--- title: "BILL Spend & Expense Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about BILL Spend & Expense Software - reviews, pricing plans, popular comparisons to other Spend Management products and more." source_url: "https://www.capterra.com/p/166905/Divvy/" page_type: "product" language: "en" --- # BILL Spend & Expense Software Review 2026: Features, Integrations, Pros & Cons Last updated on February 15, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Users](#users)[Pros and Cons](#pros-cons)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) BILL Spend & Expense ## What is BILL Spend & Expense? BILL Spend & Expense (formerly Divvy) offers an extraordinary way for businesses to gain complete control over their spending with our user-friendly software and corporate cards. Our unique budgeting software allows companies to precisely manage their expenses while also simplifying cash flow planning. And the best part? It’s completely free, so managing your business expenses is easier than ever. For more information, visit bill.com. ## What is BILL Spend & Expense used for? [Spend Management](https://www.capterra.com/spend-management-software/)[Expense Report](https://www.capterra.com/expense-report-software/)[Financial Reporting](https://www.capterra.com/financial-reporting-software/) Recognitions Shortlist Top alternative Featured Overall rating Based on 439 user reviews Reviews sentiment Positive 95% Neutral 2% Negative 3% Pros & cons Accessible and intuitive platform Streamlined expense tracking tools Frequent software glitches Starting price Free trial available Capterra Shortlist charts the highest-rated and most popular products... - Billing and Invoicing / 2025 Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for BILL Spend & Expense?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.bill.com&name=BILL Spend & Expense) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### BILL Spend & Expense 4.7 (439) VS. [4.2 (2,056)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (438) Ease Of Use 4.0 (234) Value For Money 4.7 (393) Value For Money 3.9 (176) Customer Service 4.6 (396) Customer Service 3.8 (191) ## BILL Spend & Expense alternatives Highest Rated [Moss](https://www.capterra.com/p/211744/getmoss/) [4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) [4.3 (2,259)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting price $7.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [Ramp](https://www.capterra.com/p/207081/Ramp/) [4.9 (220)](https://www.capterra.com/p/207081/Ramp/reviews/) Starting price $15.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars [Budgetly](https://www.capterra.com/p/255448/Budgetly/) [4.9 (140)](https://www.capterra.com/p/255448/Budgetly/reviews/) Starting price $240.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 99% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/166905/Divvy/alternatives/) ## FAQs about BILL Spend & Expense Overview ### What problems does BILL Spend & Expense solve? BILL Spend & Expense solves delayed expense reporting, missing receipts, uncontrolled employee spending, and poor visibility into vendor, department, and project budgets. Accounting teams, finance leaders, administrators, and small business owners use it to issue virtual cards, automate categorization and approvals, replace reimbursements, and reconcile transactions faster with accounting systems. Answer based on 292 reviews Overview ### Which roles and teams benefit most from BILL Spend & Expense? BILL Spend & Expense is most used by finance leaders, controllers, accountants, and executive teams at growing businesses. Finance teams rely on it for expense tracking, card management, approvals, and reconciliation, while CEOs, owners, and operations leaders use it to control spending, improve visibility, and streamline company-wide purchasing workflows. Answer based on 437 reviews Talk to an expert ### More questions? Ask our experts Overview ### What company size and industries is BILL Spend & Expense built for? BILL Spend & Expense is built mainly for small businesses, which make up 83% of reviewers, with the strongest industry presence in Non-Profit Organization Management and Construction at 8% each. It also serves midsize businesses at 13% and enterprises at 4%, with additional use in Marketing and Advertising at 6%. Answer based on 439 reviews Features and Usability ### What are the key features of BILL Spend & Expense? BILL Spend & Expense includes core spend controls like corporate cards, virtual cards, budget control, and approval workflow, plus mobile receipt upload and receipt management for expense tracking. Differentiating features include real-time spend visibility, reimbursements, accounting integration with QuickBooks, and transaction coding tied to budgets and general ledger accounts. Answer based on 187 reviews Integrations ### Which third-party tools and platforms does BILL Spend & Expense integrate with? BILL Spend & Expense connects natively to QuickBooks Online, NetSuite, Sage Intacct, QuickBooks Enterprise, QuickBooks Online Advanced, Xero, Slack, and Gmail. It integrates with 11 third-party tools overall, with the strongest reviewer-confirmed connections centered on accounting systems and the broader BILL platform for payables and receivables. Answer based on 83 reviews Getting Started and Support ### How easy is it to onboard and train a team on BILL Spend & Expense? BILL Spend & Expense is generally quick to onboard for cardholders and everyday users, who often start coding expenses and uploading receipts with minimal training. It offers in-person training, live online sessions, webinars, documentation, and videos. Admins usually need more time for budgets, controls, and setup, often with rep guidance. Answer based on 13 reviews Getting Started and Support ### What customer support options does BILL Spend & Expense offer, and how do users rate the experience? BILL Spend & Expense offers email/help desk, FAQ/forum, a knowledge base, phone support, 24/7 live rep, and chat. Users often describe support as responsive, friendly, and helpful during onboarding and issue resolution, but some report slow follow-up, inconsistent post-integration help, and frustration when urgent account or fraud problems take too long to resolve. Answer based on 118 reviews Features and Usability ### How well does BILL Spend & Expense manage company cards? BILL Spend & Expense gives finance teams strong day-to-day control over company cards, budgets, and virtual cards. Small businesses, agencies, and accounting teams like the real-time visibility, receipt capture, and adjustable limits, though some users report card freezes, fraud-handling concerns, payment confusion, and uneven customer support when issues arise. Answer based on 165 reviews Features and Usability ### Is BILL Spend & Expense good for receipt management? BILL Spend & Expense makes receipt tracking easy with mobile uploads, photo capture, reminders, and transaction coding at purchase time. Accounting teams, teachers, field staff, and construction companies value the paperless workflow and faster reimbursement process, though some users mention app glitches, manual tax entry, and occasional review-status confusion. Answer based on 104 reviews ## Who uses BILL Spend & Expense? Based on Capterra reviews from the past 4 years Talk to a software expert to get a free software list tailored to your business needs ## Pros and Cons Accessible and intuitive platform 90% positive reviews out of 108 Most users report the platform is straightforward, with a simple interface and minimal learning curve. Frequent software glitches 62% negative reviews out of 32 Most users comment the software occasionally experiences bugs, glitches, and slowdowns that disrupt daily operations. Streamlined expense tracking tools 89% positive reviews out of 89 Most reviewers find expense management features save time, improve accuracy, and simplify budgeting processes. Jennifer R. Teacher, 501 - 1,000 employees. "What I like best about BILL Spend & Expense is that it gives real-time control, automation, and organization of spending, making expense tracking faster, easier, and more accurate." Flexible virtual card management 90% positive reviews out of 31 Most reviewers describe virtual cards as essential for secure, controlled spending and easy vendor management. Anonymous User accounting support, 11 - 50 employees. "Uploading and managing receipts is easy; issuing cards and creating "virtual cards" are all wonderful." ## Features AI summary Based on 1,860 Spend Management reviews Capterra reviewers highlight these as the top features buyers look for in spend management software: - **Receipt Management** (**52%** of reviewers rated this feature as critical) - **Expense Tracking** (**52%**) - **Invoice Processing** (**55%**) BILL Spend & Expense supports **Receipt Management** and **Expense Tracking**, giving finance teams a clear way to capture receipts and monitor employee spending as it happens. However, it does not offer **Invoice Processing**. Instead, it provides other highly rated features, including **Spend Control** (**48%**), **Accounting Integration** (**53%**), and **Expense Claims** (**52%**), helping businesses manage budgets, connect expense data with accounting systems, and process reimbursements more efficiently. These features provide teams with better visibility into company spending and tighter control over financial workflows. Receipt Management 4.8 (169) 66.86% of 169 reviewers that rated this feature as important or highly important BILL Spend & Expense offers organized digital receipt storage and easy retrieval. Users think it streamlines receipt collection, improves audit readiness, and reduces lost receipts, with reminders and multiple upload options making compliance and tracking much simpler. Expense Tracking 4.8 (196) 68.88% of 196 reviewers that rated this feature as important or highly important It gives you real-time visibility and categorization of expenses, helping you manage budgets and track spending across teams. Reviewers indicate the process is intuitive, reduces manual work, and integrates well with QuickBooks for seamless reporting. Spend Control 4.7 (126) 58.73% of 126 reviewers that rated this feature as important or highly important You can set and adjust budgets, spending limits, and issue virtual cards for better oversight. Some reviewers find it valuable for controlling expenses, assigning limits per person or department, and appreciate the flexibility and ease of managing budgets. Accounting Integration 4.1 (93) 56.99% of 93 reviewers that rated this feature as important or highly important This aspect helps you connect with accounting tools like QuickBooks, Netsuite, and proprietary systems. Reviewers appreciate the seamless syncing, easy import/export, and time savings, though some mention challenges with less common software and reimbursement handling. Expense Claims 4.4 (24) 58.33% of 24 reviewers that rated this feature as important or highly important Attaching relevant receipts or supporting documents to submit expenses for reimbursement Mobile Receipt Upload 4.7 (86) 65.12% of 86 reviewers that rated this feature as important or highly important With this capability, you can quickly capture and upload receipts using your phone or computer. Reviewers appreciate how easy and convenient it is, noting it saves time, prevents lost receipts, and is simple for teams to use on the go. BILL Spend & Expense 102 features ### All Features - "What If" Scenarios: Method used in decision-making that allows businesses to input variables to forecast potential outcomes or possibilities - Access Controls/Permissions: Define levels of authorization for access to specific files or systems - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Accounting Integration: This aspect helps you connect with accounting tools like QuickBooks, Netsuite, and proprietary systems. Reviewers appreciate the seamless syncing, easy import/export, and time savings, though some mention challenges with less common software and reimbursement handling. - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Ad hoc Reporting: Generate one-off reports that meet information requirements - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Approval Process Control: Manage the process of evaluating documents or requests submitted for approval - Approval Workflow: Route documents and other data through one or more stakeholders for review and approval - Audit Management: Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Automated Receipt Matching: Match digital receipt images or data with corresponding expense entries - Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements - Billing Portal: Gateway through which end users can view past bills and pay current invoices - Booking Management: Create, update, and manage bookings, itineraries, and reservations - Budget Control: Manage and monitor spending to align with the financial constraints or goals - Budgeting/Forecasting: Create budgets based on historical data and future projections - Cash Flow Management: Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period - Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances - Categorization/Grouping: Organize and group data or items based on various criteria - Client Management: Manage contact details and communication with clients - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Configurable Workflow: Configure existing workflows to meet your organization's needs - Consolidation/Roll-Up: Combining loans, assets, liabilities, and other financial data from multiple subsidiary companies into one entity for reporting - Contact Database: Centralized database of stakeholders and their contact information such as names, address, phone number etc. - Corporate Card: Manage and track credit cards that are distributed to employees to use for authorized business expenses - Credit Card Management: Financial system that helps create and manage physical/digital credit cards and track transaction activities - Customizable Fields: Customize data fields to support various needs and use cases - Customizable Reports: Alter the layout and content of reports - Customizable Templates: Pre-designed layouts that can be customized to match preferences and requirements - Dashboard: Assembly of graphs and charts for visualizing and tracking statistics/metrics - Data Import/Export: Import and export data to and from software applications - Data Visualization: Graphical representation of data - Document Management: Store, manage, and track all electronic documents in a centralized location - Duplicate Detection: Compare new data with existing records to detect duplicate entries - Electronic Payments: Electronically collect payments for goods or services - Employee Self Service: Gateway through which employees can access the system - ERP integration: Integrate with existing ERP systems - Expense Claims: Attaching relevant receipts or supporting documents to submit expenses for reimbursement - Expense Tracking: It gives you real-time visibility and categorization of expenses, helping you manage budgets and track spending across teams. Reviewers indicate the process is intuitive, reduces manual work, and integrates well with QuickBooks for seamless reporting. - Financial Analysis: Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk - Financial Management: Plan, manage, and track the financial activities of an individual or organization - Fixed Asset Management: Centralized database to track details of fixed assets such as depreciation and maintenance scheduling/history - For Accountants: Software specialized for accountants and accounting firms - Fraud Detection: Identify and prevent suspicious activity - General Ledger: Centralized accounting record which tracks all financial transactions - Income & Balance Sheet: A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time - Invoice Creation: Create invoices from scratch or have recurring invoices - Invoice History: Store and view prior invoices for each account/client - Mobile Access: Access software remotely via mobile devices - Mobile App: Access the system via a mobile application - Mobile Payments: Clients can submit payments via mobile devices - Mobile Receipt Upload: With this capability, you can quickly capture and upload receipts using your phone or computer. Reviewers appreciate how easy and convenient it is, noting it saves time, prevents lost receipts, and is simple for teams to use on the go. - Multi-Company: Manage the accounting and financial aspects of multiple locations or companies in a single location - Multi-Currency: Manage and handle various international currencies - Online Booking: Book meetings and appointments through a website or digital platform - Online Invoicing: Create, send, and view electronic invoices - Online Payments: Accept and process online payment transactions - Payment Collection: Tracking, managing, and initiating the transfer of funds for overdue customer payments - Payment Processing: Accept, record, and reconcile financial transactions - Policy Management: Create, manage, and track policies and procedures within an organization - Prepaid Cards: Bank cards with approved funds pre-loaded that employees can use for corporate purchases - Profit/Loss Statement: A type of financial statement used to record and report an organization's revenues, costs, and expenses over a specific amount of time - Project Tracking: Monitor the progress of projects from start to finish - Purchasing & Receiving: Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity - QuickBooks Integration: Integrates with QuickBooks - Real-time Alerts: Receive notification of issues as soon as they occur - Real-Time Analytics: Analyze and gain insights into data in real-time - Real-Time Data: Receive data and information in real time - Real-Time Monitoring: Active monitoring of systems, applications, or networks - Real-Time Notifications: Notifications that are delivered to users as soon as an event occurs - Real-Time Reporting: Active reporting of data and metrics - Real-Time Updates: Receive system updates as soon as any changes are made - Receipt Management: BILL Spend & Expense offers organized digital receipt storage and easy retrieval. Users think it streamlines receipt collection, improves audit readiness, and reduces lost receipts, with reminders and multiple upload options making compliance and tracking much simpler. - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reimbursement Management: Manage compensation for out-of-pocket expenses incurred by an employee, client or another party - Reminders: Timed notification for any upcoming task, deadline, appointment, or activity - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Restriction Management: Establish limitations based on certain conditions - Rules-Based Workflow: Automates and streamlines business processes by creating a sequence of predefined rules and actions that govern the flow of work - Search/Filter: Search and filter data across systems to locate required information by entering keywords or certain criteria - Secure Data Storage: Securely stores data to prevent data loss or breaches - Self-Service Reporting: Allow users to create their own reports and financial statements - Single Sign On: Allow users to access multiple services after entering their login credentials once - Spend Analysis: Review and uncover trends in spending activity - Spend Control: You can set and adjust budgets, spending limits, and issue virtual cards for better oversight. Some reviewers find it valuable for controlling expenses, assigning limits per person or department, and appreciate the flexibility and ease of managing budgets. - Spend Management: Track the amount of money spent on a certain product or with a certain supplier - SSL Security: Security protocol that ensures secure, encrypted communication over the internet, safeguarding sensitive data from unauthorized access - Staff Management: Schedule shifts for staff/employees, track hours worked, and manage staff payroll - Task Management: Create, manage and track all task activities and progression - Tax Management: Implementation of various strategies to manage tax obligations via planning and maintaining compliance - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Time & Expense Tracking: Log and record hours worked and costs spent to assist in billing and invoicing - Time Tracking by Client: Track time worked per client - Time Tracking by Project: Track time worked per project - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - User Management: Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks - Vendor Management: Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. - Workflow Automation: Streamlining repetitive tasks and activities through automated and predefined workflows - Workflow Management: Create, design and manage workflows for repetitive tasks --- Get Advice We can help you find the software with the features you need. Features 4.5 (438) 4.5 Based on 438 reviews ## Pricing Value for money 4.7 (393) Free Trial Free Version Spend & Expense $0.00 Value for money 4.7 (393) 4.7 Based on 393 reviews ## Integrations [ Slack](https://www.capterra.com/p/135003/Slack/)[ QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[ Gmail](https://www.capterra.com/p/202338/Gmail/)[ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ Xero](https://www.capterra.com/p/120109/Xero/)[ NetSuite](https://www.capterra.com/p/135757/NetSuite/)[ QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[ Sage Intacct](https://www.capterra.com/p/76/Intacct/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.6 (396) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (396) 4.6 Based on 396 reviews ## User reviews Overall rating 4.7 Based on 439 reviews Filter by rating 5(340) 4(75) 3(9) 2(6) 1(9) Mentioned topic Sorted by most recent Jaxton B. Financial Controller Construction ### "Secure and Accountant-Friendly, But Lacks Modern AI Innovation" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 2.0 2.0 Customer Service 2.0 2.0 Likelihood to Recommend 7/10 July 17, 2026 A solid, secure tool for expense management, but it needs more modern AI features to truly shine over its competitors. Pros It is highly secure and exceptionally accountant-friendly, making daily tracking effective and visible. Cons They are not innovative enough and fail to leverage AI to its full potential for automation. Ramp does this better Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AN Anonymous User President Accounting ### "BILL Spend & Expense Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 9/10 May 28, 2026 Very good experience—I use it often, and it helps streamline workflows and saves me time. Easy to use Pros Easy to use with strong reporting features, making expense tracking and financial management efficient. Good value Cons Wish it offered a non-web-based version for offline use and greater flexibility with local access, slows down performance Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. LA Luz A. Controller Events Services ### "Controller" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 9/10 May 15, 2026 The platform is user-friendly and integrates seamlessly with other software. From an accounting perspective, it demonstrates strong performance in its ability to communicate and synchronize data with other systems. Pros The overall process has been excellent. The platform is easy to implement and manage, and from a managerial perspective, it provides strong monitoring capabilities—making it an excellent program to use. Cons Enhanced guidance and orientation from the implementation support team would improve client engagement and help users feel more confident throughout the process. Switched from [Expensify](https://www.capterra.com/p/97594/Expensify/) Need better functionally and simpler to manage. Alternatives considered [Ramp](https://www.capterra.com/p/207081/Ramp/) Reasons for choosing BILL Spend & Expense Easy to manage, cost and sales rep more direct to the point. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JR Jennifer R. Teacher E-Learning ### "Miles, Meals, & No Stress" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 14, 2026 As a teacher, I use BILL Spend & Expense to help manage and track expenses during state testing travel. It allows me to easily record things like mileage and meal costs while I’m on the go, without having to keep up with paper receipts or wait until the end of the trip. Everything is entered and organized in real time, which makes the reimbursement process much smoother and more accurate. Pros What I like best about BILL Spend & Expense is that it gives real-time control, automation, and organization of spending, making expense tracking faster, easier, and more accurate. Cons There isn’t anything I don’t like about BILL Spend & Expenses. I find it very beneficial and easy to use. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KJ Krystel J. Lead Teacher Education Management ### "Bill Payments" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 8, 2026 Overall, I have had a good experience. I love the phone app and the ability to upload receipts and see when I get paid. Pros That I can upload and invoice and track if I get reimbursed for teaching expenses. I like that I can also do it from my phone or computer. Cons I don't like that I have to enter the tax for items. Would be nice if you could enter your city and state and it would automatically calculate sales tax on items. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AM Angela M. COO Environmental Services ### "What about bill ?" 3.0 Overall Rating 3.0 3.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 2.0 2.0 Likelihood to Recommend 6/10 May 5, 2026 overall i was very disappointed in the fact that I lost more money than the program was worth. Ithen had to try and get some it back from my customer. Pros well at first it was easy to use . It did invoices, allowed us to get paid, but then it started charging for trans actions and we lost a lot of money on one large deal. Cons Contacting the customer service team was a pretty horrible experience no results. everything is out sourced which is even worse. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AN Anonymous User Manager, Accounts Payable Individual & Family Services ### "Game Changer for Multi Card Users and management" 4.0 Overall Rating 4.0 4.0 Ease of Use 3.0 3.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 April 16, 2026 We started with 1 entity only when we have two that work together. As a result, our reconciling was a mess because all charges were being paid only by one entity. I feel our integration should have been better reviewed for and have had more foresight into the set up. Otherwise, I am quite happy. Pros Spend & Expense allows me to manage all credit cards for the entire agency from one portal. We consolidated from credit accounts with dozens of vendors. Making this change has made reconciling, making adjustments all if it much easier. Cons On occasion I find a feature that I need is not available. I also find it challenging at times to map and integrate custom fields or make changes to existing fields. Alternatives considered [Paymode](https://www.capterra.com/p/234113/Bottomline-Paymode-X/) Reasons for choosing BILL Spend & Expense S&E had a more "modern" feel and simpler start to finish task flow. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Ashley B. Owner Consumer Services ### "Great for budget management" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 2.0 2.0 Likelihood to Recommend 10/10 February 12, 2026 I had an overall experience with Bill. It helped me manage my budget for my small business and saved me lots of time. Pros What I like most about Bill is that it's easy to use and it's free, which is always a plus, especially for a small business. Cons There's really not much that I don't like about Bill. It's great for small businesses although customer support is slow to respond Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AF Adashia F. Owner Health, Wellness and Fitness ### "Does the job & processes money in a timely matter" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 January 7, 2026 Pros LEARNING CURVE - little if you slow down and read EXPENSE MANAGEMENT PAYMENT PROCESSING - done in a timely matter USER ACCESS - user friendly, easy to get into Cons I have not used the platform long enough to have a long list of gripes. From what I have seen, it does the job. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. CC Chris C. Manager, Business Development Sports ### "Best Expense App Out There" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 16, 2025 It has been great. I believe this is a significant upgrade from other expense apps that I have used in other roles. It is easy to see how much budget there is on your company card, and I really appreciate how quickly they populate. Pros I love how quickly expenses populate in the app/online. I have used other expense platforms that take several days to populate, which leads to missed expenses and reports. This software is quick and intuitive! Cons It would be very helpful if there were a favorites section for the type of expense that is incurred. It can be slightly annoying having to search each time for the new expense rather than from a list. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Response from Vendor October 22, 2025 Thank you, Chris, for your phenomenal review of BILL Spend & Expense! We are absolutely thrilled that you love the speed in which expenses load onto the app/website, and that our software has been quick and intuitive when using it. We appreciate your idea of having a favorites section for the type of expense that has occurred so that you don't have to waste time searching for a specific one. Going forward, if you have suggestions on how we can improve our software, you can also choose 'Leave Feedback' at the bottom of your BILL account page and there is an option to select 'An existing feature/function is missing' . Your comments will go directly to our team to look into. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. [View all Reviews](https://www.capterra.com/p/166905/Divvy/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. 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