depends on the quantity of eChecks. The plan includes integration with QuickBooks and current accounts payable processes. No free version or free trial is listed. Answer based on 9 reviews Integrations ### Which third-party tools and platforms does Deluxe Payment Exchange integrate with? Deluxe Payment Exchange connects natively to MeridianLink Opening, QuickBooks Online, and QuickBooks Online Advanced. These integrations cover account opening and accounting workflows, giving Deluxe Payment Exchange a focused set of third-party connections for financial operations and payment-related data handling. Answer based on 2 reviews Getting Started and Support ### What training and onboarding options does Deluxe Payment Exchange offer? Deluxe Payment Exchange provides live online training, webinars, and documentation to help teams get started. Live online sessions and webinars support guided instruction and product walkthroughs, while documentation offers written reference material for self-paced review and ongoing setup support. Getting Started and Support ### What customer support options does Deluxe Payment Exchange offer? Deluxe Payment Exchange provides Email/Help Desk, FAQ/Forum, Knowledge Base, Phone Support, and Chat. User feedback describes support as mixed: some report quick, helpful responses and resolved issues, while others mention slow replies, difficult access, and less-than-desirable help during setup or troubleshooting. Answer based on 8 reviews ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Electronic Payments 3.4 (10) 40.00% of 10 reviewers that rated this feature as important or highly important Electronically collect payments for goods or services Mobile Payments 3.4 (10) 30.00% of 10 reviewers that rated this feature as important or highly important Clients can submit payments via mobile devices In-Person Payments 3.0 (9) 33.33% of 9 reviewers that rated this feature as important or highly important Transactions that typically involve face-to-face interactions between the payer and the payee ACH Payment Processing 3.0 (8) 25.00% of 8 reviewers that rated this feature as important or highly important Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Recurring/Subscription Billing 3.1 (7) 0.00% of 7 reviewers that rated this feature as important or highly important Automated process of charging customers at regular intervals for repeated access or use of a product or service Third-Party Integrations 4.3 (6) 33.33% of 6 reviewers that rated this feature as important or highly important Set up connections to third-party platforms to improve business processes Deluxe Payment Exchange 15 features Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Track money owed to a company's creditors/suppliers Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Application programming interface that allows for integration with other systems/databases Import and export data to and from software applications Protect sensitive data for digital privacy Electronically collect payments for goods or services Transactions that typically involve face-to-face interactions between the payer and the payee Clients can submit payments via mobile devices Accept, record, and reconcile financial transactions Upload, track, and submit receipts in a central database Automated process of charging customers at regular intervals for repeated access or use of a product or service Set up connections to third-party platforms to improve business processes Get Advice We can help you find the software with the features you need. Features 3.5 (28) 3.5 Based on 28 reviews ## Pricing Value for money 3.6 (24) [View pricing plan details](https://www.capterra.com/p/166710/Deluxe-eChecks/pricing/) eChecks $33.00 Usage Based,One Time It includes: - Seamlessly integrate with QuickBooks and current accounts payable processes Print+Mail $37.00 Flat Rate, Value for money 3.6 (24) 3.6 Based on 24 reviews ## Integrations [ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[ MeridianLink Opening](https://www.capterra.com/p/190139/MeridianLink/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 3.6 (25) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 3.6 (25) 3.6 Based on 25 reviews ## User reviews Overall rating 3.8 Based on 28 reviews Filter by rating 5(17) 4(2) 3(1) 2(1) 1(7) Mentioned topic Sorted by most recent DS Dennis S. Director Information Technology and Services ### "Easy to pay and receive payments digitally without papers" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 16, 2024 I have enjoyed working with paperless checks for years now and am loving how to send checks and track them online. I'm also enjoying their friendly interface that does not require technical knowledge to use basic features. Their ACH transactions are a game changer in securing direct transfers at reduced times. Pros Payment processing is great with this system Faster and reliable ACH check transactions they have amazing recurring billing, mobile payments and their customer support Cons I find it to be a great software but very lack checks can experience cashing difficulties. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AC Audrey C. Radio Broadcaster Broadcast Media ### "Perfect if you work for companies in multiple states." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 6, 2024 Customer service is top notch. I once had trouble logging in, so I emailed Deluxe Payment Exchange and got a quick response from customer service and the issue was resolved in no time. Pros Ease of use. When you receive the notification email that you've got a check ready, you can simply log in, print the check and deposit in your bank account. Cons I have not found anything to dislike about Deluxe Payment Exchange yet. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AD Annah D. Sales Manager Transportation/Trucking/Railroad ### "Functional and Ideal Form of Reliable Payment " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 May 6, 2024 Pros Deluxe Payment Exchange has managed all the data, where recording of transaction is well accredited. Cons Deluxe Payment Exchange is conventional, faultless and determined. Switched from [PayHOA](https://www.capterra.com/p/146693/PayHOA/) [Payment Evolution](https://www.capterra.com/p/151517/PaymentEvolution-Payroll/) [Patriot Software](https://www.capterra.com/p/116050/Patriot-Software/) [Oracle Textura Payment Management](https://www.capterra.com/p/181520/Oracle-Textura-Payment-management/) Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. IT Isaac T. Finance Manager Utilities ### "Defined and Consolidated Accounting Solution " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 May 6, 2024 Pros Deluxe Payment makes the process of accounting super transparent, and there is an incredible automation to improve performance. Cons Deluxe Payment is imperative, and complete, without challenges. Switched from [ParishSOFT Accounting](https://www.capterra.com/p/208013/ParishSOFT-Accounting/) [Realm Accounting](https://www.capterra.com/p/249047/Realm-Accounting/) [Bench](https://www.capterra.com/p/137795/Bench-Bookkeeping/) [Patriot Software](https://www.capterra.com/p/116050/Patriot-Software/) Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. FG Francesca G. ICT Director Information Technology and Services ### "Good but Needs to Improve especially with Features and Customer Support" 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 3.0 3.0 Customer Service 3.0 3.0 Likelihood to Recommend 7/10 April 29, 2024 Using the existing features works greatly but for a while until you realize how limited their features are. Also, they should work on their customer support as they are very reluctant in responding to customer questions. Pros It is easy to set up and the available features works as expected. Cons Their customer support is lacking, they do not respond to client questions in time. In addition, they have limited features. Switched from [Yodeck](https://www.capterra.com/p/228571/Yodeck/) Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RM Roberto M. Marketing Director Food & Beverages ### "Inclusive Approach for Payment Assistance " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 April 25, 2024 Pros Deluxe Payment gives a focused form of payment, where suitable and controlled measures are fully deployed. Cons Deluxe Payment brings an assertive way of customer payment assistance without errors. Switched from [Paymo](https://www.capterra.com/p/137033/Paymo/) [Genius](https://www.capterra.com/p/195074/Genius/) [Oracle Textura Payment Management](https://www.capterra.com/p/181520/Oracle-Textura-Payment-management/) [Online Payment Software](https://www.capterra.com/p/129952/Online-Payment-Software/) Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. PL Philippe L. CTO Machinery ### "Can't accept their checks through banking apps, support's solution "drive to the bank"" 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 June 6, 2023 At every turn, a bummer. Their website is janky, and overall the platform seems old. Sounds like the leadership is out to lunch. Look elsewhere. Pros Nothing so far. I was able to reach their support fairly quickly, even though they were not helpful. Cons Unhelpful support, general lack of attention to the overall user experience. Using a banking app saves a trip to the bank. Banking apps require both front and back to be able to deposit the check electronically. "Deluxe" Payment Exchange doesn't provide the back of the check, which means you have to drive to the bank as a payee OR pay them money to process your payment otherwise. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CC Charles C. Owner Motion Pictures and Film ### "Archaic and a complete inconvenience. " 2.0 Overall Rating 2.0 2.0 Ease of Use 1.0 1.0 Features 3.0 3.0 Customer Service 2.0 2.0 Likelihood to Recommend 0/10 May 27, 2023 I am to the point of dropping a vender if they continue to use Deluxe Checks as a payment system. Pros Easy if you are paying someone. That is about it. Cons As someone who receives deluxe checks, it is much more difficult to get your money without being sold additional services to get your money quicker for a fee. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TP Troy P. Accountant Accounting ### "Garbage" 1.0 Overall Rating 1.0 1.0 Ease of Use 2.0 2.0 Features 1.0 1.0 Customer Service 2.0 2.0 Likelihood to Recommend 0/10 September 13, 2022 Support was as bad as the product. If you want to make your vendors unhappy, pay them this way. If you like your vendor SEEK another payment method. Pros Pros? Not here. I wish I could at least say something positive here but i REALLY CANNOT. This product is neither easy nor attractive from a price point. The user interface is daunting and complex when it should not be. Cons Takes WAY too long to receive payment, only to find out that printing checks while 'immediate' they will not deposit as printed to major banks. Their electronic ach costs 2.99% for a check - they have to be kidding Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. DH Daniel H. Owner Food & Beverages ### "Stay Away! Too much hassle. Not easy to use anymore." 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 September 3, 2022 Garbage. Pros Wt one time it was easy to print and email checks from anywhere. Cons 2 factor authentication. Must call them during their regular business hours for password and account assistance. Cross your fingers you dont have issues on a weekend! Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/166710/Deluxe-eChecks/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [PayPal vs Deluxe Payment Exchange](https://www.capterra.com/compare/166710-207944/Deluxe-eChecks-vs-PayPal)