# BILL Spend & Expense Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is BILL Spend & Expense the right Spend Management solution for you? Explore 438 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/166905/Divvy/reviews --- BILL Spend & Expense 4.7 (438) [View alternatives](https://www.capterra.com/p/166905/Divvy/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Reviews of BILL Spend & Expense Ease of use 4.6 Customer Service 4.6 ## Pros and Cons in Reviews JR Jennifer R TeacherE-Learning, 501 - 1,000 employeesUsed the software for: 6-12 months. “What I like best about BILL Spend & Expense is that it gives real-time control, automation, and organization of spending, making expense tracking faster, easier, and more accurate.“ May 14, 2026 CS Carmel S MediaMarketing and Advertising, Self-employedUsed the software for: 6-12 months. “so it makes it impossible not to add them to my subscriptions and as a freelancer I do not have the ability to tolerate subscriptions that provide 0 value.“ July 5, 2025 LA Luz A ControllerEvents Services, 11 - 50 employeesUsed the software for: Less than 6 months. “From an accounting perspective, it demonstrates strong performance in its ability to communicate and synchronize data with other systems.“ May 15, 2026 Abigail P Manager, Accounts PayableIndividual & Family Services, 201 - 500 employeesUsed the software for: More than 2 years. “I also find it challenging at times to map and integrate custom fields or make changes to existing fields.“ April 16, 2026 LA Luz A ControllerEvents Services, 11 - 50 employeesUsed the software for: Less than 6 months. “The platform is easy to implement and manage, and from a managerial perspective, it provides strong monitoring capabilities—making it an excellent program to use.“ May 15, 2026 Suehyun C accounting supportAccounting, 11 - 50 employeesUsed the software for: 6-12 months. “There was no way for us as an end user to seethis, and none of the support people were able to see this because -- the BILL Spend & Expense side cannot see the BILL Payables & Receivables side.“ September 16, 2025 LT Luka T Payroll managerAccounting, 11 - 50 employeesUsed the software for: Less than 6 months. “I’ve been using Bill Spend & Expense for managing company spending, and it has completely streamlined the way we handle expenses.“ October 1, 2025 Suehyun C accounting supportAccounting, 11 - 50 employeesUsed the software for: 6-12 months. “Someone on your team will be spending a lot of time navigating why something isn't working, only for a tier 2 rep or a manager to tell you to restart your computer and clear your cache.“ September 16, 2025 ## Showing most helpful reviews Showing 1-25 of 438 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Maddie T. System Administrator Information Technology and Services Used the software for: 2+ years ### "I appreciate how simple it is to keep track of invoices and receipts" May 10, 2022 4.0 Divvy is a unique tool that provides an all-in-one solution for your needs. In addition to issuing the card, they also handle all of the associated expenses. All of our expenses are now coded in Accounting so that our field workers can simply submit receipts and a business reason and move on. Pros Because it is so user-friendly, this program has completely changed the way we track our expenditures and enter our data. Because each employee may now input their receipts, it has saved our accounting department many hours of labor each month. Divvy is a fantastic service. It's simple to pick up. I was worried I'd be disoriented, but a quick scan of the area turns up everything I need. Cons ACH transactions are taking too long to process. We'd want to be able to send PayPal monies straight to Divvy for payments. It is not possible to map QBO tags for transactional line items at this time. Improvements are constantly needed, just as with any other piece of software. Divvy is always striving to improve the procedure. Switched from [Gorilla Expense](https://www.capterra.com/p/140010/Gorilla-Expense/)[Veryfi](https://www.capterra.com/p/180429/Veryfi/) You can see that Divvy cares a lot about making the service better and better. A few weeks after I mentioned an issue we were having, he was talking to a development team about how to resolve it. For this reason I could be inclined to choose it. Review Source LT Leah T. Research associate Information Technology and Services Used the software for: Less than 6 months ### "Use bill for your employees " July 3, 2025 5.0 Overall it is an easy and quick way for my company to send money to me to complete my work. I would recommend for other companies to use bill. Pros It was a quick and easy process to start up. My job can load money and I can use the card the same day. Cons I do not have anything bad or negative to say about the setup or use of the app and or card. Nothing I liked least. Switched from [DivvyHQ](https://www.capterra.com/p/140459/DivvyHQ/) It was My company, they decided to switch companies. Review Source VR Verified Reviewer accounting support Accounting Used the software for: 6-12 months ### "Divvy is great " September 16, 2025 1.0 BILL as a whole is hostile architecture as an accounting/business "solution." It's such a shame because Divvy is actually a great product! Pros BILL Spend & Expense, formerly Divvy, has a fantastic interface on both mobile and online app. If you have not had a receipt management/credit card management service for your team, this really DOES improve your life. The best part is that you can empower credit card users to handle their own receipts and transactions. Uploading and managing receipts is easy; issuing cards and creating "virtual cards" are all wonderful. This is my first spend management software experience, and whether Divvy is advanced or standard, it really has improved the workflow for expense and receipt management. Wahoo! Cons Oh boy. Stay away, stay far far away if you plan to use this with BILL's AR/AP side (Payables and Receivables). You will not have a dedicated account rep, which should be standard for corporate and industry clients. Someone on your team will be spending a lot of time navigating why something isn't working, only for a tier 2 rep or a manager to tell you to restart your computer and clear your cache. This was the suggested solution for-- you will not believe this -- our account was set up incorrectly and we were paying double in subscription fees. There was no way for us as an end user to seethis, and none of the support people were able to see this because -- the BILL Spend & Expense side cannot see the BILL Payables & Receivables side. I'm so baffled that this has been our experience, and really caution anyone considering choosing BILL. Review Source Response from BILL September 29, 2025 Thank you for your glowing review of BILL Spend & Expense. We appreciate all your kind words. We want to apologize for the difficulty you had with the AP/AR side, including being double-billed and not getting the assistance you needed. If any help is still needed, please email us at feedback@hq.bill.com with your information, and someone from our team will contact you directly. KT Krystal T. Software Solutions Assoc Accounting Used the software for: 1-2 years ### "BSE is up to great things!" November 21, 2023 4.0 I think BSE is a great efficiency tool. Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity. Pros I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly into QuickBooks. Cons The least robust features are reimbursements and account mappings. It is frustrating to take many steps to unmap and map custom fields. Make it in the same place at least. Alternatives considered [Workplace from Meta](https://www.capterra.com/p/168669/Workplace/)[Expensify](https://www.capterra.com/p/97594/Expensify/)[Emburse Expense Professional](https://www.capterra.com/p/99984/Certify-Travel-Expense-Management/) Reason for choosing BILL Spend & Expense Price, demo was convincing and ease of use. Switched from [Expensify](https://www.capterra.com/p/97594/Expensify/) It was expensive & over complicated to manage. Review Source Response from BILL November 28, 2023 Thank you Krystal for your feedback on BILL Spend & Expense. We are glad to hear that you enjoy having the ability to see real time spending and that the software syncs directly with QuickBooks. We apologize for any frustrations caused when doing reimbursements and account mapping. We will pass on your suggestion to have these two things in the same place to cut down on the steps you take to our development team. We are always looking for ways to improve the software for our users. If you have any other questions or concerns, please reach us directly at 1(855)229-3111. Kelsi N. Accounting Project Manager Veterinary Used the software for: 6-12 months ### "Divvy is the BEST" February 25, 2022 5.0 Amazing. I truly enjoyed working with our Implementation Manager and felt like they worked with us as a partner, not a client. They were willing to work with us on all of our many asks. Pros Divvy is a very innovative product that allows for you to have an all in one product. They not only issue the card, but they provide the expense management. With their help, we have been able to bring all expense coding inside Accounting to allow for our teammates in the field to just submit a receipt and a business purpose and move on. Cons The reimbursement and reporting side could use some work. Divvy does not charge for reimbursements and does not make money for that part of the product, so I understand that it is not their priority, however to make a better product they would puts some resources there. Alternatives considered [Spendesk](https://www.capterra.com/p/157515/Spendesk/)[Expensify](https://www.capterra.com/p/97594/Expensify/) Reason for choosing BILL Spend & Expense Divvy had the best platform and price Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) We wanted to streamline our process and find a better product for our teammates. Review Source VR Verified Reviewer Financial Analyst Hospital & Health Care Used the software for: Less than 6 months ### "We love Divvy!" December 15, 2022 5.0 Divvy has been great and everyone we have come in contact with has been very helpful. I have even been able to text the guy who helped us set everything up with any questions that have come up. Customer service has been excellent! Pros I love how seamlessly it syncs with QB online. Every employee loves the app, also! Cons There have been issues with employees receiving the verification emails due to the email our company uses, but we have worked out the kinks. Alternatives considered [Mesh Payments](https://www.capterra.com/p/218926/Mesh-Payments/) Reason for choosing BILL Spend & Expense Divvy had better features that our company would use. Switched from [Bento for Business](https://www.capterra.com/p/144213/Bento-for-Business/) Bento charges a monthly fee and give no rewards for spending. Bento also refused to pay us back for a fraud charge. Review Source Brett W. Director of Finance Hospitality Used the software for: 6-12 months ### "Great Company Spend & Budgeting Tool" October 24, 2019 5.0 We wanted a solution for our different departments to have control over their spend while making sure we still had firm controls and oversight in place. Divvy met all those requirements for free. Pros Divvy has a great budgeting tool that allows you to easily segment departments so that they are in control of their own spend. Their app is easy to use to keep track of reciepts and ensure your team is in compliance. Best of all everything is free. Cons Getting set up and a credit line is a bit cumbersome as I have seen other companies have a much easier onboarding and offer higher levels of credit. Reason for choosing BILL Spend & Expense Divvy had an overarching platform that allowed us insight into every user's actions. Switched from [Teampay](https://www.capterra.com/p/176776/TeamPay/) Teampay did not offer any credit and actually had a decent charge for their service. Budgeting was limited as well by vendor. Review Source MR Mark R. Private Security Security and Investigations Used the software for: 6-12 months ### "Hidden Traps and Zero Warning A Financial Disaster for Small Businesses" May 16, 2025 1.0 My experience with BILL Spend & Expense was disastrous. I was approved for a $24,000 line of credit and drew $13,000 to cover payroll, only to have the entire amount yanked from my bank account within days without any clear billing schedule or warning. This left my account severely overdrawn and put my business at serious financial risk. Their lack of communication, transparency, and consideration for how small businesses operate is unacceptable. I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices. Pros Honestly, very little. Initially, the idea of having a line of credit with built-in expense tracking seemed promising. But any potential benefits were completely overshadowed by poor communication, lack of transparency, and practices that put small businesses at serious financial risk. Cons Their billing cycle is confusing and poorly communicated. I borrowed $13,000 to cover payroll, and just days later, they pulled the entire amount back from my business account without warning, sending my balance deep into the negative. There was no notice, no option to schedule repayment, and no transparency. This kind of unpredictable behavior is dangerous for any small business relying on stable cash flow. It felt predatory and completely negligent. Review Source Response from BILL July 24, 2025 Mark, we sincerely apologize for the issues you encountered with your Spend & Expense account. Your satisfaction is our top priority, and we are committed to providing a smooth and reliable experience for all our customers. We’d like to address your concerns promptly. Please reach out to us at feedback@hq.bill.com with your details, and someone from our team will get in touch with you directly. Alternatively, you can call directly at 1(855)229-3111. JJ Jake J. Pastor Religious Institutions Used the software for: 2+ years ### "App has a lot of new bugs" February 5, 2025 2.0 While I'm glad to have reward options and be able to give my teams access to funds that I can see and manage, we are dealing with a lot of frustration on an almost daily basis for a tool that's supposed to make our jobs easier. It's pretty clear to me when a company slacks on customer support that they are focused more on the bottom line than their clients. At least in the past the tool was functioning properly. Now that the tech is also broken (and nobody has shared any corrective plans or measures) we will have to start looking for other options quickly. Pros My ability to get a high volume of rewards for spending on business expenses through our non-profit. Cons 1) Customer service - they are not good at all. They are difficult to contact and when you do get in touch with them they don't have enough familiarity with their own product to be helpful 2) Software - creating budgets and getting cards to people is pretty simple but in the past 30-60 days the software has started to manifest some bugs. Budgets show up with a $0 balance. Users can't access budgets they clearly have access to from an administrator. Some budgets don't show up at all. Scrolling through transactions and entire weeks of transactions will disappear until you log out of the tool and log back in (I have screen recordings). The list goes on. This wasn't an issue until the last 30 days. 3) Poor resolution - I've called them to discuss this and was told that there was in fact a SW bug they were working on. I explained more of the situation so they escalated the ticket and told me a supervisor would return my call. I even scheduled it because I have meetings back to back most days. Not only did they not call me back later that day during the window agreed on, but it has now been two additional days and nobody has emailed, called, reached out, etc. Our organization has spend hundreds of thousands of dollars via bill.com's spend and expense platform over the past three years. This level of follow-up and support is unacceptable. Review Source Response from BILL February 6, 2025 Thank you, Jake, for your beneficial feedback. We are glad that our rewards program has worked well for you. Our apologies for the frustrations you have experienced with the difficulty in reaching customer service as well as not getting the help you need, also, the software has been experiencing some bugs within the last thirty days and poor resolution to your concerns with no follow-up when promised. We have forwarded your issues with the bugs you listed to our product team. We would like to assist with your concerns, please contact us at feedback@hq.bill.com with your information and someone will reach out to you directly. Thank you again! CC Chris C. Manager, Business Development Sports Used the software for: 6-12 months ### "Best Expense App Out There" October 16, 2025 5.0 It has been great. I believe this is a significant upgrade from other expense apps that I have used in other roles. It is easy to see how much budget there is on your company card, and I really appreciate how quickly they populate. Pros I love how quickly expenses populate in the app/online. I have used other expense platforms that take several days to populate, which leads to missed expenses and reports. This software is quick and intuitive! Cons It would be very helpful if there were a favorites section for the type of expense that is incurred. It can be slightly annoying having to search each time for the new expense rather than from a list. Review Source Response from BILL October 22, 2025 Thank you, Chris, for your phenomenal review of BILL Spend & Expense! We are absolutely thrilled that you love the speed in which expenses load onto the app/website, and that our software has been quick and intuitive when using it. We appreciate your idea of having a favorites section for the type of expense that has occurred so that you don't have to waste time searching for a specific one. Going forward, if you have suggestions on how we can improve our software, you can also choose 'Leave Feedback' at the bottom of your BILL account page and there is an option to select 'An existing feature/function is missing' . Your comments will go directly to our team to look into. Please continue to provide your feedback. We value our users' suggestions when planning the future of our software. LT Luka T. Payroll manager Accounting Used the software for: Less than 6 months ### "Great tool" October 1, 2025 5.0 Using Bill Spend & Expense has been a game changer for our company. The platform is intuitive, helps us stay on top of real-time spending, and makes reporting effortless. Pros I’ve been using Bill Spend & Expense for managing company spending, and it has completely streamlined the way we handle expenses. Cons As a new user I need some time to get used to it also certain reports or approval workflows may feel less flexible Review Source Response from BILL October 16, 2025 Luka, we want to express our gratitude for your amazing review of BILL Spend & Expense! We're so excited that our software has completely streamlined your organization's expense management, making it easy to manage your company's spending. We understand that a certain amount of time is needed to get used to the service, and that certain reports or approval workflows may feel less flexible. We appreciate that feedback and encourage you to share any other thoughts you may have, as we are always working hard to improve our software. AF Adashia F. Owner Health, Wellness and Fitness Used the software for: Less than 6 months ### "Does the job & processes money in a timely matter" January 7, 2026 5.0 Pros LEARNING CURVE - little if you slow down and read EXPENSE MANAGEMENT PAYMENT PROCESSING - done in a timely matter USER ACCESS - user friendly, easy to get into Cons I have not used the platform long enough to have a long list of gripes. From what I have seen, it does the job. Review Source ML Madison L. Business Development Manager Construction Used the software for: 6-12 months ### "Super easy to use" September 23, 2024 5.0 Overall, experience has been great with BILL. Pros BILL has been so easy to use and makes keeping track of receipts and budget very easy Cons Sometimes I have a hard time logging into my app but that was maybe twice Review Source Response from BILL September 25, 2024 Thank you for your glowing review of BILL, Madison! We love that you have found our software easy to use and simple to keep track of receipts and budgets. We are sorry if you have had any login difficulties and you are welcome to reach out for help when needed. We always want to hear what works and what will make your experience better so please continue to provide feedback as we are always working hard to improve our software. CJ Caleb J. Leader of Client Accounting Services Accounting Used the software for: 2+ years ### "Divvy - Allows us to Manage our Expenses with effectiveness" June 9, 2021 5.0 Pros 1) Dashboard for all transactions - allows us to work on what needs completed and then publish to QBO. 2) Automatic notifications - allows us to request receipts and categorization from cardholders in seconds. 3) Virtual cards - allows us to automate transaction entry, manage overspend with our vendors, and minimize and mitigate fraud with our expenses. If a card gets compromised we turn off that one virtual card and then create a new one within seconds. Cons There aren't many features built yet for Accounting Firms to manage their list of clients. There isn't good features like Ramp & Brex to text the categorization details, notes, and receipts on the transactions. Alternatives considered [Brex](https://www.capterra.com/p/182054/Brex/) Review Source HF Harrison F. Controller Building Materials Used the software for: Less than 6 months ### "Great Product, Feedback does not make it to the decision makers. " December 15, 2022 4.0 super fast close process, easy for employees to use. Pros ease of use, ability to assign funds fast and instantly (on the road even on my app). 100% card integration Cons approval workflows aren't greatno ability to send push notifications for "needs approval" why on earth is that not fixed?automated push notification on phone should be every 48 - 72 hours. (concur does this).once a week emails are spotty (dont actually send) and most of my managers have no idea they have something to approve. 1st round with production implementation specialist was lazy, non-responsive, "Goal of 24 hour response time" was a pathetic goal and was more like 2-3-4 days. by that time the context of the email was misunderstood and issues had to be repeated, repeated, repeated, new customer manager seems a lot better and Salesman Michael Gleason was always great. Reason for choosing BILL Spend & Expense Reimbursements - I wanted my system to handle the out-of-pocket reimbursements as well as transactions. Ramp was the only other company with this feature and they have the absolute dumbest underwriting policies and wanted copies of my 27 different bank statements uploaded monthly, Um, No. Review Source WF Wendy F. CEO Non-Profit Organization Management Used the software for: 1-2 years ### "Divvy is EASY and saves time " December 6, 2022 5.0 I have enjoyed working with ad using Divvy. Customer service is responsive and the application makes it very easy to order new cards, suspend cards, and allows for virtual cards. Pros Divvy has made significant difference with reconciling credit card expenses and reducing indirect time for staff. It is easy for staff to upload receipts through out the month and allows for better tracking of expenses. The app is super easy and provides alerts to remind you to upload your receipt following a purchase. Cons Sometimes the card is perceived as a prepaid card at some businesses. Review Source Caleb M. Financial Controller Retail Used the software for: 2+ years ### "Best Corporate Credit Card Solution" December 5, 2022 5.0 Excellent. Sales and customer service are amazing. Pros Ease of issuing virtual cards, burner cards and new card to new employees. Also, offboarding credit cards is very simple. The UI is simple and intuitive, and makes managing credit card spend simple. Cons Don't use expense reimbursement software. Don't use the integration with accounting software, but it has a great export. Review Source Juan B. CEO Computer Software Used the software for: I used a free trial ### "The perfect solution to simplify and control your business expenses" July 10, 2023 4.0 My overall experience has been tremendously positive. Since the moment I joined this platform, I have felt a great relief when it comes to managing business expenses. The combination of my credit card and the intuitive software has greatly simplified the entire process. Pros What I liked the most about this application is the ease and convenience it offers when it comes to managing business expenses. Using his credit card and intuitive software, he was able to automate the entire process of expense reporting, budgeting, and reimbursement. I no longer have to deal with mountains of receipts and endless spreadsheets, now everything is automatically recorded and organized. Cons Although in general I loved the experience with this platform, there is one aspect that could be improved. Sometimes I have experienced some technical difficulties with the software, such as platform errors or delays in loading information. Although these problems are not frequent and the support team has always been attentive and quick to solve any problem. Review Source Response from BILL September 11, 2023 We appreciate your feedback Juan. We are happy to hear that our software is the perfect solution and has made managing your expenses easier. We apologize for the difficulties and frustrations that come along with technical difficulties with the software and the delay that it causes with loading data. We are glad that your overall experience has been positive. If you need to reach out in the feature please contact us at 1(855)229-3111. DA David A. CFO Wholesale Used the software for: 2+ years ### "Divvy is amazing!" December 15, 2022 5.0 The people are awesome...the app is effortless....I can't imagine life without Divvy anymore. Pros Time savings, faster expense approvals, cash rebates & increases in enterprise value. Cons Need a better mileage reimbursement app, which we understand is coming. Reason for choosing BILL Spend & Expense Cost savings, cash rebates and happier travelers Switched from [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/) Cost and cash rebates Review Source CG Catherine G. HR Coordinator Non-Profit Organization Management Used the software for: 6-12 months ### "Divvy was a BIG win for our church!" December 16, 2022 5.0 This was a Big win for us this year. We had a big bank credit card and Concur for reconciliation and that was expensive and cumbersome. Employees avoided reconciling like the plague! Now our reports are almost 100% on time. Our spending is transparent and easy to follow. It's been a tremendous blessing for us. Pros We love the credit card feature. The ease of use is the best we've experienced. Cons There is really nothing I don't like. I wish sales tax was automatically sectioned out of expenses but that is a minor problem. Splitting works fine. Reason for choosing BILL Spend & Expense n/a Review Source VR Verified Reviewer Executive Escalations Analyst Financial Services Used the software for: 1-2 years ### "So easy to organize " June 21, 2023 4.0 Pros Very aesthetically pleasing, very user-friendly. I’ve helped implement Divvy within small companies of young people and large corporations with people significantly older; easy to use, easy to put together. Cons If you miss a payment…you’re on a rough road to get deactivated Reason for choosing BILL Spend & Expense Divvy is free, user friendly, and has excellent support! Review Source SD Sarah D. CFO Construction Used the software for: Less than 6 months ### "Divvy Is Awesome" February 24, 2022 5.0 Our employees who use credit cards a lot are raving about Divvy. They no longer have to complete paperwork for their credit card transactions. They love the ease of recording their expenses. We were leery of implementing Divvy as a result of a terrible experience with another credit card software we attempted to integrate in the past. However, from beginning to end our experience with Divvy has been fantastic! Pros The software is very user-friendly; even those who are not very tech-savvy have had minimal challenges adapting to the Divvy method of reporting their expense transactions. Divvy also seamlessly integrates with QuickBooks and provides details of the transactions that we do not have to enter manually. Cons We have not encountered any significant cons with the Divvy software. There are a few "buggy" things that could be tweaked but our awesome and amazing implementation specialist, Aubree Matheson, forwarded our concerns to the department that updates the software and we are hopeful our suggestions will be part of a future upgrade. For now, we are easily working around the things that would be "nice" to have changed. Review Source CN Cameron N. Founder/CEO Design Used the software for: 6-12 months ### "A must have for solo/micro businesses " December 15, 2022 5.0 Divvy makes it very easy as a micro company (2-10 employees) to track, organize, and report on internal operational expenses and make better budget and expense cut decisions. A must have for solo/micro businesses!! Pros Easy to use, helps us non-finanationally minded businesses owners, helps me cut expenses easier to save more Cons Expense categories cannot be edited/customized so a lot of our stuffvis marked as "Other" which doesn't help. Needs to integrate with Zapier so us micro businesses can connect to our systems- not everyone likes QuickBooks and other options are overpriced/enterprise systems. Review Source JD Jonathan D. Producer Marketing and Advertising Used the software for: 1-2 years ### "Divvy is an excellent overall package!" December 15, 2022 4.0 It's great to have a business line of credit available; really helped with my cashflow and having a card to give to others over which I have such a large amount of control is fantastic. Pros I really like being able to upload receipts via the phone and being able to forward on email receipts because it helps me not forget! Cons Some of the internal menus and the incentive interface are sluggish and unhelpful. Having a year lag on rewards is also poor. Finally, I would appreciate more accountability on how credit decisions are reached. Particularly after ledgers and statement of accounts have been given. Alternatives considered [Ramp](https://www.capterra.com/p/207081/Ramp/) Reason for choosing BILL Spend & Expense Divvy was more welcoming and user friendly. Review Source CM Carrie M. COO Events Services Used the software for: 6-12 months ### "Finally a Credit Card with All the Features We need and More!" December 15, 2022 5.0 We have had a great experience with Divvy. It has made accounting much easier as well as purchasing. The points are an awesome perk as well. Pros We are so pleased with this software. The Quickbooks Desktop integration is key and the ability to add as many vendor cards as we need has made reconciling a breeze. The ability to approve funds request instantly is also a huge feature for us. Cons I did run into an issue where if we split a transaction to categorize it under different expense accounts when the transaction is synced it splits into two separate entries. This does not work for us so we no longer use the split feature. The work around we currently use is to enter notes about splitting the transaction then we edit it in quickbooks after we sync the transaction. Reason for choosing BILL Spend & Expense Divvy was the only one we found with all the features we needed Review Source Similar Products Featured ## Related categories [Financial Reporting](https://www.capterra.com/financial-reporting-software/)[Expense Report](https://www.capterra.com/expense-report-software/)[Travel Management](https://www.capterra.com/travel-management-software/) ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.